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Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, Umshuwalense Wemikhumbi Online ku Gauteng kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Umshuwalense Wokukhokha umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Umshuwalense Wemoto ENingizimu Afrika kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.
Uma kuqhathaniswa nezinkampani
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.
Umshuwalense Wemikhumbi Online ku Gauteng ?
Iyini Umshuwalense We-Auto? p>
Umshuwalense wokuzenzekelayo ungumkhiqizo owathengiwe futhi ongakhokhela umonakalo wemoto yakho noma izimoto zabanye uma kwenzeka umonakalo wemoto noma umonakalo ohlobene nengozi . Umbuso ngamunye unemithetho yawo ngokuphathelene nomshuwalense wemoto ukuthi umuntu ngamunye kufanele akwazi ukushayela ngokomthetho. Izici eziningi ezihlukahlukene zithinta amazinga omshwalense wemoto, futhi. Ayisho ngisho nasezinkampanini ezihlukahlukene; kufike embonini yomshuwalense ukunquma ukuthi yimuphi umshuwalense wemoto nokuthi umuntu ngamunye uzokhokhela kanjani ukukhokhelwa ngokuzenzakalela. p>
Iyini umshuwalense wemoto? Kubonakala sengathi umbuzo oyisisekelo. Kodwa-ke, kunezici eziningi nezakhi ezihlukahlukene okufanele zicabange ngomshuwalense wemoto ukuthi ungaba nzima kakhulu uma ungekho olungiselelwe lokho okungena kuwo. Udinga ukwazi ukuthi amanani akholwa kangakanani ukuthi yiziphi izinhlobo zokubheka itholakale, kungakanani okudingekayo noma ungathola, nokuthi yiziphi izinkampani ezinikeza umshwalense wezimoto ezihamba phambili ngezidingo zakho. p>
Ngabe I-Auto Insurance Cover? p>
Umshwalense wokusebenzisa umshini usetshenziselwa ukukuvikela umuntu noma ibhizinisi noma inhlangano ekulahlekelweni kwezimali mayelana nemoto. Ukulahlekelwa ngokwezimali kungenzeke ngenxa yezizathu eziningi, futhi ukuba nomshuwalense wezimoto kungakufihla ukulahleka kwakho ngezindlela ezihlukahlukene. p>
Ukubangela Ukulimala Kwempahla b> p>
Umsebenzi umonakalo wendawo uhloswe ngokumelene nomonakalo wena noma umuntu oshayela imoto yakho ngemvume yakho kwenzalo yomunye umuntu. Izindleko zingabandakanya enye imoto, izingodo zomsebenzi, izicingo, izakhiwo, amakhaya, amabhizinisi, noma cishe noma yiluphi uhlobo lwesakhiwo semoto yakho ethinta. p>
Ukuhlangana b> p>
UKUFAKA UKUHLELA E-USA p>
Umshuwalense we-Auto kuyadingeka, futhi lokhu kubonakala ngokucacile ukuthi wonke amazwe athi wase-USA uye wenza ukuba kube nomshuwalense wemoto kuzo zonke izimoto. Esikhathini esiningi, lokhu kubonakala sengathi kuyisivivinyo sokukhathazeka, kodwa kungani ulinde uze uhlanganyele engozini ukuthola ukuthi ukuthatha ikhava yemoto kunakekela kanjani izimpahla zakho nawe. Izindleko eziphezulu zezokwelapha nezokugwetshwa kwezigwegwe ekukhuphukeni kwenza kube kuhle ukuzivikela wena nemoto yakho eyigugu ngemoto yomshuwalense. Ngaphezu kwalokho, zonke iziphathimandla zenze kube nzima ukuba nezinhlelo ezimbili zemishuwalense yemoto - uhlelo olungekho-iphutha , kanye nesistimu ye-Tort. Uhlobo lwangaphambili lomshuwalense ohlonishwayo emazweni amaningi lusho ukuthi umshuwalense wakho uyokhokhela izicelo zokulimala kungakhathaliseki ukuthi ubani obangela ingozi empeleni. Inani elikhokhwa lifike kumkhawulo ocacisiwe, futhi uma uhilelekile engozini, umphathiswa wakho unecala lokukhokha ukulimala. Ngokumelene nalokhu, uhlelo lweTort kulindeleke ukuthi iqembu elimele lizinakekele izindleko zezokwelapha kusuka epaketheni labo bese libiza kumuntu ophethe umshuwalense othintekayo njengempindiselo. p>
Inani lezingozi kanye nokweba kwenzeka ikakhulukazi e-USA, kubalulekile ukuba wonke umnikazi wemoto athenge leyo nzuzo yomshwalense ukuze aqinisekise kokubili imoto kanye nomnikazi wayo ngezikhathi zokudinga. p>
E-USA uma ufuna ukuba nemoto emgwaqweni kufanele ube nomshuwalense wezimoto. Abanye bathi ngisho banomkhawulo wokubheka lapho kufanele ube nesamba esithile sama dollar; ngokuvamile, lokhu kubizwa ngokuthi ukuqala kokuqala. p>
Indlela Yokuthola Umshwalense Wezithuthi Omusha E-USA p>
Umshuwalense we-Auto ubeka ingozi emotweni. Inkampani yomshuwalense ikhokhela ukulahlekelwa kwezimali kumnikazi ngokubuyisela imali encane ekhokhwa ngezikhathi ezithile. Inani elikhokhwa minyaka yonke libizwa ngokuthi i-premium, futhi inkontileka oyikhiphayo nenkampani yomshuwalense iyayaziwa njengenqubomgomo yomshuwalense. Inkampani yomshuwalense ikuvumela ukuba ubambe inkontileka, futhi ube ngumnikazi wezinqubomgomo. p>
Umshuwalense wemoto angeke ushibhe. Kodwa-ke, ngaphansi kwezimo ezingalindelekile zokulahleka noma ukulimala imoto yakho, isinxephezelo sizobonakala sinjengo-godsend. Ukuzikhandla ngezikhathi zemikhosi yemali ukuvikela imoto yakho noma izimoto eziphethwe ibhizinisi lakho, kungase kubonakale kubi. Kukhona ukuthambekela kokuzama nokusika imigqa ngokusebenzisa amaphakheji amancane omshwalense wemoto. Noma kunjalo, ngisho nokulimala kwemoto encane kuyabiza ngokweqile; ngakho-ke, iphakheji encane angeke ikunikeze ukufakwa okubanzi ngenkathi uyidinga kakhulu. p>
Izinhlobo Zomshuwalense Wama-Auto E-USA p>
Izinhlobo ezivame kakhulu zomshuwalense wezimoto ezikhona e-US yi-Insability Assurance, Auto Collision and Comprehensive Insurance, Izinkokhelo Zezokwelapha kanye Nokuvikelwa Kwabantu Bokuzilimaza, nabakwa-Uninsured Motorists kanye nabakwa-Underinsured Motoring. Izinkampani eziningi zanamuhla zinikeza lezi zindawo. p>
Inkokhelo yomshuwalense wemfanelo ikhokhela umonakalo obangela abanye nompahla wabo. Ikhokhela izindleko zomthetho ezihilelekile kanye nezindleko zomuntu ohlukunyezwayo ozoya enkantolo ebiza umonakalo, ngaphakathi kwemingcele yakho yemfanelo. Endabeni yengozi, izindleko zokulungisa imoto yakho zihlanganiswa yomshuwalense we-collision. Umshuwalense ophelele uhlanganisa ukulimala okubangelwa izigameko ngaphandle kwezingozi zemoto, njengezinhlekelele zemvelo, ukweba, umlilo, ukulimaza, nokushaya isilwane. P>
Uma kwenzeka umuntu obanjwe inshuwalense kanye nomgibeli ogulayo abadinga ukwelashwa ukwelashwa ngokulimala komzimba ngenxa yengozi, lokhu kuhlanganiswa nokuhlinzekwa kweziNkokhelo zezokwelapha. Ukuvikelwa komuntu siqu kuzokukhokhela izindleko zezokwelapha kanye nomholo olahlekelwe nguwe kanye nomgibeli ohamba nabo uma belimale engozini. p>
Kungani Udinga Umshwalense We-Auto p>
Inhloso eyinhloko yimuphi umshuwalense ukuvikela umnikazi wezinqubomgomo nomndeni wakhe ngokumelene nemiphumela ephumela ekulimaleni okungalindelekile noma ekufeni kanye nemithwalo yemali uma kwenzeka lezi zinhlekelele. Kuyinto inkontileka phakathi kwenkhampani yomshuwalense ohlobene nawe, lapho uvuma ukukhokhisa imali ekhokhelwa yilapho inkampani yomshuwalense izodinga ukumboza uma kwenzeka izingozi. p>
Umshuwalense wezimoto uhlanganisa lezi zintathu eziyinhloko izindawo: p>
Ukuthengwa kwempahla - kubhekisela emonakalweni noma ukwebiwa kwemoto yakho p>
Ukutholakala kwemfanelo - kuhlobene nemithwalo yemfanelo yakho yomthetho kwabanye abangase babangele ukulahlekelwa kwempahla ukulahlekelwa ukukhubazeka p>
Ukuhlinzeka ngezokwelapha - kubhekisela ekunakekeleni kwezokwelapha, izindleko zokwelashwa, ukuvuselelwa, ukulahlekelwa amandla okusebenza, noma ngisho nezindleko zokungcwaba lapho kunezinkampani. p>
Umsebenzi Womshwalense Wezithuthi p>
Umshwalense we-auto uvikela futhi kumshayeli ongaqinisekisiwe noma abashayeli. Kulesi simo, abashayeli abasha noma abashayeli abangaqinisekisiwe abanakho inkampani yomshuwalense ukukukhokhela umonakalo okwenzekile, kodwa ngenhlanhla usenayo inkampani yakho yomshuwalense ukuba ithwale ukulahlekelwa. p>
Vikela ibhange elinikeze ukubolekisa imoto ukukhokhela imoto yakho. Ngoba uma kukhona inhlekelele eyenzekayo emotweni yakho, akekho ozokwazi ukubolekisa noma ukunikeza imali eyengeziwe kuwe ukulungisa imoto ngaphandle kwekampani yomshuwalense wezimoto. Uma kungenjalo, kuzodingeka ulungise umonakalo owenziwe emotweni ngokwakho, futhi lokhu kuzokuvimbela ukuba ukhokhele inkokhelo yenyanga mboleko yenyanga ngesikhatsi. Umphumela wukuthi ibhange ngeke likubole imali eminye esikhathini esizayo, nekhredithi emibi okwamanje okuyiyo okungenani isikhathi esiningi. p>
Inqubomgomo Yomshuwalense Wezimoto
Ukukhokha Umshwalense Wokuzivocavoca Pump: p>
Ngiye ngizibuze njalo ukuthi izinkampani zomshuwalense zenza kanjani imali eningi nakuba zikhokha izigidi ezinkampanini. Kungenzeka yini ukuthi amaphrimiyamu akhokhayo angaphezu kwakho okudingeka akhokhe? Ingabe uke uzizwe sengathi uvele ukhokhela kakhulu umshwalense wakho we-Auto?
Umshuwalense wakho wemoto uhlukaniswe ngezigaba ezintathu ezinkulu. Ukufakwa kwesibambiso, okwesibili ukugoqa kwakho kokubambisana futhi okwesithathu yi-Comprehensive yakho eyaziwa ngokuthi i-Fire and Theft. p>
Ama-coverage wakho: p>
Ake ngichaze izikhalazo kuwe bese unquma uma ukhokha kakhulu umshwalense wakho. Ukuhlinzekwa kwakho okuyimfanelo okudingekayo ngomthetho ukhokhela abanye abantu kwenye imoto noma izimoto uma ungena engozini futhi uthola ukuthi unecala. Ukukhishwa kokubambisana kuzokukhokhela umonakalo owenziwe emotweni yakho noma ngabe uyaphutha noma cha.
Empeleni uthi kuNkampani Yomshuwalense, "Mnu. Insurance Company Ngizokukhokhela njalo ngenyanga ukulungisa imoto yami uma kwenzeka yonakaliswa ngisho noma nginephutha ". Bobabili uzovumelana ngemigomo bese usayina inkontileka.
Ukufakwa okuphelele (Umlilo noBugebengu) kuzokwenzela imoto yakho nganoma yini enye ngaphandle kokushayisana okunjengokuthi eyebiwe, ibanjwe umlilo, yonakalisiwe njll Kunamanye ukuhlanganisa phakathi kwalabo abakhokhela izinkokhelo zezokwelapha, ukulahleka kwemali engenayo njll. p>
Okwamanje sizoxoxa nje ngalezi zincwadi ezibekwe eceleni ngokubanzi futhi sibheke ukuthi zingakanani izinkampani ze-inshuwalense zihlala zifakwa ngokomthetho ukuze ukukhokha izimangalo zayo. p>
Kungani U-Insurance? p>
Thatha kimi ungathandi ukushayela ngaphandle komshuwalense futhi ufuna ukuqinisekisa ukuthi abanye abashayeli nabo baqinisekisiwe, ngani? Ngoba uma ushaywa ngenye imoto futhi uhlupheka nganoma yiluphi uhlobo lokulimala komzimba futhi kufanele ube esibhedlela noma ulahlekelwe yimali engenakho ukusebenza, ufuna ukuthula kwengqondo ukwazi ukuthi kukhona imali evela endaweni ethile ukukhokha yakho izikweletu kanye nezindleko zakho zansuku zonke. p>
Masibhekane nakho, lokhu akuzona njalo kuyoba njalo ngenxa yokuthi uhlelo lwomshuwalense lubekwe kanjani, ngilandele lapha manje. Ngomthetho kumele uthwale Umshuwalense Wezimpahla Emotweni yakho ukuze ube emgwaqweni ngokomthetho. Khumbula lokhu okuyikho okuzokhokhwa ukushaya enye imoto.
Nasi iqiniso lokuthi, ungakwazi ukushayela enye imoto uma imoto yakho ishukuthela futhi ngaphandle kokuthi iqhutshwe iyohamba kuphela uma iqhutshwa. Wena nami sisazi ukuthi ngeke sikwazi ukushayela le moto ngaphandle uma kuphethiloli ku-tank.
Ngakho uma ubeka imoto yakho egaraji lakho, vula umnyango bese uhamba ngeviki ezimbili noma isikhathi eside ulindelwe i-cruise inyanga, kungani kufanele ukhokhele umshuwalense wemfanelo lapho imoto ingaqhutshwa? Ingabe kukhona okungahambi kahle ngalokho? Kodwa ukususa ukubuyiswa nokubuyiselwa kwakho lapho ubuya eholidini ukhokhiswa inhlawulo yokungabi nesikhwama somshwalense. Ungase ube nelayisensi yakho imisiwe.
Asho ukuthi uthenge imoto entsha futhi uyixhase ngebhange, ibhange linomnikazi wemoto kuze kube yilapho usukhokhelwe ngokuphelele umbolekisi ngakho-ke bangakwazi futhi bavame ukufakazela ukuthi uthwala ukumbozwa kokuhlangana uma kwenzeka ukulimala engozini noma okubi kakhulu uma kwenzeka kube yingozi kakhulu ukulahlekelwa okuphelele. p>
Khokha ePump. p>
Nakuba ngivumelana nalokhu khumbula awukwazi ukushayisana uma imoto yakho ingahambi futhi ingahamba kuphela uma kukhona uphethiloli itanki, uyavuma? Ngakho-ke nansi inkolelo yami, uma ukusetshenziswa kwanoma yikuphi kwalezi zincwadi (Ukuzibophezela nokuHlangana) akunakwenzeka ngaphandle kokunyakaza nokunyakaza kuncike ekutheni uphethiloli akufanele yini ukukhokha kwakho kuboshwe ukuze uphethile? Iyiphi indlela engcono yokwenza lokhu kunokufaka icala lokukhokhiswa ngentengo epompo. Ngokukwenza kanjalo ukuxazulula le nkinga futhi kungenzeka ukuba nabashayeli abangaqinisekisiwe emgwaqweni.
Uma uphethiloli wakho uphuma bese imoto yakho iyoyeka futhi awukwazi ukushaya noma yini nayo ngoba ayidluli. Hamba kabusha futhi uphinde uqinisekiswe kabusha.
Izinkampani zomshuwalense zivame ukukukhokha ngokusebenzisa imoto yakho, njengokungathi uqhuba imoto yakho ukuthi isebenze noma uyisebenzise ukuze uthole ukuzijabulisa. Ngaphezulu kwakho uhamba ngokukhokha kwakho ngaphezulu komkhawulo othile we-mileage. Isibonelo ukuthi uma ushayela ngaphansi kwamamayela ayishumi ukuze usebenze ukhokhela kancane kunalokho uma ushayela ngamamayela angaphezu kuka-10. Ngakho-ke inkampani yomshuwalense ithi ukuthi uma ugcina imoto yakho ishukumisela kakhulu ukuthi uzothola engozini.
Ngakho uhamba ngamamayela angama-50 ngendlela eyodwa yokusebenza, udinga ukushisa uphethiloli kunokuba ushayela amamayela angu-7. Kungani ungafaki i-premium yakho ibe yinkokhelo yakho yamafutha? Kubonakala njengendlela enhle yokukhokhela umshwalense.
Paka imoto yakho phakamisa Umshwalense wakho: p>
Ubeka ipaka imoto yakho 'yokupaka izimoto ngehora eziyi-8. Uya phezulu ehhovisi lakho bese wenza umsebenzi ogcwele usuku lonke. Lapha imoto yakho ayihambeli amahora angu-8. ngakho-ke ngeke ushaye noma yini noma ubani okwamanje ukhokha inkampani yomshuwalense. Lapho imoto yakho isitolo sokulungisa, izingxenye zise-oda emuva futhi ngezinsuku ezintathu ezizayo uqasha imoto. Uthengela uphethiloli wendawo yokuqasha futhi ungase udingeke futhi uthenge umshuwalense kulowo moto. Lapha manje ukhokha kabili. Uhlu luqhubeka futhi kodwa uma ukhulu njengezinkampani ze-Insurance ungenza imithetho yakho. Noma ingenye yezindlela izindlela zenkampani yakho yomshuwalense engakwenza kahle ezithembisweni zabo kuwe.?
Nokho konke lokhu kwenza ingxabano enhle yokubopha uphethiloli kanye nomshuwalense ndawonye into eyodwa ebaluleke kakhulu elahlekile yi-agent yakho . Lapha lapho uzothola khona ukwelulekwa kobuchwepheshe ukuthi kungcono kanjani ukuvikela izimpahla zakho.
Ngiyathanda elithi "Umshuwalense unjengeparachute". Ungase ukhononde ngokuyikhokhela kodwa ujabule lapho wenza khona noma nini. Thatha iseluleko sami futhi ungalokothi uhambe ngaphandle kweMshwalense.
https://garybailey.co.za/johannesburg-3/
Gary Bailey Yiba Umshuwalense Omncane Wemoto Yamabhizinisi Amancane Uhlu

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text:
Sikuphi embonini yokusansimbi nezimoto
Uma imoto seyimile lapho kukhangiswa khona izimoto ezintsha, noma uyibuka seyihamba emgwaqweni ungaze ucabange ukuthi yindala kunesintu. Kwabanye kungaze kube sengathi yinto eyalethwa nguMdali yemukelwa ngabathile ukuze bayisebenze bazuze, abanye bethembele kuyo. Omunye umnumzane wayegitsheliswe ngumakhelwane behamba ibanga elide, kwathi uma bebuya wezwakala encoma ethi, “uma ngingase ngibone umuntu owaqamba imoto ngingamnika u-10 sheleni.” Ngaleso sikhathi u-10 sheleni kwakuyimali enhle.
Imoto ingena ngaphansi kohlobo lwemboni ebizwa nge-automotive. Lolu hlobo lwemboni luhlanganisa lonke uhlobo lwezimoto nokunye okuhamba ngamasondo, nokusamshini. Uma siyibuka imoto akujwayelekile ukuba sicabange ngolwazi nangobuciko babantu ababumba bakhe izinhlobo ngezinhlobo zezimoto esizibonayo. Okuhle nje ngukuthi zakhiwa zikhiqizwe ngabantu abaphila kulo mhlaba njengathi.
Kunezinto ezimbalwa engifisa sikhumbuzane zona uma sikhuluma ngale mboni. Eyokuqala ezinhlotsheni zezimoto ezidumile ezikhona, nezithandwa kakhulu lapha eNingizimu Afrika, ayikho esungulwe lapha ezweni lethu. Lapha ngikhuluma ngezimoto kusuka kuToyota, Nissan, Mercedes, Volkswagen, Mazda, BMW, Isuzu, Ford nezinye. Singancomana sijabulelane ngazo, kodwa iqiniso limile elokuthi yimikhiqizo yamanye amazwe, nezinye izizwe. Lokhu kungasisiza ukuba sizihlole nathi njengezwe, nanjengohlanga ukuthi singangena kanjani kule mboni. Eyesibili ngeyokuthi ezimotweni ezikhiqizwayo aboHlanga abakabi khona kulabo abangabanikazi bezindawo noma izikhungo zokuthengisa lezimoto zisuka ngqo kubakhi bazo. Lapha ngikhuluma nge-dealership. Eyesithathu ngukuthi kusenenselelo enkulu aboHlanga ababhekene nayo yokuba ngabakhiqizi bezingxenye ezisetshenziswayo uma kwakhiwa imoto.
Lena yimboni ethi ibhekene ngqo nezimoto kodwa isabalale ifake izingxenye ezidingekayo uma kwakhiwa imoto, ngaphandle kwezinto ezifana namasondo namabhethri ezimoto. Ukwakhiwa kwemoto kudinga ulwazi lobunjiniyela lulumbane nolunye ulwazi lwamabhizinisi. Uma ubona imoto seyihamba, kusuke kuhlanganiswe izingxenye eziningi ezikhiqizwa ezindaweni ezehlukene. Kunabantu abakha amabholidi namascrews ehlukahlukene adingekayo kulolo nalolo hlobo lwemoto. AweToyota awafani nakaMercedes, njalonjalo. Ngithi angiqale ngokubukeka kukuncane kodwa okudinga ubuchwepheshe, ulwazi nemishini eqondene nalowo msebenzi wokukhiqiza izinhlobo ngezinhlobo zamascrews ahlanganisa izingxenye ezehlukene ezihlanganisa imoto. Libukeka lilula lelibhizinisi lokwakha ama-screws ngoba yinto ejwayelekile futhi encane, efanayo.
Ngenza isibonelo ngamascrews ukuze kucace ukuthi imoto iwumphumela wokuhlangana kosomabhizinisi, yilowo nalowo eletha lokho akwazi ukukwakha kuhlangane nokokuhlobisa kujabule abantu bathenge imoto. Ngithanda kucace ukuthi kulesikhathi ezinhlelweni zokwakha imoto kunezifundo ezithile okumele lowo okhiqiza noma yimuphi umkhiqizo kube uzenzile. Uhlobo lwensimbi esetshenziswayo uma kwakhiwa iscrew kumele luqikekelwe futhi kube ngoluhloliwe ukuze kungabi yinsimbi ekhumuzeka noma igqwale kalula nje nangokushesha. Uma ucabanga inani lezimoto ezisemigwaqweni yaseNingizimu Afrika, nalezo ezakhiwayo ezidayiswa lapha phakathi ezweni nalezi ezithunyelwa kwamanye amazwe, kuyacaca ukuthi kudingeka babe baningi osomabhizinisi abakhiqiza izingxenye ezidingekayo uma kwakhiwa imoto.
Noma iyiphi ingxenye eyakhiwayo kumele ifane ncamashi nenye. Ngakho-ke kule mboni akuthathwa noma ngubani nje, kodwa kumele umuntu ayisophe, bese ezilungiselela ngofanele ukuze akhiqize umkhiqizo osezingeni eliyilo. Ngalokhu engikulobe lapha ngifisa umuntu ofundayo azinike ithuba, angajabuleli nje ukushayela imoto noma ukuyigibela kodwa abukisise izingxenye ezakhe imoto, bese ecabanga. Kwesinye isikhathi aboHlanga bayazeya bazikhiphe emjahweni bengakaqali nokugijima, bazitshele ukuthi umsebenzi onje ungowabanye. Omunye uze alikhiphe elokuthi, “imoto yinto yabelungu.”
Imboni yezimoto yiyo enkulu kunazo zonke izimboni ezikhiqizayo lapha eNingizimu Africa. Ngonyaka wezi-2017 imboni ekhiqiza izimoto yiyo ebeyihamba phambili ngemikhiqizo yaseNingizimu Afrika, ikhiqiza okubalelwa kumaphesenti angamashumi amathathu nantathu.
Imboni yezimoto ithwele kanzima kulo nyaka wezi-2019 ngenxa zokwehla kwamandla omnotho. Ngenyanga kaNdasa kuyithwalise kanzima ukulindela ukhetho, kanye nokuthi abasebenzi banezikhalo ezingenelisekile ngendlela ebagculisayo. Bahlalele ovalweni abakhiqizi bezimoto uma bebuka isimo somnotho. NgoNhlolanja kulo nyaka izinga lokuthengwa kwezimoto lehle ngamaphesenti ayishumi nantathu uma kuqhathaniswa neminyaka edlule. Akusiyo into encane leyo, futhi ikhombisa ngokusobala ukuthi wonke umuntu kumele abhukule ukwenza izinto ezizokhuthaza lemboni. Lokhu kubiza ukuhlolisisa izindlela zokwenza ibhizinisi kulemboni. UMnumzane Thomas Shafer ongumpathi-jikelele kwimboni yakwaVW uyagcizelela kulendaba ngokuthi enye yezindlela zokuguqula ukusebenza wukwandisa abakhiqizi balapha eNingizimu Afrika, okumanje izinga lingaphansi kwamaphesenti angamashumi amane. Ngamanye amazwi, eminingi imikhiqizo esetshenziswa kulemboni itholwa kubakhiqizi abangaphandle kweNingizimu Afrika. Uma imikhiqizo yokwakha imoto itholakala kulelizwe, izindleko zokukhiqiza zingehla kuhlangabezeke izinkinga zomnotho.
Kubalulekile ukuthi nathi boHlanga sibhukule sizimise ngomumo ukuba ngabakhiqizi abazokwazi ukungena kule mboni. Embhalweni olandelayo sizobuka lemboni ngokujula sibuke ukuthi aboHlanga bakuphi nokuthi yimiphi imizamo eyenziwayo ukukhuthaza ukungena kwaboHlanga embonini yemoto.


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Isahluko 8 Iziphetho Zezinhlobo Ezahlekene Zabantu Nesithembiso SikaNkulunkulu Kumuntu
Amazwi KaNkulunkulu Abalulekile:
Ngabe manje sewuyaqonda ukuthi kuyini ukwahlulela nokuthi iqiniso liyini? Uma sewuqonda, ngiyakunxusa ukuthi uthobele ngokulalela ukwahlulelwa, kungenjalo awusoze waba nethuba lokunconywa nguNkulunkulu noma lokuyiswa nguye embusweni Wakhe. Labo abamukela ukwahlulela kuphela kodwa abangakwazi ukuhlanzwa, okusho ukuthi, labo ababalekayo phakathi komsebenzi wokwahlulela, bayohlala bezondwa futhi belahlwa nguNkulunkulu. Izono zabo ziningi kakhulu, futhi zinkulu, kunezabaFarisi, ngoba bayamphika uNkulunkulu futhi bangamahlubuka kuNkulunkulu. Abantu abanjalo abangafanelekile ngisho ukwenza umsebenzi bayothola isijeziso esinzima kakhulu, isijeziso futhi esingapheli. UNkulunkulu akasoze ayeka noma ngubani omhlubukayo owake wathi wethembekile kuye ngamazwi kepha wayesemhlubuka. Abantu abanjalo bayothola impindiselo ngokujeziswa ngokomoya, umphefumulo, nangokomzimba. Ngabe lokhu akusikho kanye ukwembulwa kwesimo sokulunga sikaNkulunkulu? Ngabe lokhu akusiyo injongo kaNkulunkulu yokwahlulela umuntu kanye nokumembula? UNkulunkulu ubeka bonke labo abenza zonke izinhlobo zemisebenzi emibi ngesikhathi sokwahlulela endaweni egcwele imimoya emibi ukuze le mimoya emibi ibhubhise imizimba yabo yenyama ngokuthanda. Imizimba yabo ikhipha iphunga lesidumbu, futhi nesijeziso esibafanele sinjalo. UNkulunkulu ubhala phansi ezincwadini zomlando wabo isono ngasinye salawo makholwa amanga angethembekile, abaphostoli bamanga kanye nabasebenzi bamanga; kuthi uma isikhathi sesifanele, ubaphosa phakathi kwemimoya engcolile ukuze imizimba yayo engcolile ingcolise yonke imizimba yabo ngokuthanda ukuze bangaphindi babe senyameni futhi bangaphindi babone ukukhanya. Labo bakhohlisi abenza umsebenzi ngesikhathi esisodwa kodwa abakwazi ukuhlala bethembekile kuze kube sekugcineni babalwa uNkulunkulu phakathi kwabantu abakhohlakele ukuze bahambe emiyalelweni yabantu abakhohlakele, babe yingxenye yoquqaba olungahlelekile; ekugcineni, uNkulunkulu uyobabhubhisa. UNkulunkulu uyabachitha futhi akabanaki labo abangakaze bethembeke kuKristu noma bazinikele ngemizamo ethile, futhi uyobabhubhisa bonke ngokuguquka kwezinkathi. Ngeke besaba khona emhlabeni, kube kuncane kakhulu ukuthola indlela engena embusweni kaNkulunkulu. Labo abangakaze bathembeke kuNkulunkulu kodwa abaphoqwa yisimo ukuthi babhekane Naye ngokushampuza nje bayobalwa phakathi kwalabo abasebenzela abantu Bakhe. Bambalwa kakhulu kubantu abanjalo abangasinda, kuyilapho iningi labo liyobhubha nalabo abangafanelekile ngisho ukwenza umsebenzi. Ekugcineni, uNkulunkulu uyofikisa embusweni Wakhe bonke labo abanomqondo ofana nokaNkulunkulu, abantu namadodana kaNkulunkulu kanjalo nalabo abahlelelwe uNkulunkulu ukuthi babe ngabefundisi. Sinjalo isithelo sikaNkulunkulu asiveza ngomsebenzi Wakhe. Kulabo abangakwazi ukungena kwesinye salezi zigaba ezimiswe nguNkulunkulu, bayobalwa phakathi kwabantu abangakholwa. Futhi nakanjani ungazicabangela nje ukuthi isiphetho sabo siyoba yini. Sengikushilo konke okumele ngikusho kuwe; indlela oyikhethayo iyoba yisinqumo sakho. Okumele ukuqonde yilokhu: Umsebenzi kaNkulunkulu awulindi noma ubani ongakwazi ukuhambisana nesivinini Sakhe, futhi isimo sikaNkulunkulu sokulunga asikhombisi musa kunoma yimuphi umuntu.
kwesithi “UKristu Wenza Umsebenzi Wokwahlulela Ngeqiniso” encwadini ethi Izwi Livela Lisenyameni
Manje sekuyisikhathi sokuthi nginqume isiphetho somuntu ngamunye, hhayi isigaba engiqala kuso ukusebenza umuntu. Ngibhala encwadini Yami, ngakunye, amazwi nezenzo zomuntu ngamunye, kanye nezindlela zabo ekungilandeleni, iubunjalo babo bemvelo, kanye nokwenza kwabo kokugcina. Ngale ndlela, alukho uhlobo lomuntu oluyophunyuka esandleni Sami futhi bonke bayoba nalabo abafana nabo njengalokhu ngahlukanisile. Nginquma isiphetho somuntu ngamunye hhayi ngokweminyaka, ubukhulu, izinga lokuhlupheka, lingasaphathwa izinga abamema ngalo ukudatshukelwa kodwa ngokuthi banalo yini iqiniso. Akukho okunye ukukhetha ngaphandle kwalokhu. Kumele nikubone ukuthi labo abangalandeli intando kaNkulunkulu bayojeziswa. Leli iqiniso elingenakuguqulwa. Ngakho-ke, bonke labo abajeziswayo bajeziswa kanjalo ngenxa yokulunga kukaNkulunkulu futhi njengokujeza ngenxa yezenzo zabo ezimbi. …
Isihe Sami sivezwa kulabo abangithandayo futhi bazidele bona. Futhi isijeziso esilethwa phezu kwababi kungubufakazi kanye besimo Sami esilungile Kanye, ikakhulukazi, nobufakazi bentukuthelo Yami. Uma inhlekelele ifika, indlala kanye nesifo esibhubhisayo siyokwehlela bonke labo abaphikisana Nami futhi bayokhala. Labo abenze zonke izinhlobonhlobo zobubi, kodwa asebengilandele iminyaka eminingi, ngeke bangabi nacala; nabo futhi, bayokwehlela enhlekeleleni efana nayo engakaze ibonakale ezinkathini zonke, futhi futhi bayohlala esimweni esingapheli sokwethuka novalo. Futhi labo abalandeli Bami abakade bethembekile Kimi ngedwabayojabula futhi bababaze amandla Ami. Bayokuzwa ukweneliseka okungachazeki ngaphakathi futhi baphile ngenjabulo engingakaze ngiyiphe isintu. Ngokuba ziyigugu Kimi izenzo zabantu ezinhle kepha ngiyazinyanya izenzo zabo zobubi. Selokhu ngaqala ukuhola isintu, bengilokhu ngethemba ukuthi kuzoba neqembu labantu elinomqondo ofana noWami. angikaze ngibakhohlwe labo abangenawo umqondo ofanayo noWami; yilokhu ngibenyanya enhliziyweni Yami, ngilinde kuphela ithuba lokuletha impindiselo Yami kubona, okuyonginika injabulo ukuyibona. Usuku Lwami seluze lwafika namuhla, futhi angisadingi ukulinda!
Umsebenzi Wami wokugcina akusiwona owokujezisa umuntu kuphela kodwa ukuhlela isiphetho somuntu. Nangaphezu kwalokho, kungesizathu sokuthola ukwamukelwa kubo bonke, ngakho konke engikwenzile. Ngifuna wonke umuntu abone ukuthi konke engikwenzile kulungile nokuthi konke kuyindlela yokubonisa isimo Sami; akusikho ukwenza komuntu, kungasaphathwa imvelo, okwaletha isintu. Kunalokho, Yimina okhulisa konke okuphilayo endalweni. Ngaphandle kobukhona Bami, isintu singabhubha kuphela futhi sihlushwe yizinhlekelele. Akekho umuntu oyophinda futhi abone ilanga elihle kanye nenyanga noma umhlaba oluhlaza; isintu siyobona kuphela ubusuku obubandayo kanye nesigodi sethunzi lokufa esingenamkhawulo. Yimina kuphela insindiso yesintu. Yimina kuphela ithemba lesintu nangaphezulu, Ngiyilowo okuhlala kuye ubukhona besintu sonke. Ngaphandle Kwami, isintu siyoma ngqi masinyane. Ngaphandle Kwami, isintu siyovelelwa inhlekelele futhi sinyathelwe yilo lonke uhlobo lwemimoya emibi, nakuba engekho ongilalelayo. Ngenze umsebenzi obungeke wenziwe ngomunye, ithemba lokuthi umuntu uzongikhokhela ngezenzo ezinhle. Noma beyingcosana abangangikhokhela, ngisazophetha uhambo Lwami emhlabeni bese ngiqala isinyathelo esilandelayo somsebenzi owembulekayo, ngoba ukuphuthuma kwami ngiya le nale kule minyaka eminingi phakathi kwabantu kube nezithelo, futhi kuyangithokozisa. Engikhathazeka ngakho akulona inani labantu kodwa kunalokho izenzo zabo ezinhle. Noma kunjalo, ngethemba ukuthi uzolungisela isiphetho sakho isamba esenele sezenzo ezinhle. Ngiyobe sengeneliseka; ngaphandle kwalokho, akekho phakathi kwenu oyophunyuka enhlekeleleni ezonehlela. Inhlekelele isuka Kimi futhi ngokusobala ihlelwe Yimi. Uma ningeke nivele nibahle emehlweni Ami, ngeke niphephe ekwehlelweni yinhlekelele. Ngezikhathi zenhlupheko, ukwenza kwenu kanye nezenzo zenu zazingabonakali zifanele ngempela, ngoba ukukholwa kwenu nothando lwenu kwakuyize, futhi nabonisa kuphela ukuthi niyesaba noma ninamandla. Mayelana nalokhu, ngiyokwenza kuphela ukwahlulela kokuhle nokubi. Ukukhathazeka Kwami kuyaqhubeka ukuba yindlela nina ngamunye enenza ngayo nenikhuluma ngayo, okuyisisekelo engiyonquma ngaso ngesiphetho senu. Nokho-ke, kumele ngikwenze kucace lokhu: ngeke ngisanika umusa kulabo abangathembekanga nhlobo Kimi ngezikhathi zenhlupheko, ngoba umusa uhamba ugcine lapha kuphela. Nangaphezu kwalokho, angithandi muntu oseke wangilahla, kungasaphathwa ukuthi angithandi ukuhlanganyela nalabo abadayisa inhlalakahle yabangani babo. Lesi yisimo Sami, kunoma imuphi umuntu. Kumele nginitshele lokhu: Noma ubani ophula inhliziyo Yami ngeke athole uzwelo Kimi, futhi noma ubani okade ethembekile uyohlala enhliziyweni Yami phakade.
kwesithi “Kumele Wenze Izenzo Ezinhle Ezanele Ukulungiselela Isiphetho Sakho” encwadini ethi Izwi Livela Lisenyameni
Umbuso uyakhula phakathi kwabantu, uyasunguleka phakathi kwabantu, uyasukuma phakathi kwabantu; awekho amandla angabulala umbuso Wami. Kubantu Bami abasembusweni namuhla, ubani kini ongeyena umuntu phakathi kwabantu? Ubani phakathi kwenu ongaphandle kwezimo zabantu? Uma lapho engizoqala khona kumenyezelwa ezinkumbini zabantu, bazothini noma bazokwenzani abantu? Uzibonele ngamehlo akho isimo sabantu; ngokuqinisekile awusenalo ithemba lokuma ingunaphakade emhlabeni? Ngiyahamba manje phakathi kwabantu Bami, ngiphila phakathi kwabantu Bami. Namuhla, labo abangithanda ngempela, abantu abafana nalabo babusisiswe; babusisiwe labo abangihloniphayo, nakanjani bazohlala embusweni Wami; babusisiwe labo abangaziyo, nakanjani bazothola amandla embusweni Wami; babusisiwe labo abangifunayo, nakanjani bazophuma emaketangweni kaSathane bajabulele izibusiso Nami; babusisiwe abakwaziyo ukuzincama, nakanjani bazongena ezintweni Zami enginazo, badle ifa lenala yombuso Wami. Labo abazulazula ngenxa Yami ngizobabonga, labo abangena ezindlekweni ngenxa Yami ngizobasingatha ngenjabulo, labo abanikelayo Kimi ngizobanika okuzobathokozisa. Labo abathokoziswa amazwi Ami ngizobabusisa; ngokuqinisekile bazoba yizinsika ezibamba isigxobo esiyinsika yombuso Wami, ngokuqinisekile bazothola konke abakufunayo nabakucelayo endlini Yami, futhi akekho ongaqhathaniswa nabo. Wake wasemukela isibusiso owasinikwa? Wake wazifuna izethembiso owazenzelwa? Nakanjani, ngokuqondiswa ukukhanya Kwami, uzogqashula emandleni obumnyama. Phakathi kobumnyama angeke ulahlekelwe ukukhanya okukuqondisayo. Uzobusa phezu kwazo zonke izidalwa. Nakanjani uzonqoba phambi kukaSathane. Nakanjani, ekuweni kombuso kadrako omkhulu obomvu, uzoma phakathi kwezinkumbi zabantu ube ngufakazi wokunqoba Kwami. Nakanjani uzoqina ungantengantengi ezweni laseSinim. Ngokuhlupheka odlule kukho, uzothola ifa lezibusiso ezivela Kimi, futhi ngokuqinisekile ngizoshisa konke okusemhlabeni ngenkazimulo Yami.
kwesithi “Izwi Leshumi Nesishiyagalolunye” Lamazwi kaNkulunkulu Aya Emhlabeni Uwonkana Ezwini Elivela Lisenyameni
Emva kokupheleliswa kwamazwi Ami, umbuso uyasunguleka kancane kancane emhlabeni nomuntu kancane kancane ubuyela esimweni esijwayelekile, ngalokho kusunguleka emhlabeni umbuso enhliziyweni Yami. Embusweni, bonke abantu bakaNkulunkulu babuyelwa yimpilo yomuntu ejwayelekile. Ubusika sebudlulile, kwangena intwasahlobo yomhlaba, lapho okuba yintwasahlobo unyaka wonke. Abantu abasabhekene nezwe lomuntu elidangele, elidabukisayo, abasabekezeleli umoya obandayo womhlaba womuntu. Abantu abalwi bodwa, amazwe awahlomiselani izimpi, azisekho nezingozi negazi eligobhoza ngenxa yezingozi; umhlaba wonke ugcwele injabulo, yonke indawo kugcwele imfudumalo phakathi kwabantu. Ngihamba umhlaba wonke, ngithokoza ngiphezulu esihlalweni Sami soBukhosi, ngihlala nezinkanyezi. Izingelosi zinginikeza amaculo nokugiya okusha. Ukuchoboka/ukuzwela kwazo akusenzi ukuthi kugobhoze izinyembezi ebusweni bazo. Manje, phambi Kwami, angisezwa msindo wezingelosi zikhala, futhi akekho nokhalaza ngobunzima Kimi. Namuhla, nizophila phambi Kwami; kusasa, nizoba sembusweni Wami. Ingabe lokhu akusona isibusiso esikhulu engisiphe abantu?
kwesithi “Izwi Lamashumi Amabili” Lamazwi kaNkulunkulu Aya Emhlabeni Uwonkana Ezwini Elivela Lisenyameni
Ukuphila kwasekuphumuleni ngeke kube nayo impi, ngeke kube nokungcola futhi ngeke kugcwale ukungalungi okungapheli. Lokhu kusho ukuthi abantu bayobe bengasahlushwa uSathane (lapha elithi “Sathane” libhekisela emandleni anonya), inkohlakalo kaSathane, kanye nokuhlaselwa yinoma yimaphi amandla amelene noNkulunkulu. Yonke into iyohamba ngokohlobo lwayo futhi ikhonze iNkosi yendalo. Amazulu nomhlaba kuthulile kuthe cwaka. Lokhu ukuphumula kokuphila kwabantu. Lapho uNkulunkulu engena ekuphumuleni, akukho ukungalungi okuyoba khona emhlabeni, futhi ngeke kusaba bikho ukuhlaselwa yinoma yiliphi ibutho elinonya. Abantu bayophinde bangene endaweni entsha; ngeke kuphinde kube nabantu abonakaliswe uSathane, kodwa kuyoba nabantu abasindisiwe ngemva kokonakaliswa uSathane. Usuku abantu abayophumula ngalo luphinde lube usuku uNkulunkulu ayophumula ngalo. UNkulunkulu walahlekelwa ukuphumula Kwakhe ngenxa yokuthi abantu bahluleka ukungena ekuphumuleni; akukhona ukuthi wayevele engakwazi ukuphumula. Ukungena ekuphumuleni akusho ukuthi kuzoma zonke izinto ziyoyeka ukunyakaza, noma ukuthi zonke izinto zizoyeka ukusebenza, futhi akusho ukuthi uNkulunkulu uzoyeka ukusebenza nokuthi umuntu ngeke esaphila. Uphawu lokungena ekuphumuleni luyoba kanje: USathane uyobe esebhujisiwe; abantu abakhohlakele ababenza izinto ezimbi noSathane bayobe sebejezisiwe baqothulwa; wonke amabutho amelene noNkulunkulu ayobe engasekho. Ukungena kukaNkulunkulu ekuphumuleni kusho ukuthi uyobe engasawenzi umsebenzi Wakhe wokusindisa abantu. Ukungena kwabantu ekuphumuleni kusho ukuthi bonke abantu bayophila ekukhanyeni kukaNkulunkulu nangaphansi kwesibusiso Sakhe; iyobe ingasekho inkohlakalo kaSathane, ziyobe zingasenzeki nezinto ezingalungile. Abantu bayophila ngendlela evamile emhlabeni, futhi bayophila benakekelwa uNkulunkulu. Lapho uNkulunkulu nabantu bengena ndawonye ekuphumuleni, lokho kuyosho ukuthi abantu basindisiwe nokuthi uSathane usebhujisiwe, nokuthi umsebenzi kaNkulunkulu phakathi kwabantu usuphele ngokuphelele. UNkulunkulu ngeke esaqhubeka esebenza phakathi kwabantu, futhi umuntu ngeke esaphila ngaphansi kokubuswa uSathane. Ngakho, uNkulunkulu ngeke esaba matasatasa, nabantu ngeke besaphithizela; uNkulunkulu nabantu bayongena kanye-kanye ekuphumuleni. UNkulunkulu uyobuyela esikhundleni Sakhe sasekuqaleni, nomuntu ngamunye uyobuyela endaweni yakhe. Lezi izindawo uNkulunkulu nomuntu abayohlala kuzo ngemva kokuphela kokuqondisa kukaNkulunkulu. UNkulunkulu unendawo Yakhe aya kuyo, nomuntu naye uneyakhe. Ngesikhathi esaphumule, uNkulunkulu uyoqhubeka eqondisa ukuphila kwabantu emhlabeni. Ngesikhathi esesekukhanyeni kukaNkulunkulu, umuntu uyokhonza uNkulunkulu oyedwa weqiniso osezulwini. UNkulunkulu ngeke esaphila phakathi kwabantu, futhi umuntu ngeke akwazi ukuphila noNkulunkulu endaweni kaNkulunkulu. UNkulunkulu nomuntu ngeke baphile endaweni eyodwa; kunalokho, bobabili banezindlela zabo ezingafani zokuphila. UNkulunkulu nguyena oqondisa bonke abantu, kuyilapho bonke abantu bewumphumela wokuqondisa komsebenzi kaNkulunkulu. Abantu abaholwayo; mayelana nobuntu, umuntu akafani noNkulunkulu. Ukuphumula kusho ukubuyela endaweni yakho yasekuqaleni. Ngakho lapho uNkulunkulu engena ekuphumuleni, lokho kusho ukuthi uNkulunkulu ubuyela endaweni Yakhe yasekuqaleni. UNkulunkulu ngeke esaphila emhlabeni noma abe yingxenye yenjabulo nokuhlupheka kwabantu kuyilapho esenabantu. Lapho umuntu engena ekuphumuleni, lokho kusho ukuthi umuntu usuke esephenduke indalo yangempela; umuntu uyokhonza uNkulunkulu emhlabeni futhi aphile ukuphila kwabantu okuvamile. Ngeke kusenzeka ukuthi abantu bangamlaleli uNkulunkulu noma benqabe uNkulunkulu; bayophila ngendlela okwakuphila ngayo u-Adamu no-Eva. Lokhu ukuphila okwehlukene nezindawo zikaNkulunkulu nabantu ngemva kokungena kwabo ekuphumuleni. Ukunqotshwa kukaSathane yinto engeke igwemeke empini ephakathi kukaSathane noNkulunkulu. Ngale ndlela, ukungena kukaNkulunkulu ekuphumuleni ngemva kokuphela kokuqondisa umsebenzi Wakhe, nokuqeda ukusindisa abantu futhi bangene ekuphumuleni nakho kuyinto engeke igwemeke. Indawo yokuphumula komuntu isemhlabeni, nendawo kaNkulunkulu yokuphumula isezulwini. Ngesikhathi umuntu ephumule, uzokhonza uNkulunkulu futhi aphile emhlabeni, uNkulunkulu uyohola ingxenye esele yabantu; uyobahola esezulwini hhayi esemhlabeni. UNkulunkulu uyobe esenguMoya, kuyilapho umuntu eyobe esesemzimbeni wenyama. UNkulunkulu nomuntu banezindlela ezingafani zokuphumula. Ngesikhathi uNkulunkulu ephumule, uyoza avele phambi kwabantu; ngesikhathi abantu besaphumule, bayoholwa uNkulunkulu ababonise izulu, futhi abenze bajabulele ukuphila kwasezulwini. Ngemva kokuba uNkulunkulu nomuntu bengene ekuphumuleni, uSathane ngeke esaba khona, futhi njengoSathane, nabantu abakhohlakele ngeke besaba khona. Ngaphambi kokuba uNkulunkulu nomuntu bangene ekuphumuleni, izikhohlakali ezake zashushisa uNkulunkulu emhlabeni nezitha Zakhe ezingamlalelanga emhlabeni ziyobe sezibhujisiwe; ziyobe sezibhujiswe yizinhlekelele ezinkulu zezinsuku zokugcina. Ngemva kokubhujiswa ngokuphelele kwalezo zikhohlakali, umhlaba ngeke uphinde uhlushwe uSathane. Abantu bayosindiswa ngokuphelele, futhi umsebenzi kaNkulunkulu uyophela lapho ngokuphelele. Yilokhu okudingwa uNkulunkulu nabantu ukuze bangene ekuphumuleni.
kwesithi “UNkulunkulu Nomuntu Bayongena Ndawonye Ekuphumuleni” encwadini ethi Izwi Livela Lisenyameni
Ngokuba bayakwazi ukufakaza ngoNkulunkulu, futhi banikele onke amandla abo emsebenzini kaNkulunkulu, labo abathanda uNkulunkulu ngeqiniso bangahamba noma kuphi ngaphansi kwamazulu kungekho muntu ongabaphikisa, bengaphakamisa amandla futhi babuse abantu bakaNkulunkulu. Laba bantu bahlangane ndawonye bevela emhlabeni wonke, bakhuluma izilimi ezahlukene futhi banesikhumba esinemibala engafani, kodwa ubukhona babo bunencazelo efanayo, bonke banenhliziyo ethanda uNkulunkulu, bonke banobufakazi obufanayo futhi banesinqumo esifanayo, kanye nesifiso esifanayo. Labo abathanda uNkulunkulu bangahamba bakhululekile emhlabeni wonke, labo abafakaza ngoNkulunkulu bangahamba umkhathi wonke. Laba bantu bathandwa uNkulunkulu, babusiswe uNkulunkulu, futhi bayophila ekukhanyeni Kwakhe kuze kube phakade.
kwesithi “Labo Abathanda UNkulunkulu Bayophila Phakathi Kokukhanya Kwakhe Ingunaphakade” encwadini ethi Izwi Livela Lisenyameni
Labo abayopheleliswa nguNkulunkulu yilabo abayothola izibusiso zikaNkulunkulu kanye nefa Lakhe. Lokhu kungukuthi, bafaka ngaphakathi lokho uNkulunkulu anakho nayikho, ukuze kube yilokho abanakho phakathi; banawo wonke amazwi kaNkulunkulu asetshenziwe kubo; noma ngabe yini engekaNkulunkulu, uyakwazi ukukufaka konke phakathi njengoba kunjalo, ngaleyo ndlela uliphile iqiniso. Lolu uhlobo lomuntu olupheleliswe nguNkulunkulu noluzuzwa nguNkulunkulu. Yilolo hlobo lomuntu kuphela olufanelekela ukwamukela ifa nalezi zibusiso ezehliswa nguNkulunkulu:
1. Ukwamukela lonke uthando lukaNkulunkulu.
2. Ukwenza ngokwentando kaNkulunkulu kuzo zonke izinto.
3. Ukwamukela ukuqondiswa nguNkulunkulu, ukuphila ngaphansi kokukhanya kukaNkulunkulu, kanye nokukhanyiselwa nguNkulunkulu.
4. Ukuphila ngokomfanekiso othandwa nguNkulunkulu emhlabeni; ukuthanda uNkulunkulu njengoba uPetru enza, ukubethelelwa uNkulunkulu kanye nokufanelwa ukufa njengenkokhelo yothando lukaNkulunkulu; uthole udumo olufana noluka Petru.
5. Ukuthandwa, ukuhlonishwa, nokunconywa yibo bonke emhlabeni.
6. Ukwehlula konke ukugqilazwa ukufa kanye neHayidesi, ukunganikezi ithuba umsebenzi kaSathane, ukuba ube ngokaNkulunkulu, ukuphila phakathi komoya omusha nojabulisayo kanye nokungabi nakuzizwa ukhathele.
7. Ukuba nomuzwa omangalisayo wentokozo nokuthokozela ngaso sonke isikhathi sokuphila kwakho, kube sengathi usubona ukufika kosuku lwenkazimulo kaNkulunkulu.
8. Ukuthola inkazimulonoNkulunkulu, kanye nokuba nobuso obufana nabangcwele abathandwa nguNkulunkulu.
9. Ukuba yilokho uNkulunkulu akuthandayo emhlabeni, lokho okungukuba, yindodana kaNkulunkulu ethandiwe.
10. Isimo sokuguquka kanye nokukhuphukela ezulwini lesithathu noNkulunkulu, ukudlula enyameni.
kwesithi “Izithembiso Kulabo Abaphelelisiwe” encwadini ethi Izwi Livela Lisenyameni
Ngesikhathi umuntu engena esiphethweni saphakade, umuntu uzokhonza uMdali, futhi ngenxa yokuthi umuntu usezuze insindiso futhi wangena esikhathini saphakade, umuntu ngeke esashisekela ukuthola nanoma iziphi izinjongo, nangaphezu kwalokho, ngeke adinge ukukhathazeka ngokuthi uvinjezelwe impi kaSathane. Ngale sikhathi, umuntu uyoyazi indawo yakhe, futhi enze umsebenzi wakhe, kanti futhi noma angasolwa noma angahlulelwa, wonke umuntu uyokwenza umsebenzi wakhe. Ngaleso sikhathi, umuntu uyoba isidalwa ngokobunjalo nangokwesikhundla. Ngeke kusaba khona ukuhlukana phakathi kwabaphakeme nabaphansi; umuntu nomuntu uyobe emane enza umsebenzi ohlukile. Kepha umuntu uyobe esaphila endaweni eyisiphetho ehlelekile efanelekile yesintu, umuntu uyokwenza umsebenzi wakhe ukuze akhonze uMdali, futhi isintu esinjengalesi kuyoba isintu saphakade. Ngaleso sikhathi, umuntu uyobe esezuze impilo ekhanyiswe nguNkulunkulu, impilo enakekelwa nevikelwa nguNkulunkulu, kanye nempilo ndawonye noNkulunkulu. Isintu siyophila impilo ejwayelekile emhlabeni, futhi isintu sisonke, siyongena emgudwini ofanele.
kwesithi “Ukubuyisela Impilo Ejwayelekile Yomuntu Nokumhambisa Endaweni Emangalisayo Okuphokophelwe Kuyo” encwadini ethi Izwi Livela Lisenyameni
Lapho umsebenzi wokunqoba sewuqediwe, umuntu uzolethwa ezweni elihle. Le mpilo, phela, izobe isesekhona emhlabeni, kodwa izobe ingasafani nhlobo nempilo yomuntu yanamuhla. Yimpilo sonke isintu esizoba nayo lapho isintu sonkana sesinqotshiwe, kuzoba isiqalo esisha somuntu emhlabeni, futhi ukuba isintu sibe nempilo enhle kangako, kuyobe kuwubufakazi bokuthi isintu sesingene embusweni omusha futhi omuhle. Kuzoba wukuqala kwempilo yomuntu noNkulunkulu lapha emhlabeni. Isisekelo sempilo enhle kangaka kufanele kube wukuthi, emuva kokuthi umuntu esenziwe waba msulwa futhi wanqotshwa, uyazithoba phambi koMdali. Ngakho, umsebenzi wokunqoba, isigaba sokugcina somsebenzi kaNkulunkulu ngaphambi kokuthi isintu singene esiphethweni esimangalisayo. Impilo enje impilo yesikhathi esizayo yomuntu emhlabeni, yimpilo enhle kunazo zonke emhlabeni, uhlobo lwempilo elangazelelwa ngumuntu, inhlobo umuntu angakaze ayithole emlandweni womhlaba, Ngumphumela wokugcina womsebenzi wokuphatha weminyaka eyizi-6,000, yilokho isintu esikulangazelelayo kunakho konke, futhi kuyisithembiso sikaNkulunkulu kumuntu. Kepha isithembiso sakhe asikwazi ukufezeka masinyane: Umuntu uzongena ekupheleni kwesikhathi esizayo kuphela uma umsebenzi wezinsuku zokugcina sewuqediwe futhi esenqotshiwe ngokuphelele, okusho ukuthi lapho uSathane esehluliwe nya. Umuntu uzongabi nemvelo enesono uma esecwengiwe, ngoba uNkulunkulu uzobe esemnqobile uSathane, okusho ukuthi ngeke kube khona ukuphazamisa kwamandla anobutha, futhi azobe engekho amandla anobutha angahlasela inyama yomuntu. Ngakho umuntu uzobe ekhululekile futhi engcwele—uzobe esengene kwiphakade. Uma kuphela amandla anobutha obumnyama eseboshiwe, ilapho umuntu ezobe ekhululekile konke lapho eya khona, futhi ngaphandle kokudlubulunda noma ukuphikisana. USathane kufanele ukuthi aboshwe nje, ukuze umuntu zimhambele kahle izinto; namhlanje izinto azimhambeli kahle ngoba[a]uSathane usavusa uthuthuva yonke indawo emhlabeni, futhi nangenxa yokuthi umsebenzi kaNkulunkulu wokuphatha wonke awukafiki ekugcineni kwawo. Uma uSathane esenqotshiwe, umuntu uzobe esekhululekile ngokuphelele; uma umuntu ezuza uNkulunkulu futhi ephuma ngaphansi kwamandla kaSathane, uyobona iLanga lokulunga. Impilo efanele umuntu ojwayelekile izobe seyizuzekile futhi; konke okufanele kube ngokomuntu ojwayelekile—njengekhono lokuhlukanisa phakathi kokubi nokuhle, nokuqonda ukuthi kufanele sidle futhi sigqoke kanjani, nekhono lokuphila ngokujwayelekile—konke lokhu kuzobe sekutholakele futhi.
kwesithi “Ukubuyisela Impilo Ejwayelekile Yomuntu Nokumhambisa Endaweni Emangalisayo Okuphokophelwe Kuyo” encwadini ethi Izwi Livela Lisenyameni
Lapho umuntu ethola impilo yangempela yomuntu emhlabeni, amandla kaSathane ewonke ayoboshwa, futhi umuntu uyophila kalula lapha emhlabeni. Izinto ngeke zibe nkimbinkimbi njengoba ziyizo manje: ubudlelwane babantu, ubudlelwane bokuhlalisana kwabantu, ubudlelwano bemindeni obunkimbinkimbi…, buwuhlupho kakhulu, kubuhlungu kakhulu! Impilo yomuntu lapha ilusizi kakhulu! Uma umuntu esenqotshiwe, inhliziyo nomqondo wakhe kuzoshintsha: uzoba nenhliziyo emhloniphayo uNkulunkulu kanye nenhliziyo emthandayo uNkulunkulu. Uma bonke labo abasemhlabeni jikelele abafuna ukuthanda uNkulunkulu sebenqotshiwe, okusho ukuthi, uma uSathane esenqotshiwe, futhi uma uSathane—wonke amandla obumnyama—eseboshiwe, impilo yomuntu emhlabeni ngeke isaba nokukhathazeka, futhi uyokwazi ukuphila ngokukhululeka emhlabeni. Uma impilo yomuntu ingenabo ubudlelwano obungobenyama, futhi ingasenabo ubunkimbinkimbi benyama, bekuyoba lula kakhulu. Ubudlelwano bomuntu benyama bunkimbinkimbi kakhulu, futhi ukuba komuntu nalezi zinto ezinje kungubufakazi bokuthi akakazikhululi ethonyeni likaSathane. Ukube ubunobudlelwano obufanayo nabafowenu nodadewenu, njengobudlelwano nomndeni wakho ojwayelekile, ubungeke ube nokukhathazeka, futhi ubungeke udinge ukukhathazeka ngamuntu. Bekungamnandi lokho, futhi ngale ndlela umuntu ubengabe uphunyuziwe engxenyeni yokuhlupheka kwakhe. Ukuphila impilo yomuntu ejwayelekile emhlabeni, umuntu uzobe efana nengelosi; nakuba esengowenyama, uzobe efana nengelosi kokuningi. Lesi isithembiso sokugcina, isithembiso sokugcina esinikwe umuntu.
kwesithi “Ukubuyisela Impilo Ejwayelekile Yomuntu Nokumhambisa Endaweni Emangalisayo Okuphokophelwe Kuyo” encwadini ethi Izwi Livela Lisenyameni
Umbhalo ongezansi:
a. Umbhalo wasekuqaleni uthi “namuhla, kungoba.”


text:
Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, Umshuwalense Wesikebhe Aaa ku Sandton kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Izinsizakalo Zomthetho umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Imoto Yomshuwalense Wemoto Inthanethi kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.
Uma kuqhathaniswa nezinkampani
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.
Umshuwalense Wesikebhe Aaa ku Sandton ?
Iyini Umshuwalense We-Auto? p>
Umshuwalense wokuzenzekelayo ungumkhiqizo owathengiwe futhi ongakhokhela umonakalo wemoto yakho noma izimoto zabanye uma kwenzeka umonakalo wemoto noma umonakalo ohlobene nengozi . Umbuso ngamunye unemithetho yawo ngokuphathelene nomshuwalense wemoto ukuthi umuntu ngamunye kufanele akwazi ukushayela ngokomthetho. Izici eziningi ezihlukahlukene zithinta amazinga omshwalense wemoto, futhi. Ayisho ngisho nasezinkampanini ezihlukahlukene; kufike embonini yomshuwalense ukunquma ukuthi yimuphi umshuwalense wemoto nokuthi umuntu ngamunye uzokhokhela kanjani ukukhokhelwa ngokuzenzakalela. p>
Iyini umshuwalense wemoto? Kubonakala sengathi umbuzo oyisisekelo. Kodwa-ke, kunezici eziningi nezakhi ezihlukahlukene okufanele zicabange ngomshuwalense wemoto ukuthi ungaba nzima kakhulu uma ungekho olungiselelwe lokho okungena kuwo. Udinga ukwazi ukuthi amanani akholwa kangakanani ukuthi yiziphi izinhlobo zokubheka itholakale, kungakanani okudingekayo noma ungathola, nokuthi yiziphi izinkampani ezinikeza umshwalense wezimoto ezihamba phambili ngezidingo zakho. p>
Ngabe I-Auto Insurance Cover? p>
Umshwalense wokusebenzisa umshini usetshenziselwa ukukuvikela umuntu noma ibhizinisi noma inhlangano ekulahlekelweni kwezimali mayelana nemoto. Ukulahlekelwa ngokwezimali kungenzeke ngenxa yezizathu eziningi, futhi ukuba nomshuwalense wezimoto kungakufihla ukulahleka kwakho ngezindlela ezihlukahlukene. p>
Ukubangela Ukulimala Kwempahla b> p>
Umsebenzi umonakalo wendawo uhloswe ngokumelene nomonakalo wena noma umuntu oshayela imoto yakho ngemvume yakho kwenzalo yomunye umuntu. Izindleko zingabandakanya enye imoto, izingodo zomsebenzi, izicingo, izakhiwo, amakhaya, amabhizinisi, noma cishe noma yiluphi uhlobo lwesakhiwo semoto yakho ethinta. p>
Ukuhlangana b> p>
UKUFAKA UKUHLELA E-USA p>
Umshuwalense we-Auto kuyadingeka, futhi lokhu kubonakala ngokucacile ukuthi wonke amazwe athi wase-USA uye wenza ukuba kube nomshuwalense wemoto kuzo zonke izimoto. Esikhathini esiningi, lokhu kubonakala sengathi kuyisivivinyo sokukhathazeka, kodwa kungani ulinde uze uhlanganyele engozini ukuthola ukuthi ukuthatha ikhava yemoto kunakekela kanjani izimpahla zakho nawe. Izindleko eziphezulu zezokwelapha nezokugwetshwa kwezigwegwe ekukhuphukeni kwenza kube kuhle ukuzivikela wena nemoto yakho eyigugu ngemoto yomshuwalense. Ngaphezu kwalokho, zonke iziphathimandla zenze kube nzima ukuba nezinhlelo ezimbili zemishuwalense yemoto - uhlelo olungekho-iphutha , kanye nesistimu ye-Tort. Uhlobo lwangaphambili lomshuwalense ohlonishwayo emazweni amaningi lusho ukuthi umshuwalense wakho uyokhokhela izicelo zokulimala kungakhathaliseki ukuthi ubani obangela ingozi empeleni. Inani elikhokhwa lifike kumkhawulo ocacisiwe, futhi uma uhilelekile engozini, umphathiswa wakho unecala lokukhokha ukulimala. Ngokumelene nalokhu, uhlelo lweTort kulindeleke ukuthi iqembu elimele lizinakekele izindleko zezokwelapha kusuka epaketheni labo bese libiza kumuntu ophethe umshuwalense othintekayo njengempindiselo. p>
Inani lezingozi kanye nokweba kwenzeka ikakhulukazi e-USA, kubalulekile ukuba wonke umnikazi wemoto athenge leyo nzuzo yomshwalense ukuze aqinisekise kokubili imoto kanye nomnikazi wayo ngezikhathi zokudinga. p>
E-USA uma ufuna ukuba nemoto emgwaqweni kufanele ube nomshuwalense wezimoto. Abanye bathi ngisho banomkhawulo wokubheka lapho kufanele ube nesamba esithile sama dollar; ngokuvamile, lokhu kubizwa ngokuthi ukuqala kokuqala. p>
Indlela Yokuthola Umshwalense Wezithuthi Omusha E-USA p>
Umshuwalense we-Auto ubeka ingozi emotweni. Inkampani yomshuwalense ikhokhela ukulahlekelwa kwezimali kumnikazi ngokubuyisela imali encane ekhokhwa ngezikhathi ezithile. Inani elikhokhwa minyaka yonke libizwa ngokuthi i-premium, futhi inkontileka oyikhiphayo nenkampani yomshuwalense iyayaziwa njengenqubomgomo yomshuwalense. Inkampani yomshuwalense ikuvumela ukuba ubambe inkontileka, futhi ube ngumnikazi wezinqubomgomo. p>
Umshuwalense wemoto angeke ushibhe. Kodwa-ke, ngaphansi kwezimo ezingalindelekile zokulahleka noma ukulimala imoto yakho, isinxephezelo sizobonakala sinjengo-godsend. Ukuzikhandla ngezikhathi zemikhosi yemali ukuvikela imoto yakho noma izimoto eziphethwe ibhizinisi lakho, kungase kubonakale kubi. Kukhona ukuthambekela kokuzama nokusika imigqa ngokusebenzisa amaphakheji amancane omshwalense wemoto. Noma kunjalo, ngisho nokulimala kwemoto encane kuyabiza ngokweqile; ngakho-ke, iphakheji encane angeke ikunikeze ukufakwa okubanzi ngenkathi uyidinga kakhulu. p>
Izinhlobo Zomshuwalense Wama-Auto E-USA p>
Izinhlobo ezivame kakhulu zomshuwalense wezimoto ezikhona e-US yi-Insability Assurance, Auto Collision and Comprehensive Insurance, Izinkokhelo Zezokwelapha kanye Nokuvikelwa Kwabantu Bokuzilimaza, nabakwa-Uninsured Motorists kanye nabakwa-Underinsured Motoring. Izinkampani eziningi zanamuhla zinikeza lezi zindawo. p>
Inkokhelo yomshuwalense wemfanelo ikhokhela umonakalo obangela abanye nompahla wabo. Ikhokhela izindleko zomthetho ezihilelekile kanye nezindleko zomuntu ohlukunyezwayo ozoya enkantolo ebiza umonakalo, ngaphakathi kwemingcele yakho yemfanelo. Endabeni yengozi, izindleko zokulungisa imoto yakho zihlanganiswa yomshuwalense we-collision. Umshuwalense ophelele uhlanganisa ukulimala okubangelwa izigameko ngaphandle kwezingozi zemoto, njengezinhlekelele zemvelo, ukweba, umlilo, ukulimaza, nokushaya isilwane. P>
Uma kwenzeka umuntu obanjwe inshuwalense kanye nomgibeli ogulayo abadinga ukwelashwa ukwelashwa ngokulimala komzimba ngenxa yengozi, lokhu kuhlanganiswa nokuhlinzekwa kweziNkokhelo zezokwelapha. Ukuvikelwa komuntu siqu kuzokukhokhela izindleko zezokwelapha kanye nomholo olahlekelwe nguwe kanye nomgibeli ohamba nabo uma belimale engozini. p>
Kungani Udinga Umshwalense We-Auto p>
Inhloso eyinhloko yimuphi umshuwalense ukuvikela umnikazi wezinqubomgomo nomndeni wakhe ngokumelene nemiphumela ephumela ekulimaleni okungalindelekile noma ekufeni kanye nemithwalo yemali uma kwenzeka lezi zinhlekelele. Kuyinto inkontileka phakathi kwenkhampani yomshuwalense ohlobene nawe, lapho uvuma ukukhokhisa imali ekhokhelwa yilapho inkampani yomshuwalense izodinga ukumboza uma kwenzeka izingozi. p>
Umshuwalense wezimoto uhlanganisa lezi zintathu eziyinhloko izindawo: p>
Ukuthengwa kwempahla - kubhekisela emonakalweni noma ukwebiwa kwemoto yakho p>
Ukutholakala kwemfanelo - kuhlobene nemithwalo yemfanelo yakho yomthetho kwabanye abangase babangele ukulahlekelwa kwempahla ukulahlekelwa ukukhubazeka p>
Ukuhlinzeka ngezokwelapha - kubhekisela ekunakekeleni kwezokwelapha, izindleko zokwelashwa, ukuvuselelwa, ukulahlekelwa amandla okusebenza, noma ngisho nezindleko zokungcwaba lapho kunezinkampani. p>
Umsebenzi Womshwalense Wezithuthi p>
Umshwalense we-auto uvikela futhi kumshayeli ongaqinisekisiwe noma abashayeli. Kulesi simo, abashayeli abasha noma abashayeli abangaqinisekisiwe abanakho inkampani yomshuwalense ukukukhokhela umonakalo okwenzekile, kodwa ngenhlanhla usenayo inkampani yakho yomshuwalense ukuba ithwale ukulahlekelwa. p>
Vikela ibhange elinikeze ukubolekisa imoto ukukhokhela imoto yakho. Ngoba uma kukhona inhlekelele eyenzekayo emotweni yakho, akekho ozokwazi ukubolekisa noma ukunikeza imali eyengeziwe kuwe ukulungisa imoto ngaphandle kwekampani yomshuwalense wezimoto. Uma kungenjalo, kuzodingeka ulungise umonakalo owenziwe emotweni ngokwakho, futhi lokhu kuzokuvimbela ukuba ukhokhele inkokhelo yenyanga mboleko yenyanga ngesikhatsi. Umphumela wukuthi ibhange ngeke likubole imali eminye esikhathini esizayo, nekhredithi emibi okwamanje okuyiyo okungenani isikhathi esiningi. p>
Izinzuzo zokusebenzisa Services Car Insurance Calculator Services
Ukuthengwa komshuwalense wemoto kungaba umsebenzi obangele. Ngaphambi kokuthenga inqubomgomo, kuwumqondo omuhle ukufunda ngezinhlobo ezahlukene zokubheka nokuthi yikuphi okushiwo ngempela. i> p>
Ngaphambi kokuthenga umshwalense wezimoto, kufanele uqonde izingxenye ezihlukene zokuhlanganisa: umthwalo wemfanelo, ukushayisana nokubanzi. Ngayinye yalezi zingxenye iyingxenye ye-premium yomshuwalense wemoto oyikhokhayo. Nakuba kungase kube isilingo sokuthola umshuwalense wemoto eshibhile, kungcono ukukhetha ukuqiniseka ukuthi wena nemoto yakho zivikelekile ngokwanele.
Izinhlobo Ezinhlanu Zokuqala Zomphakathi b> p>
Isibopho: b>
Le yingxenye yomshuwalense wemoto oyomelwe ube nayo - ikuvikela uma unecala lenhlekelele. Ungabekwa icala lokulimala kwenye imoto, kodwa futhi nezindleko zezokwelapha, umholo olahlekile, nobuhlungu nokuhlupheka kwanoma ubani omele. Imingcele yemingcele ibalwa ngamashumi ezinkulungwane (noma ngezinye izikhathi ngamakhulu ezinkulungwane) zamaRandi. Isibonelo, i- "50/100/25" kusho ukusakazwa komzimba owodwa ka-$ 50,000 womuntu oyedwa, imali engu-$ 100,000 yokuthengwa kanye no-$ 25,000 wokulimala kwempahla.
Ukungqubuzana: b>
Lokhu kukhishwa kukhokhelwa ukulungiswa kwemoto yakho, noma ukushintshwa kwezimakethe zayo uma kuqhathaniswa uma ubhekene nomunye imoto noma ushaye okuthile-kungakhathaliseki ukuthi ubani onecala. Uma unomoto osekhulile, ungase ube ngcono ngaphandle kwalokhu kukhishwa.
Kuyacaca: b>
Lokhu kubhadela kukhokhelwa ukulungiswa noma ukushintshwa kwemoto yakho uma sebiwe noma ezilimele emlilweni, izikhukhula noma imimoya ephakeme. Futhi, uma unemoto endala, kungenzeka ukuthi awudingi lokhu kukhishwa.
Ukubambisana nezigaba eziphelele zenqubomgomo yakho, ehlangene ndawonye ngamaphesenti angama-40 noma ngaphezulu kwe-premium yakho, ngalinye libandakanya inani elidonswayo kufanele ukhokhe ngaphambi kokuba umshwalense ukhawule ngokufaka isicelo ngasinye. Isibonelo, uma unemali engu-$ 500, futhi ulahlekelwe u-$ 1,00
p>Imithetho ye-
ingafaka futhi ukukhokhelwa kwezokwelapha ngawe nabagibeli bakho (kungakhathaliseki ukuthi ubani onecala), nokuvikelwa komshayeli ongaqinisekisiwe uma kwenzeka imoto yakho ishaywa ngumshayeli ongagunyaziwe. Izinqubomgomo eziningi nazo zinikeza izengezo ezincane ezinjengokubuyisela okuqashisayo (uma kwenzeka imoto yakho ingekho ngenxa yokulungiswa ngemuva kwengozi), kanye nomshuwalense wokudubula.
Yini Edingekayo? b> p>
Cishe wonke amazwe adinga abashayeli ukuba bathathe umshuwalense wemfanelo, kodwa kwabanye bathi inani lokubiza elidingekayo liphansi kakhulu - phakathi kwamaphesenti angu-15 kuya ku-$ 25,000. Kungakhathaliseki ukuthi yimuphi umshuwalense wemfanelo owenziwe ngumbuso wakho, kuwukuhlakanipha ukuthola inqubomgomo enomkhawulo wokufaka imali okungenani u-$ 100,000 umuntu ngamunye omele futhi u-$ 300,000 ngengozi, ngoba imingcele ephansi angeke ikuvikele ngokwanele. Eqinisweni, ngokusho kwe-Insurance Information Institute, eminyakeni yamuva nje umklomelo wokulimala komuntu siqu kuleso simo kuye kwaba ngu-$ 323,000. Kumele futhi ucabange ukuthi okungenani u-$ 50,000 ekukhunjweni kwempahla yokulimala kwempahla. Ngisho noma umkhawulo wesimo ungase ube mkhulu kakhulu, ukulungisa izikweletu kungenezela ngokushesha ezimotweni zokunethezeka kanye nezinye izimoto ezibiza kakhulu.
Indlela esheshayo yokusika isikhwama somshuwalense wemoto yakho ukwandisa ukwedluliswa kokushayisana kwakho nokuhlanganiswa okuphelele . Ukukhulisa imali yakho esivela ku-$ 200 noma $ 250 umkhawulo kuya ku-$ 500 kunganciphisa amaphesenti angu-10 kuya ku-15 ngonyaka kusukela ku-bill yomshuwalense wakho wemoto. Kodwa-ke, kufanele uhlole ngokucophelela lokho okumele ukwazi ukukulondoloza mayelana nezindleko eziphezulu eziphuma ngaphandle. Uma ungenakukwazi ukukhokha imali engaphezulu, kufanele ukhethe i-deductible ephansi.
Uma ushayela imoto endala, ungakwazi ukuyeka ukusabalala okuphelele nokudibanisa ngokuphelele. Eqinisweni, uma imoto ingaphezu kweminyaka emihlanu ubudala, kufanele ucabange ngalolu khetho. Akukona umqondo ukugcina ama-premium premium yomshuwalense wezimoto ezidakayo uma imoto ingabalulekile kakhulu. Khumbula ukuthi noma yikuphi ukukhokha kuzoba ngenani lemakethe kuphela yale moto. Njengomthetho wesithupha, ungagcini ukufakwa uma ngabe i-premium ye-collision nephelele ingaphezulu kwamaphesenti angu-10 we-value esetshenzisiwe yokuthengiswa kwemoto.
Iningi lifuna ukudluliselwa kwezimoto okungagunyaziwe / okungaphansi kwesibindi, ngokuvamile u-$ 20,000 kuya ku-$ 40,000 ekuvikeleni. Uma imoto yakho ishaywa umshayeli ongenayo umshwalense wezimoto noma engenawo umshwalense owanele, lokhu kuzothola ukulimala kubagibeli bakho nezinye izindleko umshwalense wezempilo ongajwayelekile awufihli. Ibuye ikuvikele uma umshayeli ongeke aqiniseke akushaya ngenkathi ugibela ibhayisikili noma uhamba. Ungathenga i-$ 100,000 ekuthengeni cishe ngama-$ 50 ngonyaka, kodwa ngokuvamile kuvumelekile izindleko zokwandisa lokhu kokusabalalisa okungaphezulu.
Ohlangothini olungaphezulu, ungakwazi ukulondoloza ekuhlinzekeni kokukhokhelwa kwezokwelapha. Kungakhathaliseki ukuthi ubani onecala engozini, lokhu kuzokukhokhela izikweletu zedokotela nezibhedlela - futhi ngezinye izikhathi ngisho nezindleko zokungcwaba - ngawe nabagibeli bakho. Kodwa ngaphambi kokunciphisa ukukhokhelwa kokukhokhelwa kwezokwelapha, hlola ukuze ubone ukuthi inhlanganisela yempilo yakho nempilo yomshuwalense wezempilo izofaka lezi zinto. Uma kunjalo, ungenza ngokuphepha ngaphandle kwalolu khetho, okungakusiza okungenani u-$ 100 ngonyaka.
https://garybailey.co.za/johannesburg-3/
Gary Bailey Yiba Umshuwalense Omncane Wemoto Yamabhizinisi Amancane Uhlu


text:
Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, Izinkampani Zomshuwalense Wesikhashana ku Pretoria kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Izingcaphuno Zemishuwalense Yemoto Ziqhathaniswa umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Izingcaphuno Zomshuwalense Ekhaya kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.
Uma kuqhathaniswa nezinkampani
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.
Izinkampani Zomshuwalense Wesikhashana ku Pretoria ?
Ukuthengwa komshuwalense wemoto kungaba umsebenzi obangele. Ngaphambi kokuthenga inqubomgomo, kuwumqondo omuhle ukufunda ngezinhlobo ezahlukene zokubheka nokuthi yikuphi okushiwo ngempela. i> p>
Ngaphambi kokuthenga umshwalense wezimoto, kufanele uqonde izingxenye ezihlukene zokuhlanganisa: umthwalo wemfanelo, ukushayisana nokubanzi. Ngayinye yalezi zingxenye iyingxenye ye-premium yomshuwalense wemoto oyikhokhayo. Nakuba kungase kube isilingo sokuthola umshuwalense wemoto eshibhile, kungcono ukukhetha ukuqiniseka ukuthi wena nemoto yakho zivikelekile ngokwanele.
Izinhlobo Ezinhlanu Zokuqala Zomphakathi b> p>
Isibopho: b>
Le yingxenye yomshuwalense wemoto oyomelwe ube nayo - ikuvikela uma unecala lenhlekelele. Ungabekwa icala lokulimala kwenye imoto, kodwa futhi nezindleko zezokwelapha, umholo olahlekile, nobuhlungu nokuhlupheka kwanoma ubani omele. Imingcele yemingcele ibalwa ngamashumi ezinkulungwane (noma ngezinye izikhathi ngamakhulu ezinkulungwane) zamaRandi. Isibonelo, i- "50/100/25" kusho ukusakazwa komzimba owodwa ka-$ 50,000 womuntu oyedwa, imali engu-$ 100,000 yokuthengwa kanye no-$ 25,000 wokulimala kwempahla.
Ukungqubuzana: b>
Lokhu kukhishwa kukhokhelwa ukulungiswa kwemoto yakho, noma ukushintshwa kwezimakethe zayo uma kuqhathaniswa uma ubhekene nomunye imoto noma ushaye okuthile-kungakhathaliseki ukuthi ubani onecala. Uma unomoto osekhulile, ungase ube ngcono ngaphandle kwalokhu kukhishwa.
Kuyacaca: b>
Lokhu kubhadela kukhokhelwa ukulungiswa noma ukushintshwa kwemoto yakho uma sebiwe noma ezilimele emlilweni, izikhukhula noma imimoya ephakeme. Futhi, uma unemoto endala, kungenzeka ukuthi awudingi lokhu kukhishwa.
Ukubambisana nezigaba eziphelele zenqubomgomo yakho, ehlangene ndawonye ngamaphesenti angama-40 noma ngaphezulu kwe-premium yakho, ngalinye libandakanya inani elidonswayo kufanele ukhokhe ngaphambi kokuba umshwalense ukhawule ngokufaka isicelo ngasinye. Isibonelo, uma unemali engu-$ 500, futhi ulahlekelwe u-$ 1,00
p>Imithetho ye-
ingafaka futhi ukukhokhelwa kwezokwelapha ngawe nabagibeli bakho (kungakhathaliseki ukuthi ubani onecala), nokuvikelwa komshayeli ongaqinisekisiwe uma kwenzeka imoto yakho ishaywa ngumshayeli ongagunyaziwe. Izinqubomgomo eziningi nazo zinikeza izengezo ezincane ezinjengokubuyisela okuqashisayo (uma kwenzeka imoto yakho ingekho ngenxa yokulungiswa ngemuva kwengozi), kanye nomshuwalense wokudubula.
Yini Edingekayo? b> p>
Cishe wonke amazwe adinga abashayeli ukuba bathathe umshuwalense wemfanelo, kodwa kwabanye bathi inani lokubiza elidingekayo liphansi kakhulu - phakathi kwamaphesenti angu-15 kuya ku-$ 25,000. Kungakhathaliseki ukuthi yimuphi umshuwalense wemfanelo owenziwe ngumbuso wakho, kuwukuhlakanipha ukuthola inqubomgomo enomkhawulo wokufaka imali okungenani u-$ 100,000 umuntu ngamunye omele futhi u-$ 300,000 ngengozi, ngoba imingcele ephansi angeke ikuvikele ngokwanele. Eqinisweni, ngokusho kwe-Insurance Information Institute, eminyakeni yamuva nje umklomelo wokulimala komuntu siqu kuleso simo kuye kwaba ngu-$ 323,000. Kumele futhi ucabange ukuthi okungenani u-$ 50,000 ekukhunjweni kwempahla yokulimala kwempahla. Ngisho noma umkhawulo wesimo ungase ube mkhulu kakhulu, ukulungisa izikweletu kungenezela ngokushesha ezimotweni zokunethezeka kanye nezinye izimoto ezibiza kakhulu.
Indlela esheshayo yokusika isikhwama somshuwalense wemoto yakho ukwandisa ukwedluliswa kokushayisana kwakho nokuhlanganiswa okuphelele . Ukukhulisa imali yakho esivela ku-$ 200 noma $ 250 umkhawulo kuya ku-$ 500 kunganciphisa amaphesenti angu-10 kuya ku-15 ngonyaka kusukela ku-bill yomshuwalense wakho wemoto. Kodwa-ke, kufanele uhlole ngokucophelela lokho okumele ukwazi ukukulondoloza mayelana nezindleko eziphezulu eziphuma ngaphandle. Uma ungenakukwazi ukukhokha imali engaphezulu, kufanele ukhethe i-deductible ephansi.
Uma ushayela imoto endala, ungakwazi ukuyeka ukusabalala okuphelele nokudibanisa ngokuphelele. Eqinisweni, uma imoto ingaphezu kweminyaka emihlanu ubudala, kufanele ucabange ngalolu khetho. Akukona umqondo ukugcina ama-premium premium yomshuwalense wezimoto ezidakayo uma imoto ingabalulekile kakhulu. Khumbula ukuthi noma yikuphi ukukhokha kuzoba ngenani lemakethe kuphela yale moto. Njengomthetho wesithupha, ungagcini ukufakwa uma ngabe i-premium ye-collision nephelele ingaphezulu kwamaphesenti angu-10 we-value esetshenzisiwe yokuthengiswa kwemoto.
Iningi lifuna ukudluliselwa kwezimoto okungagunyaziwe / okungaphansi kwesibindi, ngokuvamile u-$ 20,000 kuya ku-$ 40,000 ekuvikeleni. Uma imoto yakho ishaywa umshayeli ongenayo umshwalense wezimoto noma engenawo umshwalense owanele, lokhu kuzothola ukulimala kubagibeli bakho nezinye izindleko umshwalense wezempilo ongajwayelekile awufihli. Ibuye ikuvikele uma umshayeli ongeke aqiniseke akushaya ngenkathi ugibela ibhayisikili noma uhamba. Ungathenga i-$ 100,000 ekuthengeni cishe ngama-$ 50 ngonyaka, kodwa ngokuvamile kuvumelekile izindleko zokwandisa lokhu kokusabalalisa okungaphezulu.
Ohlangothini olungaphezulu, ungakwazi ukulondoloza ekuhlinzekeni kokukhokhelwa kwezokwelapha. Kungakhathaliseki ukuthi ubani onecala engozini, lokhu kuzokukhokhela izikweletu zedokotela nezibhedlela - futhi ngezinye izikhathi ngisho nezindleko zokungcwaba - ngawe nabagibeli bakho. Kodwa ngaphambi kokunciphisa ukukhokhelwa kokukhokhelwa kwezokwelapha, hlola ukuze ubone ukuthi inhlanganisela yempilo yakho nempilo yomshuwalense wezempilo izofaka lezi zinto. Uma kunjalo, ungenza ngokuphepha ngaphandle kwalolu khetho, okungakusiza okungenani u-$ 100 ngonyaka.
Imoto Yomshuwalense - Kufanele Ukwazi Amaqiniso
Izinqwaba zezinkampani zomshuwalense wemoto nezinqubomgomo zanele ukudidanisa noma ubani, akeke ululaze noma uphendule imibuzo elula ebuzwa njalo. Lezi zinkomo, izincazelo eziyinkimbinkimbi nezinqubo kuphela ziphoqa izinto ngokuqhubekayo. Imibuzo engadingekile ayisaphenduliwe abaningi bethu futhi ngenxa yalokho asihluleki ukuthola izinzuzo ezithile ezifanele kithi.
Nasi isethi yokuqala yazo.
Ingabe mina kudingeka uxhumane namaphoyisa endaweni yengozi? strong> p> Yebo yebo. Uzodinga amaphoyisa endaweni leyo ngaphandle kokucacisa umgwaqo noma ukuhlela usizo lwezokwelapha. Amaphoyisa afaka umbiko wengozi ebeka isisekelo sezimangalo zakho nenkampani yakho yomshuwalense. Lo mbiko obalulekile uqukethe ulwazi ngezimoto / izakhiwo ezimele, abashayeli kanye nomshuwalense wamaqembu abathintekayo. Ngaphandle kwalokhu umbiko ungayithola umsebenzi wokukhuphuka ukuze uqinisekise inkampani yakho yomshuwalense. Manje, awukwazi ukugcizelela ukubaluleka kwawo uma kwenzeka impikiswano noma icala. Ungathola umbiko we-quasi obizwa ngokuthi umbiko wesigameko samaphoyisa uma isiphathimandla esingahambi khona sinamandla. Kwenzekani emotweni yami uma sebiwe? strong> p> Uzohlawuliswa ngokuqinisekile uma unesiko elifanele futhi imoto ibonakala ingatholakali; kodwa okokuqala, kunezinto ezimbalwa okumele uzenze ngokushesha. Bika esiteshini samaphoyisa esiseduze bese uthola inombolo ebizwa ngokuthi inombolo yecala lobugebengu. Xhumana nomeluleki womuntu siqu wezinkampani zakho zomshuwalense ngale namba. Yilokho kuphela; futhi kusuka lapha, inkampani izohlola amarekhodi abo futhi ilandelele nawe kanye namaphoyisa njengoba futhi kuyadingeka ngaphambi kokuba bahlole ukulahlekelwa kwakho ngokuqoka umhloli wokulahlekelwa. p> Inkampani yami yomshuwalense iqhubeka umlungisi kodwa ngiyazi ngomshini ongcono. Yini okufanele ngiyenze? Strong> p> Inkampani yakho yomshuwalense ayikwazi ukukuphoqa kule nkinga; kodwa inkampani inezikhundla ezithile zokulondoloza. Le nkampani ifaka izindleko zokulungisa kuphela umkhawulo wemali ehlolwe ngumhleli noma umhloli wokulahlekelwa; ngakho-ke noma yimaphi inani lokulungisa elidinga ukudingwa nguwe. Okulandelayo, uzokhipha ilungelo lokubiza isimangalo sokukhanda uma umshini wakho okhethwayo engabhalwanga nenkampani yomshuwalense. Ngenze ingozi izinyanga eziyisithupha ezedlule. Ngingakwazi yini ukufaka umonakalo manje ngaphansi komshuwalense ophelele? Strong> p> Kumelwe ukuba uye wadukiswa ukuthi ukwenza isimangalo kuzokwandisa i-premium yakho yomshuwalense - okuwukuphela kweqembu eliyiqiniso - noma ngabe ulindele ukulungisa ngezindleko zakho ukuze usindise kubhonasi ayikho isimangalo. Kungakhathaliseki ukuthi kwenzekani, ngeso lengqondo unelungelo lokumangalela manje kodwa iqiniso liwukuthi kufanele ukwazi ukufakazela ngokucacile ukuthi isimangalo siyiqiniso okuyinto enkulu yokubuza ngokushesha futhi engenakho ubufakazi. Lokhu kusalokhu kunzima uma ushaya insika yokupaka ebusuku futhi iphaneli lomnyango lilimazekile lapho kungekho muntu owayebukele. Ekugcineni, isimangalo sakho ngeke sibe, ngenxa yokuthi kungenzeka, sivunyelwe ngenxa yesizathu esisodwa esingabonakali - umshuwalense wakho wokubhalisa umshuwalense akanakho indlela yokumangalela le ndleko. Imoto yami ukulahlekelwa okuphelele. Yini ezoba imali yami yokuhlala? Strong> p> Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali. https://garybailey.co.za/johannesburg/
Yebo yebo. Uzodinga amaphoyisa endaweni leyo ngaphandle kokucacisa umgwaqo noma ukuhlela usizo lwezokwelapha. Amaphoyisa afaka umbiko wengozi ebeka isisekelo sezimangalo zakho nenkampani yakho yomshuwalense. Lo mbiko obalulekile uqukethe ulwazi ngezimoto / izakhiwo ezimele, abashayeli kanye nomshuwalense wamaqembu abathintekayo. Ngaphandle kwalokhu umbiko ungayithola umsebenzi wokukhuphuka ukuze uqinisekise inkampani yakho yomshuwalense. Manje, awukwazi ukugcizelela ukubaluleka kwawo uma kwenzeka impikiswano noma icala.
Ungathola umbiko we-quasi obizwa ngokuthi umbiko wesigameko samaphoyisa uma isiphathimandla esingahambi khona sinamandla.
Kwenzekani emotweni yami uma sebiwe? strong> p> Uzohlawuliswa ngokuqinisekile uma unesiko elifanele futhi imoto ibonakala ingatholakali; kodwa okokuqala, kunezinto ezimbalwa okumele uzenze ngokushesha. Bika esiteshini samaphoyisa esiseduze bese uthola inombolo ebizwa ngokuthi inombolo yecala lobugebengu. Xhumana nomeluleki womuntu siqu wezinkampani zakho zomshuwalense ngale namba. Yilokho kuphela; futhi kusuka lapha, inkampani izohlola amarekhodi abo futhi ilandelele nawe kanye namaphoyisa njengoba futhi kuyadingeka ngaphambi kokuba bahlole ukulahlekelwa kwakho ngokuqoka umhloli wokulahlekelwa. p> Inkampani yami yomshuwalense iqhubeka umlungisi kodwa ngiyazi ngomshini ongcono. Yini okufanele ngiyenze? Strong> p> Inkampani yakho yomshuwalense ayikwazi ukukuphoqa kule nkinga; kodwa inkampani inezikhundla ezithile zokulondoloza. Le nkampani ifaka izindleko zokulungisa kuphela umkhawulo wemali ehlolwe ngumhleli noma umhloli wokulahlekelwa; ngakho-ke noma yimaphi inani lokulungisa elidinga ukudingwa nguwe. Okulandelayo, uzokhipha ilungelo lokubiza isimangalo sokukhanda uma umshini wakho okhethwayo engabhalwanga nenkampani yomshuwalense. Ngenze ingozi izinyanga eziyisithupha ezedlule. Ngingakwazi yini ukufaka umonakalo manje ngaphansi komshuwalense ophelele? Strong> p> Kumelwe ukuba uye wadukiswa ukuthi ukwenza isimangalo kuzokwandisa i-premium yakho yomshuwalense - okuwukuphela kweqembu eliyiqiniso - noma ngabe ulindele ukulungisa ngezindleko zakho ukuze usindise kubhonasi ayikho isimangalo. Kungakhathaliseki ukuthi kwenzekani, ngeso lengqondo unelungelo lokumangalela manje kodwa iqiniso liwukuthi kufanele ukwazi ukufakazela ngokucacile ukuthi isimangalo siyiqiniso okuyinto enkulu yokubuza ngokushesha futhi engenakho ubufakazi. Lokhu kusalokhu kunzima uma ushaya insika yokupaka ebusuku futhi iphaneli lomnyango lilimazekile lapho kungekho muntu owayebukele. Ekugcineni, isimangalo sakho ngeke sibe, ngenxa yokuthi kungenzeka, sivunyelwe ngenxa yesizathu esisodwa esingabonakali - umshuwalense wakho wokubhalisa umshuwalense akanakho indlela yokumangalela le ndleko. Imoto yami ukulahlekelwa okuphelele. Yini ezoba imali yami yokuhlala? Strong> p> Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali. https://garybailey.co.za/johannesburg/
Uzohlawuliswa ngokuqinisekile uma unesiko elifanele futhi imoto ibonakala ingatholakali; kodwa okokuqala, kunezinto ezimbalwa okumele uzenze ngokushesha. Bika esiteshini samaphoyisa esiseduze bese uthola inombolo ebizwa ngokuthi inombolo yecala lobugebengu. Xhumana nomeluleki womuntu siqu wezinkampani zakho zomshuwalense ngale namba. Yilokho kuphela; futhi kusuka lapha, inkampani izohlola amarekhodi abo futhi ilandelele nawe kanye namaphoyisa njengoba futhi kuyadingeka ngaphambi kokuba bahlole ukulahlekelwa kwakho ngokuqoka umhloli wokulahlekelwa. p>
Inkampani yami yomshuwalense iqhubeka umlungisi kodwa ngiyazi ngomshini ongcono. Yini okufanele ngiyenze? Strong> p> Inkampani yakho yomshuwalense ayikwazi ukukuphoqa kule nkinga; kodwa inkampani inezikhundla ezithile zokulondoloza. Le nkampani ifaka izindleko zokulungisa kuphela umkhawulo wemali ehlolwe ngumhleli noma umhloli wokulahlekelwa; ngakho-ke noma yimaphi inani lokulungisa elidinga ukudingwa nguwe. Okulandelayo, uzokhipha ilungelo lokubiza isimangalo sokukhanda uma umshini wakho okhethwayo engabhalwanga nenkampani yomshuwalense. Ngenze ingozi izinyanga eziyisithupha ezedlule. Ngingakwazi yini ukufaka umonakalo manje ngaphansi komshuwalense ophelele? Strong> p> Kumelwe ukuba uye wadukiswa ukuthi ukwenza isimangalo kuzokwandisa i-premium yakho yomshuwalense - okuwukuphela kweqembu eliyiqiniso - noma ngabe ulindele ukulungisa ngezindleko zakho ukuze usindise kubhonasi ayikho isimangalo. Kungakhathaliseki ukuthi kwenzekani, ngeso lengqondo unelungelo lokumangalela manje kodwa iqiniso liwukuthi kufanele ukwazi ukufakazela ngokucacile ukuthi isimangalo siyiqiniso okuyinto enkulu yokubuza ngokushesha futhi engenakho ubufakazi. Lokhu kusalokhu kunzima uma ushaya insika yokupaka ebusuku futhi iphaneli lomnyango lilimazekile lapho kungekho muntu owayebukele. Ekugcineni, isimangalo sakho ngeke sibe, ngenxa yokuthi kungenzeka, sivunyelwe ngenxa yesizathu esisodwa esingabonakali - umshuwalense wakho wokubhalisa umshuwalense akanakho indlela yokumangalela le ndleko. Imoto yami ukulahlekelwa okuphelele. Yini ezoba imali yami yokuhlala? Strong> p> Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali. https://garybailey.co.za/johannesburg/
Inkampani yakho yomshuwalense ayikwazi ukukuphoqa kule nkinga; kodwa inkampani inezikhundla ezithile zokulondoloza. Le nkampani ifaka izindleko zokulungisa kuphela umkhawulo wemali ehlolwe ngumhleli noma umhloli wokulahlekelwa; ngakho-ke noma yimaphi inani lokulungisa elidinga ukudingwa nguwe. Okulandelayo, uzokhipha ilungelo lokubiza isimangalo sokukhanda uma umshini wakho okhethwayo engabhalwanga nenkampani yomshuwalense.
Ngenze ingozi izinyanga eziyisithupha ezedlule. Ngingakwazi yini ukufaka umonakalo manje ngaphansi komshuwalense ophelele? Strong> p> Kumelwe ukuba uye wadukiswa ukuthi ukwenza isimangalo kuzokwandisa i-premium yakho yomshuwalense - okuwukuphela kweqembu eliyiqiniso - noma ngabe ulindele ukulungisa ngezindleko zakho ukuze usindise kubhonasi ayikho isimangalo. Kungakhathaliseki ukuthi kwenzekani, ngeso lengqondo unelungelo lokumangalela manje kodwa iqiniso liwukuthi kufanele ukwazi ukufakazela ngokucacile ukuthi isimangalo siyiqiniso okuyinto enkulu yokubuza ngokushesha futhi engenakho ubufakazi. Lokhu kusalokhu kunzima uma ushaya insika yokupaka ebusuku futhi iphaneli lomnyango lilimazekile lapho kungekho muntu owayebukele. Ekugcineni, isimangalo sakho ngeke sibe, ngenxa yokuthi kungenzeka, sivunyelwe ngenxa yesizathu esisodwa esingabonakali - umshuwalense wakho wokubhalisa umshuwalense akanakho indlela yokumangalela le ndleko. Imoto yami ukulahlekelwa okuphelele. Yini ezoba imali yami yokuhlala? Strong> p> Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali. https://garybailey.co.za/johannesburg/
Kumelwe ukuba uye wadukiswa ukuthi ukwenza isimangalo kuzokwandisa i-premium yakho yomshuwalense - okuwukuphela kweqembu eliyiqiniso - noma ngabe ulindele ukulungisa ngezindleko zakho ukuze usindise kubhonasi ayikho isimangalo. Kungakhathaliseki ukuthi kwenzekani, ngeso lengqondo unelungelo lokumangalela manje kodwa iqiniso liwukuthi kufanele ukwazi ukufakazela ngokucacile ukuthi isimangalo siyiqiniso okuyinto enkulu yokubuza ngokushesha futhi engenakho ubufakazi. Lokhu kusalokhu kunzima uma ushaya insika yokupaka ebusuku futhi iphaneli lomnyango lilimazekile lapho kungekho muntu owayebukele. Ekugcineni, isimangalo sakho ngeke sibe, ngenxa yokuthi kungenzeka, sivunyelwe ngenxa yesizathu esisodwa esingabonakali - umshuwalense wakho wokubhalisa umshuwalense akanakho indlela yokumangalela le ndleko.
Imoto yami ukulahlekelwa okuphelele. Yini ezoba imali yami yokuhlala? Strong> p> Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali. https://garybailey.co.za/johannesburg/
Kukhona izimo ezimbili lapha. Okokuqala, unesembozo sezindleko zokufaka esikhundleni. Lokhu kukukhokhela ukuthenga imoto entsha efana nelahlekile yakho. Uma ungenayo lokhu kukhishwa, ukubuyiselwa kwakho kuyoba inani elilingana nenani lemali ngaphambi kwengozi. Ungathenga imoto esetshenzisiwe efanayo nale mali.
https://garybailey.co.za/johannesburg/


text:
Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, Umshuwalense Wemoto Wabasebenzi Abasha ku Johannesburg kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Izingcaphuno Zemishuwalense Yemoto Ziqhathaniswa umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Isithuthuthu Somshuwalense kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.
Uma kuqhathaniswa nezinkampani
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.
Umshuwalense Wemoto Wabasebenzi Abasha ku Johannesburg ?
Umshuwalense wezimoto nge-SR22 noma u-FR44 ukuthunyelwa kuyadingeka emazweni amaningi abashayeli be-DWI noma i-DUI. Lolu hlobo lwenqubomgomo yomshuwalense wemoto lulungele ukuhlangabezana nokukhishwa kanye nezinye izidingo eziqondene nombuso ngamunye. I-SR22 ne-FR44 ngamagama amafomu asetshenziselwa ukubhala phansi futhi athumele (ifayela) ubufakazi bokulandela umshwalense. Lokhu ngokuvamile kuyisinyathelo sokugcina ngaphambi kokuba abashayeli abanecala bavuselele ilayisense yabo. Le nqubo ifana nomaphi lapho kukhona ukungezwani okuhlukile emazweni ambalwa.
Isinye isishayamthetho sesifunda sinquma izidingo, futhi uMnyango wezimoto eziqondene nawo uqondisa inqubo. Ngo-2007 no-2008 iFlorida neVirginia baqala ukwehlukanisa izinkolelo ze-DUI ngokusebenzisa i-Form FR44 kuphela, kuyilapho begcina ifomu le-SR22 kubo bonke abanye abashayeli bezingozi eziphezulu. Inqubomgomo ehambisana ne-FR44 ihlanganisa imingcele engu-$ 300,000 yemingcele eFlorida ngenkathi i-SR22 yayo idinga i-$ 30,000. EVirginia kuyi-$ 100,000 ye-FR44 ne-$ 50,000 ye-SR22. I-Texas yandisa imithwalo yemfanelo yabo yabashayeli be-DWI ngo-2011. Kusukela ngo-1980 abaamaMama ababhekene noDrunk Drivers (MADD) baye baletha lolu daba phambili futhi bathi basabela ngokwenza njalo ukuze banqande ukuphuza nokushayela.
ukujwayela ukuvimbela kuye kwavela ngenxa yomnotho onesizotha ngenxa yokuphoqelela ukusebenza. Abomasipala basekhaya futhi bathi ngemali eyanciphayo bafuna ngamandla abaqhubi ukuba baqoqe izinkokhelo nemali. Izidingo ezengeziwe zokuphatha nokubhala phansi (ukuqinisekiswa), ukuqinisa ukuvinjelwa, cishe kuzoqhubeka yizizwe eziningi. Ukungafani okwamanje okuphakathi kwamanye amazwe amakhulu kubandakanya iKalifornia neFlorida benenkathi yokulandela iminyaka engu-3 neTexas 2. INew York, North Carolina, iDelaware, Kentucky, Minnesota, New Mexico, Oklahoma nasePennsylvania ayidingi ngokuphelele i-FR44 noma i-SR22. Ukuthola izidingo eziqondile lapho uhlala khona kubaluleke kakhulu ekuqinisekisweni kwenqubomgomo yokubuyisela ilayisense. I-Florida neVirginia, yiziqu ezimbili kuphela ezidinga inshuwalense ye-FR44 kubaqhubi babo be-DUI baye bazuza kakhulu kuloluhlelo. Ngenxa yezizathu eziningi ukuthi umshuwalense wemoto ka-FR44 uyinzuzo kubo bonke abantu, kuhlanganise nomnikazi wezinqubomgomo. Zonke zinezibalo ezingu-0.08 ze-blood alcohol njengemikhawulo ejwayelekile yomthetho. Ngokufanayo, umshuwalense we-FR44 we-DUI abashayeli bangaba yisimiso kuzo zonke izifunda ngenxa yokuphumelela kwawo eFlorida naseVirginia. P>
Izinqubomgomo zomshuwalense wemoto kusuka nomaphi lapho uhlala khona ne-DUI, DWI, FR44 noma i-SR22 yizo zonke okufanayo. Kodwa-ke, umehluko kubalulekile ekutholeni ilayisense yakho iphinde ivuselelwe nokuthi ukhokhela kangakanani. Gcina izidingo ezingqondweni ziguqula njalo abashayeli abanecala. I-agent yomshuwalense ozimele ozimele, onikezwe ilayisense kumbuso wakho, angachaza izidingo ezifanele ezidingekayo nokuthi uzobiza kangakanani. I-ejenti efanayo ingaqala inqubo ngokuqedela, ukubopha, nokuhambisa isicelo kwinkampani yomshuwalense. Ifomu le-SR22 noma le-FR44 livame ukukhiqizwa endaweni yokudayiswa, futhi ithunyelwe ngekhompiyutha njengoba kudingeka eFlorida. Ikhophi ephindwe kabili inganikezwa umfakisicelo futhi ihanjiswe ku-DMV ukuze ivuselele ukuvuselelwa kwelayisense.
Isihloko Esinye Esiphathelene Nomshwalense We-Auto
Njengezinqamu zeqhwa nesiraphu ye-maple, umshuwalense wemoto uyisici esibalulekile se-Canadian experience. Akuwona wonke amazwe adinga ukutholakala komshuwalense ngomthetho njengoba kwenza iCanada; umqondo wentela ye-petroleum ekhokhelwayo njengenkokhelo iye yacatshangwa njengengxenye yomshwalense wemoto ovamile kwezinye izindawo. Kodwa, kungakhathaliseki ukuthi kunesidingo salo, ukutshala imali enkonzweni akukaze kube yisinqumo esibi. Umshuwalense ungasindisa abashayeli emithwalweni yomnotho yomgwaqo ongenakwenzeka: izingozi. Kwenzeka kuwo wonke umuntu, kungakhathaliseki ukuthi uhlangene nakho noma ikhono lakhe. Ukushayela, njengokunye okunye okuyingxenye yokuphila komuntu, ngokwemvelo kuncike ekuphutheni komuntu.
Ngisho nomshayeli oqhutshwa kakhulu angaphazanyiswa imvelo yethu yanamuhla yokushayela. Ngomshuwalense onokwethenjelwa, ukuphepha kwezimali kuyinto encane yokukhathazeka ngayo. Phakathi komsakazo, amabhodi kanye nabantwana abangenandaba nabangqongqoza ngemuva, emaminithi ambalwa emgwaqweni anganikeza izindlela ezingaphezulu zokuguqula ukunakwa komuntu kunamahora ambalwa phambi kwethelevishini. Konke okudingekayo kuyimithi eyodwa engalungile ngosuku oluhle noma ukuhlolwa kwehlombe elinganakiwe ukuze kubangele izinkulungwane zamadola ngokulimaza impahla yakho noma impahla yabanye. Uma intengo yengozi ingaphezu kwemali yemoto eyabangela, umshuwalense wemoto ungasindisa umshayeli ekubhujisweni kwezezimali. Ukuvikeleka kwenqubomgomo enhle kuvimbela abashayeli ngezindlela zesikhwama sezindiza esingenakwenzeka. p>
Ukuvikelwa ukuthi umshuwalense unikezela kubaluleke kangangokuba sekuye kwadingeka ukuba wonke umuntu waseCanada onethemba lokuthi uzobuya ngemuva kwesondo. Kodwa ezinye izifundazwe zinika abashayeli ithuba lokuzikhethela ukuthi umshuwalense wabo wemoto uhlinzekwa yini. Ukusebenza kusadingeka kodwa izinqubomgomo zingenakwenzeka. Ikhono labashayeli lokulawula izinqubomgomo zabo nokuvota akuyeki nenkampani noma. Amanani omshuwalense wemoto athathwe yizici eziningi. Nakuba ezinye zalezi zinto zingaphandle kwamandla omshayeli, njengaminyaka yobudala nobulili, kusekhona izinqumo eziningi abangayenza ukuze banciphise amazinga abo. Ukukhetha imoto ephephile, ukushayela amabanga amancane nokuthola amathikithi ambalwa yizinto zonke abashayeli abakwazi ukuzenza ukuze bagcine izinga lemishwalense yabo yemoto ngangokunokwenzeka.
Abanye abashayeli, ikakhulukazi abasha, bayaqaphela amazinga ahlukene- ukukhokha imali ehlukene yokuba abantu abahlukile. Izinkampani zomshuwalense nakuba zingekho abaphangi noma abazuzi. Bazama nje ukwenza amanani omshwalense wemoto ngendlela enhle ngangokunokwenzeka. Imoto eshiya igaraji kabili ngesonto ingenakwenzeka ukuba ibe nengozi kunomunye oshiya kabili ngosuku. Isiteshi esiteshini esincane esilungisa ukulungisa kunemoto yemidlalo engenayo. Wonke umuntu unemikhuba ehlukene yokushayela ngakho-ke kulula ukuba babe nemigomo yomshuwalense wemoto. Ukuthola inqubomgomo yomshuwalense wemoto kungaphezu kokwenza isivumelwano; kungukuqala kobudlelwane obungasiza umshayeli ngezikhathi ezimbi kunazo zonke. p>
Kwezinye izifundazwe eCanada, lapho abashayeli banamathuba amaningi kangaka mayelana nomshuwalense wabo wemoto, noma yiluphi ulwazi oluthe xaxa lungase luphele ukulondoloza umshayeli wemoto okhokhelwa izinkulungwane zamadola. Kukhokhwa ukwaziswa, ngokoqobo. Inqubomgomo efanele ingakugcina uphephile lapho kungenjalo okunye, kungakhathaliseki ukuthi usekuphi Canada.
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Gary Bailey Yiba Izinkampani Zomshwalense Zomoto Ziqhathanisa Uhlu