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Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, Umshuwalense Wemoto Wabasebenzi Abasha ku Johannesburg kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Imoto Yomshuwalense Wemoto Inthanethi umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Isitatimende Somshuwalense Wendlu kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.
Uma kuqhathaniswa nezinkampani
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.
Umshuwalense Wemoto Wabasebenzi Abasha ku Johannesburg ?
Umshuwalense wezimoto nge-SR22 noma u-FR44 ukuthunyelwa kuyadingeka emazweni amaningi abashayeli be-DWI noma i-DUI. Lolu hlobo lwenqubomgomo yomshuwalense wemoto lulungele ukuhlangabezana nokukhishwa kanye nezinye izidingo eziqondene nombuso ngamunye. I-SR22 ne-FR44 ngamagama amafomu asetshenziselwa ukubhala phansi futhi athumele (ifayela) ubufakazi bokulandela umshwalense. Lokhu ngokuvamile kuyisinyathelo sokugcina ngaphambi kokuba abashayeli abanecala bavuselele ilayisense yabo. Le nqubo ifana nomaphi lapho kukhona ukungezwani okuhlukile emazweni ambalwa.
Isinye isishayamthetho sesifunda sinquma izidingo, futhi uMnyango wezimoto eziqondene nawo uqondisa inqubo. Ngo-2007 no-2008 iFlorida neVirginia baqala ukwehlukanisa izinkolelo ze-DUI ngokusebenzisa i-Form FR44 kuphela, kuyilapho begcina ifomu le-SR22 kubo bonke abanye abashayeli bezingozi eziphezulu. Inqubomgomo ehambisana ne-FR44 ihlanganisa imingcele engu-$ 300,000 yemingcele eFlorida ngenkathi i-SR22 yayo idinga i-$ 30,000. EVirginia kuyi-$ 100,000 ye-FR44 ne-$ 50,000 ye-SR22. I-Texas yandisa imithwalo yemfanelo yabo yabashayeli be-DWI ngo-2011. Kusukela ngo-1980 abaamaMama ababhekene noDrunk Drivers (MADD) baye baletha lolu daba phambili futhi bathi basabela ngokwenza njalo ukuze banqande ukuphuza nokushayela.
ukujwayela ukuvimbela kuye kwavela ngenxa yomnotho onesizotha ngenxa yokuphoqelela ukusebenza. Abomasipala basekhaya futhi bathi ngemali eyanciphayo bafuna ngamandla abaqhubi ukuba baqoqe izinkokhelo nemali. Izidingo ezengeziwe zokuphatha nokubhala phansi (ukuqinisekiswa), ukuqinisa ukuvinjelwa, cishe kuzoqhubeka yizizwe eziningi. Ukungafani okwamanje okuphakathi kwamanye amazwe amakhulu kubandakanya iKalifornia neFlorida benenkathi yokulandela iminyaka engu-3 neTexas 2. INew York, North Carolina, iDelaware, Kentucky, Minnesota, New Mexico, Oklahoma nasePennsylvania ayidingi ngokuphelele i-FR44 noma i-SR22. Ukuthola izidingo eziqondile lapho uhlala khona kubaluleke kakhulu ekuqinisekisweni kwenqubomgomo yokubuyisela ilayisense. I-Florida neVirginia, yiziqu ezimbili kuphela ezidinga inshuwalense ye-FR44 kubaqhubi babo be-DUI baye bazuza kakhulu kuloluhlelo. Ngenxa yezizathu eziningi ukuthi umshuwalense wemoto ka-FR44 uyinzuzo kubo bonke abantu, kuhlanganise nomnikazi wezinqubomgomo. Zonke zinezibalo ezingu-0.08 ze-blood alcohol njengemikhawulo ejwayelekile yomthetho. Ngokufanayo, umshuwalense we-FR44 we-DUI abashayeli bangaba yisimiso kuzo zonke izifunda ngenxa yokuphumelela kwawo eFlorida naseVirginia. P>
Izinqubomgomo zomshuwalense wemoto kusuka nomaphi lapho uhlala khona ne-DUI, DWI, FR44 noma i-SR22 yizo zonke okufanayo. Kodwa-ke, umehluko kubalulekile ekutholeni ilayisense yakho iphinde ivuselelwe nokuthi ukhokhela kangakanani. Gcina izidingo ezingqondweni ziguqula njalo abashayeli abanecala. I-agent yomshuwalense ozimele ozimele, onikezwe ilayisense kumbuso wakho, angachaza izidingo ezifanele ezidingekayo nokuthi uzobiza kangakanani. I-ejenti efanayo ingaqala inqubo ngokuqedela, ukubopha, nokuhambisa isicelo kwinkampani yomshuwalense. Ifomu le-SR22 noma le-FR44 livame ukukhiqizwa endaweni yokudayiswa, futhi ithunyelwe ngekhompiyutha njengoba kudingeka eFlorida. Ikhophi ephindwe kabili inganikezwa umfakisicelo futhi ihanjiswe ku-DMV ukuze ivuselele ukuvuselelwa kwelayisense.
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Izinqwaba zezinkampani zomshuwalense wemoto nezinqubomgomo zanele ukudidanisa noma ubani, akeke ululaze noma uphendule imibuzo elula ebuzwa njalo. Lezi zinkomo, izincazelo eziyinkimbinkimbi nezinqubo kuphela ziphoqa izinto ngokuqhubekayo. Imibuzo engadingekile ayisaphenduliwe abaningi bethu futhi ngenxa yalokho asihluleki ukuthola izinzuzo ezithile ezifanele kithi.
Nasi isethi yokuqala yazo.
Ingabe mina kudingeka uxhumane namaphoyisa endaweni yengozi? strong> p> Yebo yebo. Uzodinga amaphoyisa endaweni leyo ngaphandle kokucacisa umgwaqo noma ukuhlela usizo lwezokwelapha. Amaphoyisa afaka umbiko wengozi ebeka isisekelo sezimangalo zakho nenkampani yakho yomshuwalense. Lo mbiko obalulekile uqukethe ulwazi ngezimoto / izakhiwo ezimele, abashayeli kanye nomshuwalense wamaqembu abathintekayo. Ngaphandle kwalokhu umbiko ungayithola umsebenzi wokukhuphuka ukuze uqinisekise inkampani yakho yomshuwalense. Manje, awukwazi ukugcizelela ukubaluleka kwawo uma kwenzeka impikiswano noma icala. Ungathola umbiko we-quasi obizwa ngokuthi umbiko wesigameko samaphoyisa uma isiphathimandla esingahambi khona sinamandla. Kwenzekani emotweni yami uma sebiwe? strong> p> Uzohlawuliswa ngokuqinisekile uma unesiko elifanele futhi imoto ibonakala ingatholakali; kodwa okokuqala, kunezinto ezimbalwa okumele uzenze ngokushesha. Bika esiteshini samaphoyisa esiseduze bese uthola inombolo ebizwa ngokuthi inombolo yecala lobugebengu. Xhumana nomeluleki womuntu siqu wezinkampani zakho zomshuwalense ngale namba. Yilokho kuphela; futhi kusuka lapha, inkampani izohlola amarekhodi abo futhi ilandelele nawe kanye namaphoyisa njengoba futhi kuyadingeka ngaphambi kokuba bahlole ukulahlekelwa kwakho ngokuqoka umhloli wokulahlekelwa. p> Inkampani yami yomshuwalense iqhubeka umlungisi kodwa ngiyazi ngomshini ongcono. Yini okufanele ngiyenze? Strong> p> Inkampani yakho yomshuwalense ayikwazi ukukuphoqa kule nkinga; kodwa inkampani inezikhundla ezithile zokulondoloza. Le nkampani ifaka izindleko zokulungisa kuphela umkhawulo wemali ehlolwe ngumhleli noma umhloli wokulahlekelwa; ngakho-ke noma yimaphi inani lokulungisa elidinga ukudingwa nguwe. Okulandelayo, uzokhipha ilungelo lokubiza isimangalo sokukhanda uma umshini wakho okhethwayo engabhalwanga nenkampani yomshuwalense. Ngenze ingozi izinyanga eziyisithupha ezedlule. Ngingakwazi yini ukufaka umonakalo manje ngaphansi komshuwalense ophelele? Strong> p> Kumelwe ukuba uye wadukiswa ukuthi ukwenza isimangalo kuzokwandisa i-premium yakho yomshuwalense - okuwukuphela kweqembu eliyiqiniso - noma ngabe ulindele ukulungisa ngezindleko zakho ukuze usindise kubhonasi ayikho isimangalo. Kungakhathaliseki ukuthi kwenzekani, ngeso lengqondo unelungelo lokumangalela manje kodwa iqiniso liwukuthi kufanele ukwazi ukufakazela ngokucacile ukuthi isimangalo siyiqiniso okuyinto enkulu yokubuza ngokushesha futhi engenakho ubufakazi. Lokhu kusalokhu kunzima uma ushaya insika yokupaka ebusuku futhi iphaneli lomnyango lilimazekile lapho kungekho muntu owayebukele. Ekugcineni, isimangalo sakho ngeke sibe, ngenxa yokuthi kungenzeka, sivunyelwe ngenxa yesizathu esisodwa esingabonakali - umshuwalense wakho wokubhalisa umshuwalense akanakho indlela yokumangalela le ndleko. Imoto yami ukulahlekelwa okuphelele. Yini ezoba imali yami yokuhlala? Strong> p> Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali. https://garybailey.co.za/johannesburg-4/ Gary Bailey Yiba Izinkampani Zomshwalense Zomoto Ziqhathanisa Uhlu
Yebo yebo. Uzodinga amaphoyisa endaweni leyo ngaphandle kokucacisa umgwaqo noma ukuhlela usizo lwezokwelapha. Amaphoyisa afaka umbiko wengozi ebeka isisekelo sezimangalo zakho nenkampani yakho yomshuwalense. Lo mbiko obalulekile uqukethe ulwazi ngezimoto / izakhiwo ezimele, abashayeli kanye nomshuwalense wamaqembu abathintekayo. Ngaphandle kwalokhu umbiko ungayithola umsebenzi wokukhuphuka ukuze uqinisekise inkampani yakho yomshuwalense. Manje, awukwazi ukugcizelela ukubaluleka kwawo uma kwenzeka impikiswano noma icala.
Ungathola umbiko we-quasi obizwa ngokuthi umbiko wesigameko samaphoyisa uma isiphathimandla esingahambi khona sinamandla.
Kwenzekani emotweni yami uma sebiwe? strong> p> Uzohlawuliswa ngokuqinisekile uma unesiko elifanele futhi imoto ibonakala ingatholakali; kodwa okokuqala, kunezinto ezimbalwa okumele uzenze ngokushesha. Bika esiteshini samaphoyisa esiseduze bese uthola inombolo ebizwa ngokuthi inombolo yecala lobugebengu. Xhumana nomeluleki womuntu siqu wezinkampani zakho zomshuwalense ngale namba. Yilokho kuphela; futhi kusuka lapha, inkampani izohlola amarekhodi abo futhi ilandelele nawe kanye namaphoyisa njengoba futhi kuyadingeka ngaphambi kokuba bahlole ukulahlekelwa kwakho ngokuqoka umhloli wokulahlekelwa. p> Inkampani yami yomshuwalense iqhubeka umlungisi kodwa ngiyazi ngomshini ongcono. Yini okufanele ngiyenze? Strong> p> Inkampani yakho yomshuwalense ayikwazi ukukuphoqa kule nkinga; kodwa inkampani inezikhundla ezithile zokulondoloza. Le nkampani ifaka izindleko zokulungisa kuphela umkhawulo wemali ehlolwe ngumhleli noma umhloli wokulahlekelwa; ngakho-ke noma yimaphi inani lokulungisa elidinga ukudingwa nguwe. Okulandelayo, uzokhipha ilungelo lokubiza isimangalo sokukhanda uma umshini wakho okhethwayo engabhalwanga nenkampani yomshuwalense. Ngenze ingozi izinyanga eziyisithupha ezedlule. Ngingakwazi yini ukufaka umonakalo manje ngaphansi komshuwalense ophelele? Strong> p> Kumelwe ukuba uye wadukiswa ukuthi ukwenza isimangalo kuzokwandisa i-premium yakho yomshuwalense - okuwukuphela kweqembu eliyiqiniso - noma ngabe ulindele ukulungisa ngezindleko zakho ukuze usindise kubhonasi ayikho isimangalo. Kungakhathaliseki ukuthi kwenzekani, ngeso lengqondo unelungelo lokumangalela manje kodwa iqiniso liwukuthi kufanele ukwazi ukufakazela ngokucacile ukuthi isimangalo siyiqiniso okuyinto enkulu yokubuza ngokushesha futhi engenakho ubufakazi. Lokhu kusalokhu kunzima uma ushaya insika yokupaka ebusuku futhi iphaneli lomnyango lilimazekile lapho kungekho muntu owayebukele. Ekugcineni, isimangalo sakho ngeke sibe, ngenxa yokuthi kungenzeka, sivunyelwe ngenxa yesizathu esisodwa esingabonakali - umshuwalense wakho wokubhalisa umshuwalense akanakho indlela yokumangalela le ndleko. Imoto yami ukulahlekelwa okuphelele. Yini ezoba imali yami yokuhlala? Strong> p> Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali. https://garybailey.co.za/johannesburg-4/ Gary Bailey Yiba Izinkampani Zomshwalense Zomoto Ziqhathanisa Uhlu
Uzohlawuliswa ngokuqinisekile uma unesiko elifanele futhi imoto ibonakala ingatholakali; kodwa okokuqala, kunezinto ezimbalwa okumele uzenze ngokushesha. Bika esiteshini samaphoyisa esiseduze bese uthola inombolo ebizwa ngokuthi inombolo yecala lobugebengu. Xhumana nomeluleki womuntu siqu wezinkampani zakho zomshuwalense ngale namba. Yilokho kuphela; futhi kusuka lapha, inkampani izohlola amarekhodi abo futhi ilandelele nawe kanye namaphoyisa njengoba futhi kuyadingeka ngaphambi kokuba bahlole ukulahlekelwa kwakho ngokuqoka umhloli wokulahlekelwa. p>
Inkampani yami yomshuwalense iqhubeka umlungisi kodwa ngiyazi ngomshini ongcono. Yini okufanele ngiyenze? Strong> p> Inkampani yakho yomshuwalense ayikwazi ukukuphoqa kule nkinga; kodwa inkampani inezikhundla ezithile zokulondoloza. Le nkampani ifaka izindleko zokulungisa kuphela umkhawulo wemali ehlolwe ngumhleli noma umhloli wokulahlekelwa; ngakho-ke noma yimaphi inani lokulungisa elidinga ukudingwa nguwe. Okulandelayo, uzokhipha ilungelo lokubiza isimangalo sokukhanda uma umshini wakho okhethwayo engabhalwanga nenkampani yomshuwalense. Ngenze ingozi izinyanga eziyisithupha ezedlule. Ngingakwazi yini ukufaka umonakalo manje ngaphansi komshuwalense ophelele? Strong> p> Kumelwe ukuba uye wadukiswa ukuthi ukwenza isimangalo kuzokwandisa i-premium yakho yomshuwalense - okuwukuphela kweqembu eliyiqiniso - noma ngabe ulindele ukulungisa ngezindleko zakho ukuze usindise kubhonasi ayikho isimangalo. Kungakhathaliseki ukuthi kwenzekani, ngeso lengqondo unelungelo lokumangalela manje kodwa iqiniso liwukuthi kufanele ukwazi ukufakazela ngokucacile ukuthi isimangalo siyiqiniso okuyinto enkulu yokubuza ngokushesha futhi engenakho ubufakazi. Lokhu kusalokhu kunzima uma ushaya insika yokupaka ebusuku futhi iphaneli lomnyango lilimazekile lapho kungekho muntu owayebukele. Ekugcineni, isimangalo sakho ngeke sibe, ngenxa yokuthi kungenzeka, sivunyelwe ngenxa yesizathu esisodwa esingabonakali - umshuwalense wakho wokubhalisa umshuwalense akanakho indlela yokumangalela le ndleko. Imoto yami ukulahlekelwa okuphelele. Yini ezoba imali yami yokuhlala? Strong> p> Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali. https://garybailey.co.za/johannesburg-4/ Gary Bailey Yiba Izinkampani Zomshwalense Zomoto Ziqhathanisa Uhlu
Inkampani yakho yomshuwalense ayikwazi ukukuphoqa kule nkinga; kodwa inkampani inezikhundla ezithile zokulondoloza. Le nkampani ifaka izindleko zokulungisa kuphela umkhawulo wemali ehlolwe ngumhleli noma umhloli wokulahlekelwa; ngakho-ke noma yimaphi inani lokulungisa elidinga ukudingwa nguwe. Okulandelayo, uzokhipha ilungelo lokubiza isimangalo sokukhanda uma umshini wakho okhethwayo engabhalwanga nenkampani yomshuwalense.
Ngenze ingozi izinyanga eziyisithupha ezedlule. Ngingakwazi yini ukufaka umonakalo manje ngaphansi komshuwalense ophelele? Strong> p> Kumelwe ukuba uye wadukiswa ukuthi ukwenza isimangalo kuzokwandisa i-premium yakho yomshuwalense - okuwukuphela kweqembu eliyiqiniso - noma ngabe ulindele ukulungisa ngezindleko zakho ukuze usindise kubhonasi ayikho isimangalo. Kungakhathaliseki ukuthi kwenzekani, ngeso lengqondo unelungelo lokumangalela manje kodwa iqiniso liwukuthi kufanele ukwazi ukufakazela ngokucacile ukuthi isimangalo siyiqiniso okuyinto enkulu yokubuza ngokushesha futhi engenakho ubufakazi. Lokhu kusalokhu kunzima uma ushaya insika yokupaka ebusuku futhi iphaneli lomnyango lilimazekile lapho kungekho muntu owayebukele. Ekugcineni, isimangalo sakho ngeke sibe, ngenxa yokuthi kungenzeka, sivunyelwe ngenxa yesizathu esisodwa esingabonakali - umshuwalense wakho wokubhalisa umshuwalense akanakho indlela yokumangalela le ndleko. Imoto yami ukulahlekelwa okuphelele. Yini ezoba imali yami yokuhlala? Strong> p> Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali. https://garybailey.co.za/johannesburg-4/ Gary Bailey Yiba Izinkampani Zomshwalense Zomoto Ziqhathanisa Uhlu
Kumelwe ukuba uye wadukiswa ukuthi ukwenza isimangalo kuzokwandisa i-premium yakho yomshuwalense - okuwukuphela kweqembu eliyiqiniso - noma ngabe ulindele ukulungisa ngezindleko zakho ukuze usindise kubhonasi ayikho isimangalo. Kungakhathaliseki ukuthi kwenzekani, ngeso lengqondo unelungelo lokumangalela manje kodwa iqiniso liwukuthi kufanele ukwazi ukufakazela ngokucacile ukuthi isimangalo siyiqiniso okuyinto enkulu yokubuza ngokushesha futhi engenakho ubufakazi. Lokhu kusalokhu kunzima uma ushaya insika yokupaka ebusuku futhi iphaneli lomnyango lilimazekile lapho kungekho muntu owayebukele. Ekugcineni, isimangalo sakho ngeke sibe, ngenxa yokuthi kungenzeka, sivunyelwe ngenxa yesizathu esisodwa esingabonakali - umshuwalense wakho wokubhalisa umshuwalense akanakho indlela yokumangalela le ndleko.
Imoto yami ukulahlekelwa okuphelele. Yini ezoba imali yami yokuhlala? Strong> p> Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali. https://garybailey.co.za/johannesburg-4/ Gary Bailey Yiba Izinkampani Zomshwalense Zomoto Ziqhathanisa Uhlu
Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali.
https://garybailey.co.za/johannesburg-4/
Gary Bailey Yiba Izinkampani Zomshwalense Zomoto Ziqhathanisa Uhlu


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Johannesburg - Umqeqeshi weMamelodi Sundowns, uPitso Mosimane, uthi akambambele gqubu uLebogang Manyama ngokuthatha isinqumo sokuyodlala eTurkey, wathi uyakweseka ukuyodlala kwalo mdlali weBafana Bafana e- Europe.
ISundowns ibigaqele ukusayinisa lo mdlali esuka kwiCape Town City, kepha isiphakamiso sayo sakhahlelwa kulandela ukuthi uSihlalo weCitizens ethe asanele.
UManyama, ohamba phambili ngamagoli ku-PSL, ube esekhetha ukusayina neqembu laseTurkey, iKonyaspor, Kubika iKickOff.com.
UMosimane, uthe nokho akaphoxekanga kakhulu. Uthe lo mdlali, 26, ukhethe kahle ngoba kungenzeka ukuthi leli thuba ngeke aphinde alithole.
OLUNYE UDABA: UManyama noNgoma baphika amahlebezi okushiya iCity
“Ngicabanga ukuthi kube ngumnyakazo omuhle ngoba usemncane futhi izinto ezinje aziqhamuki njalo futhi uma ungabuza uManyama ngephupho lakhe, uzothi ukudlalela iBafana nokuyodlala e-Europe, yingakho ngithi impela ukhethe kahle,” kusho uMosimane.
“Uma ungalitholi ithuba lokuyodlala phesheya kwezilwandle kusho ukuthi kumele ubhukule ekutheni uthole iqembu elikugculisayo kuleli ngoba phela uma usuthatha umhlalaphansi abantu bayokubuza ukuthi wanqobani ngezinsuku zakho.”
UMosimane uthe kuhle ngoba abaqeqeshi nabadlali bayazinqonda zonke lezi zinto ezihambisana nebhola.

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Ibhodlela elisha le-silicone lokuhamba lokunakekelwa komuntu siqu
Ukupakisha: Isikhwama se-OPP, isikhwama se-PVC, isikhwama ngokwezifiso
Amandla Wokunikezela: 5000pcs/day
Min. I-oda: 1000 Bag/Bags
-
Isitifiketi: FDA BPA FREE EN71 LFGB
Ibhodlela elisha le-silicone lokuhamba lokunakekelwa komuntu siqu Lokhu trave imoto amabhodlela okulula ukuyiphatha izimonyo travel. ukuvuthwa nokuklanywa kwezinto eziningi zokuvuza, ivulo elikhulu, i-no-drip value kusiza i-cap ihlale ihlanzekile , Fashion Isipho noma Izikhangibavakashi sokuheha Isipho usetha Esilula,...
Xhumana Nanje


text:
Johannesburg - UZodwa 'Zodwa Wabantu' Libram wodumo lwemidanso uphume ephepheni kwelinye lamazwe elakhelene naleli ngemuva kokuba uNgqongqoshe weziNdaba zeNkolo noMqondisi kazwelonke, uGodfridah Sumaili, etshele iphephandaba lesizwe, iTimes of Zambia ukuba lo nontandakubukwa akamukelekile ezweni futhi ukhuthaza ukungaziphathi kahle.
Ngemuva kokuhamba kwesikhathi lo Ngqongqoshe ube esetshela elinye iphephandaba ukuthi uZodwa akaxoshiwe ezweni kodwa izwe lingelamaKrestu kanti lo saziwayo akasiye "umKrestu".
Yize kunjalo, uZodwa utshele iTshisaLive ukuthi uzonandisa kuleliya lizwe ngempelasonto futhi uyobe engaligqokile iphenti.
OLUNYE UDABA:Angizizwa ngi-sexy uma ngigqoke idilozi- Zodwa Wabantu
"Angisoze ngaligqoka iphenti. Angeke ngiyishintshe indlela engiyiyo. Mhlawumbe bacabanga ukuthi bazongikhulekela noma bangenze ngibe ngcono.
"Ngakwazi ukuphila ngo-2017 kanti nakulo nyaka ngizophila. Abahambe bayoshona uma benenkinga nalokho," usho kanje etshela iphephandaba.
UZodwa uqhube ngokuthi akaqondi ukuthi kungani ukungaligqoki iphenti kube yindaba enkulu kangaka ngoba maningi amakholwa enza okubi ekusithekeni.
Akusikho okokuqala uZodwa engakutholi ukwamukeleka kwelinye izwe. Ngonyaka odlule lowo owayengumengameli waseZimbabwe, uRobert Mugabe watshengisa ukungamfuni lo saziwayo waze wamuvimbela nokuthi anandise ezweni.
- INSTAGRAM:
- The Citizen


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SIYAKHULA isibalo sabantu abahlaselwa yisifo esithinta ukuphazamiseka komqondo kuleli.
Izibalo ezicubungula izizathu eziholela ekutheni kushone abantu bakuleli kusukela ku-2006 kuya ku-2016 ziveza ukuthi ngalesi sikhathi bangu-20 398 abashona.
Ukushona kwabo kuncikene nezifo zokuphazamiseka komqondo ngaphezu kwalokho kunabanye abangu-5 077 okuvela ukuthi bashona ngokuzilimaza nakho okuthiwa kudalwe wukuphazamiseka komqondo.
UMnuz Amos Masango, womkhandlu wamakhemisi, uthe basebenzise inyanga uSepthemba ebuye yaziwe ngokuthi eyokuqwashisa ngesifo sokuphazamiseka komqondo, ukufundisa nokweluleka umphakathi ngalesi sifo.
Uthe siyakhula isibalo sabantu abahlaselwa yilesi sifo kuleli wathi sesihlasela nabafundi.
“Kubalulekile ukuthi sifundise umphakathi ngokuthi umuntu ungambona kanjani ukuthi uhlaselwe yilesi sifo nokuthi yini angayenza. Osokhemisi nabo likhona iqhaza abangalibamba ekufundiseni ngalesi sifo nakuba kungebona abelaphayo, kodwa bayakwazi ukweluleka ngokusetshenziswa kwemithi isiguli esisuke siyalelwe yona ngudokotela waso. Sibuke ukuthi osokhemisi nabo akumele basale ngaphandle kubantu okumele babambe iqhaza ekufundiseni ngalesi sifo,” kusho uMasango.
Uqhube wathi uma unesifo sokuphazamiseka komqondo akusho ukuthi usuyahlanya njengoba abantu abaningi becabanga kanjalo.
Uthe umkhankaso wakulo nyaka obuhambisana nesiqubulo esithi: “Ukuphazamiseka kwengqondo kuyelapheka, buza kusokhemisi wakho”, babone ukuthi uzowusiza umphakathi ukuze wazi ukuthi kumele wenzenjani uma kwenzeka kuba khona ohlaselwa yilesi sifo emndenini.


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Imikhiqizo ezifakiwe
INDABA yethu
Umakhi Shenzhen Zhaohongsheng Izikhwama yasungulwa ngo 2008 njengoba imvelo taxer. Kukhona imboni ye-legatsha okuthiwa Shenzhen Zhaohongsheng ngci luggle nezikhwama inkampani. Imikhiqizo yethu isikhwama ezishisayo, isikhwama pizza, ukudla kwezidingo isikhwama, evuthayo pizza izikhwama, isikhwama ummese, yokudlela bill isikhwama, Imenyu clip. Imikhiqizo yethu kabanzi isicelo ku ukudla, imithi, isidlo, abandayo uchungechunge ukusatshalaliswa. Lona enterpriser bokuqala design futhi iveza ngci ukulethwa kokudla izikhwama. Njengamanje imikhiqizo yethu baye wonke ekhoneni emakethe Chinese, bese zithunyelwa kuwo wonke umhlaba.


text:
Imikhiqizo
Xhumana Nanje Engeza kwiSikhwama
I-Model No.: Standard or custom-made
Material: Min. 95% Alumina
Color: White, Pink Optional
Type: Metallizing Ceramic Insulator
Metallization Type: Mo/Mn ,W Optional
Coating Type: Nickle Plating
Thickness Of Metallization: 20~40um
Thickness Of Plating: Thin Or Thick Film Avaiable
Precision Process: Fine Grinding
Feature: High Bonding Strength With Ideal Hermercity
Application: Ceramic Insulator For Gastriode
Ukupakisha: Ukupakisha kwe-Vacumm ngekhadi lokuthumela ngaphandle
Ukukhiqiza: 50,000pcs/month
Ibhulogi: I-Jinghui ceramics
Ukuthutha: Ocean,Land,Air
Indawo Yomsuka: I-China
Amandla Wokunikezela: 200,000pcs/month
Isitifiketi: RoHS
Ikhodi ye-HS: 8547100000
I-Port: Shenzhen Port
Metallic Coating Ceramic Insulator ye-Gastriode
I-Ceramic insulator ye-gastriode yenziwe ngamaminithi. 95% alumina,. Sinezinqubo zokwakha ezikhethiwe zokuzikhiqiza ngokusho kwesicelo esithile sekhasimende, izidingo ezithile, njengokucindezela okumile, ukucindezela okushisayo, ukucindezela kwe-ISO.
Esimweni esivamile, kokubili i-molybdenum-manganese ne-Tungsten njenge-metallization okunamathisela kakhulu okumele ibekwe phezu komzimba othile we-ceramic body ukuhlangabezana nokusetshenziswa kwesibhakabhaka phakathi kwensimbi ne-ceramic, bese uhlanganisa i-nickle plating, i-golden plating njalonjalo.
Umzimba wensimbi we-ceramic unamandla amakhulu okubambisana ne-airtightness ekahle ku-ceramic kuya ku-tech jointing technology.
● Amandla obuhle obubambisene nezinga elihle lokuvuza ● I- Dense, engeyona emithandayo futhi iphinde igweme ● Ukukhululeka kokukhulula kwevolumu
● I-coefficient ephansi yokunwetshwa ........................................... ● Ukuphikisa ukuhlaselwa chemical .............................. ● Fire ukumelana non-outgassing● Yamukela kalula i-Mo / Mn noma i-W metallizing yokushisa okushisa okuhlukahlukene kwezikhungo zensimbi kuya emihlanganweni ye-ceramic
● Ukunikeza intengo yokuncintisana ● Ukusekela okujwayelekile kwento eyenziwe ngokwezifiso
● Inqubo yobuciko bokuzikhandla kwesibili ● Ukuphendula okusheshayo nokulethwa kwezimo eziguquguqukayo ● Ukuvikela ukukhiqiza okuningi
● Izindleko eziphumelelayo ● Uhlelo lokukhiqiza lwe-Flexible ● I-Customer ingakwazi ukuklama ukunemba kwabo okuhle
● Ukusekela i-batch encane kakhulu noma i-oda lokuhlola ukuhlangabezana nezidingo ze-R & D ● Nikeza ukudluliswa kolwazi lobuchwepheshe nokusekelwa
Sinikeza ama-insulators amaningi ahlukene angamabhilidi ahlukene, afana nethubhu ye-ceramic ensimbi, i-ceamic substrate ensimbi, i-ceramic ring ring, i-disclized ceramic disc.
I-Main Yokukhiqiza Ingxoxo Yokugeleza
Sinomshini ophelele wokukhiqiza imishini yezakhi ze-ceramics ezenziwe ngemishini kusuka ekubunjweni kokukhipha amandla. Kusisiza ukuba senze kahle kakhulu. Futhi, ukusisiza ukuba sinikeze intengo yokuncintisana.
FAQ
Q 1. Ingabe iyatholakala ukuhlinzeka ngemikhiqizo ngokwezifiso?
A: Singakwazi ukusekela isidingo esenziwe ngokwezifiso ngokulingana okuhlukene, ukuklama kanye nokwenzela i-metallization kanye nokwehla.
Q 2. Ngingayithola nini intengo?
A: Sihlala sicaphuna kungakapheli amahora angu-24 sithole uphenyo lwakho.
Q 3. Kuzoze kube nini inqubo yonke isebenza?
A: Emva kokubeka umyalo, isikhathi sokukhiqiza sisezinsukwini ezingaba ngu-25 zokusebenza.
Q 4. Kuthiwani ngosuku lokuthutha nokudiliva?
A: Ngokuvamile sisebenzisa i-Int` yokudluliselwa ngomdlulisi wethu, noma nge-akhawunti ye-akhawunti yekhasimende. Kungaba izinsuku ezingu-3 kuya kwezingu-5 zokusebenza.
Q 5. Indlela yokuqinisekisa ikhwalithi?
A: Ukuphakama kunoma iyiphi i-batch kuzokwenziwa ukuhlolwa kwesampula ngezinga elijwayelekile le-International AQL. Ukuhlolwa kwezimonyo ezingu-100% kuzokwenziwa.
Izigaba zomkhiqizo : I-metallized ceramics > Vula i-Ceramic Component


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eThekwini - Abahleli bomcimbi Indlabeyiphika Maskandi Festival bathi bazohlomuma kakhulu abathandi bomculo kaMaskandi abazoba yingxenye yalo mcimbi.
Lokhu kulandela isimemezelo sokuthi kuhlelwe izithuthi zamahhala ezizohambisa abantu abazoba yingxenye yalo mcimbi kusukela ezindaweni ezahlukahlukene esifundazweni saseGauteng.
Lokhu kwenzelwe ukuba kusizakale abathandi bomculo kaMaskandi bakaMaskandi
abaqhelelene nedolobha laseGoli nokuyilapho kuzobanjelwa khona le ndumezulu
yomcimbi ebhekwe ngabomvu.
OLUNYE UDABA:Indlabeyiphika ibeka uMaskandi ezingeni eliphezulu kakhulu
Ngokusho kukaMpilo Manyathi ongumhleli nomxhumanisi
wabezindaba kulo mcimbi, kukhulu okuzozuzwa yilabo asebethenge amathikithi
okuya kulo mcimbi.
“Sesilukhiphile uhlu lwezindawo lapho kuzotholakala khona
izithuthi zamahhala ezizohambisa abathandi bomculo abanamathikithi okuya
emcimbini.
Ngale kwalokho, uManyathi uthi kunemicicilizo eyingwaba
ekhishwe ngabakwaCutty okuzoklonyeliswa ngayo abambalwa abazohambela lo mcimbi.


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UYIBHALISA KANJANI INTELA YeNZUZOMTHAMO
Uyibhalisa kanjani Intela Yenzuzomthamo (Turnover)?
- Mawenze uhlolo olusheshayo ukuzibona ukuthi ufanelekile ukuthela intela yenzuzomthamo
- Uma ufanelekile, gcwalisa ifomu i-TT01:
Isungqangi:
Kungakhathelekile ukuthi i-TT01 igcwaliswe siqu noma bunyazi, kuzodingeka uyishicilele uyise egatsheni lakwa-SARS.
Ngingalitholaphi ifomu lokuzibhalisa?
Leli fomu lesicelo liyatholakala lapha:
- Kuleli khasi lewebhu.
- Ku-Contact Centre yakwa-SARS ku- 0800 00 SARS (7277) kumbe
- Egatsheni lakwa-SARS.
Isicelo sokubhalisa kufanele silethwe nini?
Kufanele sithunyelwe andukuba kuqa;e unyaka wokubuyekeza (Unyaka wokubuyekeza uqala kusekal zingu-1 kuNdasa kuya ku-28 kuNhlolanja), kumbe ngosuku olunye njengokunqunywa nguKhomishana kwiSaziso SikaHulumeni.
Isikhathi siyahluka kancane ekubhaliseni okusha kanye nokwamabhizinisi asevele ebhalisile.
- Amabhizinisi amasha: Uma kuba nebhizinisi elisha eliqale ukuhweba maphakathi nonyaka wokubuyekeza futhi lifisa ukuzibhalisela intela yenzuzomthamo, isicelo kufanele sithunyelwe ezinyangeni ezimbili kusuka osukwini ibhizinisi elaqala ngalo ukuhweba.
- Amabhizinisi ahwebayo vele: amabhizinisi asebenzayo angazibhalisela kumbe angaguqukela kwintela yenzuzomthamo andukuba kuqale unyaka wentela omusha.
Ungahambisa ifomu eligcwalisiwe egatsheni lakwa-SARS elibuduze nawe kumbe ulithumele ngeposi kuleli kheli:
SARS Revenue Branch Office
PO Box 1003
Alberton
1450
U-SARS uzokuthumelela incwadi emayelana nemiphumela yesicelo sakho. Uma ifomu le-TT01 olilethile lingaphelele, njengomkhokhintela uyokwaziswa futhi isicelo siyocutshungulwa futhi uma sekuhlinzekwe yonke imininingwane.
Kusebenza kanjani ukuzikhipha kwababhalisiwe?
- Ukuzikhipha ngokuzikhethela: Umuntu angaqoka ukuzikhipha ungakaqali unyaka wokubuyekeza kumbe ngosuku olunye oluyukumenyezelwa nguKhomishana kuSaziso SikaHulumeni. Ukuphuma kuyokuba semthethweni kusuka ngosuku lokuqala lonyaka wokubuyekeza.
- Ukuzikhipha okuphoqelekile: Kungenzeka uphoqelelwe ukuba uphume uma inzuzomthamo yevile ku-R1 milllion kulowo nyaka wentela kumbe kukhona okuyisimiso sokufaneleka ongasenakho (isigaba 3 seSheduli Lesithupha). Esimweni sokuphuma okuphoqiwe, ibhizinisi lizokhishwa kusukela ekuqaleni kwenyanga elandela inyanga ongasafanelekile ngayo ukuba senteleni yenzuzomthamo.
Isungqangi: Uma umuntu esekhishiwe (ngokuzikhethela) kwintela yenzuzomthamo, angeke besabhaliswa njengebhizinisi elincane futhi.
Uligcwelisa kanjani ifomu i-TT01?
Uma uvula ifomu lesicelo i-TT01, kuzodingeka ukuba ugcwalise Isivivinyo Esisheshayo andukuba ifomu liqhubeke livuleke.
Uma impendulo yomunye wemibuzo yeSivivinyo Esisheshayo ingu-“cha”, ibhizinisi angeke lifaneleke ukungena kwiNtela Yenzuzomthamo.
Uma Isivivinyo Esisheshayo singakaphothulwa ngokufanele kuzovela lo myalezo okhomba iphutha:
Uma ususiphothulile Isivivinyo Esisheshayo cindezela ku- “Create Form” kuzokube sekuvela lo myalezo olandelayo:
Imininingwane yomfakisicelo
Veza ukuthi ingabe umfakisicelo
uhweba njenga-:
Sole proprietor (Ungayedwana)
Elobudlandawonye
I-Close Corporation
Elomfelandawonye kumbe
Inkampani
Ngokuqhwiza ibhokisi elifanelekile
Ukwehluleka ukuqhwiza elinye lamabhokisi kuyoholela ekuchithweni kwesicelo sakho. Usuku lokusungulwa
Lolu lusuku okwasungulwa ngalo ibhizinisi lelo. Sicela uqiniseke ukuba ekufakeni usuku ulandela uhlelo lo-NYKNYAGSK isib. 20020601 kumabhizinisi aqale ukuhweba kusuka zingu- 01 kuNhlangulana 2002. Igam Elibhaliwe
Leli gama lebhizinisi elibhaliswe ngokusemthethweni esikhungweni esigunyaziwe isib.Companies and Intellectual Property Commission (CIPC).
Lesi yisigaba esiphoqelekile uma uqhwize ibhokisi lokuba yi- close corporation, umfelandawonye kumbe yinkpamani phezulu efomini. Igama lokuhweba/elinye
Leli ligama ibhizinisi elihweba ngaphansi kwalo kumbe elaziwa ngalo kumakhasimende alo.
Inombolonkomba yeNtelangeniso
Lena yinombolo yokubhaliswa etholwa yibhizinisi kwabakwa-SARS uma selibhaliselwe ukuthela Intelangeniso. Inombolonkomba yeNhlawulo-Nganzuzo (PAYE)
Lena inombolo yokubhaliswa etholwa yibhizinisi kwabakwa-SARS uma lizibhalisela ukuthela i-PAYE. Inombolo yeNtelantengo (VAT)
Lena inombolo yokubhaliswa etholwa yibhizinisi kwabakwa-SARS uma lizibhalisela ukuthela i-VAT. Inombolo yokubhaliswa kwa-CIPC
Lena yokubhaliswa etholwa yi-close corporation, ngumfelandawonye kumbe inkampani uma lizibhalisa kwa-CIPC
(Umnyango WezoHwebo NeziMboni). Ikhodi yomthombamali yengenisomali elimqoka
Lena ikhodi eyakhelwe imboni ngqo kwezomnotho isib. Kwezokukhiqiza, okuvela kuyo ingenisomali elisemqoka. Amakhodi ezimboni ezahlukene angatholakala kwiSishayelelo A esingezansi
Ikheli Lebhizinisi
Leli yikheli lesakhiwo sebhizinisi okungukuthi isakhiwo lapho ibhizinisi elihwebela kuso.
Uma ibhizinisi lihwebela eflethini noma kwithanawozi, kufanele kuhlinzekwe ngenombolo yeyunithi ifakwe ngaphansi kwekhethelo elithi “unit no”
Igama lebhuloho kumbe lebhuloho lesakhiwo samaflethi kumbe sethanawozi kuthi lapho ibhizinisi lingahwebeli eflethini noma kwithanawozi lesi sikhala usishiya singenalutho.
Inombolo yasesitaladini
Igama lesitaladi/ lepulazi
Isabhabhu/isifunda
Idolobha kanye
Nekhodi yeposi.
Ikheli Lokuposa
Leli yikheli ibhizinisi elithanda ukwamukelwa kulo iposi elithunyelwe. Kungenzeka lifane nekheli lebhizini elingenhla kumbe libe inombolo yebhokisi laseposini noma elinye-ke nje ikheli. Umal lifana nekheli lebhizinisi vele uqhwize ebhokisini elifanele ngo-“X”.
Uma impendulo kungu- “Cha”, kuzovela lezi zikhala ezilandelayo futhi uzokwazi ukuzilungisa:
Isikhungo Sokuposa kumbe i-Sub-unit (uma ikhona) (isib. Postnet Suite ID)
I-PO Box: veza ebhokisini elifanele uma ikheli lokuposa kuyi- ‘P.O. Box’ kumbe ‘Private Bag’
I-Private Bag: veza ebhokisini elifanele uma ikheli lokuposa liyi-‘P.O. Box’ kumbe ‘Private Bag’
Amanye amakhethelo okuposa angama- PO Special Service (ligagule)
Inombolo
Ihhovisi lePosi
Ikhodi Yokuposa
Isidaluli Sekheli lokuposa esibhalisiwe
Imininingwane ye-Akhawunti yasebhange
Lena yimininingwane ye-akhawunti yasebhange ezosetshenizwa yibhizinis.
Inombolo ye-Akhawunti
Qaphela: Lezi zigaba ezilandelayo kufanele zigcwaliswe uma usuqoke Igama Lebhange.
Inombolo yegatsha: Uma ‘Igama Lebhange’ inekhodi elingujikelele,lesi sigaba sizokuvaleka bese yonke imininingwane yobujikelel izingenela, kungenjalo lesi sikhala sizokuvumela ukuba ulungise futhi kufanele uyigcwalise.
Igama Legatsha: Uma ‘Igama Lebhange’ inekhodi elingujikelele,lesi sigaba sizokuvaleka bese yonke imininingwane yobujikele izingenela, kungenjalo lesi sikhala sizokuvumela ukuba ulungise futhi kufanele uyigcwalise.
Uhlobo lwe-akhawunti – Qoka u-Cheque noma u- Savings/Transmission
Igama Lomnini-akhawunt Igama le-akhawunti njengobhaliswa kwayo ebhange) – Igama Lebhange: Cindezela uphawu luka + ukuze uthole uhlu lwamagama amabhange bese uyaqoka. Cindezela u-“OK” ukuze uqhubeke.
Igama Lomnini-akahawunti
Imininingwane Yomhwebi ngayedwana/Omdibi ofake isicelo/Umsebenzeli Womphakathi
Kudingeka le mininingwane elandelayo:
Ubuhwebi ngawedwana: Imininingwane yalobo buhwebi ngawedwana kumbe ngomuntu uqobo.
Ubudlandawonye: Imininingwane yomdibi ofake isicelo seNtela Yenzuzomthamo. Lapho bebabili abafake isicelo seNtela Yenzuzomthamo ngamunye mabagcwalise ifomu lesicelo elizimele.
I-Close Corporation: Imininingwane yobambe isikhundla somphakathi kuleyo close corporation.
Inkampani: Imininingwane yobambe isikhundla somphakathi kuleyo nkampani.
Umfelandawonye: Imininingwane yobambe isikhundla somphakathi kuloyo mfelandawonye.
Inombolonkomba yeNtelangeniso kanye nosuku lokuqashwa kwabantu ababalwe lapha kufanele kulethwe ndawonye.
Siza uqaphela:
Zonke izikhala zalesi sigaba ziyimpoqo. Nokho-ke, umfakisicelo angasihlinzeka ngenombolo yakhe kaMazisi/yePhasiphothi okungukuthi kawudingi ukuletha kokubili. Kufanele alethe futhi nenombolo yocingo eyodwa.
Lapho bebabili nangaphezulu abaMdibi/Amalangu/ABaninimasheya kufanele bagcwalise lezi zikhala ngamunye kubona:
Igama.
Izinhlamvungqangi Zamagama
Isibongo
Home tel no
Isikhundla sakho
Inombolo Yocingo yebhizinisi
Inombolo kaMazisi
Usuku lokuzalwa (CCYYMMDD)
Inombolonkombo yeNtelangeniso
Inombolo ye-Feksi
Inombolo ye-Phasiphothi
Izwe elikhiphe iPhasiphothi (isib. iNingizimu Afrika = ZAF)
Usuku lokuqokwa (CCYYMMDD)
Inombolo kaMakhalekhukhwini, kanye
Ikheli le-imeyi.
Imininingwane yabathathu abamdibi/abangamalungu/abaninimasheya
Lapho kunabamdibi/amalungu/abaninimasheya ababili noma ngaphezulu kufanele bagcwalise isibalo sabamdibi/samalungu/sabaninimasheya. Imininingwane yabamdibi/yabangamalungu/yabaninimasheya
Makugcwalise le miningwane yalabo abamdibi/abangamalungu/abangabaninimasheya
Igama
Izinhlamvungqangi zamagama
Isibongo
Inombolonkomba Yentelangeniso
Inombolo kaMazisi
Inombolo Yephasiphothi
Izwe elikhiphe leyo phasiphothi (isib. iNingizimu Afrika = ZAF)
Uma uzama ukugaya ifomu le-TT01 ngaphandle kokugcwalisa izikhala eziyimpoqo kuzovela umyalezwana othushukayo:
Uma ifomu lingezukulethwa ngokushesha ngenxa yokungabaza maqondana nemininingwane eyisidingo kumbe ngoba kunesidingo sokuqala phansi ukufaka imininingwane efomini; la makhethelo alandelayo ayatholakala:
Click “Save” to capture necessary information at the later stage
Click “Reset” to restart capturing the return or
Click “Print” to print the form to sign and submit to SARS.
Isiqinisekiso
Uma yonke imininingwane isigcwalisiwe umfakisicelo kulindeleke ukuba agcwalise, ashicilele bese esayina ikhasi lokuqala. Ukwehluleka ukwenza njalo kuzoholela ekutheni isicelo sichithwe.
Ifomu lesicelo i- TT01 eligcwalisiwe kufanele lilethwe kwa-SARS ebhokisini lokwamukela egatsheni lakwa-SARS.
Ikhethelo le-eFiling kalikabi khona ekulethweni kwefomu lesicelo i-TT01.


text:
Leopard
Ingwe
Igama
Ingwe [Panthera pardus]
Ukwakheka nokuvela kwayo
Izingwe zinamacatjhaza nofana amabalabala ahleleke ngokuzibuyelela abonakala hlangana nemibala ethanda ukuba sarilana okuqarheke ngamabala aligolide. Inomhlobo wamabala anzima kwaphela umzimba woke kanye nehloko. Umsilayo unobumhlophe ngaphasi encenyeni yesiphetho sawo. Umhlobo lo wakakatsu wakheke ngobukhulu kanye nangendlela ebonakala iqinile ukudlula ihlosi. Isilinganiso sobude bomzimbayo nabuhlanganiswe nehloko bubalelwa emitheni yinye nesithandathu ukuya emamitheni amabili nanye (1.6 to 2.1 m), kuthi umsilayo ubesilinganiso sobude obuyimitha eyi-0.68 – 1.1 m. Izingwe ezisikazi zincani kunalezo eziduna begodu zinesilinganiso sobudisi obumakhilogremu alisumi nekhomba ukuya kamasumi asithandathu (17-60 Kg), kuthi eziduna zibe nesilinganiso esingaba makhilogremu amasumi amabili ukuya kamasumi alithoba (20-90 Kg). Isilinganiso sobude bokuphakama kwayo bumamilimitha amakhulu alikhomba ukuya emakhulwini abunane (700-800 mm). Ingwe imhlobo othatha ubujamo besibili kibokatsu abakhulu enarhakazini ye-Afrika, begodu itjhagala khulu ebusuku.
Ukudla
Imihlobohlobo yokudla kwayo kucinisekisa bona ingwe ikghona ukuphila kesinye nesinye isimo nangenye nenye into. Nanyana izingwe zaziwa ngokudla iinyamazana ezincani nezikulu kwaphela nje, zikhe zabonakala zidla iimfene, amavindo, iimbila, iimfesi, neembhadwa kanye neempungtjha. Ngesikhathi sendlala nalokha kungekho ezingakudla, zidla iinunwana kanye namakhondlo. Zaziwa njengeenlwani ezikghona ukusinda nokuphulurha khulu eendaweni ezisemiphakathi kanye nemadorobheni.
Ukuzala nokukhulisa
Amadzinyana ziwazala kesinye nesinye isikhathi sonyaka njengombana zingasiwo umhlobo ozala ngesikhathi esisodwa sonyaka. Amadzinyani la azalwa ngemva kwesikhathi sekambiso yokumitha esiziinyanga ezintathu nesiquntu, begodu zivamise ukuzala amadzinyana amabii nofana amathathu eendaweni ezifihlakeleko ezimigodi ephakathi kwamahlathi aminyeneko. Ingwe idlala indima ekuvikeleni amadzinyanayo ngokuwafihlela iinwani ezifaka hlangana amabhubezi, iinhlosi, iimpisi njengombana amadzinyana la kulula khulu bona ziwadle ngaphandle kukulwa nawo. Amadzinyana la avamise ukuhlala nabonina isikhathi esingango nyaka, begodu ngaleso isikhathi afundiswa amaqhinga wokuzijamela nofana wokusinda kanye nokuphila ipilo yomango.
Ukuziphatha
Emini zilala eendaweni ezifihlekileko kuthi ebususku zikhambe ziyokuzuma, kodwana kezinye iindawo zijayeleke ngokuzuma emini. Iqhinga lazo lokuzuma kukhamba zikhukhutha nokusahlela iinlwani ezikulu ngokuthi zizilume emphinjeni ukwenzela ukuzibulala lula. Iinlwanyana ezincani zibulawa ngokuziluma ngemuva kwentamo begodu loko kurholela ekutheni igcine sele iyiphule inceneye yomgogodlha.
Ngaphambi kobana zithome ukudla zithoma ngokususa amaboya nofana isikhumba ukwenzela ukudla inyama ethambileko engaphakathi. Iinsalela zalokho ozikubuleleko ezifana namathumbu, zimbeswa ngotjani kanye nokurhubhela ngaphasi kwehlabathi. Zimhlobo weenlwani ezikghona ukweqa nokukhwela imithi lula khulu, kanengi nazibangiswa lokho ezikubambileko zibangiswa ngezinye iinlwani eziyingozi, zithatha insalela nofana ingcubu zikhwele nayo emthini ziyiphanyeke emagatjeni womuthi. Izingwe eziduna zivamise ukuvikela umhlambazo ovamise ukufaka hlangana embili kanye neentathu ezisikazi. Ezisikazi nazo zivamise ukuvikela iinkhundla zazo kilezo ezisikazi njengazo, lokha zilinga ukungenelela.
Ikhaya
Izingwe zikghona ukubekezela nokujamela obunye nobunye ubujamo bezulu begodu zitholakala eendaweni ezinengi. Zitholakala emahlangothini weendawo ezisemalwandle, ukuya emamitheni aziinkulungwana embili (2000 m) ngehhla kwelwandle, emahlathini, emahralawumbeni, eenkhothini, eentabeni, eendaweni ezineenthurhu kanye nemadwaleni. Azikathembeli emanzini atholakala ehlabathini kwaphela. Umhlobo lo ongusiyazi ekukhukhutheni utlhoga iindawo ezinemithunzi, amahlathi wemithi edege kanye namadwala. Nanyana inani lazo likhamba liphunguka ngokukhamba kweminyaka, izingwe zisatholakala pheze eentabeni ezinengi kanye namahlathini anemithi emikhulu weSewula Afrika, kodwana ngaphandle kwamaplasi avaleleke ngokuzeleko.
Lapho zitholakala khona
Izingwe zingatholakala eendaweni zemvelo ezingaphakathi kweenciwi zeembandana ezizele iSewula Afrika yoke. Iinciwezi zifaka hlangana i-Kruger National Park, eMpumalanga, ne-Pilanesberg National Park esesiFundeni seTlhagwini Tjhingalanga. Izingwe ezimaqalanga ziyatholakala entabeni eyaziwa nge-Drakensberg Mountain Range, eenciwini zeembandana zangeqadi kanye nakamanye amaplasini azele iSewula Afrika yoke.


text:
Cleaner Shrimp
Igama Elijwayelekile
I-Cleaner shrimp
Igama Lesayensi
Alpheoidea
Ubukhulu
Busukela ku-1,2cm kuya-30cm
Ibonakala Kanjani
Inomzimba omude othi awukuhlukahlukane. Inezinyawo ezinhlanu. Inesifuba esiqinile nesisu esigoba ngokushesha. Inezimpondo ezimbili. Izinyawo zayo ezimbili zokuqala ziyancinza. Imibala yayo ihlukahlukene, kukhona obomvu, omhlophe, owolintshi nompofu, ophuzi, onsundu kanti kukhona noluhlaza sasibhakabhaka.
Ulwazi Olubalulekile
I-Alpheoidea inomndeni omkhulukazi onezinhlobo eziwu-22 kanti ihlobene nezinye eziwu-129. Umndeni wakhona ubanzi. Ihlukile emidambini ngesimo somzimba. Idume ngokuthi yizinhlambi zezinye izinhlanzi.
Zidlani
Zidla izilwane ezincela igazi lezinye, izikhumba zezilwanyana eziphila ngegazi lezinye, nezinhlanzi ezincane.
Zizalana Kanjani
Zizalana kuwo wonke amazinga okushisa ezilwandle emhlabeni.
Izinhlobo Zazo
I-Cleaner boxer shrimp
I-Stenopus hispidus
I-Durban dancing shrimp
I-Rhynchocinetes durbanensis
I-White banded cleaner shrimp


text:
Intel 8265 umshayeli >>>
Kunconywe for ekupheleni-amakhasimende. Kufaka thwebula ongakhetha for umshayeli kuphela nomshayeli-with Intel® PROSet / Wireless Software.
Inguqulo: Public
Injongo:
Intel® PROSet / Wireless WiFi Software Kunconywa ekupheleni-amakhasimende, kuhlanganise abasebenzisi ekhaya kanye namakhasimende ibhizinisi akudingeki eziphambili amathuluzi IT Administrator.
Indlela Faka:
Download ifayela kufolda on PC yakho. Chofoza kabili efayeleni ukuze uqalise ukufakwa.
Operating Systems: (iphasiwedi : os-ende)
- Windows 98 / 2000 (Ayikho ukweseka kusaba)
- Windows XP (Ayikho ukweseka kusaba)
- Windows Vista (Ayikho ukweseka kusaba)
- Windows 7 32-bit : Landa
Windows 7 64-bit : Landa
- Windows 8 32-bit : Landa
Windows 8 64-bit : Landa
- Windows 10 32-bit : Landa
Windows 10 64-bit : Landa
Intel Ngini idivaysi engenawaya infomation ukuvakashelwa lapha.


text:
Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, Umshuwalense Omkhulu Webhizinisi WaseNingizimu Afrika ku South Africa kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Umshuwalense Omncane Webhizinisi umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Izingcaphuno Zomshwalense Ekhaya kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.
Uma kuqhathaniswa nezinkampani
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.
Umshuwalense Omkhulu Webhizinisi WaseNingizimu Afrika ku South Africa ?
Njengezinqamu zeqhwa nesiraphu ye-maple, umshuwalense wemoto uyisici esibalulekile se-Canadian experience. Akuwona wonke amazwe adinga ukutholakala komshuwalense ngomthetho njengoba kwenza iCanada; umqondo wentela ye-petroleum ekhokhelwayo njengenkokhelo iye yacatshangwa njengengxenye yomshwalense wemoto ovamile kwezinye izindawo. Kodwa, kungakhathaliseki ukuthi kunesidingo salo, ukutshala imali enkonzweni akukaze kube yisinqumo esibi. Umshuwalense ungasindisa abashayeli emithwalweni yomnotho yomgwaqo ongenakwenzeka: izingozi. Kwenzeka kuwo wonke umuntu, kungakhathaliseki ukuthi uhlangene nakho noma ikhono lakhe. Ukushayela, njengokunye okunye okuyingxenye yokuphila komuntu, ngokwemvelo kuncike ekuphutheni komuntu.
Ngisho nomshayeli oqhutshwa kakhulu angaphazanyiswa imvelo yethu yanamuhla yokushayela. Ngomshuwalense onokwethenjelwa, ukuphepha kwezimali kuyinto encane yokukhathazeka ngayo. Phakathi komsakazo, amabhodi kanye nabantwana abangenandaba nabangqongqoza ngemuva, emaminithi ambalwa emgwaqweni anganikeza izindlela ezingaphezulu zokuguqula ukunakwa komuntu kunamahora ambalwa phambi kwethelevishini. Konke okudingekayo kuyimithi eyodwa engalungile ngosuku oluhle noma ukuhlolwa kwehlombe elinganakiwe ukuze kubangele izinkulungwane zamadola ngokulimaza impahla yakho noma impahla yabanye. Uma intengo yengozi ingaphezu kwemali yemoto eyabangela, umshuwalense wemoto ungasindisa umshayeli ekubhujisweni kwezezimali. Ukuvikeleka kwenqubomgomo enhle kuvimbela abashayeli ngezindlela zesikhwama sezindiza esingenakwenzeka. p>
Ukuvikelwa ukuthi umshuwalense unikezela kubaluleke kangangokuba sekuye kwadingeka ukuba wonke umuntu waseCanada onethemba lokuthi uzobuya ngemuva kwesondo. Kodwa ezinye izifundazwe zinika abashayeli ithuba lokuzikhethela ukuthi umshuwalense wabo wemoto uhlinzekwa yini. Ukusebenza kusadingeka kodwa izinqubomgomo zingenakwenzeka. Ikhono labashayeli lokulawula izinqubomgomo zabo nokuvota akuyeki nenkampani noma. Amanani omshuwalense wemoto athathwe yizici eziningi. Nakuba ezinye zalezi zinto zingaphandle kwamandla omshayeli, njengaminyaka yobudala nobulili, kusekhona izinqumo eziningi abangayenza ukuze banciphise amazinga abo. Ukukhetha imoto ephephile, ukushayela amabanga amancane nokuthola amathikithi ambalwa yizinto zonke abashayeli abakwazi ukuzenza ukuze bagcine izinga lemishwalense yabo yemoto ngangokunokwenzeka.
Abanye abashayeli, ikakhulukazi abasha, bayaqaphela amazinga ahlukene- ukukhokha imali ehlukene yokuba abantu abahlukile. Izinkampani zomshuwalense nakuba zingekho abaphangi noma abazuzi. Bazama nje ukwenza amanani omshwalense wemoto ngendlela enhle ngangokunokwenzeka. Imoto eshiya igaraji kabili ngesonto ingenakwenzeka ukuba ibe nengozi kunomunye oshiya kabili ngosuku. Isiteshi esiteshini esincane esilungisa ukulungisa kunemoto yemidlalo engenayo. Wonke umuntu unemikhuba ehlukene yokushayela ngakho-ke kulula ukuba babe nemigomo yomshuwalense wemoto. Ukuthola inqubomgomo yomshuwalense wemoto kungaphezu kokwenza isivumelwano; kungukuqala kobudlelwane obungasiza umshayeli ngezikhathi ezimbi kunazo zonke. p>
Kwezinye izifundazwe eCanada, lapho abashayeli banamathuba amaningi kangaka mayelana nomshuwalense wabo wemoto, noma yiluphi ulwazi oluthe xaxa lungase luphele ukulondoloza umshayeli wemoto okhokhelwa izinkulungwane zamadola. Kukhokhwa ukwaziswa, ngokoqobo. Inqubomgomo efanele ingakugcina uphephile lapho kungenjalo okunye, kungakhathaliseki ukuthi usekuphi Canada.
I-Car Car Insurance
Izinqwaba zezinkampani zomshuwalense wemoto nezinqubomgomo zanele ukudidanisa noma ubani, akeke ululaze noma uphendule imibuzo elula ebuzwa njalo. Lezi zinkomo, izincazelo eziyinkimbinkimbi nezinqubo kuphela ziphoqa izinto ngokuqhubekayo. Imibuzo engadingekile ayisaphenduliwe abaningi bethu futhi ngenxa yalokho asihluleki ukuthola izinzuzo ezithile ezifanele kithi.
Nasi isethi yokuqala yazo.
Ingabe mina kudingeka uxhumane namaphoyisa endaweni yengozi? strong> p> Yebo yebo. Uzodinga amaphoyisa endaweni leyo ngaphandle kokucacisa umgwaqo noma ukuhlela usizo lwezokwelapha. Amaphoyisa afaka umbiko wengozi ebeka isisekelo sezimangalo zakho nenkampani yakho yomshuwalense. Lo mbiko obalulekile uqukethe ulwazi ngezimoto / izakhiwo ezimele, abashayeli kanye nomshuwalense wamaqembu abathintekayo. Ngaphandle kwalokhu umbiko ungayithola umsebenzi wokukhuphuka ukuze uqinisekise inkampani yakho yomshuwalense. Manje, awukwazi ukugcizelela ukubaluleka kwawo uma kwenzeka impikiswano noma icala. Ungathola umbiko we-quasi obizwa ngokuthi umbiko wesigameko samaphoyisa uma isiphathimandla esingahambi khona sinamandla. Kwenzekani emotweni yami uma sebiwe? strong> p> Uzohlawuliswa ngokuqinisekile uma unesiko elifanele futhi imoto ibonakala ingatholakali; kodwa okokuqala, kunezinto ezimbalwa okumele uzenze ngokushesha. Bika esiteshini samaphoyisa esiseduze bese uthola inombolo ebizwa ngokuthi inombolo yecala lobugebengu. Xhumana nomeluleki womuntu siqu wezinkampani zakho zomshuwalense ngale namba. Yilokho kuphela; futhi kusuka lapha, inkampani izohlola amarekhodi abo futhi ilandelele nawe kanye namaphoyisa njengoba futhi kuyadingeka ngaphambi kokuba bahlole ukulahlekelwa kwakho ngokuqoka umhloli wokulahlekelwa. p> Inkampani yami yomshuwalense iqhubeka umlungisi kodwa ngiyazi ngomshini ongcono. Yini okufanele ngiyenze? Strong> p> Inkampani yakho yomshuwalense ayikwazi ukukuphoqa kule nkinga; kodwa inkampani inezikhundla ezithile zokulondoloza. Le nkampani ifaka izindleko zokulungisa kuphela umkhawulo wemali ehlolwe ngumhleli noma umhloli wokulahlekelwa; ngakho-ke noma yimaphi inani lokulungisa elidinga ukudingwa nguwe. Okulandelayo, uzokhipha ilungelo lokubiza isimangalo sokukhanda uma umshini wakho okhethwayo engabhalwanga nenkampani yomshuwalense. Ngenze ingozi izinyanga eziyisithupha ezedlule. Ngingakwazi yini ukufaka umonakalo manje ngaphansi komshuwalense ophelele? Strong> p> Kumelwe ukuba uye wadukiswa ukuthi ukwenza isimangalo kuzokwandisa i-premium yakho yomshuwalense - okuwukuphela kweqembu eliyiqiniso - noma ngabe ulindele ukulungisa ngezindleko zakho ukuze usindise kubhonasi ayikho isimangalo. Kungakhathaliseki ukuthi kwenzekani, ngeso lengqondo unelungelo lokumangalela manje kodwa iqiniso liwukuthi kufanele ukwazi ukufakazela ngokucacile ukuthi isimangalo siyiqiniso okuyinto enkulu yokubuza ngokushesha futhi engenakho ubufakazi. Lokhu kusalokhu kunzima uma ushaya insika yokupaka ebusuku futhi iphaneli lomnyango lilimazekile lapho kungekho muntu owayebukele. Ekugcineni, isimangalo sakho ngeke sibe, ngenxa yokuthi kungenzeka, sivunyelwe ngenxa yesizathu esisodwa esingabonakali - umshuwalense wakho wokubhalisa umshuwalense akanakho indlela yokumangalela le ndleko. Imoto yami ukulahlekelwa okuphelele. Yini ezoba imali yami yokuhlala? Strong> p> Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali. https://garybailey.co.za/sandton-4/
Yebo yebo. Uzodinga amaphoyisa endaweni leyo ngaphandle kokucacisa umgwaqo noma ukuhlela usizo lwezokwelapha. Amaphoyisa afaka umbiko wengozi ebeka isisekelo sezimangalo zakho nenkampani yakho yomshuwalense. Lo mbiko obalulekile uqukethe ulwazi ngezimoto / izakhiwo ezimele, abashayeli kanye nomshuwalense wamaqembu abathintekayo. Ngaphandle kwalokhu umbiko ungayithola umsebenzi wokukhuphuka ukuze uqinisekise inkampani yakho yomshuwalense. Manje, awukwazi ukugcizelela ukubaluleka kwawo uma kwenzeka impikiswano noma icala.
Ungathola umbiko we-quasi obizwa ngokuthi umbiko wesigameko samaphoyisa uma isiphathimandla esingahambi khona sinamandla.
Kwenzekani emotweni yami uma sebiwe? strong> p> Uzohlawuliswa ngokuqinisekile uma unesiko elifanele futhi imoto ibonakala ingatholakali; kodwa okokuqala, kunezinto ezimbalwa okumele uzenze ngokushesha. Bika esiteshini samaphoyisa esiseduze bese uthola inombolo ebizwa ngokuthi inombolo yecala lobugebengu. Xhumana nomeluleki womuntu siqu wezinkampani zakho zomshuwalense ngale namba. Yilokho kuphela; futhi kusuka lapha, inkampani izohlola amarekhodi abo futhi ilandelele nawe kanye namaphoyisa njengoba futhi kuyadingeka ngaphambi kokuba bahlole ukulahlekelwa kwakho ngokuqoka umhloli wokulahlekelwa. p> Inkampani yami yomshuwalense iqhubeka umlungisi kodwa ngiyazi ngomshini ongcono. Yini okufanele ngiyenze? Strong> p> Inkampani yakho yomshuwalense ayikwazi ukukuphoqa kule nkinga; kodwa inkampani inezikhundla ezithile zokulondoloza. Le nkampani ifaka izindleko zokulungisa kuphela umkhawulo wemali ehlolwe ngumhleli noma umhloli wokulahlekelwa; ngakho-ke noma yimaphi inani lokulungisa elidinga ukudingwa nguwe. Okulandelayo, uzokhipha ilungelo lokubiza isimangalo sokukhanda uma umshini wakho okhethwayo engabhalwanga nenkampani yomshuwalense. Ngenze ingozi izinyanga eziyisithupha ezedlule. Ngingakwazi yini ukufaka umonakalo manje ngaphansi komshuwalense ophelele? Strong> p> Kumelwe ukuba uye wadukiswa ukuthi ukwenza isimangalo kuzokwandisa i-premium yakho yomshuwalense - okuwukuphela kweqembu eliyiqiniso - noma ngabe ulindele ukulungisa ngezindleko zakho ukuze usindise kubhonasi ayikho isimangalo. Kungakhathaliseki ukuthi kwenzekani, ngeso lengqondo unelungelo lokumangalela manje kodwa iqiniso liwukuthi kufanele ukwazi ukufakazela ngokucacile ukuthi isimangalo siyiqiniso okuyinto enkulu yokubuza ngokushesha futhi engenakho ubufakazi. Lokhu kusalokhu kunzima uma ushaya insika yokupaka ebusuku futhi iphaneli lomnyango lilimazekile lapho kungekho muntu owayebukele. Ekugcineni, isimangalo sakho ngeke sibe, ngenxa yokuthi kungenzeka, sivunyelwe ngenxa yesizathu esisodwa esingabonakali - umshuwalense wakho wokubhalisa umshuwalense akanakho indlela yokumangalela le ndleko. Imoto yami ukulahlekelwa okuphelele. Yini ezoba imali yami yokuhlala? Strong> p> Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali. https://garybailey.co.za/sandton-4/
Uzohlawuliswa ngokuqinisekile uma unesiko elifanele futhi imoto ibonakala ingatholakali; kodwa okokuqala, kunezinto ezimbalwa okumele uzenze ngokushesha. Bika esiteshini samaphoyisa esiseduze bese uthola inombolo ebizwa ngokuthi inombolo yecala lobugebengu. Xhumana nomeluleki womuntu siqu wezinkampani zakho zomshuwalense ngale namba. Yilokho kuphela; futhi kusuka lapha, inkampani izohlola amarekhodi abo futhi ilandelele nawe kanye namaphoyisa njengoba futhi kuyadingeka ngaphambi kokuba bahlole ukulahlekelwa kwakho ngokuqoka umhloli wokulahlekelwa. p>
Inkampani yami yomshuwalense iqhubeka umlungisi kodwa ngiyazi ngomshini ongcono. Yini okufanele ngiyenze? Strong> p> Inkampani yakho yomshuwalense ayikwazi ukukuphoqa kule nkinga; kodwa inkampani inezikhundla ezithile zokulondoloza. Le nkampani ifaka izindleko zokulungisa kuphela umkhawulo wemali ehlolwe ngumhleli noma umhloli wokulahlekelwa; ngakho-ke noma yimaphi inani lokulungisa elidinga ukudingwa nguwe. Okulandelayo, uzokhipha ilungelo lokubiza isimangalo sokukhanda uma umshini wakho okhethwayo engabhalwanga nenkampani yomshuwalense. Ngenze ingozi izinyanga eziyisithupha ezedlule. Ngingakwazi yini ukufaka umonakalo manje ngaphansi komshuwalense ophelele? Strong> p> Kumelwe ukuba uye wadukiswa ukuthi ukwenza isimangalo kuzokwandisa i-premium yakho yomshuwalense - okuwukuphela kweqembu eliyiqiniso - noma ngabe ulindele ukulungisa ngezindleko zakho ukuze usindise kubhonasi ayikho isimangalo. Kungakhathaliseki ukuthi kwenzekani, ngeso lengqondo unelungelo lokumangalela manje kodwa iqiniso liwukuthi kufanele ukwazi ukufakazela ngokucacile ukuthi isimangalo siyiqiniso okuyinto enkulu yokubuza ngokushesha futhi engenakho ubufakazi. Lokhu kusalokhu kunzima uma ushaya insika yokupaka ebusuku futhi iphaneli lomnyango lilimazekile lapho kungekho muntu owayebukele. Ekugcineni, isimangalo sakho ngeke sibe, ngenxa yokuthi kungenzeka, sivunyelwe ngenxa yesizathu esisodwa esingabonakali - umshuwalense wakho wokubhalisa umshuwalense akanakho indlela yokumangalela le ndleko. Imoto yami ukulahlekelwa okuphelele. Yini ezoba imali yami yokuhlala? Strong> p> Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali. https://garybailey.co.za/sandton-4/
Inkampani yakho yomshuwalense ayikwazi ukukuphoqa kule nkinga; kodwa inkampani inezikhundla ezithile zokulondoloza. Le nkampani ifaka izindleko zokulungisa kuphela umkhawulo wemali ehlolwe ngumhleli noma umhloli wokulahlekelwa; ngakho-ke noma yimaphi inani lokulungisa elidinga ukudingwa nguwe. Okulandelayo, uzokhipha ilungelo lokubiza isimangalo sokukhanda uma umshini wakho okhethwayo engabhalwanga nenkampani yomshuwalense.
Ngenze ingozi izinyanga eziyisithupha ezedlule. Ngingakwazi yini ukufaka umonakalo manje ngaphansi komshuwalense ophelele? Strong> p> Kumelwe ukuba uye wadukiswa ukuthi ukwenza isimangalo kuzokwandisa i-premium yakho yomshuwalense - okuwukuphela kweqembu eliyiqiniso - noma ngabe ulindele ukulungisa ngezindleko zakho ukuze usindise kubhonasi ayikho isimangalo. Kungakhathaliseki ukuthi kwenzekani, ngeso lengqondo unelungelo lokumangalela manje kodwa iqiniso liwukuthi kufanele ukwazi ukufakazela ngokucacile ukuthi isimangalo siyiqiniso okuyinto enkulu yokubuza ngokushesha futhi engenakho ubufakazi. Lokhu kusalokhu kunzima uma ushaya insika yokupaka ebusuku futhi iphaneli lomnyango lilimazekile lapho kungekho muntu owayebukele. Ekugcineni, isimangalo sakho ngeke sibe, ngenxa yokuthi kungenzeka, sivunyelwe ngenxa yesizathu esisodwa esingabonakali - umshuwalense wakho wokubhalisa umshuwalense akanakho indlela yokumangalela le ndleko. Imoto yami ukulahlekelwa okuphelele. Yini ezoba imali yami yokuhlala? Strong> p> Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali. https://garybailey.co.za/sandton-4/
Kumelwe ukuba uye wadukiswa ukuthi ukwenza isimangalo kuzokwandisa i-premium yakho yomshuwalense - okuwukuphela kweqembu eliyiqiniso - noma ngabe ulindele ukulungisa ngezindleko zakho ukuze usindise kubhonasi ayikho isimangalo. Kungakhathaliseki ukuthi kwenzekani, ngeso lengqondo unelungelo lokumangalela manje kodwa iqiniso liwukuthi kufanele ukwazi ukufakazela ngokucacile ukuthi isimangalo siyiqiniso okuyinto enkulu yokubuza ngokushesha futhi engenakho ubufakazi. Lokhu kusalokhu kunzima uma ushaya insika yokupaka ebusuku futhi iphaneli lomnyango lilimazekile lapho kungekho muntu owayebukele. Ekugcineni, isimangalo sakho ngeke sibe, ngenxa yokuthi kungenzeka, sivunyelwe ngenxa yesizathu esisodwa esingabonakali - umshuwalense wakho wokubhalisa umshuwalense akanakho indlela yokumangalela le ndleko.
Imoto yami ukulahlekelwa okuphelele. Yini ezoba imali yami yokuhlala? Strong> p> Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali. https://garybailey.co.za/sandton-4/
Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali.
https://garybailey.co.za/sandton-4/


text:
Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, Umshwalense Omkhulu Webhizinisi ku Johannesburg kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Abanikazi Bendlu Yomshuwalensi umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Izinkampani Zomshuwalense Wesikhashana kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.
Uma kuqhathaniswa nezinkampani
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.
Umshwalense Omkhulu Webhizinisi ku Johannesburg ?
Imishanguzo yomshuwalense ibalwa ngokwezinto eziningana zobungozi. Lezi yizici ezikhonjiswe yinkampani yomshuwalense njengoba cishe kunomthelela kulabo abathintekayo ababhekele ingozi. Umshuwalense uyindleko ebalulekile ehlotshaniswa nento eqinisekisiwe futhi akufanele igijimele. Kuhlale kungumqondo omuhle ukuthenga nxazonke ukuze uthole intengo engcono kakhulu. Imishanguzo yomshuwalense izohluka kakhulu kusuka kumshuwalense kuya kumshuwalense ukwenza umsebenzi wesikole sakho.
Shop Around b> p>
Bheka izinkampanini ezahlukene zomshuwalense oyithandayo futhi uzibuze for quote. Bangakwazi ukukunikeza ukulinganisa okubi kakhulu futhi izingcaphuno eziqondile nakakhulu kufanele futhi zenzeke uma unikeza imininingwane eyengeziwe futhi ulinde. Kufanele futhi ubheke ama-insurers ku-intanethi futhi uthole izingcaphuno ezisheshayo kusuka kuwebhusayithi yazo. Lena indlela esheshayo futhi ephumelelayo yokuthenga ezungeze. Uzothola umbono omuhle walokho amanani okufanele alindele. Ungase futhi uhlole amawebhusayithi wekhothethi ukuze ubone ukuthi yithinta kanjani inani lakho lentengo uma ukhetha izinketho ezahlukene. Ngayo yonke imigomo yomshuwalense uzoba nenani lezinketho ezithinta intengo yenqubomgomo.
Ngakho-ke kufanele ucabange ngalokhu okukhethwa kukho futhi uma kukhona izingozi ongafisi ukumboza bese uvumela umshuwalense azi njengoba i-premium yakho kufanele ishibhile. p>
Kufanele uzame futhi ukuqinisekisa ukuthi awuqinisekisi kabili. Kuyisimiso somshuwalense ongeke uzuze kulokho okwenzeka kumcimbi we-insured. Ngakho awukwazi ukukhokhelwa kabili ngisho noma unezinqubomgomo zomshwalense ezimbili. Ngakho-ke uma ngabe ingozi isivele ihlanganiswe inqubomgomo eyodwa, iphinda uvumele umshwalense wakho azi ukuthi angasusa ekubalweni kwawo.
Izinto b> p>
Imali yomshuwalense wezimoto ngokuvamile kuxhomeke ezintweni ezifana nokuthi yiluhlobo luni lwemoto oshayela ngayo, ingakanani ubudala, ukuthi injini inkulu kangakanani, yenzani futhi imodeli? Uhlobo luni lomshuwalense oludinga futhi ludlala indima, udinga kuphela umthwalo wemfanelo, noma ophelele? Ngabe uzosebenzisa kanjani imoto, isibonelo uzobe uhamba uye emsebenzini nokuthi uhlela amamitha amangaki ukushayela?
Umlando wakho wokushayela uzoba isici esiqinile ekunqumeni ingozi yakho b>, futhi okuxhunyaniswe nalokhu kuyoba yinkathi yomshayeli, kanti abashayeli abasha bebesengozini yokubandakanya engozini. Uma usemusha, ubulili bakho buzoba yingozi ebalulekile, kodwa uma ubulili obudala ngokuvamile buba bubi kakhulu.
Qhathanisa umshwalense wemoto ngenzuzo yakho siqu
Ukuthengwa komshuwalense wemoto kungaba umsebenzi obangele. Ngaphambi kokuthenga inqubomgomo, kuwumqondo omuhle ukufunda ngezinhlobo ezahlukene zokubheka nokuthi yikuphi okushiwo ngempela. i> p>
Ngaphambi kokuthenga umshwalense wezimoto, kufanele uqonde izingxenye ezihlukene zokuhlanganisa: umthwalo wemfanelo, ukushayisana nokubanzi. Ngayinye yalezi zingxenye iyingxenye ye-premium yomshuwalense wemoto oyikhokhayo. Nakuba kungase kube isilingo sokuthola umshuwalense wemoto eshibhile, kungcono ukukhetha ukuqiniseka ukuthi wena nemoto yakho zivikelekile ngokwanele.
Izinhlobo Ezinhlanu Zokuqala Zomphakathi b> p>
Isibopho: b>
Le yingxenye yomshuwalense wemoto oyomelwe ube nayo - ikuvikela uma unecala lenhlekelele. Ungabekwa icala lokulimala kwenye imoto, kodwa futhi nezindleko zezokwelapha, umholo olahlekile, nobuhlungu nokuhlupheka kwanoma ubani omele. Imingcele yemingcele ibalwa ngamashumi ezinkulungwane (noma ngezinye izikhathi ngamakhulu ezinkulungwane) zamaRandi. Isibonelo, i- "50/100/25" kusho ukusakazwa komzimba owodwa ka-$ 50,000 womuntu oyedwa, imali engu-$ 100,000 yokuthengwa kanye no-$ 25,000 wokulimala kwempahla.
Ukungqubuzana: b>
Lokhu kukhishwa kukhokhelwa ukulungiswa kwemoto yakho, noma ukushintshwa kwezimakethe zayo uma kuqhathaniswa uma ubhekene nomunye imoto noma ushaye okuthile-kungakhathaliseki ukuthi ubani onecala. Uma unomoto osekhulile, ungase ube ngcono ngaphandle kwalokhu kukhishwa.
Kuyacaca: b>
Lokhu kubhadela kukhokhelwa ukulungiswa noma ukushintshwa kwemoto yakho uma sebiwe noma ezilimele emlilweni, izikhukhula noma imimoya ephakeme. Futhi, uma unemoto endala, kungenzeka ukuthi awudingi lokhu kukhishwa.
Ukubambisana nezigaba eziphelele zenqubomgomo yakho, ehlangene ndawonye ngamaphesenti angama-40 noma ngaphezulu kwe-premium yakho, ngalinye libandakanya inani elidonswayo kufanele ukhokhe ngaphambi kokuba umshwalense ukhawule ngokufaka isicelo ngasinye. Isibonelo, uma unemali engu-$ 500, futhi ulahlekelwe u-$ 1,00
p>Imithetho ye-
ingafaka futhi ukukhokhelwa kwezokwelapha ngawe nabagibeli bakho (kungakhathaliseki ukuthi ubani onecala), nokuvikelwa komshayeli ongaqinisekisiwe uma kwenzeka imoto yakho ishaywa ngumshayeli ongagunyaziwe. Izinqubomgomo eziningi nazo zinikeza izengezo ezincane ezinjengokubuyisela okuqashisayo (uma kwenzeka imoto yakho ingekho ngenxa yokulungiswa ngemuva kwengozi), kanye nomshuwalense wokudubula.
Yini Edingekayo? b> p>
Cishe wonke amazwe adinga abashayeli ukuba bathathe umshuwalense wemfanelo, kodwa kwabanye bathi inani lokubiza elidingekayo liphansi kakhulu - phakathi kwamaphesenti angu-15 kuya ku-$ 25,000. Kungakhathaliseki ukuthi yimuphi umshuwalense wemfanelo owenziwe ngumbuso wakho, kuwukuhlakanipha ukuthola inqubomgomo enomkhawulo wokufaka imali okungenani u-$ 100,000 umuntu ngamunye omele futhi u-$ 300,000 ngengozi, ngoba imingcele ephansi angeke ikuvikele ngokwanele. Eqinisweni, ngokusho kwe-Insurance Information Institute, eminyakeni yamuva nje umklomelo wokulimala komuntu siqu kuleso simo kuye kwaba ngu-$ 323,000. Kumele futhi ucabange ukuthi okungenani u-$ 50,000 ekukhunjweni kwempahla yokulimala kwempahla. Ngisho noma umkhawulo wesimo ungase ube mkhulu kakhulu, ukulungisa izikweletu kungenezela ngokushesha ezimotweni zokunethezeka kanye nezinye izimoto ezibiza kakhulu.
Indlela esheshayo yokusika isikhwama somshuwalense wemoto yakho ukwandisa ukwedluliswa kokushayisana kwakho nokuhlanganiswa okuphelele . Ukukhulisa imali yakho esivela ku-$ 200 noma $ 250 umkhawulo kuya ku-$ 500 kunganciphisa amaphesenti angu-10 kuya ku-15 ngonyaka kusukela ku-bill yomshuwalense wakho wemoto. Kodwa-ke, kufanele uhlole ngokucophelela lokho okumele ukwazi ukukulondoloza mayelana nezindleko eziphezulu eziphuma ngaphandle. Uma ungenakukwazi ukukhokha imali engaphezulu, kufanele ukhethe i-deductible ephansi.
Uma ushayela imoto endala, ungakwazi ukuyeka ukusabalala okuphelele nokudibanisa ngokuphelele. Eqinisweni, uma imoto ingaphezu kweminyaka emihlanu ubudala, kufanele ucabange ngalolu khetho. Akukona umqondo ukugcina ama-premium premium yomshuwalense wezimoto ezidakayo uma imoto ingabalulekile kakhulu. Khumbula ukuthi noma yikuphi ukukhokha kuzoba ngenani lemakethe kuphela yale moto. Njengomthetho wesithupha, ungagcini ukufakwa uma ngabe i-premium ye-collision nephelele ingaphezulu kwamaphesenti angu-10 we-value esetshenzisiwe yokuthengiswa kwemoto.
Iningi lifuna ukudluliselwa kwezimoto okungagunyaziwe / okungaphansi kwesibindi, ngokuvamile u-$ 20,000 kuya ku-$ 40,000 ekuvikeleni. Uma imoto yakho ishaywa umshayeli ongenayo umshwalense wezimoto noma engenawo umshwalense owanele, lokhu kuzothola ukulimala kubagibeli bakho nezinye izindleko umshwalense wezempilo ongajwayelekile awufihli. Ibuye ikuvikele uma umshayeli ongeke aqiniseke akushaya ngenkathi ugibela ibhayisikili noma uhamba. Ungathenga i-$ 100,000 ekuthengeni cishe ngama-$ 50 ngonyaka, kodwa ngokuvamile kuvumelekile izindleko zokwandisa lokhu kokusabalalisa okungaphezulu.
Ohlangothini olungaphezulu, ungakwazi ukulondoloza ekuhlinzekeni kokukhokhelwa kwezokwelapha. Kungakhathaliseki ukuthi ubani onecala engozini, lokhu kuzokukhokhela izikweletu zedokotela nezibhedlela - futhi ngezinye izikhathi ngisho nezindleko zokungcwaba - ngawe nabagibeli bakho. Kodwa ngaphambi kokunciphisa ukukhokhelwa kokukhokhelwa kwezokwelapha, hlola ukuze ubone ukuthi inhlanganisela yempilo yakho nempilo yomshuwalense wezempilo izofaka lezi zinto. Uma kunjalo, ungenza ngokuphepha ngaphandle kwalolu khetho, okungakusiza okungenani u-$ 100 ngonyaka.
https://garybailey.co.za/pretoria-5/
Gary Bailey Yiba Inkampani Enhle Yomshuwalense Wemoto Kanye Nomndeni Uhlu