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London - Amalungu omndeni wowesifazane athuke isimanga ngesikhathi ethola ukuthi isihlobo sawo siyaphila yize besisemakhazeni.
Ngokusho kwabezindaba, iMirror, izihlobo zishaqekile zibona 'umufi' oyilungu esaphila ngesikhathi beyombona okokugcina.
'Umufi' uhlonzwe ngelikaRathnam, 40, okwabikwa ukuthi izitho zomzimba azisasebenzi kulandela ukuxinwa yisifo i-jaundice.
OLUNYE UDABA:Umndeni ukhala ngongeniswe esibhedlela wagulela ukufa
URathnam, 'washona' esendleleni ebheke ekhaya ephuma esibhedlela, ngemuva kokuba umndeni wakhe uqoke ukumkhipha esibhedlea ukuze ezochitha izinsuku zakhe zokugcina nawo.
Ngeshwa, uRathnam washona okwangempela ngemuva kwesikhashana ngemuva kokungeniswa esibhedlela okwesibili ngemuva kwamahora ambalwa ekhishwe emakhazeni.


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I-OEM design elula abicah abancane baby teething umgexo
Ibhulogi: I-Kean
Ukupakisha: ukupakisha ibhokisi, ukufaka imfuyo, ukupakisha isikhwama sokupaka kanye nokupakisha okwezifiso
Amandla Wokunikezela: 5000pcs/ day
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Min. I-oda: 100 Piece/Pieces
I-OEM design elula abicah abancane baby teething umgexo Umklamo wethu we- OEM olula we-silicone we-baby teething umgexo yi- BPA, i-Phthalates mahhala, i-FDA, i-LFGB evunyelwe, ayikho ingqondo enzima njenge-Lead, i-Arsenic, i-Arsenic. I-Soft, Safe for baby teething kanye nayo yonke ubuhlalu bomgexo wethu ifakwe...
Xhumana Nanje

robotstxt: allowed

filter: keep


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Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, Izingcaphuno Zomshuwalense Webhizinisi Best ku Johannesburg kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Isithuthuthu Somshuwalense umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Imoto Yomshuwalense Wemoto Uqhathanise kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.
Uma kuqhathaniswa nezinkampani
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.
Izingcaphuno Zomshuwalense Webhizinisi Best ku Johannesburg ?
Imishanguzo yomshuwalense ibalwa ngokwezinto eziningana zobungozi. Lezi yizici ezikhonjiswe yinkampani yomshuwalense njengoba cishe kunomthelela kulabo abathintekayo ababhekele ingozi. Umshuwalense uyindleko ebalulekile ehlotshaniswa nento eqinisekisiwe futhi akufanele igijimele. Kuhlale kungumqondo omuhle ukuthenga nxazonke ukuze uthole intengo engcono kakhulu. Imishanguzo yomshuwalense izohluka kakhulu kusuka kumshuwalense kuya kumshuwalense ukwenza umsebenzi wesikole sakho.
Shop Around b> p>
Bheka izinkampanini ezahlukene zomshuwalense oyithandayo futhi uzibuze for quote. Bangakwazi ukukunikeza ukulinganisa okubi kakhulu futhi izingcaphuno eziqondile nakakhulu kufanele futhi zenzeke uma unikeza imininingwane eyengeziwe futhi ulinde. Kufanele futhi ubheke ama-insurers ku-intanethi futhi uthole izingcaphuno ezisheshayo kusuka kuwebhusayithi yazo. Lena indlela esheshayo futhi ephumelelayo yokuthenga ezungeze. Uzothola umbono omuhle walokho amanani okufanele alindele. Ungase futhi uhlole amawebhusayithi wekhothethi ukuze ubone ukuthi yithinta kanjani inani lakho lentengo uma ukhetha izinketho ezahlukene. Ngayo yonke imigomo yomshuwalense uzoba nenani lezinketho ezithinta intengo yenqubomgomo.
Ngakho-ke kufanele ucabange ngalokhu okukhethwa kukho futhi uma kukhona izingozi ongafisi ukumboza bese uvumela umshuwalense azi njengoba i-premium yakho kufanele ishibhile. p>
Kufanele uzame futhi ukuqinisekisa ukuthi awuqinisekisi kabili. Kuyisimiso somshuwalense ongeke uzuze kulokho okwenzeka kumcimbi we-insured. Ngakho awukwazi ukukhokhelwa kabili ngisho noma unezinqubomgomo zomshwalense ezimbili. Ngakho-ke uma ngabe ingozi isivele ihlanganiswe inqubomgomo eyodwa, iphinda uvumele umshwalense wakho azi ukuthi angasusa ekubalweni kwawo.
Izinto b> p>
Imali yomshuwalense wezimoto ngokuvamile kuxhomeke ezintweni ezifana nokuthi yiluhlobo luni lwemoto oshayela ngayo, ingakanani ubudala, ukuthi injini inkulu kangakanani, yenzani futhi imodeli? Uhlobo luni lomshuwalense oludinga futhi ludlala indima, udinga kuphela umthwalo wemfanelo, noma ophelele? Ngabe uzosebenzisa kanjani imoto, isibonelo uzobe uhamba uye emsebenzini nokuthi uhlela amamitha amangaki ukushayela?
Umlando wakho wokushayela uzoba isici esiqinile ekunqumeni ingozi yakho b>, futhi okuxhunyaniswe nalokhu kuyoba yinkathi yomshayeli, kanti abashayeli abasha bebesengozini yokubandakanya engozini. Uma usemusha, ubulili bakho buzoba yingozi ebalulekile, kodwa uma ubulili obudala ngokuvamile buba bubi kakhulu.
Isihloko Esinye Esiphathelene Nomshwalense We-Auto
Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa b>
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka b>
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo. p>
Uma kuqhathaniswa nezinkampani b> p>
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa. p>
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali. p>
https://garybailey.co.za/sandton-5/


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Umuntu onezingubo uNkulunkulu ngoba ingcebo yakhe ine zonke izinto One. ingcebo abaningi abavamile angase wamphika, noma uma uvunyelwe ukuba, ukuthabela azishiye uyoboniswa ukuze omnene ukuthi abasoze ezidingekayo ukuze injabulo yakhe. Noma uma kumelwe ukuba babakhulula, eyodwa ngemuva elilodwa, uyokwenza nendlela nomuzwa wokulahlekelwa, ngokuba uMthombo wazo zonke izinto anakho One nke ukwaneliseka, bonke ubumnandi, konke akuthandayo. Kungakhathaliseki angase alahlekelwe yena uye empeleni yilutho, ngoba anawo manje konke One, futhi has it luyingxenye, ngokufanele naphakade.
A.W. Tozer, Ukuphishekela kaNkulunkulu


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Iningizimu Afrika iyaziqhenya ngengcebo yamasiko nemikhuba yayo. Yize noma eminye imikhuba namasikompilo eselahliwe, amanye aseyingxenye ebalulekile ekwakheni impilo yansuku zonke, esikhathini esiningi ihlanganisa ibe yingxubevange futhi ifake nokwesikhathi samanje ukwethula okwehlukile kwakudala kanye nokusha.
uPeter Magubane, usebe nomthelela omkhulu kwezobuntatheli ngokuthwebula izithombe kwiminyaka engaphezu kwamashumi amane, usebenzisile amathalente akhe njengomthwebuli wezithombe ukubamba lokhu okuyigugu lesizwe nomphakathi wethu aphinde akuqophe lokhu enzela izizukulwane.
Ngizizwa ngihloniphekile ukuba nethuba lokwethula ilaka lami emizamweni yokuchaza leliciko.
NELSON MANDELA
President Umongameli
Republic of South AfricaWase Ningizimu Afrika


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Noma ngabe pre-ukudayiswa noma ngemva-yokuthengisa, sizokwenza ukukunikeza isevisi best ukukwazisa futhi ungasebenzisi imikhiqizo yethu ngokushesha.
Nge Abaklami eziyisithupha, imigqa eyisishiyagalombili ukukhiqizwa, omunye umnyango ukulawula izinga kanye ukukhiqizwa engaphezu kwengu-15 'isipiliyoni, sikuqinisekisa ukuthi singakwazi ukukunikeza izinga ezinhle, futhi amanani abiza ngokufanele.
Siphikelela izimfanelo imikhiqizo futhi ulawule ngokuqinile izinqubo esikhiqiza, uzibophezele womshini zonke izinhlobo.
Ukuthengisa Izingubo Emhlabeni wonke
yishui xingrong ukunitha izingubo co., Ltd. is ingubo nomkhiqizi owaziwa futhi umthengisi elisungulwe 2003 elise Yishui City, Shandong sifundazwe chia (ezwekazini) .Thina ikakhulukazi ukukhiqiza zangaphansi kwabesifazane (zangaphansi lace, imfashini, ubhodisi amasethi), amadoda (bafake ezishisayo, briefs, iyembe nezemidlalo), ihembe zezingane kanye elingenamikhono. Yonke imikhiqizo yethu ukuthengisa kahle e-Europe, Middle East, Japan, Russia, Singapore, Malaysia, e-Australia, futhi kwamanye amazwe futhi izifunda ......


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Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, Izinhlangano Zezinsizakalo Zomthetho ku Johannesburg kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Isithuthuthu Somshuwalense ENingizimu Afrika umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Abanikazi Bendlu Yomshuwalensi kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.
Uma kuqhathaniswa nezinkampani
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.
Izinhlangano Zezinsizakalo Zomthetho ku Johannesburg ?
Ukuthengwa komshuwalense wemoto kungaba umsebenzi obangele. Ngaphambi kokuthenga inqubomgomo, kuwumqondo omuhle ukufunda ngezinhlobo ezahlukene zokubheka nokuthi yikuphi okushiwo ngempela. i> p>
Ngaphambi kokuthenga umshwalense wezimoto, kufanele uqonde izingxenye ezihlukene zokuhlanganisa: umthwalo wemfanelo, ukushayisana nokubanzi. Ngayinye yalezi zingxenye iyingxenye ye-premium yomshuwalense wemoto oyikhokhayo. Nakuba kungase kube isilingo sokuthola umshuwalense wemoto eshibhile, kungcono ukukhetha ukuqiniseka ukuthi wena nemoto yakho zivikelekile ngokwanele.
Izinhlobo Ezinhlanu Zokuqala Zomphakathi b> p>
Isibopho: b>
Le yingxenye yomshuwalense wemoto oyomelwe ube nayo - ikuvikela uma unecala lenhlekelele. Ungabekwa icala lokulimala kwenye imoto, kodwa futhi nezindleko zezokwelapha, umholo olahlekile, nobuhlungu nokuhlupheka kwanoma ubani omele. Imingcele yemingcele ibalwa ngamashumi ezinkulungwane (noma ngezinye izikhathi ngamakhulu ezinkulungwane) zamaRandi. Isibonelo, i- "50/100/25" kusho ukusakazwa komzimba owodwa ka-$ 50,000 womuntu oyedwa, imali engu-$ 100,000 yokuthengwa kanye no-$ 25,000 wokulimala kwempahla.
Ukungqubuzana: b>
Lokhu kukhishwa kukhokhelwa ukulungiswa kwemoto yakho, noma ukushintshwa kwezimakethe zayo uma kuqhathaniswa uma ubhekene nomunye imoto noma ushaye okuthile-kungakhathaliseki ukuthi ubani onecala. Uma unomoto osekhulile, ungase ube ngcono ngaphandle kwalokhu kukhishwa.
Kuyacaca: b>
Lokhu kubhadela kukhokhelwa ukulungiswa noma ukushintshwa kwemoto yakho uma sebiwe noma ezilimele emlilweni, izikhukhula noma imimoya ephakeme. Futhi, uma unemoto endala, kungenzeka ukuthi awudingi lokhu kukhishwa.
Ukubambisana nezigaba eziphelele zenqubomgomo yakho, ehlangene ndawonye ngamaphesenti angama-40 noma ngaphezulu kwe-premium yakho, ngalinye libandakanya inani elidonswayo kufanele ukhokhe ngaphambi kokuba umshwalense ukhawule ngokufaka isicelo ngasinye. Isibonelo, uma unemali engu-$ 500, futhi ulahlekelwe u-$ 1,00
p>Imithetho ye-
ingafaka futhi ukukhokhelwa kwezokwelapha ngawe nabagibeli bakho (kungakhathaliseki ukuthi ubani onecala), nokuvikelwa komshayeli ongaqinisekisiwe uma kwenzeka imoto yakho ishaywa ngumshayeli ongagunyaziwe. Izinqubomgomo eziningi nazo zinikeza izengezo ezincane ezinjengokubuyisela okuqashisayo (uma kwenzeka imoto yakho ingekho ngenxa yokulungiswa ngemuva kwengozi), kanye nomshuwalense wokudubula.
Yini Edingekayo? b> p>
Cishe wonke amazwe adinga abashayeli ukuba bathathe umshuwalense wemfanelo, kodwa kwabanye bathi inani lokubiza elidingekayo liphansi kakhulu - phakathi kwamaphesenti angu-15 kuya ku-$ 25,000. Kungakhathaliseki ukuthi yimuphi umshuwalense wemfanelo owenziwe ngumbuso wakho, kuwukuhlakanipha ukuthola inqubomgomo enomkhawulo wokufaka imali okungenani u-$ 100,000 umuntu ngamunye omele futhi u-$ 300,000 ngengozi, ngoba imingcele ephansi angeke ikuvikele ngokwanele. Eqinisweni, ngokusho kwe-Insurance Information Institute, eminyakeni yamuva nje umklomelo wokulimala komuntu siqu kuleso simo kuye kwaba ngu-$ 323,000. Kumele futhi ucabange ukuthi okungenani u-$ 50,000 ekukhunjweni kwempahla yokulimala kwempahla. Ngisho noma umkhawulo wesimo ungase ube mkhulu kakhulu, ukulungisa izikweletu kungenezela ngokushesha ezimotweni zokunethezeka kanye nezinye izimoto ezibiza kakhulu.
Indlela esheshayo yokusika isikhwama somshuwalense wemoto yakho ukwandisa ukwedluliswa kokushayisana kwakho nokuhlanganiswa okuphelele . Ukukhulisa imali yakho esivela ku-$ 200 noma $ 250 umkhawulo kuya ku-$ 500 kunganciphisa amaphesenti angu-10 kuya ku-15 ngonyaka kusukela ku-bill yomshuwalense wakho wemoto. Kodwa-ke, kufanele uhlole ngokucophelela lokho okumele ukwazi ukukulondoloza mayelana nezindleko eziphezulu eziphuma ngaphandle. Uma ungenakukwazi ukukhokha imali engaphezulu, kufanele ukhethe i-deductible ephansi.
Uma ushayela imoto endala, ungakwazi ukuyeka ukusabalala okuphelele nokudibanisa ngokuphelele. Eqinisweni, uma imoto ingaphezu kweminyaka emihlanu ubudala, kufanele ucabange ngalolu khetho. Akukona umqondo ukugcina ama-premium premium yomshuwalense wezimoto ezidakayo uma imoto ingabalulekile kakhulu. Khumbula ukuthi noma yikuphi ukukhokha kuzoba ngenani lemakethe kuphela yale moto. Njengomthetho wesithupha, ungagcini ukufakwa uma ngabe i-premium ye-collision nephelele ingaphezulu kwamaphesenti angu-10 we-value esetshenzisiwe yokuthengiswa kwemoto.
Iningi lifuna ukudluliselwa kwezimoto okungagunyaziwe / okungaphansi kwesibindi, ngokuvamile u-$ 20,000 kuya ku-$ 40,000 ekuvikeleni. Uma imoto yakho ishaywa umshayeli ongenayo umshwalense wezimoto noma engenawo umshwalense owanele, lokhu kuzothola ukulimala kubagibeli bakho nezinye izindleko umshwalense wezempilo ongajwayelekile awufihli. Ibuye ikuvikele uma umshayeli ongeke aqiniseke akushaya ngenkathi ugibela ibhayisikili noma uhamba. Ungathenga i-$ 100,000 ekuthengeni cishe ngama-$ 50 ngonyaka, kodwa ngokuvamile kuvumelekile izindleko zokwandisa lokhu kokusabalalisa okungaphezulu.
Ohlangothini olungaphezulu, ungakwazi ukulondoloza ekuhlinzekeni kokukhokhelwa kwezokwelapha. Kungakhathaliseki ukuthi ubani onecala engozini, lokhu kuzokukhokhela izikweletu zedokotela nezibhedlela - futhi ngezinye izikhathi ngisho nezindleko zokungcwaba - ngawe nabagibeli bakho. Kodwa ngaphambi kokunciphisa ukukhokhelwa kokukhokhelwa kwezokwelapha, hlola ukuze ubone ukuthi inhlanganisela yempilo yakho nempilo yomshuwalense wezempilo izofaka lezi zinto. Uma kunjalo, ungenza ngokuphepha ngaphandle kwalolu khetho, okungakusiza okungenani u-$ 100 ngonyaka.
Qhathanisa umshwalense wemoto ngenzuzo yakho siqu
Uma okwamanje uhlala eMissouri noma uhlela ukuthuthela lapho, umshwalense wemoto yinto ozoyihlola ngempela uma uhlela ukuba nomnikazi wemoto. Umshwalense wokuzenzekelayo ubeka wena uma ubangela umonakalo kunoma yimuphi umuntu noma umzimba womuntu, futhi kuyadingeka ukuthi ubhalise futhi ushayela noma imuphi imoto. p>
Isimo ngasinye sinezimiso nemithetho yaso uma kuziwa ku-auto umshuwalense, ngakho kungaba umqondo omuhle ukuvakashela iwebhusayithi yaseMissouri yeMoto yeMoto ukuze uthole imininingwane ephelele yalokho okudingayo. Ngokujwayelekile, kukhona umshuwalense wemfanelo encane okufanele udonswe kuwo. KuMbuso waseMissouri, lokhu kulandelayo: $ 25,000 ukuhlolwa okuncane kokulimala komzimba ngomuntu ngamunye, ukukhokhelwa okungenani $ 50,000 kwengozi ngayinye, kanye no-$ 10,000 ubuncane bokufaka impahla noma ingozi ngayinye. Kuhle ukwazi lolu lwazi uma uthengisa umshwalense wemoto ukuze ukwazi ukwaziswa kangcono futhi ungathola inqubomgomo enhle kakhulu kuwe. p>
Inshwalense yemfanelo, okuyinto enikezwe igunya eMissouri, ayifihli umnikazi wezinqubomgomo uma kwenzeka kwenzeka ingozi. Lolu hlobo lwemshwalense luhlanganisa kuphela abashayeli bezinkampani zangaphandle kanye nempahla. Ukuziqinisekisa wena nemoto yakho, kufanele ucabangele ukushayisana nokuhlanganisa okuphelele. Uma ufuna ukuthula kakhudlwana kwengqondo, ungakhetha umshwalense wokushayela ongaqinisekisiwe noma ongagunyaziwe, okukuvikela uma kwenzeka umuntu ehlasela imoto yakho futhi engavunyelwe noma engaqinisekisiwe. p>
Uma ufuna amanani omshuwalense omoto ongcono kakhulu Missouri, iseluleko esihle kakhulu ukuthenga ezungeze futhi uqhathanise okungenani izinkampani ezinhlanu zomshuwalense. Ungase umangale ukubona ukuthi amazinga omgomo ahluke kangakanani phakathi kwezinkampani ezihlukene, ngisho nezinketho ezifanayo noma ezifanayo zokuqapha. Yingakho kubalulekile ukuthenga nxazonke futhi uqhathanise amanani omshuwalense wemoto amaningi. p>
Ngisho noma okwamanje uqinisekisiwe, ungase ukwazi ukusindisa amakhulu amadola ngonyaka ngokushintsha abahlinzeki bomshuwalense wezimoto. Ungakwazi ukuqhathanisa izingcaphuno eziningi ku-intanethi ngendaba emaminithi, ngakho-ke awukho lutho oluzolahlekelwa, noma ngabe ungagcina usindisa okuningi. p>
I-Missouri Insurance Information Service ithi izimoto ezingaphezu kuka-20 000 kubikwa kubiwe ngo-2008, cishe ingxenye yabo eSt. Louis naseKansas City. Lokhu kungaba kuhle ukucabangela lokhu yizindawo ezimbili ezinkulu kunazo zonke ezisemaphandleni, kepha lokhu kuyizindaba ezimbi kubahlali baseSt. Louis naseKansas njengoba lokhu kusho ukuthi cishe bazokhokha izinga eliphezulu le-inshuwalense ngenxa yezinga eliphezulu lobugebengu. Izimoto ezinhlanu ezivame kakhulu ezebiwe eMissouri yi-Dodge Intrepid, i-Ford Taurus, i-Pontiac Grand Prix, i-Dodge Stratus ne-Oldsmobile Cutlass, ngakho-ke ungase ufune ukugwema lezi zimoto ukuze ugcine amazinga omshwalense wakho wemoto ngangokunokwenzeka. p>
https://garybailey.co.za/south-africa-2/
Gary Bailey Yiba Umshuwalense We-motorcycle Ukuvuselelwa Uhlu


text:
Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, Izinhlangano Zezinsizakalo Zomthetho ku Johannesburg kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Umshuwalense Wesikhathi Esifushane umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Umshuwalense Wokukhokha kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.
Uma kuqhathaniswa nezinkampani
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.
Izinhlangano Zezinsizakalo Zomthetho ku Johannesburg ?
Ukuhlolwa kwamanani ezingozi eziboshwe kumuntu othize kusetshenziswa njengesisekelo semali ye-premium. Kubantu ababeka ingozi enkulu yokubandakanyeka engozini yezimoto, inkampani yomshuwalense kungenzeka ukuthi ichithe imali ekuphenduleni isimangalo. Ngakho-ke, laba bantu abanamalungelo omthetho ngokuvamile bakhokhela inani eliyinhloko lemali eliphansi uma kuqhathaniswa nalabo abahlolwe ukuthi basengozini ephansi.
Nakuba abantu ababili bangase babe nohlobo olufanayo lwebanga lemoto nomholo, bangase bakhokhe i-premium ehlukile yabo umshwalense wemoto. Inani lizimisele ukusebenzisa umshwalense we-umshuwalense wemoto, okuyinto ithuluzi eliyigugu lomshwalense.
Ubani obungozi obukhulu? Strong> p> Umnikazi imoto ebiza futhi enamandla ikhokha imali enkulu kakhulu kunomnikazi wesimiso esincane kusukela owake wangena engozini enkulu yokuba ukwebiwa kwemoto kunezokugcina. Abanikazi bezimoto abahlala ezindaweni ezinamazinga aphezulu olwaphulwa ubugebengu nazo zitholakala ukuthi zisengozini enkulu kunalezo ezihlala ezindaweni ezithule, zokuhlala. Okwamanje, abashayeli abasha babhekwa njengengozi enkulu uma kuqhathaniswa nabashayeli bezilwane ezindala, ngakho-ke labo abaneminyaka eminingi abanokuhlangenwe nakho kokushayela bathambekele ekukhokheni amaprimiyamu athibhile. Umdala omunye umshayeli onqunyiwe, futhi abashayeli abasha bacatshangwa ukuthi ingozi encane ngoba ayinakwenzeka ukuhileleka engozini yemoto. Ingxabano isekelwe emininingwaneni yemininingwane ebonisa ukuthi abashayeli asebekhulile abaye bavala isikhathi esiningi ngemuva kwesondo abakwazi ukubandakanyeka emikhankasweni yomgwaqo njengoba abashayeli abancane bekhona. Umnikazi wemoto ofuna ukuvikela imoto enomgomo womshuwalense ingasebenzisa kahle imithombo ehlukahlukene ye-intanethi etholakalayo namhlanje ukuthola ukulinganiswa kwe-premium okufanele bayikhokhe. p> Yiziphi izinsiza ezikhona ku-intanethi? strong> p> Ukulinganiswa komshuwalense wemoto kusekelwe kwedatha yamanje, futhi kuyithuluzi eliwusizo labanikazi bezimoto abafuna ukuthola inqubomgomo engcono kakhulu futhi abangayithola. Kukhona amawebhusayithi anokwethenjelwa anikela ngezinsizakalo zomshuwalense wezimoto online. Lezi zindawo zisekela ukulinganisa nezibalo zabo kwisofthiwe yokuqapha umshuwalense wemoto eqoqa futhi ihlaziye idatha. Ingcebo yolwazi etholakala kulezi zindawo ingasiza abantu abacabangela ukuthenga inqubomgomo yomshwalense wemoto. Isibonelo, idatha yamanje yamaphesenti ajwayelekile akhokhelwa ngamaqembu ahlukene angatholakala. Ukunikezwa umqondo wokuthi kuningi okudingayo ukukhokhela umshuwalense wemoto kunika amandla umnikazi wemoto ekwenzeni ukukhetha. Ukuthola ukuthenga okulungile strong> p> Ukuba uhlobo olufanele lomshwalense luyisiketi sokuphepha sabanikazi bemoto. Umshwalense wemoto ophelele ungasindisa abantu imali. Lezi zinsuku, kunezinketho zenqubomgomo ezitholakalayo ukuze umnikazi wemoto athole kalula ukuthunyelwa okuhambisana nezidingo zakhe. Uma okwamanje uhlala eMissouri noma uhlela ukuthuthela lapho, umshwalense wemoto yinto ozoyihlola ngempela uma uhlela ukuba nomnikazi wemoto. Umshwalense wokuzenzekelayo ubeka wena uma ubangela umonakalo kunoma yimuphi umuntu noma umzimba womuntu, futhi kuyadingeka ukuthi ubhalise futhi ushayela noma imuphi imoto. p> Isimo ngasinye sinezimiso nemithetho yaso uma kuziwa ku-auto umshuwalense, ngakho kungaba umqondo omuhle ukuvakashela iwebhusayithi yaseMissouri yeMoto yeMoto ukuze uthole imininingwane ephelele yalokho okudingayo. Ngokujwayelekile, kukhona umshuwalense wemfanelo encane okufanele udonswe kuwo. KuMbuso waseMissouri, lokhu kulandelayo: $ 25,000 ukuhlolwa okuncane kokulimala komzimba ngomuntu ngamunye, ukukhokhelwa okungenani $ 50,000 kwengozi ngayinye, kanye no-$ 10,000 ubuncane bokufaka impahla noma ingozi ngayinye. Kuhle ukwazi lolu lwazi uma uthengisa umshwalense wemoto ukuze ukwazi ukwaziswa kangcono futhi ungathola inqubomgomo enhle kakhulu kuwe. p> Inshwalense yemfanelo, okuyinto enikezwe igunya eMissouri, ayifihli umnikazi wezinqubomgomo uma kwenzeka kwenzeka ingozi. Lolu hlobo lwemshwalense luhlanganisa kuphela abashayeli bezinkampani zangaphandle kanye nempahla. Ukuziqinisekisa wena nemoto yakho, kufanele ucabangele ukushayisana nokuhlanganisa okuphelele. Uma ufuna ukuthula kakhudlwana kwengqondo, ungakhetha umshwalense wokushayela ongaqinisekisiwe noma ongagunyaziwe, okukuvikela uma kwenzeka umuntu ehlasela imoto yakho futhi engavunyelwe noma engaqinisekisiwe. p> Uma ufuna amanani omshuwalense omoto ongcono kakhulu Missouri, iseluleko esihle kakhulu ukuthenga ezungeze futhi uqhathanise okungenani izinkampani ezinhlanu zomshuwalense. Ungase umangale ukubona ukuthi amazinga omgomo ahluke kangakanani phakathi kwezinkampani ezihlukene, ngisho nezinketho ezifanayo noma ezifanayo zokuqapha. Yingakho kubalulekile ukuthenga nxazonke futhi uqhathanise amanani omshuwalense wemoto amaningi. p> Ngisho noma okwamanje uqinisekisiwe, ungase ukwazi ukusindisa amakhulu amadola ngonyaka ngokushintsha abahlinzeki bomshuwalense wezimoto. Ungakwazi ukuqhathanisa izingcaphuno eziningi ku-intanethi ngendaba emaminithi, ngakho-ke awukho lutho oluzolahlekelwa, noma ngabe ungagcina usindisa okuningi. p> I-Missouri Insurance Information Service ithi izimoto ezingaphezu kuka-20 000 kubikwa kubiwe ngo-2008, cishe ingxenye yabo eSt. Louis naseKansas City. Lokhu kungaba kuhle ukucabangela lokhu yizindawo ezimbili ezinkulu kunazo zonke ezisemaphandleni, kepha lokhu kuyizindaba ezimbi kubahlali baseSt. Louis naseKansas njengoba lokhu kusho ukuthi cishe bazokhokha izinga eliphezulu le-inshuwalense ngenxa yezinga eliphezulu lobugebengu. Izimoto ezinhlanu ezivame kakhulu ezebiwe eMissouri yi-Dodge Intrepid, i-Ford Taurus, i-Pontiac Grand Prix, i-Dodge Stratus ne-Oldsmobile Cutlass, ngakho-ke ungase ufune ukugwema lezi zimoto ukuze ugcine amazinga omshwalense wakho wemoto ngangokunokwenzeka. p>
https://garybailey.co.za/south-africa-2/ Gary Bailey Yiba Umshuwalense We-motorcycle Ukuvuselelwa Uhlu
Inqubomgomo Yomshuwalense Wezimoto
Umnikazi imoto ebiza futhi enamandla ikhokha imali enkulu kakhulu kunomnikazi wesimiso esincane kusukela owake wangena engozini enkulu yokuba ukwebiwa kwemoto kunezokugcina. Abanikazi bezimoto abahlala ezindaweni ezinamazinga aphezulu olwaphulwa ubugebengu nazo zitholakala ukuthi zisengozini enkulu kunalezo ezihlala ezindaweni ezithule, zokuhlala. Okwamanje, abashayeli abasha babhekwa njengengozi enkulu uma kuqhathaniswa nabashayeli bezilwane ezindala, ngakho-ke labo abaneminyaka eminingi abanokuhlangenwe nakho kokushayela bathambekele ekukhokheni amaprimiyamu athibhile.
Umdala omunye umshayeli onqunyiwe, futhi abashayeli abasha bacatshangwa ukuthi ingozi encane ngoba ayinakwenzeka ukuhileleka engozini yemoto. Ingxabano isekelwe emininingwaneni yemininingwane ebonisa ukuthi abashayeli asebekhulile abaye bavala isikhathi esiningi ngemuva kwesondo abakwazi ukubandakanyeka emikhankasweni yomgwaqo njengoba abashayeli abancane bekhona.
Umnikazi wemoto ofuna ukuvikela imoto enomgomo womshuwalense ingasebenzisa kahle imithombo ehlukahlukene ye-intanethi etholakalayo namhlanje ukuthola ukulinganiswa kwe-premium okufanele bayikhokhe. p>
Yiziphi izinsiza ezikhona ku-intanethi? strong> p> Ukulinganiswa komshuwalense wemoto kusekelwe kwedatha yamanje, futhi kuyithuluzi eliwusizo labanikazi bezimoto abafuna ukuthola inqubomgomo engcono kakhulu futhi abangayithola. Kukhona amawebhusayithi anokwethenjelwa anikela ngezinsizakalo zomshuwalense wezimoto online. Lezi zindawo zisekela ukulinganisa nezibalo zabo kwisofthiwe yokuqapha umshuwalense wemoto eqoqa futhi ihlaziye idatha. Ingcebo yolwazi etholakala kulezi zindawo ingasiza abantu abacabangela ukuthenga inqubomgomo yomshwalense wemoto. Isibonelo, idatha yamanje yamaphesenti ajwayelekile akhokhelwa ngamaqembu ahlukene angatholakala. Ukunikezwa umqondo wokuthi kuningi okudingayo ukukhokhela umshuwalense wemoto kunika amandla umnikazi wemoto ekwenzeni ukukhetha. Ukuthola ukuthenga okulungile strong> p> Ukuba uhlobo olufanele lomshwalense luyisiketi sokuphepha sabanikazi bemoto. Umshwalense wemoto ophelele ungasindisa abantu imali. Lezi zinsuku, kunezinketho zenqubomgomo ezitholakalayo ukuze umnikazi wemoto athole kalula ukuthunyelwa okuhambisana nezidingo zakhe. Uma okwamanje uhlala eMissouri noma uhlela ukuthuthela lapho, umshwalense wemoto yinto ozoyihlola ngempela uma uhlela ukuba nomnikazi wemoto. Umshwalense wokuzenzekelayo ubeka wena uma ubangela umonakalo kunoma yimuphi umuntu noma umzimba womuntu, futhi kuyadingeka ukuthi ubhalise futhi ushayela noma imuphi imoto. p> Isimo ngasinye sinezimiso nemithetho yaso uma kuziwa ku-auto umshuwalense, ngakho kungaba umqondo omuhle ukuvakashela iwebhusayithi yaseMissouri yeMoto yeMoto ukuze uthole imininingwane ephelele yalokho okudingayo. Ngokujwayelekile, kukhona umshuwalense wemfanelo encane okufanele udonswe kuwo. KuMbuso waseMissouri, lokhu kulandelayo: $ 25,000 ukuhlolwa okuncane kokulimala komzimba ngomuntu ngamunye, ukukhokhelwa okungenani $ 50,000 kwengozi ngayinye, kanye no-$ 10,000 ubuncane bokufaka impahla noma ingozi ngayinye. Kuhle ukwazi lolu lwazi uma uthengisa umshwalense wemoto ukuze ukwazi ukwaziswa kangcono futhi ungathola inqubomgomo enhle kakhulu kuwe. p> Inshwalense yemfanelo, okuyinto enikezwe igunya eMissouri, ayifihli umnikazi wezinqubomgomo uma kwenzeka kwenzeka ingozi. Lolu hlobo lwemshwalense luhlanganisa kuphela abashayeli bezinkampani zangaphandle kanye nempahla. Ukuziqinisekisa wena nemoto yakho, kufanele ucabangele ukushayisana nokuhlanganisa okuphelele. Uma ufuna ukuthula kakhudlwana kwengqondo, ungakhetha umshwalense wokushayela ongaqinisekisiwe noma ongagunyaziwe, okukuvikela uma kwenzeka umuntu ehlasela imoto yakho futhi engavunyelwe noma engaqinisekisiwe. p> Uma ufuna amanani omshuwalense omoto ongcono kakhulu Missouri, iseluleko esihle kakhulu ukuthenga ezungeze futhi uqhathanise okungenani izinkampani ezinhlanu zomshuwalense. Ungase umangale ukubona ukuthi amazinga omgomo ahluke kangakanani phakathi kwezinkampani ezihlukene, ngisho nezinketho ezifanayo noma ezifanayo zokuqapha. Yingakho kubalulekile ukuthenga nxazonke futhi uqhathanise amanani omshuwalense wemoto amaningi. p> Ngisho noma okwamanje uqinisekisiwe, ungase ukwazi ukusindisa amakhulu amadola ngonyaka ngokushintsha abahlinzeki bomshuwalense wezimoto. Ungakwazi ukuqhathanisa izingcaphuno eziningi ku-intanethi ngendaba emaminithi, ngakho-ke awukho lutho oluzolahlekelwa, noma ngabe ungagcina usindisa okuningi. p> I-Missouri Insurance Information Service ithi izimoto ezingaphezu kuka-20 000 kubikwa kubiwe ngo-2008, cishe ingxenye yabo eSt. Louis naseKansas City. Lokhu kungaba kuhle ukucabangela lokhu yizindawo ezimbili ezinkulu kunazo zonke ezisemaphandleni, kepha lokhu kuyizindaba ezimbi kubahlali baseSt. Louis naseKansas njengoba lokhu kusho ukuthi cishe bazokhokha izinga eliphezulu le-inshuwalense ngenxa yezinga eliphezulu lobugebengu. Izimoto ezinhlanu ezivame kakhulu ezebiwe eMissouri yi-Dodge Intrepid, i-Ford Taurus, i-Pontiac Grand Prix, i-Dodge Stratus ne-Oldsmobile Cutlass, ngakho-ke ungase ufune ukugwema lezi zimoto ukuze ugcine amazinga omshwalense wakho wemoto ngangokunokwenzeka. p>
https://garybailey.co.za/south-africa-2/ Gary Bailey Yiba Umshuwalense We-motorcycle Ukuvuselelwa Uhlu
Ukulinganiswa komshuwalense wemoto kusekelwe kwedatha yamanje, futhi kuyithuluzi eliwusizo labanikazi bezimoto abafuna ukuthola inqubomgomo engcono kakhulu futhi abangayithola. Kukhona amawebhusayithi anokwethenjelwa anikela ngezinsizakalo zomshuwalense wezimoto online. Lezi zindawo zisekela ukulinganisa nezibalo zabo kwisofthiwe yokuqapha umshuwalense wemoto eqoqa futhi ihlaziye idatha. Ingcebo yolwazi etholakala kulezi zindawo ingasiza abantu abacabangela ukuthenga inqubomgomo yomshwalense wemoto. Isibonelo, idatha yamanje yamaphesenti ajwayelekile akhokhelwa ngamaqembu ahlukene angatholakala. Ukunikezwa umqondo wokuthi kuningi okudingayo ukukhokhela umshuwalense wemoto kunika amandla umnikazi wemoto ekwenzeni ukukhetha.
Ukuthola ukuthenga okulungile strong> p> Ukuba uhlobo olufanele lomshwalense luyisiketi sokuphepha sabanikazi bemoto. Umshwalense wemoto ophelele ungasindisa abantu imali. Lezi zinsuku, kunezinketho zenqubomgomo ezitholakalayo ukuze umnikazi wemoto athole kalula ukuthunyelwa okuhambisana nezidingo zakhe. Uma okwamanje uhlala eMissouri noma uhlela ukuthuthela lapho, umshwalense wemoto yinto ozoyihlola ngempela uma uhlela ukuba nomnikazi wemoto. Umshwalense wokuzenzekelayo ubeka wena uma ubangela umonakalo kunoma yimuphi umuntu noma umzimba womuntu, futhi kuyadingeka ukuthi ubhalise futhi ushayela noma imuphi imoto. p> Isimo ngasinye sinezimiso nemithetho yaso uma kuziwa ku-auto umshuwalense, ngakho kungaba umqondo omuhle ukuvakashela iwebhusayithi yaseMissouri yeMoto yeMoto ukuze uthole imininingwane ephelele yalokho okudingayo. Ngokujwayelekile, kukhona umshuwalense wemfanelo encane okufanele udonswe kuwo. KuMbuso waseMissouri, lokhu kulandelayo: $ 25,000 ukuhlolwa okuncane kokulimala komzimba ngomuntu ngamunye, ukukhokhelwa okungenani $ 50,000 kwengozi ngayinye, kanye no-$ 10,000 ubuncane bokufaka impahla noma ingozi ngayinye. Kuhle ukwazi lolu lwazi uma uthengisa umshwalense wemoto ukuze ukwazi ukwaziswa kangcono futhi ungathola inqubomgomo enhle kakhulu kuwe. p> Inshwalense yemfanelo, okuyinto enikezwe igunya eMissouri, ayifihli umnikazi wezinqubomgomo uma kwenzeka kwenzeka ingozi. Lolu hlobo lwemshwalense luhlanganisa kuphela abashayeli bezinkampani zangaphandle kanye nempahla. Ukuziqinisekisa wena nemoto yakho, kufanele ucabangele ukushayisana nokuhlanganisa okuphelele. Uma ufuna ukuthula kakhudlwana kwengqondo, ungakhetha umshwalense wokushayela ongaqinisekisiwe noma ongagunyaziwe, okukuvikela uma kwenzeka umuntu ehlasela imoto yakho futhi engavunyelwe noma engaqinisekisiwe. p> Uma ufuna amanani omshuwalense omoto ongcono kakhulu Missouri, iseluleko esihle kakhulu ukuthenga ezungeze futhi uqhathanise okungenani izinkampani ezinhlanu zomshuwalense. Ungase umangale ukubona ukuthi amazinga omgomo ahluke kangakanani phakathi kwezinkampani ezihlukene, ngisho nezinketho ezifanayo noma ezifanayo zokuqapha. Yingakho kubalulekile ukuthenga nxazonke futhi uqhathanise amanani omshuwalense wemoto amaningi. p> Ngisho noma okwamanje uqinisekisiwe, ungase ukwazi ukusindisa amakhulu amadola ngonyaka ngokushintsha abahlinzeki bomshuwalense wezimoto. Ungakwazi ukuqhathanisa izingcaphuno eziningi ku-intanethi ngendaba emaminithi, ngakho-ke awukho lutho oluzolahlekelwa, noma ngabe ungagcina usindisa okuningi. p> I-Missouri Insurance Information Service ithi izimoto ezingaphezu kuka-20 000 kubikwa kubiwe ngo-2008, cishe ingxenye yabo eSt. Louis naseKansas City. Lokhu kungaba kuhle ukucabangela lokhu yizindawo ezimbili ezinkulu kunazo zonke ezisemaphandleni, kepha lokhu kuyizindaba ezimbi kubahlali baseSt. Louis naseKansas njengoba lokhu kusho ukuthi cishe bazokhokha izinga eliphezulu le-inshuwalense ngenxa yezinga eliphezulu lobugebengu. Izimoto ezinhlanu ezivame kakhulu ezebiwe eMissouri yi-Dodge Intrepid, i-Ford Taurus, i-Pontiac Grand Prix, i-Dodge Stratus ne-Oldsmobile Cutlass, ngakho-ke ungase ufune ukugwema lezi zimoto ukuze ugcine amazinga omshwalense wakho wemoto ngangokunokwenzeka. p>
https://garybailey.co.za/south-africa-2/ Gary Bailey Yiba Umshuwalense We-motorcycle Ukuvuselelwa Uhlu
Ukuba uhlobo olufanele lomshwalense luyisiketi sokuphepha sabanikazi bemoto. Umshwalense wemoto ophelele ungasindisa abantu imali. Lezi zinsuku, kunezinketho zenqubomgomo ezitholakalayo ukuze umnikazi wemoto athole kalula ukuthunyelwa okuhambisana nezidingo zakhe.
Uma okwamanje uhlala eMissouri noma uhlela ukuthuthela lapho, umshwalense wemoto yinto ozoyihlola ngempela uma uhlela ukuba nomnikazi wemoto. Umshwalense wokuzenzekelayo ubeka wena uma ubangela umonakalo kunoma yimuphi umuntu noma umzimba womuntu, futhi kuyadingeka ukuthi ubhalise futhi ushayela noma imuphi imoto. p>
Isimo ngasinye sinezimiso nemithetho yaso uma kuziwa ku-auto umshuwalense, ngakho kungaba umqondo omuhle ukuvakashela iwebhusayithi yaseMissouri yeMoto yeMoto ukuze uthole imininingwane ephelele yalokho okudingayo. Ngokujwayelekile, kukhona umshuwalense wemfanelo encane okufanele udonswe kuwo. KuMbuso waseMissouri, lokhu kulandelayo: $ 25,000 ukuhlolwa okuncane kokulimala komzimba ngomuntu ngamunye, ukukhokhelwa okungenani $ 50,000 kwengozi ngayinye, kanye no-$ 10,000 ubuncane bokufaka impahla noma ingozi ngayinye. Kuhle ukwazi lolu lwazi uma uthengisa umshwalense wemoto ukuze ukwazi ukwaziswa kangcono futhi ungathola inqubomgomo enhle kakhulu kuwe. p>
Inshwalense yemfanelo, okuyinto enikezwe igunya eMissouri, ayifihli umnikazi wezinqubomgomo uma kwenzeka kwenzeka ingozi. Lolu hlobo lwemshwalense luhlanganisa kuphela abashayeli bezinkampani zangaphandle kanye nempahla. Ukuziqinisekisa wena nemoto yakho, kufanele ucabangele ukushayisana nokuhlanganisa okuphelele. Uma ufuna ukuthula kakhudlwana kwengqondo, ungakhetha umshwalense wokushayela ongaqinisekisiwe noma ongagunyaziwe, okukuvikela uma kwenzeka umuntu ehlasela imoto yakho futhi engavunyelwe noma engaqinisekisiwe. p>
Uma ufuna amanani omshuwalense omoto ongcono kakhulu Missouri, iseluleko esihle kakhulu ukuthenga ezungeze futhi uqhathanise okungenani izinkampani ezinhlanu zomshuwalense. Ungase umangale ukubona ukuthi amazinga omgomo ahluke kangakanani phakathi kwezinkampani ezihlukene, ngisho nezinketho ezifanayo noma ezifanayo zokuqapha. Yingakho kubalulekile ukuthenga nxazonke futhi uqhathanise amanani omshuwalense wemoto amaningi. p>
Ngisho noma okwamanje uqinisekisiwe, ungase ukwazi ukusindisa amakhulu amadola ngonyaka ngokushintsha abahlinzeki bomshuwalense wezimoto. Ungakwazi ukuqhathanisa izingcaphuno eziningi ku-intanethi ngendaba emaminithi, ngakho-ke awukho lutho oluzolahlekelwa, noma ngabe ungagcina usindisa okuningi. p>
I-Missouri Insurance Information Service ithi izimoto ezingaphezu kuka-20 000 kubikwa kubiwe ngo-2008, cishe ingxenye yabo eSt. Louis naseKansas City. Lokhu kungaba kuhle ukucabangela lokhu yizindawo ezimbili ezinkulu kunazo zonke ezisemaphandleni, kepha lokhu kuyizindaba ezimbi kubahlali baseSt. Louis naseKansas njengoba lokhu kusho ukuthi cishe bazokhokha izinga eliphezulu le-inshuwalense ngenxa yezinga eliphezulu lobugebengu. Izimoto ezinhlanu ezivame kakhulu ezebiwe eMissouri yi-Dodge Intrepid, i-Ford Taurus, i-Pontiac Grand Prix, i-Dodge Stratus ne-Oldsmobile Cutlass, ngakho-ke ungase ufune ukugwema lezi zimoto ukuze ugcine amazinga omshwalense wakho wemoto ngangokunokwenzeka. p>
https://garybailey.co.za/south-africa-2/
Gary Bailey Yiba Umshuwalense We-motorcycle Ukuvuselelwa Uhlu


text:
Isipho Sokuphuza Amanzi Emanzi Amasha Amasha Iqoqo Elimhlophe Lama-Hot Water
Ibhulogi: KEAN
Ukupakisha: I-OPP, isikhwama se-PVC noma iphakethe elenziwe ngezifiso
Min. I-oda: 100 Piece/Pieces
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Isitifiketi: FDA, LFGB, BPA Free and other
Isipho Sesikebhe Sokuphuza Amanzi Amanzi Amanzi Amasha - I-Silicone Hot Water Bag Umkhiqizi wamabhodlela wamanzi ashisayo, izinga eliphezulu, isitolo sefektri, intengo ephansi, i-OEM / i-ODM eyamukelekile, ngokwezifiso isitayela, ngokwezifiso umbala, ngokwenza ngokwezifiso log, ngokwezifiso iphakheji. Isikhumba...
Xhumana Nanje


text:
Cape Town - Kusale dengwane abantu abangaphezu kwabangu-100 ngeSonto ekuseni ngesikhathi kusha imijondolo engu-30 eSweet Home, ePhilippi, kubika iGroundUp.
U-Oubas Vellem, 49, uthole ukusho ebusweni nasesandleni ngesikhathi ezama ukusindisa impahla yakhe ekutheni ingashi. Akucaci ukuthi kube yini imbangela yomlilo, lokhu kungokusho kwesitatimende soMkhandlu waseKapa.
"Ngesikhathi ngibona ukuthi umjondolo oseceleni kowami uyashwa, ngibe sengigijima ngiphuma, ngazama nokuwudushela phansi kodwa ngahluleka. Imijondolo isondeleke kakhulu," usho njalo.
OLUNYE UDABA:Kusale dengwane abantu abangu-600 kusha imijondolo eKapa
UVellem, ongasebenzi, uthe ulahlekelwe wumbhede, isitofu kanye nempahla yokugqoka kuleli langabi kanti amasenti uwathola ngokuqoqa udoti aphinde awudayise.
Ngesikhathi iGroundUp, ivakashele kule ndawo, uVellem ubeseqalile ukwakha umjondolo wakhe kanye nabanye omakhelwane bakhe.
UMthabisene Stafane, ongumnikazi womjondolo okukholakala ukuthi kuqale khona ukusha, uthe ubengekho ekhaya ngesikhathi kuqala umlilo.
"Ngesikhathi kuqala umlilo, akukho ebengingakwazi ukukwenza. Ngivele ngama ngabuka umjondolo ulala phansi," usho njalo.
UStafane, uthe ulahlekelwe wumabonakude, imibhede emibili, izicathulo nempahla yokugqoka.
Esinye isakhamuzi, uYoliswa Madwara, sithe: "Sizamile ukubhula ilangabi sikha amanzi ngamabhakede kodwa sahluleka. Ompompi bakude nathi futhi nezindlela yokudlula phakathi kwemijondolo zincane okwenze singakwazi ukufinyelela kompompi ngokushesha."
- GroundUp


text:
Imikhiqizo
Izigaba zomkhiqizo
Izigaba zomkhiqizo we- I-Thermostat Ceramics , singabakhiqizi abakhethekile abavela eChina, I-Thermostat Ceramic Component , I-Ceramic Component Ksd Thermostat abahlinzeki / ifakethe, imikhiqizo yekhwalithi ephezulu ye- I-Alumina Ceramic Electric Thermostat Ingxenye R & D kanye nokukhiqizwa, sinemisebenzi ephelele emva kokuthengisa nokusekela lobuchwepheshe. Bheka phambili ukubambisana kwakho!
Ukushisa Ukushisa I-thermostat ceramics ku-Alumina
I-Al2O3 I-Ceramic Pin Yokususa I-KSD301 Thermostat
Ukufaka isihlahla se-steatite ceramic ngesihlahla seThermostat
I-Alumina Ceramic Plain iyakhala nge-Iron Thermostat
I-Aluminium Oxide Ceramic Pin Yokufaka I-Thermostat
I-Alumina Tube ye-Ceramic ye-Thermostat eguquguqukayo ye-Bimetallic


text:
Ngokuya ngokwendaba eziqoqwako, amaPedi umtlhalawo uvela eMaroteng, ngaphasi kwamaKgatla, ekuyincenye namaTswana. Kukholelwa kobana eminyakeni eminengi eyadlulako, ngeminyaka yabo-1500, abantu bemaMoreteng gade bahlala eduze kwe-Vaal. Ngaphasi kwekosi uTabane basuka endaweni ebizwa bona yi-Skilpadfontein eduze kwePitori nje.
Iinkakaramba zithi ngeskhathi nakubusa umzukulu kaTabane, uMotsha, umfazakhe ekhabe amthanda khulu uMmathobele wabekwa umlandu wokubeletha umntwana okhabe alila asesengesibelethweni sakhe (okwakuthiwa litjhwayo lobuloyi). Abadala bafuna kobana umma nomntwanakhe babulawe. Ukukhandela lokho uThobele owabusa ngemva kwakaMotsha wasuka endaweni leyo. Yena nabalandeli bakhe abanengi, ekubalwa hlangana nabo uMmathobele kanye nontwanakhe, baya epumalanga, bawelela umlambo i-Olifants eduze kwendawo ebizwa bona yi-Marble hall kwanje.
Bazinza e-Steelpoort emlanjeni i-(Tubatse) ngeminyaka yabo-1650. Lokha nabawelela iintaba ze-Leolo, kuthiwa bathola ingungumbani esithubini sentjhotjhwani, ebayithatha njengetjhwayo elihle. Ukusukela lapho uMaroteng wathatha ingungumbani leyo (noko) njengozimabo. Ngemva kwesikhathi uMaroteng waphatha isifunda esikhulu.
Imibono yokobana amaPedi alithola njani ibizo labo iyabethana. Abanye bathi ibizo labeli balithola ekoneni ibizo elithi Vhambedzi, ekulibizo lesiqhema samaVenda egade ahlala entabeni ze-Leolo. Kukholelwa kobana bafundisa abaMoroteng egade babanengi irhono labo lokurhweba nge-iron. Lokha nabenza lokho isiqhema samaVhambedzi kancani kancani sangena ngaphasi kwesamaPedi, ekwarholela ekutheni iinqhema ezimbilezi zigcine sele zaziwa ngesiqhema sinye samaPedi.
Translated by Busisiwe Prudance Skhosana


text:
Handbook
Transformation Priorities:
- Representivity and affirmative action
- Human resource development and training
- Employment conditions and labour relations
- Rationalisation and restructuring
- Transforming service delivery
- Information technology
- Promoting a professional service ethos
- Institution-building and management, and
- Democratising the State.
Batho Pele Principles:
Consultation: Citizens should be consulted about the level and quality of the public services they receive and, wherever possible, should be given a choice about the services that are offered.
Service Standards: Citizens should be told what level and quality of public services they will receive so that they are aware of what to expect.
Access: All citizens should have equal access to the services to which they are entitled.
Courtesy: Citizens should be treated with courtesy and consideration.
Information: Citizens should be given full, accurate information about the public services they are entitled to receive.
Openness and transparency: Citizens should be told how national and provincial departments are run, how much they cost, and who is in charge.
Redress: If the promised standard of service is not delivered, citizens should be offered an apology, a full explanation and a speedy and effective remedy; and when the complaints are made, citizens should receive a sympathetic, positive response.
Value for Money: Public services should be provided economically and efficiently in order to give citizens the best possible value for money.
Encouraging Innovation and Rewarding Excellence: Innovation can be new ways of providing better service, cutting costs, improving conditions, streamlining and generally making changes which tie in with the spirit of Batho Pele. It is also about rewarding the staff who “go the extra mile” in making it all happen.
Customer Impact: Impact means looking at the benefits we have provided for our customers both internal and external – it’s how the nine principles link together to show how we have improved our overall service delivery and customer satisfaction. It is also about making sure that all our customers are aware of and exercising their rights in terms of the Batho Pele principles.
Leadership and Strategic Direction: Good leadership is one of the most critical ingredients for successful organisations. Organisations who do well in serving their customers can demonstrate that they have leaders who lead by example, who set the vision, and ensure that the strategy for achieving the vision is owned by all and properly deployed throughout the organisation. They take and active role in the organisation’s success.
Ukubonisana
Uzobuzwa ngemibono onayo ngezinhlelo zemisebenzi yokusiza umphakathi ezikhona njengamanje, futhi ungasitshela nangalezo zinhlelo zemisebenzi ongathanda zibekhona esikhathini esizayo. Kuzoxhunyanwa nayo yonke imikhakha yomphakathi. Uvo nemibono yakho izodluliselwa kubaphathi
abangoNgqongqoshe kuhulumeni kazwelonke, kulabo abangoNgqongqoshe kohulumeni
bezifundazwe, nakulabo abangamalungu esigungu sesishayamthetho.
Amazinga Namaqophelo Emisebenzi esiza umphakathi
Yonke iminyango yohulumeni bezifundazwe kanye nekahulumeni kazwelonke kuzolindeleka ukuthi
ishicilele amaqophelo akhona okusebenza kanye nalawo amasha. Akufanele lizike igeja
ngokwamazinga namaqophelo. Lawo mazinga azohlolwa, eluswe, futhi akhushulwe athuthukiswe
okungenani kanye ngonyaka.
Obani Abangahlomula
Yonke iminyango kahulumeni kufanele izibekele imigomo yokufinyelelisa nokudlulisela imisebenzi yosizo kulelo nalelo lungu lomphakathi. Kufanele kube nezinhlelo eziqavile zokuthuthukisa izinga lemisebenzi yokusiza labo ababecindezelwe bancishwa amathuba enhlalakahle, amasiko, nempucuko,
nalabo abancishwa amathuba ngoba bekhubazekile ngokwemizimba.
Ukuphathwa kahle nangenhionipho
Yonke iminyango kufanele izibophezele kumazinga athile aphezulu malungana nokuphathwa
komphakathi. Lawo mazinga kufanele ashicileiwe kumqulu wokuziphatha kwabasebenzi. Kufanele abe mdibi munye nalokho okungamagugu, agqanyiswe aqhakanjiswe nalapho kuqeqeshwa noma kufundiswa abasebenzi. Ubuchwepheshe nokusebenza ngokuzimisela kwabasebenzi kufanele
kweluswe, kunjalo nje ukuhlukunyezwa nokungahlonishwa komphakathi akuvumelekile.
Ulwazi
Uzonikwa imininingwane egcwele ngemisebenzi yomphakathi ewusizo onelungelo lokuyithola. Imininingwane izotholakala kuleso naleso sizinda sosizo, emisakazweni nasemaphephandabeni omphakathi, nangolimi olusetshenziswa umphakathi. Amagama nezinombolo zocingo zalabo
ongathintana nabo kufanele kuvele kuzo zonke izincwadi zokuxhumana ezivela eminyangweni kahiulumeni.
Ukusebenza ngendlela esobala
Unelungelo lokwazi ngenani labasebenzi eminyangweni kahulumeni, imininingwane ngalabo
abasezikhundleni eziphezulu, ukusebenza kwezimali, nangokusebenza kwabasebenzi bephokophele ukuhlangabezana neqophelo nezinga Iokusebenza abazibophezelele kulo. Imibiko eqondiswe emphakathini izoshicilelwa isakazwe kabanzi, idluliselwe ephalamende nakwisishayamthetho saleso
naleso sifundazwe.
Ukunxephezela nokuqondisa ukungeneliseki
Kuzoqikelelwa ukuthi kube nezinhlelo nezindlela zokubhalisa nokudlulisa izikhalazo zonkungeneliseki
komphakathi. Bonke abasebenzi bazoqeeqeshwa ngendlela yokwamukela, ukudlulisa kanye nokuxazulula izikhalazo zomphakathi ngendlela esheshayo nenemiphumela. Uzobikelwa ngaso
sonke isikhathi ngemiphumela yezikhalazo zakho.
Zuza ukwanelisekp ngemali yakho
Ukhokha intela yomnotho, i-VAT, kanye nezinye izinhlobo zentela ukuze uxhase ukusebenza
kwezinhlaka zikahulumeni. Unelungelo Iokugcizelela uqiniseke ngokuthi imali yakho isetshenziswa ngendlela eyiyo, ayisaphazwa. Iminyango kahulumeni kufanele ikugunyaze ngobufakazi bemiphumela
yokongeka kwemali yakho nangemiphumela ekuthuthukiseni imisebenzi esiza imiphakathi.
Ukukhuthaza ukuzithuthukisa nokubonga labo abasebenza ngokuzimisela
Ukwethula izinhlelo ezintsha nokuzithuthukisa kungezinye zezinto ezingaba wusizo olukhulu ekwenzeni umsebenzi ngendlela engcono nasekwehliseni izindleko ezihambisana nomsebenzi. Ukuveza imibono eyehlukene nokwenza izinto ngezindlela ezahlukene kungaba nomthelela omuhle ekugqugquzeleni abasebenzi ukutheni basebenze ngokuzimisela baphinde
balandele imigomo ye-Batho Pele
Abasebenzi abasebenza ngokuzikhandla kufanele
babongwe.
Umthelela kumakhasimende
Uma sibheka Iokhu sisuke sibhekisia usizo olutholwa
ngamakhasimende ngaphakathi emsebenzini
nangaphandle komsebenzi. Lokhu kusiza ekusebenziseni
ngokuhlanganyela imigomo eyisishagalolunye. Le
migomo iba yinkomba yokuthi amakhasimende
agculisekile ngosizo alutholayo kumbe kusadingeka
kwenziwe kangcono. Konke Iokhu kuyimizamo
yokuqinisekisa ukuthi amakhasimende ayazi futhi
ayakuqondisisa ukuthi angawasebenzisa ngokukhululeka
amalungelo awo njengoba kubekiwe ngaphansi
kwemigomo ye-Batho Pele.


text:
Yini entsha? 14 kuNtulikazi 2017 – Ukushiywa kwekhodi yomthombomali u-4582
Lokhu kwethulwe izidingo Zenguqula Mhlalaphansi (Retirement Reform), ikhodi yemininingwane 4582 (ingxenye yokuholela yengenisomali ibandakanywe ngaphansi kwekhodi yengenisomali:3701 Isabelomali Yokuhambela, u-3702 Imalisabelo Yokuhambela, 3802/3816 Ukusetshenziswa kweSithuthi Esihlinzekwe nguMqashi) kanye nenanibungako kushiywe ngaphandle efayelini lokuleha elenziwe nge- e@syFile™ Employer. Nakhu okufanele kwenziwe ngabaQashi kanye nabaSebenzi, cindezela lapha.
Amasu Okugcwalisa imbuyiselo yakho
- Thola igama lakho lokungena kwi-eFiling bese ufaka kabusha igamamfihlo lakho uma ubusulikhohliwe.
- Qiniseka ukuba imininingwane ngawe evela kwimbuyiselo yentela ihambisana neyamanje.
- Yonke imininingwane yasebhange iqonde kahle.
- Beka eduze wonke amaphepha ayisidingo nafakazayo:
- Ubufakazi bengenisomali njengalobu:
- I-IRP5/IT3(a) evela kumqashi wakho noma esikhwameni sempesheni
- Izitifiketi zentela zengenisomali lotshalomali i-IT3(b)
- Izitifiketi Zotshalomali Olungatheli i-IT3(s)
- Izitatimende Zezezimali (isib ezengenisomali lebhizinisi), njll.
- Ubufakazi bokubanjelwa njengalobu:
- Amaresidi nezitifiketi zezinkokhelo zesikhwama sezempilo
- Ifomu lokuqinisekisa ukuphila nokukhubazeka eligcwalisiwe (ITR-DD) uma ufakela izindleko zokukhubazeka isicelo
- Izitifiketi zezinkokhelo zesikhwama somhlalaphansi
- Ilogbook yezinkambo (uma uthola imalisabelo yokuhambela kumbe usebenzisa imoto yenkampani), njll.
Isungqangi: Phatha Umazisi wakho, iphasiphothi kumbe ilayisense yokushayela uma uza egatsheni ulethe imbuyiselo yakho.
Izinguquko ezezenziwe kwiMbuyiselo Yentela i-ITR12
Kulo Mzuliswano Wentela ka-2017 sethula lezi zinguquko ezilandelayo zembuyiselo yentela i-ITR12:
Bhka ukuthi imininingwane evela esitifiketini sakho sentela sesikhwama sezempilo ihamba kahle. Uma kungenjalo, thintana nabesikhwama sakho sezempilo andukuba ulethe imbuyiselo yentela. Uma izinkokhelo zesikhwama sezempilo uzikhokhelwa ngumqashi wakho, inani lazo lizovela esitifiketini sakho i-IRP5/IT3(a) kepha u-SARS angeke asibale lesi samba uma ebala imbuyekezo yakho.Kufanele ugcwalise isigaba sezindleko zezempiloku-ITR12 usebenzise imininingwane esesitifiketini sentela sesikhwama sezempilo. Ngolunye ulwazi ngezinguquko ezindlekweni zezempilo, bheka Izindleko Zezempilo
.
- Izinkokhelo Zesikhwama Somhlalaphansi
Uma ukufakela izinkokhelo ozenzile zesikhwama somhlalaphansi isicelo sokubanjelwa, kufanele uhlinzeke ngezinombolo zamapholisi kanye namagama emishwalense kumbe izikhwama ngakunye.
- Ingenisomali elabiwe/eligunyazwe njengomhlomuli wamaQomangcebo(Trusts)
Uma uthole ingenisomali njengomhlomuli weqomangcebo, imininingwane yeqomangcebo ngalinye kanjalo nemininingwane yengenisomali lakuleli nelasemazweni elitholakale kwiqomangcebo mayifakwe ngokuzimela. Ingenisomali lamaqomangcebo ehlukene malingahlanganiswa, kepha malidalulwe ezigabeni ezahlukene.
Ulwazi olungaphezulu lwalowo nalowo muntu ophila nokukhubazeka ofanelekile kudingeka kugcwalise ngaye ku-ITR12. Uma wena, owakwakho nom aumntwan ofanelekile behlonzwe njengabaphila nokukhubazeka ngumsebenzi wezempilo ogunyaziwe futhi ufuna ukufaka isicelo, kufanele uhlinzeke le mininingwane elandelayo:
- Usuku lokuzalwa lwalowo ofanelekile
- Ubucayi bokukhubazeka ngokwe-ITR-DD
- Usuku okugcwaliswe ngalo Isitifiketi Sokuqinisekisa Ukuhlonzwa Njengokhubazekile (ITR-DD) sakamuva ngudokotela osemthethweni
- Inombolo Yokugunyazwa yaleso sisebenzi sezempilo esigcwalise i-ITR-DD.
Lapho kunongaphezu koyedwa kwabaphila nokukhubazeka, makuhlinzekwe imininingwane egcwele yalowo nalowo muntu.
Isungqangi: Ungayilethi i-ITR-DD. Sizokutshela uma siyidinga.
- Isimo Sobuhlali baseNingizimu Afrika
Abakhokhintela kuzofanele baveze, lapho kufanelekile, usuku onyakeni wokubuyekeza (isib. 1 kuNdasa kuya ku-28 kuNhlolanja 2017) abayeka ukuba ngabahlali beRiphabliki yaseNingizimu Afrika.
Abakhokhintela abebengasebenzi unyaka wonke wokubuyekeza (isib. 1 kuNdasa 2016 kuya ku-28 Nhlolanja 2017), futhi ongatholanga ngenisomali (kuhlanganiso inzuzo/ukuphunza kotshalomali) kudingeka akuveze lokhu kwi-ITR12. Abakhokhintelaabebengasebenzi kunoma yisiphi isthuba onyakeni wokubuyekeza kuzomele baveze lezo zithuba zokungasebenzi endaweni efanele ku-ITR12.
- Uhlelo lokuqinisekiswa koMkhokhintela
Sesiqalise uhlelo lokuvikela olusha emagatsheni lwabakhokhintela abadinga ukuguqula imininingwane yabo yasebhange kumbe eminye imininingwane ebhaliswe kwa-SARS. Uzokuqinisekiswa ukuze siqiniseke ukuba imininingwane yakho iphephelie. Khumbula, abakhokhintela ababhalisiwe kwi-eFiling abangaguqula imininingwane yasebhange kanye neminye ebhalisiwe kwi-eFiling. Uma ukuqinisekiswa kwemininingwane yakho yasebhange kungaphumeleli kwi-eFiling, uzokunxuswa ukuba ughambele igatsha lakwa-SARS ukuze uqinisekise imininingwane yakho yasebhange siqu. Khumbula,imininingwane yomuntu emininingi iyaguquleka ku-eFiling, kungaphansi kwezimo ezithize kuphela lapho udinga ukuya egatsheni lakwa-SARS ukuze uguqule leyo mininingwane.
Izigaba zokuqinisekiswa
- Hlinzeka ngoMazisi wakho
- Sizohlonza amanyatheliso omunwe
- Sizokuthwebula isithombe
- Sizoqinisekisa le mininingwane noMnyango WezaseKhaya ukuthi ihambisana naleyo abanayo na.
Qaphela ubuqola
Ungabi yisisulu sokuqolwa ubuzihlonzi bakho bezentela –vikela imininingwane yakho yobukhokhintela, yasebhange, igama lokungena negamamfihlo zikhathi zonke.
Qaphela abantu abacela ukukugcwalisela imbuyiselo yakho yentela bakuthembise ukuthi uzothola imali ebuyiswayo. Sebenzisa izazi zezentela ezigunyaziwe kuphela. Uma wakha amatulo nabantu abathi bazokutholela imali ebuyayo nawe unecala lokwaphula umthetho.
Isungqangi: U-SARS akasoze akucela imininingwane yasebhange ngezincwadi ezifike ngeposi, i-imeyili noma nge-SMS. U-SARS kasoze futhi akuthumela imiyalezo enamakhongco akuthumela kwamanye amawebhsayithi.
Udinga Usizo
- Shayela i-Contact Centre yakwa-SARS ku- 0800 00 7277
- Ungalindi kujenge lwase-Contact Centre – Sebenzisa ikhethelo lika- Call-back umsebenzi wakwa-SARS uzokushayela ucingo. Leli khethelo lika- Call-Back lizonikezelwa kuwe uma ubusulinde isikhathi eside. Uzokubuzwa imibuzwana embalwa ngawe, okuhlanganisa nenombolo okufanele ishayelwe. Uma usunikezelwe kahle ikhethelo lika-Call Back, kuzobekwa eceleni inombolo yojenge lapho-ke usungabeka phansi ucingo ulinde umsebenzi wakwa-SARS onobungane akushayele. KuloMzuliswane Wentela ka-2017, uhlelo luka-Call Back lutholakala ngezikhathi zokusebenza ze-Contact Centre, ngoMsombuluko kuya kuLwesihlalu phakathi kuka-08:00 kuya ku-18:00.
- Cindezela uphawu luka-Help-You-eFile bese uqoka u “Call Me”. Omunye wabasebenzi bethu uzokushayela ukuze akusize isigaba ngesigaba nge-eFiling
- Vakashela igatsha lakwa-SARS.
- Ungahambela futhi izithangami zokufundisa ngentela zethu kumbe uvakashele oseduze nawe umahambanendlwane wakwa-SARS.
- Uma ukhohlwe yigamamfihlo ungabuye ufake elinye ngokushayela i-Contact Centre yakwa-SARS ulandele uhlelo olulula. Bheka uhlelo lwethu olusobala lokuzisiza wena.
Isu-ngqangi: Hlala unolwazi ngokuvakashela iwebhsayithi yethu njalo, kumbe okungcono kakhulu, zibhalisele izaziso ze-RSS feeds uzokwaziswa njalo uma kunezinguquko ezenziwe ekhasini olilandelayo!


text:
Ukugoqwa kwe-Silicone Mug, Inkambiso Yokwethenjiswa Kwekhofi Ye-Mug
Ibhulogi: kean
Ukupakisha: Isikhwama sokuphikisa, Ibhokisi lephepha futhi Kwenziwe ngezifiso
Amandla Wokunikezela: 50000
-
Min. I-oda: 3000 Piece/Pieces
Ukugoqwa kwe-Silicone Mug, Inkambiso Yokwethenjiswa Kwekhofi Ye-Mug · Ukuphepha nempilo - izinkomishi ze-silicone ezigogekayo zenziwe nge-silicone yebanga lokudla ne-PP ebangeni lokudla, isitifiketi se-FDA , i- BPA yamahhala. Udonga lwangaphakathi olubushelelezi, okulula ukulihlanza, olungenabuthi, olungangcolisi,...
Xhumana Nanje


text:
Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, Imoto Engcono Kakhulu Yemoto Nomshuwalense Ekhaya ku Johannesburg kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Isaphulelo Somshuwalense Webhizinisi umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Izingcaphuno Zemishuwalense Yemoto Ziqhathaniswa kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.
Uma kuqhathaniswa nezinkampani
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.
Imoto Engcono Kakhulu Yemoto Nomshuwalense Ekhaya ku Johannesburg ?
Iyini Umshuwalense We-Auto? p>
Umshuwalense wokuzenzekelayo ungumkhiqizo owathengiwe futhi ongakhokhela umonakalo wemoto yakho noma izimoto zabanye uma kwenzeka umonakalo wemoto noma umonakalo ohlobene nengozi . Umbuso ngamunye unemithetho yawo ngokuphathelene nomshuwalense wemoto ukuthi umuntu ngamunye kufanele akwazi ukushayela ngokomthetho. Izici eziningi ezihlukahlukene zithinta amazinga omshwalense wemoto, futhi. Ayisho ngisho nasezinkampanini ezihlukahlukene; kufike embonini yomshuwalense ukunquma ukuthi yimuphi umshuwalense wemoto nokuthi umuntu ngamunye uzokhokhela kanjani ukukhokhelwa ngokuzenzakalela. p>
Iyini umshuwalense wemoto? Kubonakala sengathi umbuzo oyisisekelo. Kodwa-ke, kunezici eziningi nezakhi ezihlukahlukene okufanele zicabange ngomshuwalense wemoto ukuthi ungaba nzima kakhulu uma ungekho olungiselelwe lokho okungena kuwo. Udinga ukwazi ukuthi amanani akholwa kangakanani ukuthi yiziphi izinhlobo zokubheka itholakale, kungakanani okudingekayo noma ungathola, nokuthi yiziphi izinkampani ezinikeza umshwalense wezimoto ezihamba phambili ngezidingo zakho. p>
Ngabe I-Auto Insurance Cover? p>
Umshwalense wokusebenzisa umshini usetshenziselwa ukukuvikela umuntu noma ibhizinisi noma inhlangano ekulahlekelweni kwezimali mayelana nemoto. Ukulahlekelwa ngokwezimali kungenzeke ngenxa yezizathu eziningi, futhi ukuba nomshuwalense wezimoto kungakufihla ukulahleka kwakho ngezindlela ezihlukahlukene. p>
Ukubangela Ukulimala Kwempahla b> p>
Umsebenzi umonakalo wendawo uhloswe ngokumelene nomonakalo wena noma umuntu oshayela imoto yakho ngemvume yakho kwenzalo yomunye umuntu. Izindleko zingabandakanya enye imoto, izingodo zomsebenzi, izicingo, izakhiwo, amakhaya, amabhizinisi, noma cishe noma yiluphi uhlobo lwesakhiwo semoto yakho ethinta. p>
Ukuhlangana b> p>
UKUFAKA UKUHLELA E-USA p>
Umshuwalense we-Auto kuyadingeka, futhi lokhu kubonakala ngokucacile ukuthi wonke amazwe athi wase-USA uye wenza ukuba kube nomshuwalense wemoto kuzo zonke izimoto. Esikhathini esiningi, lokhu kubonakala sengathi kuyisivivinyo sokukhathazeka, kodwa kungani ulinde uze uhlanganyele engozini ukuthola ukuthi ukuthatha ikhava yemoto kunakekela kanjani izimpahla zakho nawe. Izindleko eziphezulu zezokwelapha nezokugwetshwa kwezigwegwe ekukhuphukeni kwenza kube kuhle ukuzivikela wena nemoto yakho eyigugu ngemoto yomshuwalense. Ngaphezu kwalokho, zonke iziphathimandla zenze kube nzima ukuba nezinhlelo ezimbili zemishuwalense yemoto - uhlelo olungekho-iphutha , kanye nesistimu ye-Tort. Uhlobo lwangaphambili lomshuwalense ohlonishwayo emazweni amaningi lusho ukuthi umshuwalense wakho uyokhokhela izicelo zokulimala kungakhathaliseki ukuthi ubani obangela ingozi empeleni. Inani elikhokhwa lifike kumkhawulo ocacisiwe, futhi uma uhilelekile engozini, umphathiswa wakho unecala lokukhokha ukulimala. Ngokumelene nalokhu, uhlelo lweTort kulindeleke ukuthi iqembu elimele lizinakekele izindleko zezokwelapha kusuka epaketheni labo bese libiza kumuntu ophethe umshuwalense othintekayo njengempindiselo. p>
Inani lezingozi kanye nokweba kwenzeka ikakhulukazi e-USA, kubalulekile ukuba wonke umnikazi wemoto athenge leyo nzuzo yomshwalense ukuze aqinisekise kokubili imoto kanye nomnikazi wayo ngezikhathi zokudinga. p>
E-USA uma ufuna ukuba nemoto emgwaqweni kufanele ube nomshuwalense wezimoto. Abanye bathi ngisho banomkhawulo wokubheka lapho kufanele ube nesamba esithile sama dollar; ngokuvamile, lokhu kubizwa ngokuthi ukuqala kokuqala. p>
Indlela Yokuthola Umshwalense Wezithuthi Omusha E-USA p>
Umshuwalense we-Auto ubeka ingozi emotweni. Inkampani yomshuwalense ikhokhela ukulahlekelwa kwezimali kumnikazi ngokubuyisela imali encane ekhokhwa ngezikhathi ezithile. Inani elikhokhwa minyaka yonke libizwa ngokuthi i-premium, futhi inkontileka oyikhiphayo nenkampani yomshuwalense iyayaziwa njengenqubomgomo yomshuwalense. Inkampani yomshuwalense ikuvumela ukuba ubambe inkontileka, futhi ube ngumnikazi wezinqubomgomo. p>
Umshuwalense wemoto angeke ushibhe. Kodwa-ke, ngaphansi kwezimo ezingalindelekile zokulahleka noma ukulimala imoto yakho, isinxephezelo sizobonakala sinjengo-godsend. Ukuzikhandla ngezikhathi zemikhosi yemali ukuvikela imoto yakho noma izimoto eziphethwe ibhizinisi lakho, kungase kubonakale kubi. Kukhona ukuthambekela kokuzama nokusika imigqa ngokusebenzisa amaphakheji amancane omshwalense wemoto. Noma kunjalo, ngisho nokulimala kwemoto encane kuyabiza ngokweqile; ngakho-ke, iphakheji encane angeke ikunikeze ukufakwa okubanzi ngenkathi uyidinga kakhulu. p>
Izinhlobo Zomshuwalense Wama-Auto E-USA p>
Izinhlobo ezivame kakhulu zomshuwalense wezimoto ezikhona e-US yi-Insability Assurance, Auto Collision and Comprehensive Insurance, Izinkokhelo Zezokwelapha kanye Nokuvikelwa Kwabantu Bokuzilimaza, nabakwa-Uninsured Motorists kanye nabakwa-Underinsured Motoring. Izinkampani eziningi zanamuhla zinikeza lezi zindawo. p>
Inkokhelo yomshuwalense wemfanelo ikhokhela umonakalo obangela abanye nompahla wabo. Ikhokhela izindleko zomthetho ezihilelekile kanye nezindleko zomuntu ohlukunyezwayo ozoya enkantolo ebiza umonakalo, ngaphakathi kwemingcele yakho yemfanelo. Endabeni yengozi, izindleko zokulungisa imoto yakho zihlanganiswa yomshuwalense we-collision. Umshuwalense ophelele uhlanganisa ukulimala okubangelwa izigameko ngaphandle kwezingozi zemoto, njengezinhlekelele zemvelo, ukweba, umlilo, ukulimaza, nokushaya isilwane. P>
Uma kwenzeka umuntu obanjwe inshuwalense kanye nomgibeli ogulayo abadinga ukwelashwa ukwelashwa ngokulimala komzimba ngenxa yengozi, lokhu kuhlanganiswa nokuhlinzekwa kweziNkokhelo zezokwelapha. Ukuvikelwa komuntu siqu kuzokukhokhela izindleko zezokwelapha kanye nomholo olahlekelwe nguwe kanye nomgibeli ohamba nabo uma belimale engozini. p>
Kungani Udinga Umshwalense We-Auto p>
Inhloso eyinhloko yimuphi umshuwalense ukuvikela umnikazi wezinqubomgomo nomndeni wakhe ngokumelene nemiphumela ephumela ekulimaleni okungalindelekile noma ekufeni kanye nemithwalo yemali uma kwenzeka lezi zinhlekelele. Kuyinto inkontileka phakathi kwenkhampani yomshuwalense ohlobene nawe, lapho uvuma ukukhokhisa imali ekhokhelwa yilapho inkampani yomshuwalense izodinga ukumboza uma kwenzeka izingozi. p>
Umshuwalense wezimoto uhlanganisa lezi zintathu eziyinhloko izindawo: p>
Ukuthengwa kwempahla - kubhekisela emonakalweni noma ukwebiwa kwemoto yakho p>
Ukutholakala kwemfanelo - kuhlobene nemithwalo yemfanelo yakho yomthetho kwabanye abangase babangele ukulahlekelwa kwempahla ukulahlekelwa ukukhubazeka p>
Ukuhlinzeka ngezokwelapha - kubhekisela ekunakekeleni kwezokwelapha, izindleko zokwelashwa, ukuvuselelwa, ukulahlekelwa amandla okusebenza, noma ngisho nezindleko zokungcwaba lapho kunezinkampani. p>
Umsebenzi Womshwalense Wezithuthi p>
Umshwalense we-auto uvikela futhi kumshayeli ongaqinisekisiwe noma abashayeli. Kulesi simo, abashayeli abasha noma abashayeli abangaqinisekisiwe abanakho inkampani yomshuwalense ukukukhokhela umonakalo okwenzekile, kodwa ngenhlanhla usenayo inkampani yakho yomshuwalense ukuba ithwale ukulahlekelwa. p>
Vikela ibhange elinikeze ukubolekisa imoto ukukhokhela imoto yakho. Ngoba uma kukhona inhlekelele eyenzekayo emotweni yakho, akekho ozokwazi ukubolekisa noma ukunikeza imali eyengeziwe kuwe ukulungisa imoto ngaphandle kwekampani yomshuwalense wezimoto. Uma kungenjalo, kuzodingeka ulungise umonakalo owenziwe emotweni ngokwakho, futhi lokhu kuzokuvimbela ukuba ukhokhele inkokhelo yenyanga mboleko yenyanga ngesikhatsi. Umphumela wukuthi ibhange ngeke likubole imali eminye esikhathini esizayo, nekhredithi emibi okwamanje okuyiyo okungenani isikhathi esiningi. p>
Inqubomgomo Yomshuwalense Wezimoto
Ukuhlolwa kwamanani ezingozi eziboshwe kumuntu othize kusetshenziswa njengesisekelo semali ye-premium. Kubantu ababeka ingozi enkulu yokubandakanyeka engozini yezimoto, inkampani yomshuwalense kungenzeka ukuthi ichithe imali ekuphenduleni isimangalo. Ngakho-ke, laba bantu abanamalungelo omthetho ngokuvamile bakhokhela inani eliyinhloko lemali eliphansi uma kuqhathaniswa nalabo abahlolwe ukuthi basengozini ephansi.
Nakuba abantu ababili bangase babe nohlobo olufanayo lwebanga lemoto nomholo, bangase bakhokhe i-premium ehlukile yabo umshwalense wemoto. Inani lizimisele ukusebenzisa umshwalense we-umshuwalense wemoto, okuyinto ithuluzi eliyigugu lomshwalense.
Ubani obungozi obukhulu? Strong> p> Umnikazi imoto ebiza futhi enamandla ikhokha imali enkulu kakhulu kunomnikazi wesimiso esincane kusukela owake wangena engozini enkulu yokuba ukwebiwa kwemoto kunezokugcina. Abanikazi bezimoto abahlala ezindaweni ezinamazinga aphezulu olwaphulwa ubugebengu nazo zitholakala ukuthi zisengozini enkulu kunalezo ezihlala ezindaweni ezithule, zokuhlala. Okwamanje, abashayeli abasha babhekwa njengengozi enkulu uma kuqhathaniswa nabashayeli bezilwane ezindala, ngakho-ke labo abaneminyaka eminingi abanokuhlangenwe nakho kokushayela bathambekele ekukhokheni amaprimiyamu athibhile. Umdala omunye umshayeli onqunyiwe, futhi abashayeli abasha bacatshangwa ukuthi ingozi encane ngoba ayinakwenzeka ukuhileleka engozini yemoto. Ingxabano isekelwe emininingwaneni yemininingwane ebonisa ukuthi abashayeli asebekhulile abaye bavala isikhathi esiningi ngemuva kwesondo abakwazi ukubandakanyeka emikhankasweni yomgwaqo njengoba abashayeli abancane bekhona. Umnikazi wemoto ofuna ukuvikela imoto enomgomo womshuwalense ingasebenzisa kahle imithombo ehlukahlukene ye-intanethi etholakalayo namhlanje ukuthola ukulinganiswa kwe-premium okufanele bayikhokhe. p> Yiziphi izinsiza ezikhona ku-intanethi? strong> p> Ukulinganiswa komshuwalense wemoto kusekelwe kwedatha yamanje, futhi kuyithuluzi eliwusizo labanikazi bezimoto abafuna ukuthola inqubomgomo engcono kakhulu futhi abangayithola. Kukhona amawebhusayithi anokwethenjelwa anikela ngezinsizakalo zomshuwalense wezimoto online. Lezi zindawo zisekela ukulinganisa nezibalo zabo kwisofthiwe yokuqapha umshuwalense wemoto eqoqa futhi ihlaziye idatha. Ingcebo yolwazi etholakala kulezi zindawo ingasiza abantu abacabangela ukuthenga inqubomgomo yomshwalense wemoto. Isibonelo, idatha yamanje yamaphesenti ajwayelekile akhokhelwa ngamaqembu ahlukene angatholakala. Ukunikezwa umqondo wokuthi kuningi okudingayo ukukhokhela umshuwalense wemoto kunika amandla umnikazi wemoto ekwenzeni ukukhetha. Ukuthola ukuthenga okulungile strong> p> Ukuba uhlobo olufanele lomshwalense luyisiketi sokuphepha sabanikazi bemoto. Umshwalense wemoto ophelele ungasindisa abantu imali. Lezi zinsuku, kunezinketho zenqubomgomo ezitholakalayo ukuze umnikazi wemoto athole kalula ukuthunyelwa okuhambisana nezidingo zakhe. https://garybailey.co.za/sandton-5/
Umnikazi imoto ebiza futhi enamandla ikhokha imali enkulu kakhulu kunomnikazi wesimiso esincane kusukela owake wangena engozini enkulu yokuba ukwebiwa kwemoto kunezokugcina. Abanikazi bezimoto abahlala ezindaweni ezinamazinga aphezulu olwaphulwa ubugebengu nazo zitholakala ukuthi zisengozini enkulu kunalezo ezihlala ezindaweni ezithule, zokuhlala. Okwamanje, abashayeli abasha babhekwa njengengozi enkulu uma kuqhathaniswa nabashayeli bezilwane ezindala, ngakho-ke labo abaneminyaka eminingi abanokuhlangenwe nakho kokushayela bathambekele ekukhokheni amaprimiyamu athibhile.
Umdala omunye umshayeli onqunyiwe, futhi abashayeli abasha bacatshangwa ukuthi ingozi encane ngoba ayinakwenzeka ukuhileleka engozini yemoto. Ingxabano isekelwe emininingwaneni yemininingwane ebonisa ukuthi abashayeli asebekhulile abaye bavala isikhathi esiningi ngemuva kwesondo abakwazi ukubandakanyeka emikhankasweni yomgwaqo njengoba abashayeli abancane bekhona.
Umnikazi wemoto ofuna ukuvikela imoto enomgomo womshuwalense ingasebenzisa kahle imithombo ehlukahlukene ye-intanethi etholakalayo namhlanje ukuthola ukulinganiswa kwe-premium okufanele bayikhokhe. p>
Yiziphi izinsiza ezikhona ku-intanethi? strong> p> Ukulinganiswa komshuwalense wemoto kusekelwe kwedatha yamanje, futhi kuyithuluzi eliwusizo labanikazi bezimoto abafuna ukuthola inqubomgomo engcono kakhulu futhi abangayithola. Kukhona amawebhusayithi anokwethenjelwa anikela ngezinsizakalo zomshuwalense wezimoto online. Lezi zindawo zisekela ukulinganisa nezibalo zabo kwisofthiwe yokuqapha umshuwalense wemoto eqoqa futhi ihlaziye idatha. Ingcebo yolwazi etholakala kulezi zindawo ingasiza abantu abacabangela ukuthenga inqubomgomo yomshwalense wemoto. Isibonelo, idatha yamanje yamaphesenti ajwayelekile akhokhelwa ngamaqembu ahlukene angatholakala. Ukunikezwa umqondo wokuthi kuningi okudingayo ukukhokhela umshuwalense wemoto kunika amandla umnikazi wemoto ekwenzeni ukukhetha. Ukuthola ukuthenga okulungile strong> p> Ukuba uhlobo olufanele lomshwalense luyisiketi sokuphepha sabanikazi bemoto. Umshwalense wemoto ophelele ungasindisa abantu imali. Lezi zinsuku, kunezinketho zenqubomgomo ezitholakalayo ukuze umnikazi wemoto athole kalula ukuthunyelwa okuhambisana nezidingo zakhe. https://garybailey.co.za/sandton-5/
Ukulinganiswa komshuwalense wemoto kusekelwe kwedatha yamanje, futhi kuyithuluzi eliwusizo labanikazi bezimoto abafuna ukuthola inqubomgomo engcono kakhulu futhi abangayithola. Kukhona amawebhusayithi anokwethenjelwa anikela ngezinsizakalo zomshuwalense wezimoto online. Lezi zindawo zisekela ukulinganisa nezibalo zabo kwisofthiwe yokuqapha umshuwalense wemoto eqoqa futhi ihlaziye idatha. Ingcebo yolwazi etholakala kulezi zindawo ingasiza abantu abacabangela ukuthenga inqubomgomo yomshwalense wemoto. Isibonelo, idatha yamanje yamaphesenti ajwayelekile akhokhelwa ngamaqembu ahlukene angatholakala. Ukunikezwa umqondo wokuthi kuningi okudingayo ukukhokhela umshuwalense wemoto kunika amandla umnikazi wemoto ekwenzeni ukukhetha.
Ukuthola ukuthenga okulungile strong> p> Ukuba uhlobo olufanele lomshwalense luyisiketi sokuphepha sabanikazi bemoto. Umshwalense wemoto ophelele ungasindisa abantu imali. Lezi zinsuku, kunezinketho zenqubomgomo ezitholakalayo ukuze umnikazi wemoto athole kalula ukuthunyelwa okuhambisana nezidingo zakhe. https://garybailey.co.za/sandton-5/
Ukuba uhlobo olufanele lomshwalense luyisiketi sokuphepha sabanikazi bemoto. Umshwalense wemoto ophelele ungasindisa abantu imali. Lezi zinsuku, kunezinketho zenqubomgomo ezitholakalayo ukuze umnikazi wemoto athole kalula ukuthunyelwa okuhambisana nezidingo zakhe.
https://garybailey.co.za/sandton-5/


text:
Cape Town - Kushone izingane ezintathu ezigamekweni ezimbili ezehlukene zokuqubuka komlilo eKapa kulezi zinsuku ezimbili ezedlule, kusho umbiko.
Esigamekweni sakamuva, kushone umfana oneminyaka eyisikhombisa ubudala ngesikhathi umuzi wakubo uthungeleka ngomlilo eKhayelitsha ngoLwesithathu ekuseni.
Okhulumela ithimba lezokutakula kuMkhandlu waseKapa, uTheo Layne, uthe: "Ingane yomfana ishe kabi yagcina ngokushona. Imbangela yomlilo ibingakaziwa okwamanje kanti amaphoyisa ombutho we-SAPS ayaphenya ngesigameko."
OLUNYE UDABA: Zizongcwatshwa ngelizayo izelamani ezishone emlilweni
NgoLwesibili, izingane zandawonye ezineminyaka emihlanu nowodwa ubudala zishonile ngesikhathi kuqubuka umlilo esitezi sesithathu emaflethini akuChestnut Way, eBelhar.
Imbangela yomlilo ayikaziwa okwamanje kepha amaphoyisa kunophenyo oaluqhubayo.


text:
Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, Umshuwalense Wokukhokha ku Pretoria kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Umshuwalense Wemoto Ucaphuna I-south Africa umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Umshuwalense Wokukhokha kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.
Uma kuqhathaniswa nezinkampani
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.
Umshuwalense Wokukhokha ku Pretoria ?
Imishanguzo yomshuwalense ibalwa ngokwezinto eziningana zobungozi. Lezi yizici ezikhonjiswe yinkampani yomshuwalense njengoba cishe kunomthelela kulabo abathintekayo ababhekele ingozi. Umshuwalense uyindleko ebalulekile ehlotshaniswa nento eqinisekisiwe futhi akufanele igijimele. Kuhlale kungumqondo omuhle ukuthenga nxazonke ukuze uthole intengo engcono kakhulu. Imishanguzo yomshuwalense izohluka kakhulu kusuka kumshuwalense kuya kumshuwalense ukwenza umsebenzi wesikole sakho.
Shop Around b> p>
Bheka izinkampanini ezahlukene zomshuwalense oyithandayo futhi uzibuze for quote. Bangakwazi ukukunikeza ukulinganisa okubi kakhulu futhi izingcaphuno eziqondile nakakhulu kufanele futhi zenzeke uma unikeza imininingwane eyengeziwe futhi ulinde. Kufanele futhi ubheke ama-insurers ku-intanethi futhi uthole izingcaphuno ezisheshayo kusuka kuwebhusayithi yazo. Lena indlela esheshayo futhi ephumelelayo yokuthenga ezungeze. Uzothola umbono omuhle walokho amanani okufanele alindele. Ungase futhi uhlole amawebhusayithi wekhothethi ukuze ubone ukuthi yithinta kanjani inani lakho lentengo uma ukhetha izinketho ezahlukene. Ngayo yonke imigomo yomshuwalense uzoba nenani lezinketho ezithinta intengo yenqubomgomo.
Ngakho-ke kufanele ucabange ngalokhu okukhethwa kukho futhi uma kukhona izingozi ongafisi ukumboza bese uvumela umshuwalense azi njengoba i-premium yakho kufanele ishibhile. p>
Kufanele uzame futhi ukuqinisekisa ukuthi awuqinisekisi kabili. Kuyisimiso somshuwalense ongeke uzuze kulokho okwenzeka kumcimbi we-insured. Ngakho awukwazi ukukhokhelwa kabili ngisho noma unezinqubomgomo zomshwalense ezimbili. Ngakho-ke uma ngabe ingozi isivele ihlanganiswe inqubomgomo eyodwa, iphinda uvumele umshwalense wakho azi ukuthi angasusa ekubalweni kwawo.
Izinto b> p>
Imali yomshuwalense wezimoto ngokuvamile kuxhomeke ezintweni ezifana nokuthi yiluhlobo luni lwemoto oshayela ngayo, ingakanani ubudala, ukuthi injini inkulu kangakanani, yenzani futhi imodeli? Uhlobo luni lomshuwalense oludinga futhi ludlala indima, udinga kuphela umthwalo wemfanelo, noma ophelele? Ngabe uzosebenzisa kanjani imoto, isibonelo uzobe uhamba uye emsebenzini nokuthi uhlela amamitha amangaki ukushayela?
Umlando wakho wokushayela uzoba isici esiqinile ekunqumeni ingozi yakho b>, futhi okuxhunyaniswe nalokhu kuyoba yinkathi yomshayeli, kanti abashayeli abasha bebesengozini yokubandakanya engozini. Uma usemusha, ubulili bakho buzoba yingozi ebalulekile, kodwa uma ubulili obudala ngokuvamile buba bubi kakhulu.
I-Car Car Insurance
Uma okwamanje uhlala eMissouri noma uhlela ukuthuthela lapho, umshwalense wemoto yinto ozoyihlola ngempela uma uhlela ukuba nomnikazi wemoto. Umshwalense wokuzenzekelayo ubeka wena uma ubangela umonakalo kunoma yimuphi umuntu noma umzimba womuntu, futhi kuyadingeka ukuthi ubhalise futhi ushayela noma imuphi imoto. p>
Isimo ngasinye sinezimiso nemithetho yaso uma kuziwa ku-auto umshuwalense, ngakho kungaba umqondo omuhle ukuvakashela iwebhusayithi yaseMissouri yeMoto yeMoto ukuze uthole imininingwane ephelele yalokho okudingayo. Ngokujwayelekile, kukhona umshuwalense wemfanelo encane okufanele udonswe kuwo. KuMbuso waseMissouri, lokhu kulandelayo: $ 25,000 ukuhlolwa okuncane kokulimala komzimba ngomuntu ngamunye, ukukhokhelwa okungenani $ 50,000 kwengozi ngayinye, kanye no-$ 10,000 ubuncane bokufaka impahla noma ingozi ngayinye. Kuhle ukwazi lolu lwazi uma uthengisa umshwalense wemoto ukuze ukwazi ukwaziswa kangcono futhi ungathola inqubomgomo enhle kakhulu kuwe. p>
Inshwalense yemfanelo, okuyinto enikezwe igunya eMissouri, ayifihli umnikazi wezinqubomgomo uma kwenzeka kwenzeka ingozi. Lolu hlobo lwemshwalense luhlanganisa kuphela abashayeli bezinkampani zangaphandle kanye nempahla. Ukuziqinisekisa wena nemoto yakho, kufanele ucabangele ukushayisana nokuhlanganisa okuphelele. Uma ufuna ukuthula kakhudlwana kwengqondo, ungakhetha umshwalense wokushayela ongaqinisekisiwe noma ongagunyaziwe, okukuvikela uma kwenzeka umuntu ehlasela imoto yakho futhi engavunyelwe noma engaqinisekisiwe. p>
Uma ufuna amanani omshuwalense omoto ongcono kakhulu Missouri, iseluleko esihle kakhulu ukuthenga ezungeze futhi uqhathanise okungenani izinkampani ezinhlanu zomshuwalense. Ungase umangale ukubona ukuthi amazinga omgomo ahluke kangakanani phakathi kwezinkampani ezihlukene, ngisho nezinketho ezifanayo noma ezifanayo zokuqapha. Yingakho kubalulekile ukuthenga nxazonke futhi uqhathanise amanani omshuwalense wemoto amaningi. p>
Ngisho noma okwamanje uqinisekisiwe, ungase ukwazi ukusindisa amakhulu amadola ngonyaka ngokushintsha abahlinzeki bomshuwalense wezimoto. Ungakwazi ukuqhathanisa izingcaphuno eziningi ku-intanethi ngendaba emaminithi, ngakho-ke awukho lutho oluzolahlekelwa, noma ngabe ungagcina usindisa okuningi. p>
I-Missouri Insurance Information Service ithi izimoto ezingaphezu kuka-20 000 kubikwa kubiwe ngo-2008, cishe ingxenye yabo eSt. Louis naseKansas City. Lokhu kungaba kuhle ukucabangela lokhu yizindawo ezimbili ezinkulu kunazo zonke ezisemaphandleni, kepha lokhu kuyizindaba ezimbi kubahlali baseSt. Louis naseKansas njengoba lokhu kusho ukuthi cishe bazokhokha izinga eliphezulu le-inshuwalense ngenxa yezinga eliphezulu lobugebengu. Izimoto ezinhlanu ezivame kakhulu ezebiwe eMissouri yi-Dodge Intrepid, i-Ford Taurus, i-Pontiac Grand Prix, i-Dodge Stratus ne-Oldsmobile Cutlass, ngakho-ke ungase ufune ukugwema lezi zimoto ukuze ugcine amazinga omshwalense wakho wemoto ngangokunokwenzeka. p>
https://garybailey.co.za/gauteng/


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Ukubona imiraro yeenkukhu – ngokuqala ngamehlo
Ukusebenzi amakghono ajayelekileko womuntu otjheja iinlwani nekghono lokubona ngamehlo kuzokusiza khulu ukuthi ukghone ukubona ikinga ngaphambi kobana ifike ezingeni lokungasalawuleki. Nasi iseluleko esibuya erhubhululweni elenziwe yi-Agricultural Research Centre’s Onderstepoort Veterinary Institute mayelana nokuthi kufuze uqale ini:
Ukwabiwa Kweenkukhu
Nawungena ngaphakathi kwendawo yomkhiqizo, tjheja ukwabiwa kweenkukhu. Iinkukhu ezizwa amakhaza ziyabuthelelana, kuthi lezo ezitjhako zibuthelelane eendaweni ezipholileko begodu zijame nofana zilale phasi ngokulinga ukukwehlisa umtjhiso.
Ukubuthelelana lapho zidlela khona nofana lapho zisela khona kungaba litshwayo lokobana iindawo zokudla nofana zokusela azikaneli, lokho kungabangela bonyana zihlale zibaphangelana kuthi lezo ezibuthakathaka zihlale zithola ukudla nofana amanzi amancani ukudlula lezo eziqinileko eziphalisana nazo. Isomiso naso singagcina sibangele bonyana iinkukhu zibuthelelane eendaweni lapho kungakomi khulu.
Indlela ezijaleke ngayo
Qala indlela iinkukhu ezijayeleke ngayo. Zibonakala ziphile kuhle, zinesigandeleli nofana zihlangahlangene? Akhona amatshwayo akhombisa ukuziqhoba iinsiba? Kukhona ukuhlubeka okubonako ekukhwini?
Qala ubungako bekukhu. Ingakghani iinkukhu zilingana zoke nofana kunezinye ezincani kunezinye? Kungaba yini unobangela womehluko lo? Iinkukhu ezibuthakathaka, zenziwa yini ukuthi zibe njalo, inga kghani ziyagula nofana zibangelwa ngilezo eziqinileko ezizivimbela bonyana zingatholi ukudla okwaneleko?
Ukuhluka kweencenye zamalungu womzima
Kokulandelako udinga bonyana uhlolisise umehluko weencenye zamalungu womzimba ukusuka ehloko uyokufika emsileni.
Ihloko nentamo
Isilevu nesidlhogoriyana kufuze zihlale zibovu, ngaphandle kwamagazuka nofaka ukuvuvuka. Nangabe isidlhogoriyana nesilevu zinombala ohlaza nofana onzima kutjho khona bonyana kukhona okungakalungi, kuthi umbala otshehla okubukhobe ukhombise ukugula, ukutshwayeleka ngeentjhabalalisi ezimunya ingazi, ukuhlukunyezwa mtjhiso nofana kube kukuthi ikukhu isuke isesigabeni lapho zisuke zilobe khona iinsiba ngokwemvelo bese kumila ezinye ezitjha.
Amehlo kufuze aberondo, avuleke begodu arhanyazele. Kusuke kunento engakalungi nangabe amehlo avalekile, abumbeke njenge qanda, anombala ofipheleko nofana kunokuphuma ngaphakathi kwawo.
Ipumulo kufuze ivuleke begodu ihlanzeke ukwenzela bonyana ikghone ukuphefumula kuhle. Akukafaneli kube namathimila aphuma ngaphakathi kwepumulo, njengombana lokho kungabangela bonyana zibe nokukghakghathela okungabangela bonyana ipumulo ivaleke. Incenye ephakathi kwepumulo namehlo kufuze ingavuvuki.
Nawuqala umlomayo, kufuze ubonakale ujayelekile kungabi nencenye etlhayelako ngaphandle kwalezo ezibekelako, njengombana abathengisi bazo baziphungula incenye engehla yomlomo ukwenzela bonyana zingaqhobani lokha nazibekelako ngemakhejini.
Umlomayo uhlala uvalekile ngaphasi kobujamo obujayelekileko, kodwana uyavuleka bese iphefumula ngokurhaba lokha ipumulo nayivalekileko, ikukhuleyo isuke ibanjwe sigandeleli somkhumbulu nofana vane ifuthumele ngokudluleleko. Umlomayo akukafaneli ube butofozela. Intamo kufuze iqine begodu inqophe ukwenzela bonyana ihloko ihlale iphakamile. Akukafaneli bonyana ibe buthakathaka nofana isongane.
Umzimba
Umzimba woke kufuze umbeswe ziinsiba, ngaphandle kweminye imihlobo lapho intamo nesifuba zingabi neensiba khona. Iinsiba zivame ukuthi zipatalale phezu komzimba bese ziphakame kwaphela lokha ikukhu nayilalako, nakumakhaza nofana nayigulako.
Qala hlangana neensiba imikhaza, amatsetse nobusayisayi. Imikhaza ivamise ukutholakala ehloko kuthi ubusayisayi butholakale eensibeni zentanyeni nangaphasi kwamaphiko.
Iinsiba kufuze zihlanzeke. Iinsiba ezisilaphazekileko magega nesitho sokukhupha uthuvi, kungaba litshwayo lokobana iyarhuda ikukhuleyo. Ukuvuvuka kwesithwesi nakho kungaba litshwayo lokuthi kuneqanda elihluleka ukuphuma.
Imilenze kufanele iqine, inqophe begodu ibe butjhelelezi, kanengi ibanombala osarulana. Akukafaneli bonyana kube namagazuka, ukuvuvuka nofaka ikokorani emlenzeni, ikukhu leyo kufuze ikghone ukukhamba ngendlela ejayelekileko, ngaphandle kokuhluza
Umzimba
Umzimba woke kufuze umbeswe ziinsiba, ngaphandle kweminye imihlobo lapho intamo nesifuba zingabi neensiba khona. Iinsiba zivame ukuthi zipatalale phezu komzimba bese ziphakame kwaphela lokha ikukhu nayilalako, nakumakhaza nofana nayigulako. Qala hlangana neensiba imikhaza, amatsetse nobusayisayi. Imikhaza ivamise ukutholakala ehloko kuthi ubusayisayi butholakale eensibeni zentanyeni nangaphasi kwamaphiko.
Iinsiba kufuze zihlanzeke. Iinsiba ezisilaphazekileko magega nesitho sokukhupha uthuvi, kungaba litshwayo lokobana iyarhuda ikukhuleyo. Ukuvuvuka kwesithwesi nakho kungaba litshwayo lokuthi kuneqanda elihluleka ukuphuma.
Imilenze kufanele iqine, inqophe begodu ibe butjhelelezi, kanengi ibanombala osarulana. Akukafaneli bonyana kube namagazuka, ukuvuvuka nofaka ikokorani emlenzeni, ikukhu leyo kufuze ikghone ukukhamba ngendlela ejayelekileko, ngaphandle kokuhluza.
Translated by Johannes Nkosinathi


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