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Durban – Kusuke isidumo ngoMsombuluko owesilisa, 30, wakwesaKwaMthethwa, eMpangeni, enyakatho-mpumalanga neKwaZulu-Natal, ebamba isinqandamathe sakhe sisocansini nelinye isoka wathukuthela wangqongqisa ngomlilo imizi emibili yakubo kwentombi kulele isalukazi sakhona esineminyaka engu-91 ubudala kwenye indlu.
ILANGA lithole ukuthi leli soka, esiligodlile igama lalo lize livele enkantolo, libambe uZandile Mthethwa, 27, nesoka elisha khona kwaMthethwa lathukuthela lathelwla ngamanzi maqede lahamba layofuna uphethiloli lashisa imizi.
Kuthiwa isoka lenza lokhu nje, yingoba lesatshiswe yileli elisha ngokuthi lizolidubula uma like lazama ukushaya uZandile.
Kuthiwa uNkk Qinisile Mthethwa, 91, obelele endlini yakhe ngesikhathi isoka lithungela ngomlilo umuzi, usinde ngeNkosi.
OLUNYE UDABA: Lihlehlisiwe elosolwa ngokuthengela ‘ishende’ lomyeni inkabi
Kumanje uNkk Mthethwa ufihle ikhanda ezihlotsheni zakhe ngenxa yokuthi kusele izindonga kwakhe.
Ngokuthola kwaleli phephandaba ngelinye ilungu lomndeni elicele ukuba siligodle igama lalo, isoka liphinde labuya okwesibili sekuntambama seliyoshisa omunye umuzi okuyiwona uNkk Mthethwa abesesele nawo, ezitshela ukuthi uzolala kuwona.
“Ngemuva kwale si sigameko, ugogo uqulekile waphuthunyiswa emtholampilo oseduze, okuyilapho ephaphame khona. Okusidina kakhulu kuyona yonke le nto, lo mzukulwane okushiswe umuzi ngenxa yakhe, akasebenzi uwumthwalo kagogo, uphila ngemali yempesheni kagogo njengoba esefake ugogo kwezinye izindleko zokuthi aqale phansi akhe umuzi,” kusho leli lunga lomndeni.
Thola udabal oluphelele ephephandabeni ILANGA.

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Isahluko 7
Wonke amagatsha asentshonalanga kufanele alalele iphimbo Lami:
Nike nethembeka yini Kimi ngaphambilini? Niwahloniphile amazwi amahle okuyala Kwami? Ngabe ninawo yini amathemba aphilayo futhi angekho mfiliba nangaqinisekisiwe? Ubuqotho bomuntu, uthando lwakhe, ukholo lwakhe— kungebe khona kumuntu uma kungaveli Kimina, angeke kube khona nakunye ngaphandle kwalokho akunikezwe Yimina. Bantu Bami, uma nilalela amazwi Ami, ngabe niyayiqonda yini intando Yami? Niyayibona yini inhliziyo Yami? Phambilini, njengalokhu benihamba kule ndlela yokungisebenzela, nihlangabezane nobuhle nobunzima, naqhubeka, nakhubeka, kanti futhi kuye kwaba nezikhathi lapho naba sengozini yokuwa nangokuthengisa Ngami uqobo; kodwa ngabe nanazi yini ukuthi ngaso sonke isikhathi ngangenza umsebenzi wokunisindisa? Nokuthi ngaso sonke isikhathi ngangihlala njalo ngikhuluma ngezwi Lami nginibiza ukuze nginisindise? Ngabe sekukangaki niwela ogibeni lukaSathane? Ngabe sekukangaki ningena ogibeni lwezihibe zabantu? Kanti futhi, ngabe sekukangaki, lapho nehluleka khona ukuziyekela, naba nokubanga okungenamkhawulo phakathi kwenu na? Ngabe sekuyizikhathi ezingaki imizimba yenu iba sendlini Yami kepha izinhliziyo zenu zikwenye indawo engingayazi Kwamina ukuthi ikuphi? Nakuba kunjalo, ngabe sekuyizikhathi ezingaki nginelulela isandla Sami esisindisayo ukuze nginiphakamise; ngabe sekukangaki nginitshalela imbewu yomusa; ngabe sekukangaki ngingakwazi ukubekezelela ukubona isimo esidabukisayo sokuhlupheka kwenu? Ngabe kukangaki … niyazi?
Kodwa namhlanje, ngenxa yokuba kwenu ngaphansi Kwami, nikwazile ekugcineni ukunqoba ubunzima futhi ngiyathokoza kanye nani; lokhu-ke kuwukukhanyiswa nokucaciswa kobuhlakani Bami. Nakuba kunjalo-ke, kukhumbuleni kahle lokhu! Ngabe ubani phakathi kwenu oye wawa kodwa naqhubeka nokuba namandla? Ubani lapha phakathi kwenu oye waba namandla ngaphandle kokuba nezikhathi zokuba buthakathaka? Phakathi kwabantu, ngabe ubani oye wathokozela isibusiso esingazange sivele Kimina na? Ubani oye waba nanoma yiliphi ilishwa kepha elingaveli Kimina na? Ngabe kungenzeka yini ukuba bonke labo Abangithandayo bathola izibusiso kuphela? Ngabe kungenzeka yini ukuba amashwa avelela uJobe ngoba wehluleka ukungithanda kepha wangiphika? Ngabe kungenzeka yini ukuba uPawulu wasebenza ngobuqotho phambi Kwami ngoba wayekwazi ukungithanda ngeqiniso? Yize ningabambelela ebufakazini Bami, ngabe angaba khona yini omunye phakathi kwenu onobufakazi obufana negolide elimsulwa, obungangcolisiwe ukungalungi? Ngabe umuntu angakwazi yini ukwethembeka ngokuyiqiniso? Ukuthi ubufakazi benu bunginikeza ukuthokoza akushayisani “nobuqotho,” benu ngoba Mina angikaze ngifune lutho olungaphezu kwamandla kunoma wubani. Ukuba bekuya ngokwenhloso yohlelo Lwami lokuqala, nonke beniyoba “yizimpahla ezonakele”— ezingekho esilinganisweni esifanele. Ngabe lokhu kakusisona yini isibonelo salokho enganitshela khona “ngokutshala imbewu yomusa”? Ngabe lokhu enikubonayo akusiyona insindiso Yami?
Nonke nifanelwe ukucabanga nibheke emuva: Kusukela ngabuya endlini Yami, ngabe ukhona yini umuntu okuthi, ngaphandle kokucabanga ukuzuza noma ukulahlekelwa kwakhe, akwazi ukungazi ngendlela uPetru angazi ngayo? Ninomthombo weBhayibheli kepha ngabe nikwazile ukuphuza okuthile okubalulekile kuwona? Noma kunjalo, namanje nisaphokophelele ukubambelela “efeni lenu,” anifuni ukulidedela. Uma ngiphimisa amazwi, ngikhuluma nani ubuso nobuso, ngubani phakathi kwenu oke wabeka phansi umgoqwane ovaliwe ukuba athole amazwi okuphila enginivezele wona? Niwashaya indiva amazwi Ami, futhi aniwathokozeli. Okunalokho amazwi Ami niwasebenzisa njengesibhamu esiwumshini ozishintshayo ukudubula izitha zenu khona nizokwazi ukugcina izikhundla zenu; anizami ngisho nakancane ukwamukela ukwahlulela Kwami ukuze ningazi. Wonke umuntu phakathi kwenu ukhomba omunye ngesikhali, futhi nonke “aninamuhobholo”, nonke “nicabangela abanye abantu” kuzona zonke izimo, ngabe akusikhona ngempela lokho ebenikwenza izolo? Namhlanje khona-ke? “Ubuqotho” benu sebenyuke kancane ngamanenjana athile, nonke senikhulile kunakuqala, seniqala ukuvuthwa kancane, futhi ngenxa yalokhu “ukungesaba” kwenu kuye kwathi ukukhula kancane futhi akukho namunye “ongenza yinoma yikanjani.” Pho kungani nisesimweni lapho nilokhu niqhubeka nokungenzi lutho? Kungani ngaso sonke isikhathi kuhlale kungekho okuhle okutholakalayo kinina? Maye, bantu Bami! Okudala kwedlulile; akusafanele ukuthi nibambelele kokwedlule. Njengoba nikwazile ukuma nethembeka izolo, namhlanje yithuba lenu lokuthi nibonakalise ubuqotho benu beqiniso Kimi, kanti futhi ngaphezu kwalokho kumele nibe nobufakazi obuhle Ngami kusasa, niyoba nesabelo kwisibusiso sami ngomuso. Yilokhu-ke okumele nikuqonde.
Nakuba ngingekho phambi kwenu, uMoya wami uyakuninika umusa. Ngiyethemba ukuthi niyakusigcina isibusiso sami, futhi nikwazi, ngokwethembela kulokhu, ukuthi nizazi nina uqobo. Ningakuthathi lokhu nikwenze ifa lenu, kunalokho, kumele nigcwalise lokho eningenakho phakathi kwamazwi Ami, bese kuthi kulokhu, nikwazi ukuthola izithelo zenu ezinhle. Lona-ke umyalezo enginishiya nawo!
kuNhlolanja 28, 1992


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Odokotela Abahlinzayo Besifazane Bangenisa Emkhakheni Ogcwele Abesilisa
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Ngaphansi kobuholi benhloko entsha uDkt Rajhmum Madansein, uMnyango we-Cardiothoracic Surgery e-UKZN uguqula enye yamagumbi okuhlinza iziguli ebeyikade yaziwa njengegcwele abesilisa balenza laba elawowonke umuntu. Lo Mnyango obe sematheni ngonyaka odlule uphinde wakhiqiza udokotela wokuqala wesimame onsundu eNingizimu Afrika ohlinzayo owungoti wenhliziyo, uDkt Lindiwe Sidali.
Kuqopheke umlando ngenkathi kusebenza ithimba elihlinzayo lodokotela besifazane bodwa egunjini lokuhlinza. Kuleli thimba bekukhona uDokotela weNhliziyo, uDkt Sidali; iNhloko yokuqulekisa abanhlinzwayo eSibhedlela Inkosi Albert Luthuli Central Hospital (IALCH), uDkt Leanne Drummond; uDokotela oSizayo, uDkt Kudzai Kanyepi; uNgoti obheka umshini wenhliziyo, uNksz Parasthi Maharaj; noMhlengikazi osebenza uma kuhlinzwa, uSister Nonjabulo Ndlovu.
UKanyepi, odabuka eZimbabwe, wenza unyaka wesithathu njengoMabhalane oMkhulu we-Cardiothoracic Surgery Supernumerary. Wafunda esikoleni samantombazane wodwa, kanti ukhuliswe ngokuthi abantu besifazane bangenza noma yini. ‘Isiqubulo sasesikoleni sethu sithi "Gracia et Scientia", okusho ukuthi ngomusa nangolwazi. Safundiswa ukwemukela ukuthi singabantu besifazane, safundiswa ukuzithoba nokuhlale siphokophele ukwenza izinto ngezindlela ezintsha.’
UKanyepi wakhuthazwa ngomunye wosolwazi bezenhliziyo eZimbabwe, uSolwazi Muguti. ‘Amaphupho ami ngekusasa ancike kwisisho esithi “esikhundleni sokubalisa, shintsha izinto”. Ngifisa ukubuyela eZimbabwe uma sengiqede izifundo zami ngiyokwenza ushintsho khona, ngiphendlele odokotela abaningi benhliziyo indlela,’ kusho yena.
Ungoti osebenzisa umshini wenhliziyo uma kuhlinzwa, uMaharaj uwumuntu ongakaze azithambise ngasekufundeleni into ayithandayo. Wakhulela elokishin i-Phoenix, enyakatho yeTheku. Wayengumfundi wase-UKZN lapho athweswa khona iziqu ze-B Medical Sciences Honours, wedlulela e-Durban University of Technology lapho enza khona i-BTech Clinical Technology (noma i-Cardiovascular Perfusion). Usebenza e- IALCH.
Elandisa ngomsebenzi wakhe uthi, ‘Selokhu kwathi nhlo ngiyazifela ngomkhakha wobudokotela kanti ngaqala nginevuso lokugxila ocwaningweni kepha ngelinye ilanga ngathola ithuba lokuyobuka egumbini lokuhlinzela inhliziyo. Ngathi ngisamile ngibukela umshini kuhlinzwa, ngabona kwehla ukushaya kwenhliziyo yesiguli, yaze yathula nya. Yebo, uma kuhlinzwa inhliziyo namaphaphu kuyamiswa kanti lokho kwakuwumsebenzi kangoti osebenzisa umshini wokuhlinza inhliziyo. Lokho ngangikuqonda engqondweni yami kodwa kwaba ngenye into ukubona inhliziyo ima nse. Udokotela wasebenza ngokushesha kanti ngaqaphela indlela abasebenzisana ngayo udokotela, udokotela oqulekisa isiguli nongoti ogada umshini wokuhlinza inhliziyo. ‘Ngenkathi sesithungiwe isiguli, bayivusa inhliziyo ngaphandle kobuhixihixi. Ngabheka umshini, ngabona ukuthi inhliziyo isisebenza ngokwejwayelekile. Ngasala ngikhexile, kwavele kwembuleka ngalowo mzuzu ukuthi yiyona nto engithanda ukuyenza. Ngathanda yonke into ephathelene nokuhlinza, isimo sakhona, ukubhekisisa izinto nokuzinikela kwethimba elihlinzayo lonke.’
USidali wakhulela edolobheni elincane elinezimayini phakathi kwase-Rustenburg naseDutywa eSifundazweni i-North West. Ukubekezela wakufundiswa ngabantu besifazane abamkhulisa- okuwunina no-anti bakhe. Izifundo zobudokotela waziqala ohlelweni lwezifundo zobudokotela iMandela-Fidel Castro, unyaka wokugcina wawenza eNyuvesi yase-Pretoria ngaphambi kokuthi azoqhuba izifundo zakhe e-UKZN. ‘Ngifisa ukugxila ekuhlinzeni ukulungisa ukukhubazeka kwenhliziyo abantu abazalwa nakho kanti ngiphezu kwamalungiselelo okuqala uhlelo emnyangweni wethu lokuthi ukuhlinzelwa inhliziyo kwenzeke ezibhedlela ezincane,’ kusho yena.
USolwazi Ncoza Dlova, iNhloko yeSikolo Sezokwelapha e-UKZN, kumjabulisile ukuzwa izindaba zethimba labantu besifazane bodwa elihlinzela inhliziyo. ‘Imikhakha ethinta ezokuhlinza idume ngokugcwala abesilisa kanti umnyango wezokuhlinzwa kwenhliziyo, ngaphansi kwesandla sika-Raj Madansein, uwuqedile lowo mqondo. Isithombe sethimba “labantu besifazane bodwa" besegumbini lokuhlinza siveza ukuthi lo mnyango usushintshe kangakanani ngokobuzwe nangokobulili. Ngihalalisela uDkt Madansein ngemizamo yakhe yokukhuthaza izisebenzi zakhe. Ufana nobaba, uyanakekela kanti izisebenzi zakhe ziyazifela ngaye.’
Amagama: wu-MaryAnn Francis
Isithombe: wu-Rajhmum Madansein


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Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, Isitatimende Somshuwalense Wendlu ku South Africa kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Izinkampani Zomshuwalense Wesikhashana umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Ukucaphuna Umshuwalense Webhizinisi kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.
Uma kuqhathaniswa nezinkampani
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.
Isitatimende Somshuwalense Wendlu ku South Africa ?
Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa b>
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka b>
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo. p>
Uma kuqhathaniswa nezinkampani b> p>
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa. p>
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali. p>
Isihloko Esinye Esiphathelene Nomshwalense We-Auto
Umshuwalense wezinto zonke useduze nathi njengomhlambi wezinyosi. Kudingeka sithathe okulungile noma mhlawumbe singalunywa kakhulu. Kungakhathaliseki ukuthi yimiphi imikhiqizo oyibizayo kukhona umshuwalense. Kusuka emotweni encane eya endlini enkulu ihlanganisa yonke into. Manje esimweni esinjalo kuba okubalulekile ukulandelela abahlinzeki bomshuwalense wangempela. Sonke sivame ukuzwa ukuthi izinkampanini zomshuwalense ezihlukahlukene zinikeza abantu abanezingcaphuno zemincintiswano zomshuwalense ngokuqhathaniswa okuphelele, ngamazinga aphansi e-premium. Nakuba kungase kuzwe kulula kodwa akuyona into eqinisweni, kunezinto eziningi okufanele uzibheke ukuphepha kwakho. Ngokwesibonelo, izinkampani zomshuwalense azinikezeli inqubomgomo efanayo namakhasimende amabili ahlukene. Ngakho, abathengi kumele bahlole izinkampanini zomshuwalense wemoto nezinqubomgomo zabo zokuba nenqubomgomo engcono kakhulu yomshuwarensi etholakala khona kuwebhu. Omunye udinga ukuqhathanisa umshuwalense wemoto ngale njongo. Kuphela emva kokuhlolwa okuphelele kwezici zemibango ehlukahlukene yemoto eyodwa kufanele ihambisane phambili. Lokhu kungamvumeli ukuthi asebenze kahle, kodwa futhi kumenze aqaphele ezinye izinto ezibhekene nokubheja. Umuntu uyaqiniseka ukuthi ahlale kude nomshuwalense wemoto eshibhile uma ekwazi amadili angcono, ngemuva kokuqhathanisa konke okukhethwa kukho emakethe. Udinga nje ukuyeka isikhathi sakho sosuku nosuku ukwenza lokhu futhi ekugcineni uyenzela okuhle kuwe. Lezi zonke zicacisa ngokucacile isizathu sokuqhathanisa ukuqinisekiswa kwemoto ngaphambi kokukhetha eyodwa. p>
Ukwenza yonke inqubo yokuqhathanisa ukuthi udinga ukwazi ukuthi ungenza kanjani ukuqhathaniswa kwemali yokuphepha kwemoto. Okokuqala hlola ubuqiniso benkampani. Ubunikazi benkampani nokwethembeka kuboniswa isevisi yamakhasimende. Zama ukuthola ukuthi zinhle kangakanani ezindaweni zokumangala. Bheka ukuthi umshuwalense wakho uhlanganisa imoto engaphezu kweyodwa ngaphansi kwenqubomgomo eyodwa. Eziningana zalezi zinqubomgomo zinikeza amazinga aphansi e-premium ama-insured amabili anakekelwa ngaphansi kwenqubomgomo eyodwa. Qhathanisa izindleko zomshuwalense wemoto kanye nobubanzi bezinqubomgomo ezehlukene. Isibonelo, izinqubomgomo ezehlukene zinemikhakha ehlukene, njengokungena kwezokwelapha kanye nekhava eliqashisayo. Abathengi ngokuvamile bangathola izici ezithile zisuswe kuwo noma bakhethe enye inqubomgomo ngezinga eliphansi. Into elandelayo ebalulekile okudingeka ukwenze iqhathanisa ama-deductibles. Ngokusekelwe kuzidingo zakho, khetha inqubomgomo ngama-premium aphansi kanye ne-deductibles ephakeme, noma ngokuphambene nalokho. Zama ukunquma ukutholakala komshwalense wemfanelo. Buza ukuthi izinga luni lokubhalela labo abangekho abashayeli abaphephile. p>
Okulandelayo udinga ukwazi ukuthi kufanele uqhathanise kanjani izinkampanini zomshuwalense wemoto ezahlukene. Yenza ucwaningo oluningi ngokubaluleka kwamakethe athile kanye nokuvumelana kwezezimali. Lokhu kukuvumela ukuba ulandele abaholi bemakethe yangempela kusuka kulo lonke i-lot. Qaphela ukubuyekezwa kwabanikazi bezinqubomgomo namakhasimende ukuthola umbono omuhle mayelana nenkonzo yamakhasimende yomshuwalense. Ngokubheka wonke lawa maphuzu uzokwazi ukuthi ngabe wenze iphutha ukukhetha inkampani yakho. Konke lokhu kufaka isicelo somshuwalense wekhaya. Ngakho-ke, udinga ukuqhathanisa umshuwalense ekhaya futhi. p>
https://garybailey.co.za/johannesburg/


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Izehlakalo zezinga eliphezulu ze-CAPS kanye nokobana itlolwe batloli ababosolwazi. Imifanekiso esezingeni eliphezulu kanye nemisebenzi ukwenza ngcono imiphumela kanye nokukhuthaza abafundi. Isekelo elisezingeni eliphezulu likatitjhere ukonga isikhathi nok
Izehlakalo zezinga eliphezulu ze-CAPS kanye nokobana itlolwe batloli ababosolwazi. Imifanekiso esezingeni eliphezulu kanye nemisebenzi ukwenza ngcono imiphumela kanye nokukhuthaza abafundi. Isekelo elisezingeni eliphezulu likatitjhere ukonga isikhathi nok


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Aircraft Launch Futhi yokutakula Ochwepheshe Job Description / Umthwalo Isifanekiso Futhi Izabelo
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Qalisa futhi uqhubeke ukugcina imikhiqizo ezobopha, izihlilingi, nezingokwenyama ezihlobene, wokubacindezela, nokulawula-izinhlelo adingekayo ikakhulukazi inkampani indiza isuka noma kokwehla imisebenzi. Imisebenzi zihlanganisa nokungeza asekela isithombe kokwehla esiza; ukuhlola nasekusindiseni isiqalo ukululama imishini kuqashwa kagesi futhi mechanical luhlolo igiya namathuluzi isandla; ukuqalisa airfield ezobopha izinhlelo, ezifana ingozi imingcele futhi izintambo, ngesikhathi kokwehla izimo eziphuthumayo; amabhizinisi ekhomba izindiza isiqalo kanye nokubuyiselwa nokusebenzisa ngesandla noma izibani izinkomba; futhi ugcina izinkuni yabashayeli yaqalisa, recoveries, futhi isevisi igiya.
Hlola Futhi
Hlanganani ogcwele ububanzi kanye nokhuni onobuhle olunembile lwezinto. Kufaka abasebenzi Loft kanye Lure lokhuni …


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Psalms 19
Imisebenzi kaNkulunkulu lomlayo wakhe
Kumqondisi wokuhlabelela. Isihlabelelo sikaDavida1 Amazulu ayazisa udumo lukaNkulunkulu, lomkhathi utshumayela umsebenzi wezandla zakhe. 2Usuku kusuku luphumisela inkulumo, lobusuku kubusuku butshengisa ulwazi. 3Kakukho nkulumo, kawakho lamazwi, lapho ilizwi lawo elingezwakali khona. 4Intambo yawo iphumele emhlabeni wonke, lamazwi awo emkhawulweni womhlaba. Ulimisele ilanga ithente kuwo. 5Elinjengomyeni ephuma ekamelweni lakhe, lithokoza njengeqhawe ligijima endleleni. 6Ukuphuma kwalo kusukela emkhawulweni wamazulu, lokuzingeleza kwalo kuze kube semikhawulweni yawo; njalo kakukho okufihliweyo ekutshiseni kwalo.
7Umlayo we Nkosi uphelele, uphendula umphefumulo; ubufakazi be Nkosi buqinisile, buhlakaniphisa ongelalwazi; 8izimiso ze Nkosi zilungile, zithokozisa inhliziyo; umthetho we Nkosi uhlambulukile, ukhanyisa amehlo. 9Ukuyesaba i Nkosi kuhlanzekile, kumi kuze kube nininini; izahlulelo ze Nkosi ziliqiniso, zilungile zonke. 10Ziyaloyiseka kakhulu kulegolide, yebo kulegolide elicwengekileyo elinengi; njalo zimnandi kuloluju lolujuluka ohlangeni loluju. 11Futhi inceku yakho iyelulekwa ngazo; ekuzigcineni kulomvuzo omkhulu. 12Ngubani oqedisisa iziphosiso zakhe? Ngihlanze kwezisithekileyo. 13Igcine inceku yakho lezonweni zokuzincoma; kazingabusi phezu kwami. Khona ngizakuba ngoqondileyo, ngibe msulwa esiphambekweni esikhulu.
14Amazwi omlomo wami lezizindlo zenhliziyo yami kakwemukeleke phambi kwakho, Nkosi, dwala lami lomhlengi wami.
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Ingabe Ukubuya KweNkosi Kungumzimba Womoya KaJesu Ovukile Ebonakala Phambi Komuntu noma Ingabe Kuwukuba Sesimweni Somuntu NjengeNdodana Yomuntu Ibonakala Phambi Komuntu?
Izikhombo Zamavesi EBhayibheli:
“Phakathi kwamabili kwezwakala izwi elikhulu, Bheka, kuza umkhwenyana; phumani niyomhlangabeza” (Mathewu 25:6).
“Bheka, Ngime emnyango, futhi ngiyangqongqoza; uma kukhona umuntu ozwa izwi lami, avule umnyango, ngizongena ngize kuye, futhi ngizodla naye, naye adle nami” (IsAmbulo 3:20).
“‘Lowo onendlebe, makezwe lokho uMoya akusho emabandleni.’ ... Baningi abantu abangenangqondo abakholelwa ukuthi amazwi kaMoya oNgcwele kumelwe ehle emazulwini eze ezindlebeni zabantu. Noma ngubani ocabanga ngale ndlela akawazi umsebenzi kaNkulunkulu. Eqinisweni, amazwi akhulunywa nguMoya oNgcwele yilawo akhulunywa nguNkulunkulu esenyameni. UMoya oNgcwele awukhulumi ngqo nomuntu, kanti futhi noJehova akazange akhulume ngqo nabantu, ngisho naseNkathini Yomthetho. Ngeke kwenzeke ukuthi enze kanjalo ngale nkathi yanamuhla? Ukuze uNkulunkulu akhulume enze umsebenzi, kumele abe yinyama, kungenjalo umsebenzi Wakhe ngeke uyifeze inhloso Yakhe. Labo abaphika uNkulunkulu oyinyama yilabo abangawazi uMoya noma imigomo asebenza ngayo uNkulunkulu.”
kwesithi “Umuntu Oye Wachaza UNkulunkulu Ngokwemibono Yakhe Angazithola Kanjani Izambulo ZikaNkulunkulu?”
“‘Ukubonakala kukaNkulunkulu’ sekuvelile kuwo onke amabandla. NguMoya okhulumayo, ungumlilo onamandla, Uthwele ubukhosi futhi uyahlulela; UyiNdodana yomuntu, egqoke ingubo ekhawula phansi ezinyaweni, futhi ezibophe ngebhande legolide ezibeleni. Ikhanda Lakhe nezinwele Zakhe zimhlophe njengoboya bezimvu, namehlo Akhe efana nelangabi lomlilo; futhi izinyawo Zakhe zifana nethusi elihle, engathi zishiswa esithandweni; kanye nephimbo Lakhe linjengenhlokomo yamanzi amaningi. Esandleni Sakhe sokudla uphethe izinkanyezi eziyisikhombisa, inkemba ebukhali esika nhlangothi zombili isemlonyeni Wakhe nobuso Bakhe bunjengelanga likhanya ngamandla alo!”
Yini Umehluko Phakathi Komsebenzi KaNkulunkulu Osesimweni Somuntu Nomsebenzi WoMoya?
Izikhombo Zamavesi EBhayibheli:
“Wayesethi, Ngiyanicela, ngikhombise inkazimulo yakho. Wathi, … Awunakubona ubuso bami: ngokuba akukho muntu ongangibona, futhi aphile” (Eksodusi 33:18-20).
“Kwase kuvela izwi ezulwini, lithi, Ngilikhazimulisile, ngolikhazimulisa futhi. Ngakho abantu ababemi lapho, futhi balizwa, bathi beliduma: abanye bathi, Ingelosi ikhulumile kuye” (Johane 12:28-29).
“Ukusindisa abantu kukaNkulunkulu akwenziwa ngokuqondile ngoMoya njengoMoya, ngoba uMoya Wakhe ngeke uthintwe noma ubonwe umuntu, futhi umuntu akanakukwazi ukuza kuwo. Uma ezamile ukusindisa umuntu ngokuqondile ngendlela yoMoya, umuntu uyokuthola kanjalo-ke ukusindisa Kwakhe. Ukube futhi akukhona ukuthi uNkulunkulu ube sesimweni somuntu, umuntu ubeyokwazi ukuthola insindiso. Ngoba umuntu angeke nangayiphi indlela asondele Kuye, kungafana nokusondela efwini likaJehova. Kungenzeka kuphela ngokuba abe umuntu odaliwe, okuwukuthi, afake izwi Lakhe enyameni azoba yiyo, Yena angawenza umsebenzi wezwi kulabo abamlandelayo. Kungaleso sikhathi kuphela lapho umuntu engazizwela yena mathupha izwi Lakhe, alibone futhi alamukele, ngakho ngalo uyosindiswa. Ukube uNkulunkulu akabanga yinyama, akekho umuntu obeyothola insindiso enkulu kangako futhi akekho obeyosindiswa. Ukube uMoya kaNkulunkulu usebenze kumuntu ngokuqondile, umuntu ubeyothatheka abe yisithunjwa sikaSathane ngoba akakwazi ukuzihlanganisa noNkulunkulu.”
Ukufunda Okuhambelanayo
Yini Umehluko Phakathi Komsebenzi KaNkulunkulu Osesimweni Somuntu Nomsebenzi WoMoya?
Nakuba umsebenzi kaNkulunkulu enyameni ubandakanya ubunzima obuningi obungacabangeki, imiphumela okugcina kuba nayo iyidlula kude leyo yomsebenzi owenziwa uMoya ngokuqondile.
Nakuba umsebenzi kaNkulunkulu enyameni ubandakanya ubunzima obuningi obungacabangeki, imiphumela okugcina kuba nayo iyidlula kude leyo yomsebenzi owenziwa uMoya ngokuqondile.
“Kulabo abazosindiswa, umsebenzi kaMoya uphansi kakhulu kunowenyama: Umsebenzi kaMoya ukwazi ukuhlanganisa indawo yonke, zonke izindaba, imifula, amachibi, nezilwandle, kodwa umsebenzi wenyama uthela kahle kuwo wonke umuntu othintane nomuntu wenyama. Okungaphezu kwalokho, inyama kaNkulunkulu esesimweni esithintekayo umuntu angayiqonda futhi ayethembe kangcono, futhi ingajulisa ulwazi lomuntu ngoNkulunkulu, futhi ingashiya kumuntu ukuqonda okubanzi ngezenzo zangempela zikaNkulunkulu. Umsebenzi kaMoya umbozwe emfihlakalweni, kunzima ngomuntu ofayo ukuthi awuqonde, futhi kunzima nakakhulu kubo ukuthi bawubone, ngakho babambelela emicabangweni engasho lutho. Nokho, umsebenzi wenyama ujwayelekile, futhi usekelwe ezintweni ezingokoqobo, futhi uqukethe ukuhlakanipha okucebile, uyiqiniso elingabonakala ngisho nangeso lenyama lomuntu; umuntu angabubona ngokoqobo ubuhlakani bomsebenzi kaNkulunkulu, asikho isidingo sokuthi asebenzise kakhulu iso lakhe lengqondo. Lokhu ukunemba nokubaluleka kwangempela komsebenzi kaNkulunkulu enyameni. UMoya ungenza kuphela izinto ezingabonakali ngeso lomuntu futhi okunzima kuye ukuthi azibone ngeso lengqondo, isibonelo, ukukhanyiselwa uMoya, ukunyakaza kukaMoya, ukuqondiswa uMoya, kodwa ngokomuntu onengqondo, lokho akunikezi incazelo ecacile. Kuhlinzeka kuphela incazelo enyakazayo, noma ebanzi, futhi ngeke kukhiphe imiyalelo ngamazwi. Nokho, umsebenzi kaNkulunkulu osenyameni uhluke kakhulu: Unokuqondisa okucacile kwamazwi, unentando ecacile, futhi unemigomo ecacile efunakalayo. Ngakho akudingeki ukuthi umuntu acinge, noma asebenzise iso lakhe lengqondo noma aqagele. Lokhu ukukhanyiswa komsebenzi enyameni, nomehluko wakho omkhulu emsebenzini kaMoya. Umsebenzi kaMoya ulungele isilinganiso esithile kuphela, ngeke uthathe isikhundla somsebenzi wenyama. Umsebenzi wenyama unika umuntu imigomo enemba kakhulu futhi edingekayo nolwazi lwangempela, olunosizo kakhulu kunomsebenzi kaMoya.”
Kungani UNkulunkulu Enza Umsebenzi Wokwahlulela Ezinsukwini Zokugcina Ngokuba Sesimweni Somuntu Kunokuba Asebenzise Umuntu?
“Umsebenzi wokwahlulela ngokaNkulunkulu uqobo, ngakho ngokwemvelo wenziwa nguNkulunkulu uqobo; ungenziwe umuntu esikhundleni Sakhe. Ngoba ukwahlulela kungukunqoba isintu ngeqiniso, kungephikiswe ukuthi uNkulunkulu usavela njengesiqu esiyinyama ukuze enze lo msebenzi phakathi kwabantu. Okusho ukuthi, ezinsukwini zokugcina, uKristu uyosebenzisa iqiniso ukuze afundise abantu basemhlabeni futhi enze onke amaqiniso aziwe kubo. Lo ngumsebenzi kaNkulunkulu wokwahlulela.”
kwesithi “UKristu Wenza Umsebenzi Wokwahlulela Ngeqiniso” encwadini ethi Izwi Livela Lisenyameni
“Ngoba lowo owahlulelwayo ngumuntu, umuntu wenyama owonakalisiwe, hhayi umoya kaSathane owahlulelwa ngokuqondile, umsebenzi wokwahlulela awenziwa ezweni likaMoya kodwa phakathi kwabantu. Akekho ofaneleka ukwedlula uNkulunkulu osesimweni somuntu ukwenza umsebenzi wokwahlulela inyama yomuntu ekhohlakele. Ukuba ukwahlulela kwakwenziwa ngokuqondile uMoya kaNkulunkulu, ngabe-ke konke kulungile. Ngaphezu kwalokho, lowo msebenzi ubuyobe ulukhuni ukuthi umuntu awemukele, ngoba uMoya awukwazi ukubhekana ubuso nobuso nomuntu, futhi ngenxa yalokhu, imiphumela ngeke isheshe ivele, futhi umuntu ngeke akwazi ukubona ukungacasuleki kwesimo sikaNkulunkulu ngokucacile. USathane anganqotshwa ngokuphelele kuphela uma uNkulunkulu osesimweni somuntu ahlulela ukonakala kwesintu. Ngokufana nomuntu onobuntu obuvamile, uNkulunkulu osenyameni angehlulela ngokuqondile ukungalungi komuntu; lokhu kuwuphawu lobungcwele Bakhe bemvelo, nolokungajwayeleki Kwakhe. UNkulunkulu kuphela ofanelekayo, futhi osesikhundleni sokwahlulela umuntu, ngoba uneqiniso nokulunga, ngakho angakwazi ukwahlulela umuntu. Labo abangenalo iqiniso nokulunga abakufanele ukwahlulela abanye.”
Yini umehluko obalulekile phakathi kukaNkulunkulu esimweni somuntu kanye nalabo bantu abasetshenziswa uNkulunkulu?
Izikhombo Zamavesi EBhayibheli:
“Mina impela nginibhapathiza ngamanzi kube ngukuphenduka. kepha lowo oza emva kwami unamandla kunami engingafanele ukuthwala izicathulo zakhe: yena uzonibhapathiza ngoMoya oNgcwele, nangomlilo” (Mathewu 3:11).
“UKristu uyinyama embethwe uMoya kaNkulunkulu. Le nyama ayifani nomuntu oyinyama. Lo mehluko wenziwa ukuthi uKristu akayena owenyama negazi kodwa usesimweni somuntu kaMoya. Unesimo sobuntu obujwayelekile nobunkulunkulu obuphelele. Akekho umuntu onobunkulunkulu Bakhe. Ubuntu Bakhe obujwayelekile busekela yonke imisebenzi Yakhe ejwayelekile esenyameni, kanti ubunkulunkulu bona benza umsebenzi kaNkulunkulu uqobo Lwakhe. Noma ngabe ubuntu noma ubunkulunkulu Bakhe, kokubili kuthobela intando kaBaba osezulwini. Ingqikithi kaKristu uMoya, okungukuthi, ubunkulunkulu. Ngalokho-ke, ingqikithi Yakhe ngekaNkulunkulu uqobo Lwakhe; le ngqikithi angeke iwuphazamise umsebenzi Wakhe, futhi akukho angakwenza okubulala umsebenzi Wakhe, futhi angeke akhulume amazwi aphambana nentando Yakhe. ... Konke lokhu okungalaleli uNkulunkulu kuqhamuka kuSathane; uSathane nguye umsuka wobubi nenkohlakalo. Isizathu esenza ukuthi umuntu abe nezinto ezifana nezikaSathane ukuthi umuntu wonakaliswe waphinde wasetshenzwa nguSathane. UKristu akonakalisiwe nguSathane, yikho enezimpawu zikaNkulunkulu futhi azikho ezikaSathane.”
“Kuyo yonke iminyaka eyedlule, abantu abasetshenziswe uNkulunkulu bonke bayakwazi ukucabanga ngendlela ejwayelekile. Bonke bayazazi izimiso zokuziphatha kwabantu. Banemiqondo yabantu ejwayelekile futhi banakho konke abantu abajwayelekile okumele babe nakho. Iningi labo linamathalente amangalisayo kanye nobuhlakani bokuzalwa. Ngokusebenza kulaba bantu, uMoya kaNkulunkulu usebenzisa amathalente abo, okuyizipho abaziphiwe uNkulunkulu. UMoya kaNkulunkulu usebenzisa amathalente abo, usebenzisa amandla abo ukusebenzela uNkulunkulu. Nokho ingqikithi kaNkulunkulu ayinayo imibono futhi ayinayo imicabango, ayidungiwe yizinhloso zabantu, futhi ayinakho lokhu abantu abavamile abanakho. Lokho kusho ukuthi, akaziqondi nezimiso zokuziphatha kwabantu. Kunjalo uma uNkulunkulu wanamuhla eza emhlabeni. Umsebenzi Wakhe namazwi Akhe awadungiwe yizinhloso zomuntu noma umcabango womuntu, kodwa kungukuvezwa okuqondile kwezinhloso zikaMoya, futhi usebenza ngokuqondile egameni likaNkulunkulu. Lokhu kusho ukuthi uMoya ukhuluma ngokuqondile, okungukuthi, ubunkulunkulu benza umsebenzi ngokuqondile, ngakho awuxubene nakancane nezinhloso zomuntu. Ngamanye amazwi, uNkulunkulu osesimweni somuntu uqukethe ubunkulunkulu ngokuqondile, akanawo umcabango noma imiqondo yomuntu futhi akasiqondi isimiso sokuziphatha komuntu. Ukuba bekusebenza ubuNkulunkulu kuphela (okusho ukuthi ukuba nguNkulunkulu uqobo kuphela obesebenza), umsebenzi kaNkulunkulu bewungeke wenzeke emhlabeni. Ngakho uma uNkulunkulu eza emhlabeni, kufanele abe nabantu abambalwa abasebenzisayo ukuze basebenze phakathi kwabantu ngokuhlanganisa nomsebenzi uNkulunkulu awenza ebunkulunkulwini. Ngamanye amazwi, usebenzisa umsebenzi womuntu ukwesekela umsebenzi Wakhe wobunkulunkulu. Kungenjalo, bekungeke kube khona ndlela yokuthi umuntu athintane ngqo nomsebenzi wobunkulunkulu.”
Imibuzo Nezimpendulo Ngeqiniso
Yini umehluko obalulekile phakathi kukaNkulunkulu esimweni somuntu kanye nalabo bantu abasetshenziswa uNkulunkulu?
Izikhombo Zamavesi EBhayibheli: “Mina impela nginibhapathiza ngamanzi kube ngukuphenduka. kepha lowo oza emva kwami unamandla kunami engingafanele ukuthwala izicathulo zakhe: yena uzonibhapathiza ngoMoya oNgcwele, nangomlilo” (Math 3:11).
Kungani kuthiwa isintu esikhohlakele sidinga kakhulu insindiso kaNkulunkulu abe yinyama?
“Inyama yomuntu yonakaliswe uSathane, kanti-ke ayiboni, futhi ilimele kakhulu. Isizathu esibaluleke kakhulu esenza ukuthi uNkulunkulu asebenze enyameni ukuthi inhloso Yakhe ukusindisa abantu, abayinyama, nokuthi uSathane naye usebenzisa abantu ekuphazamiseni umsebenzi kaNkulunkulu. Impi noSathane empeleni ingumsebenzi wokunqoba umuntu, futhi ngesikhathi esifanayo, umuntu uyinto uNkulunkulu afuna ukuyisindisa. Ngale ndlela, umsebenzi kaNkulunkulu osesimweni somuntu, ubalulekile. USathane wonakalise inyama yomuntu, umuntu waphenduka umfuziselo kaSathane, futhi waba yinto uNkulunkulu okufanele ayehlule. Ngale ndlela, umsebenzi wokulwa noSathane nokusindisa isintu wenzeka emhlabeni, futhi uNkulunkulu kumele eze emhlabeni ukuze asindise isintu. Lona umsebenzi ongokoqobo kakhulu.”
“Lapho uNkulunkulu esebenza enyameni, usuke empeleni elwa noSathane enyameni. Lapho esebenza enyameni, usuke enza umsebenzi Wakhe endaweni yomoya, enza wonke umsebenzi Wakhe endaweni yomoya ube owangempela emhlabeni. Onqotshwayo umuntu, ongamlaleli, ohlulwa umfuziselo kaSathane (eqinisweni nalona kusewumuntu), osebutheni Naye, futhi lowo oyosindiswa ekugcineni kusewumuntu. Ngale ndlela, kubaluleke kakhulu Kuye ukuba abe umuntu onengxenye engaphandle yesidalwa, ukuze alwe impi yangempela noSathane, anqobe umuntu, ongamlaleli, futhi onengxenye engaphandle enjengaye, asindise abantu oselinyazwe uSathane. Isitha sakhe umuntu, into alwela ukuyinqoba umuntu, owadalwa Nguye. Ngakho kumele abe umuntu, futhi ngale ndlela, umsebenzi Wakhe uba lula. Uyakwazi ukwehlula uSathane, anqobe isintu, ngaphezu kwalokho, ukwazi ukusindisa isintu.”
“Umsebenzi oyigugu kakhulu kumuntu owonakele yilona onamazwi anembayo, imigomo ecacile, futhi ongabonakala noma uthinteke. Umsebenzi onengqondo kuphela nokuqondisa okufika ngesikhathi okufaneleka nokuthandwa ngumuntu, okudingwa abantu ovivinyweni lwabo, futhi umsebenzi kuphela wangempela ongasindisa umuntu ekukhohlakaleni nasesimweni sakhe esiphansi. Lokhu kungafezwa kuphela uNkulunkulu osesimweni somuntu; uNkulunkulu osesimweni somuntu kuphela ongasindisa umuntu enkohlakalweni nasesimweni sakhe esiphansi sakudala.”
Iyini Incazelo Ejulile Yokuba Sesimweni Somuntu KukaNkulunkulu Ezinsukwini Zokugcina?
Izikhombo Zamavesi EBhayibheli:
“Mina uJohane ngabona umuzi ongcwele, iJerusalema elisha, lehla livela kuNkulunkuluezulwini…” (IsAmbulo 21:2).
“Imibuso yalo mhlaba izoba imibuso yeNkosi yethu, noKristu wayo; futhi uzobusa kuze kube ngunaphakade” (IsAmbulo 11:15).
“Bheka, ithabanekeli likaNkulunkulu likubantu, futhi uyakuhlala nabo, futhi bona babe abantu bakhe, futhi uNkulunkulu ngokwakhe uzokuba nabo, futhi abe nguNkulunkulu wabo. Futhi uNkulunkulu uzozesula zonke izinyembezi emehlweni abo; akusayikuba khona ukufa, nokudabuka, nokukhala, ngisho nobuhlungu abusayikuba khona: ngoba izinto zakuqala sezidlulile” (IsAmbulo 21:3-4).
“Umbuso uyakhula phakathi kwabantu, uyasunguleka phakathi kwabantu, uyasukuma phakathi kwabantu; awekho amandla angabulala umbuso Wami. ... Ngiyahamba manje phakathi kwabantu Bami, ngiphila phakathi kwabantu Bami. Namuhla, labo abangithanda ngempela, abantu abafana nalabo babusisiswe; babusisiwe labo abangihloniphayo, nakanjani bazohlala embusweni Wami; babusisiwe labo abangaziyo, nakanjani bazothola amandla embusweni Wami; babusisiwe labo abangifunayo, nakanjani bazophuma emaketangweni kaSathane bajabulele izibusiso Nami; babusisiwe abakwaziyo ukuzincama, nakanjani bazongena ezintweni Zami enginazo, badle ifa lenala yombuso Wami. Labo abazulazula ngenxa Yami ngizobabonga, labo abangena ezindlekweni ngenxa Yami ngizobasingatha ngenjabulo, labo abanikelayo Kimi ngizobanika okuzobathokozisa. Labo abathokoziswa amazwi Ami ngizobabusisa; ngokuqinisekile bazoba yizinsika ezibamba isigxobo esiyinsika yombuso Wami, ngokuqinisekile bazothola konke abakufunayo nabakucelayo endlini Yami, futhi akekho ongaqhathaniswa nabo. Wake wasemukela isibusiso owasinikwa? Wake wazifuna izethembiso ezenzelwa wena? Nakanjani, ngokuqondiswa ukukhanya Kwami, uzogqashula emandleni obumnyama. Phakathi kobumnyama angeke ulahlekelwe ukukhanya okukuqondisayo. Uzobusa phezu kwazo zonke izidalwa. Nakanjani uzonqoba phambi kukaSathane. Nakanjani, ekuweni kombuso kadrako omkhulu obomvu, uzoma phakathi kwezinkumbi zabantu ube ngufakazi wokunqoba Kwami. Nakanjani uzoqina ungantengantengi ezweni laseSinim. Ngokuhlupheka odlule kukho, uzothola ifa lezibusiso ezivela Kimi, futhi ngokuqinisekile uzosabalalisa inkazimulo Yami emhlabeni wonke.”
“Lapho izizwe nabantu bomhlaba wonke bebuyela phambi kwesihlalo Sami sobukhosi, ngizothatha izinto zasezulwini eziningi ngizilethe emhlabeni wabantu, ukuze, ngenxa Yami, ugcwale izinto eziningi ezingenakuqhathaniswa. Uma nje izwe elidala lisekhona, ngizokwehlisela intukuthelo Yami ezizweni zalo, ngenze imbulunga yonke yazi imithetho Yami yokuphatha, futhi ngisole noma ubani oyiphulayo:
Njengoba ngiphendulela ubuso Bami embulungeni ukuba ngikhulume, wonke umuntu uyalizwa izwi Lami, futhi abone yonke imisebenzi engiyenzile embulungeni yonke. Labo abaphikisana nentando Yami, okusho ukuthi, abaphikisana Nami ngokwenza imisebenzi yabantu, bazowela ekusoleni Kwami. Ngizothatha izinkanyezi ezingenakubalwa zamazulu ngizenze kabusha, futhi ngenxa Yami ilanga nenyanga kuzovuselelwa isibhakabhaka ngeke sisaba yilokho ebesiyikho; okuningi okusemhlabeni kuzovuselelwa. Konke kuzophelela ngamazwi Ami. Izizwe eziningi ezisemhlabeni zizohlukaniswa kabusha futhi zithathelwe indawo yisizwe Sami, ukuze izizwe eziphezu komhlaba zishabalale phakade futhi zibe yisizwe esikhonza Mina; zonke izizwe zomhlaba zizobhujiswa, futhi ngeke zisaba khona. Ebantwini abasemhlabeni, bonke labo abangabakasathane bazoqothulwa; bonke abakhonza kuSathane bazofakwa ekujuleni komlilo Wami ovuthayo—okusho ukuthi, ngaphandle kwalabo manje abasendleleni ewumngcingo, bonke abanye bazophenduka umlotha. Lapho ngisola abantu abaningi, labo abasemhlabeni wezinkolo, ngokwamazinga ahlukahlukene, bazobuyela embusweni, benqotshwe yimisebenzi Yami, nabangaphansi kwezinkolo ezithile, ngoba bayobe bekubonile ukuza koNgcwele ephezu kwefu elimhlophe. Bonke abantu beyolandela izinhlobo zabo, futhi bayothola ukusolwa ngokwalokho abakwenzile. Bonke labo abaye bamelana Nami bazoshabalala bonke; futhi labo abazenzo zabo zasemhlabeni bezingahlangani ndawo Nami, ngenxa yendlela abaziphathe kahle ngayo, bazoqhubeka nokuhlala emhlabeni ngaphansi kokubusa kwamadodana Ami nabantu Bami. Ngizozembula ebantwini abaningi nasezizweni eziningi, ngomsindo wezwi Lami emhlabeni wonke ukuze ngimemezele ukuphela komsebenzi Wami omkhulu ukuze bonke abantu babone ngamehlo abo.”
Imibuzo Nezimpendulo Ngeqiniso
UNkulunkulu uSomandla ube yinyama futhi wehlela emhlabeni, ngakho ingabe amazwi eMkhulekweni WeNkosi athi “Umbuso Wakho mawufike, intando Yakho yenziwe emhlabeni njengasezulwini,” ayagcwaliswa ngumsebenzi kaNkulunkulu uSomandla? Ingabe isiphrofetho esiseNcwadini yeSambulo esithi “ithabanekeli likaNkulunkulu likubantu”, sihlobene nokuza kukaNkulunkulu uSomandla emhlabeni? Ingabe kukhona okunye ukubaluleka okujulile ekubeni yinyama kukaNkulunkulu ezinsukwini zokugcina?
Okwengeziwe
Featured Words of God
I. Umuntu Kufanele Abe Ngufakazi Wephuzu Leqiniso Mayelana Nokuba Senyameni KukaNkulunkulu
UNkulunkulu waba inyama ngenxa yokuthi ihloso yomsebenzi wakhe akuwona umoya kaSathane, noma into engaphili, kodwa umuntu, oyinyama owonakaliswe uSathane. Lokho kungenxa kanye yokuthi inyama yomuntu yonakalisiwe ukuthi uNkulunkulu wenze umuntu wenyama injongo yomsebenzi Wakhe; ngaphezu kwalokho, ngenxa yokuthi umuntu uyinjongo yenkohlakalo, wenze umuntu waba iyona kuphela injongo yomsebenzi Wakhe kuzo zonke izigaba zomsebenzi Wakhe wensindiso. Umuntu uyisidalwa esifayo, uyinyama negazi, futhi uNkulunkulu Nguye Yedwa ongasindisa umuntu. Ngale ndlela, uNkulunkulu kumele abe inyama enakho konke umuntu anakho ukuze umsebenzi Wakhe, ukuze futhi umsebenzi Wakhe ube nemithelela engcono. UNkulunkulu kumele abe inyama ukuze enze umsebenzi Wakhe, ngenxa kanye yokuthi umuntu uyinyama, futhi akakwazi ukunqoba isono nokuzehlukanisa nenyama.


text:
Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, I-agency Yomshuwalense Wezimoto ku Johannesburg kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Izingcaphuno Zemishuwalense Yemoto Ziqhathaniswa umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Umshuwalense Wemoto Online kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.
Uma kuqhathaniswa nezinkampani
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.
I-agency Yomshuwalense Wezimoto ku Johannesburg ?
Ukukhokha Umshwalense Wokuzivocavoca Pump: p>
Ngiye ngizibuze njalo ukuthi izinkampani zomshuwalense zenza kanjani imali eningi nakuba zikhokha izigidi ezinkampanini. Kungenzeka yini ukuthi amaphrimiyamu akhokhayo angaphezu kwakho okudingeka akhokhe? Ingabe uke uzizwe sengathi uvele ukhokhela kakhulu umshwalense wakho we-Auto?
Umshuwalense wakho wemoto uhlukaniswe ngezigaba ezintathu ezinkulu. Ukufakwa kwesibambiso, okwesibili ukugoqa kwakho kokubambisana futhi okwesithathu yi-Comprehensive yakho eyaziwa ngokuthi i-Fire and Theft. p>
Ama-coverage wakho: p>
Ake ngichaze izikhalazo kuwe bese unquma uma ukhokha kakhulu umshwalense wakho. Ukuhlinzekwa kwakho okuyimfanelo okudingekayo ngomthetho ukhokhela abanye abantu kwenye imoto noma izimoto uma ungena engozini futhi uthola ukuthi unecala. Ukukhishwa kokubambisana kuzokukhokhela umonakalo owenziwe emotweni yakho noma ngabe uyaphutha noma cha.
Empeleni uthi kuNkampani Yomshuwalense, "Mnu. Insurance Company Ngizokukhokhela njalo ngenyanga ukulungisa imoto yami uma kwenzeka yonakaliswa ngisho noma nginephutha ". Bobabili uzovumelana ngemigomo bese usayina inkontileka.
Ukufakwa okuphelele (Umlilo noBugebengu) kuzokwenzela imoto yakho nganoma yini enye ngaphandle kokushayisana okunjengokuthi eyebiwe, ibanjwe umlilo, yonakalisiwe njll Kunamanye ukuhlanganisa phakathi kwalabo abakhokhela izinkokhelo zezokwelapha, ukulahleka kwemali engenayo njll. p>
Okwamanje sizoxoxa nje ngalezi zincwadi ezibekwe eceleni ngokubanzi futhi sibheke ukuthi zingakanani izinkampani ze-inshuwalense zihlala zifakwa ngokomthetho ukuze ukukhokha izimangalo zayo. p>
Kungani U-Insurance? p>
Thatha kimi ungathandi ukushayela ngaphandle komshuwalense futhi ufuna ukuqinisekisa ukuthi abanye abashayeli nabo baqinisekisiwe, ngani? Ngoba uma ushaywa ngenye imoto futhi uhlupheka nganoma yiluphi uhlobo lokulimala komzimba futhi kufanele ube esibhedlela noma ulahlekelwe yimali engenakho ukusebenza, ufuna ukuthula kwengqondo ukwazi ukuthi kukhona imali evela endaweni ethile ukukhokha yakho izikweletu kanye nezindleko zakho zansuku zonke. p>
Masibhekane nakho, lokhu akuzona njalo kuyoba njalo ngenxa yokuthi uhlelo lwomshuwalense lubekwe kanjani, ngilandele lapha manje. Ngomthetho kumele uthwale Umshuwalense Wezimpahla Emotweni yakho ukuze ube emgwaqweni ngokomthetho. Khumbula lokhu okuyikho okuzokhokhwa ukushaya enye imoto.
Nasi iqiniso lokuthi, ungakwazi ukushayela enye imoto uma imoto yakho ishukuthela futhi ngaphandle kokuthi iqhutshwe iyohamba kuphela uma iqhutshwa. Wena nami sisazi ukuthi ngeke sikwazi ukushayela le moto ngaphandle uma kuphethiloli ku-tank.
Ngakho uma ubeka imoto yakho egaraji lakho, vula umnyango bese uhamba ngeviki ezimbili noma isikhathi eside ulindelwe i-cruise inyanga, kungani kufanele ukhokhele umshuwalense wemfanelo lapho imoto ingaqhutshwa? Ingabe kukhona okungahambi kahle ngalokho? Kodwa ukususa ukubuyiswa nokubuyiselwa kwakho lapho ubuya eholidini ukhokhiswa inhlawulo yokungabi nesikhwama somshwalense. Ungase ube nelayisensi yakho imisiwe.
Asho ukuthi uthenge imoto entsha futhi uyixhase ngebhange, ibhange linomnikazi wemoto kuze kube yilapho usukhokhelwe ngokuphelele umbolekisi ngakho-ke bangakwazi futhi bavame ukufakazela ukuthi uthwala ukumbozwa kokuhlangana uma kwenzeka ukulimala engozini noma okubi kakhulu uma kwenzeka kube yingozi kakhulu ukulahlekelwa okuphelele. p>
Khokha ePump. p>
Nakuba ngivumelana nalokhu khumbula awukwazi ukushayisana uma imoto yakho ingahambi futhi ingahamba kuphela uma kukhona uphethiloli itanki, uyavuma? Ngakho-ke nansi inkolelo yami, uma ukusetshenziswa kwanoma yikuphi kwalezi zincwadi (Ukuzibophezela nokuHlangana) akunakwenzeka ngaphandle kokunyakaza nokunyakaza kuncike ekutheni uphethiloli akufanele yini ukukhokha kwakho kuboshwe ukuze uphethile? Iyiphi indlela engcono yokwenza lokhu kunokufaka icala lokukhokhiswa ngentengo epompo. Ngokukwenza kanjalo ukuxazulula le nkinga futhi kungenzeka ukuba nabashayeli abangaqinisekisiwe emgwaqweni.
Uma uphethiloli wakho uphuma bese imoto yakho iyoyeka futhi awukwazi ukushaya noma yini nayo ngoba ayidluli. Hamba kabusha futhi uphinde uqinisekiswe kabusha.
Izinkampani zomshuwalense zivame ukukukhokha ngokusebenzisa imoto yakho, njengokungathi uqhuba imoto yakho ukuthi isebenze noma uyisebenzise ukuze uthole ukuzijabulisa. Ngaphezulu kwakho uhamba ngokukhokha kwakho ngaphezulu komkhawulo othile we-mileage. Isibonelo ukuthi uma ushayela ngaphansi kwamamayela ayishumi ukuze usebenze ukhokhela kancane kunalokho uma ushayela ngamamayela angaphezu kuka-10. Ngakho-ke inkampani yomshuwalense ithi ukuthi uma ugcina imoto yakho ishukumisela kakhulu ukuthi uzothola engozini.
Ngakho uhamba ngamamayela angama-50 ngendlela eyodwa yokusebenza, udinga ukushisa uphethiloli kunokuba ushayela amamayela angu-7. Kungani ungafaki i-premium yakho ibe yinkokhelo yakho yamafutha? Kubonakala njengendlela enhle yokukhokhela umshwalense.
Paka imoto yakho phakamisa Umshwalense wakho: p>
Ubeka ipaka imoto yakho 'yokupaka izimoto ngehora eziyi-8. Uya phezulu ehhovisi lakho bese wenza umsebenzi ogcwele usuku lonke. Lapha imoto yakho ayihambeli amahora angu-8. ngakho-ke ngeke ushaye noma yini noma ubani okwamanje ukhokha inkampani yomshuwalense. Lapho imoto yakho isitolo sokulungisa, izingxenye zise-oda emuva futhi ngezinsuku ezintathu ezizayo uqasha imoto. Uthengela uphethiloli wendawo yokuqasha futhi ungase udingeke futhi uthenge umshuwalense kulowo moto. Lapha manje ukhokha kabili. Uhlu luqhubeka futhi kodwa uma ukhulu njengezinkampani ze-Insurance ungenza imithetho yakho. Noma ingenye yezindlela izindlela zenkampani yakho yomshuwalense engakwenza kahle ezithembisweni zabo kuwe.?
Nokho konke lokhu kwenza ingxabano enhle yokubopha uphethiloli kanye nomshuwalense ndawonye into eyodwa ebaluleke kakhulu elahlekile yi-agent yakho . Lapha lapho uzothola khona ukwelulekwa kobuchwepheshe ukuthi kungcono kanjani ukuvikela izimpahla zakho.
Ngiyathanda elithi "Umshuwalense unjengeparachute". Ungase ukhononde ngokuyikhokhela kodwa ujabule lapho wenza khona noma nini. Thatha iseluleko sami futhi ungalokothi uhambe ngaphandle kweMshwalense.
I-Car Car Insurance
Uma okwamanje uhlala eMissouri noma uhlela ukuthuthela lapho, umshwalense wemoto yinto ozoyihlola ngempela uma uhlela ukuba nomnikazi wemoto. Umshwalense wokuzenzekelayo ubeka wena uma ubangela umonakalo kunoma yimuphi umuntu noma umzimba womuntu, futhi kuyadingeka ukuthi ubhalise futhi ushayela noma imuphi imoto. p>
Isimo ngasinye sinezimiso nemithetho yaso uma kuziwa ku-auto umshuwalense, ngakho kungaba umqondo omuhle ukuvakashela iwebhusayithi yaseMissouri yeMoto yeMoto ukuze uthole imininingwane ephelele yalokho okudingayo. Ngokujwayelekile, kukhona umshuwalense wemfanelo encane okufanele udonswe kuwo. KuMbuso waseMissouri, lokhu kulandelayo: $ 25,000 ukuhlolwa okuncane kokulimala komzimba ngomuntu ngamunye, ukukhokhelwa okungenani $ 50,000 kwengozi ngayinye, kanye no-$ 10,000 ubuncane bokufaka impahla noma ingozi ngayinye. Kuhle ukwazi lolu lwazi uma uthengisa umshwalense wemoto ukuze ukwazi ukwaziswa kangcono futhi ungathola inqubomgomo enhle kakhulu kuwe. p>
Inshwalense yemfanelo, okuyinto enikezwe igunya eMissouri, ayifihli umnikazi wezinqubomgomo uma kwenzeka kwenzeka ingozi. Lolu hlobo lwemshwalense luhlanganisa kuphela abashayeli bezinkampani zangaphandle kanye nempahla. Ukuziqinisekisa wena nemoto yakho, kufanele ucabangele ukushayisana nokuhlanganisa okuphelele. Uma ufuna ukuthula kakhudlwana kwengqondo, ungakhetha umshwalense wokushayela ongaqinisekisiwe noma ongagunyaziwe, okukuvikela uma kwenzeka umuntu ehlasela imoto yakho futhi engavunyelwe noma engaqinisekisiwe. p>
Uma ufuna amanani omshuwalense omoto ongcono kakhulu Missouri, iseluleko esihle kakhulu ukuthenga ezungeze futhi uqhathanise okungenani izinkampani ezinhlanu zomshuwalense. Ungase umangale ukubona ukuthi amazinga omgomo ahluke kangakanani phakathi kwezinkampani ezihlukene, ngisho nezinketho ezifanayo noma ezifanayo zokuqapha. Yingakho kubalulekile ukuthenga nxazonke futhi uqhathanise amanani omshuwalense wemoto amaningi. p>
Ngisho noma okwamanje uqinisekisiwe, ungase ukwazi ukusindisa amakhulu amadola ngonyaka ngokushintsha abahlinzeki bomshuwalense wezimoto. Ungakwazi ukuqhathanisa izingcaphuno eziningi ku-intanethi ngendaba emaminithi, ngakho-ke awukho lutho oluzolahlekelwa, noma ngabe ungagcina usindisa okuningi. p>
I-Missouri Insurance Information Service ithi izimoto ezingaphezu kuka-20 000 kubikwa kubiwe ngo-2008, cishe ingxenye yabo eSt. Louis naseKansas City. Lokhu kungaba kuhle ukucabangela lokhu yizindawo ezimbili ezinkulu kunazo zonke ezisemaphandleni, kepha lokhu kuyizindaba ezimbi kubahlali baseSt. Louis naseKansas njengoba lokhu kusho ukuthi cishe bazokhokha izinga eliphezulu le-inshuwalense ngenxa yezinga eliphezulu lobugebengu. Izimoto ezinhlanu ezivame kakhulu ezebiwe eMissouri yi-Dodge Intrepid, i-Ford Taurus, i-Pontiac Grand Prix, i-Dodge Stratus ne-Oldsmobile Cutlass, ngakho-ke ungase ufune ukugwema lezi zimoto ukuze ugcine amazinga omshwalense wakho wemoto ngangokunokwenzeka. p>
https://garybailey.co.za/sandton-5/


text:
Johannesburg - Ikhulelwe yaphinde yangenwa yisandulela ngculazi intombazane eyathwalwa yaphoqwa ukuba ishade nowesilisa.
Intombazane eneminyaka engu-17 ubudala yaseClarkebury, eNgcobo, ngaseMthatha, yayihlala nogogo wayo oneminyaka engu-65 ubudala ngesikhathi ithunjwa ezinyangeni ezintathu ezedlule.
Ugogo utshele iDaily Sun ukuthi: “Ayizange ibuye esikoleni ngelinye ilanga, ngoJuni. Ngabe sengiyifonela. Yilapho-ke engathola khona ukuthi ikwesinye isigodi esikude.
“Ngesikhathi ngifonela umndeni eyayikuwona, ucingo lwabanjwa yingane eyangitshela ukuthi umzukulu wami usegane umfowabo. Ngakusasa ekuseni umalume wakhe nami sanikela amaphoyiseni.”
Ngemva kophenyo, amaphoyisa awuthola lo mndeni. Ngesikhathi efika endlini, umfana ongumsolwa waphuma wabaleka.
Intombazane yabe isitshela ugogo wayo namaphoyisa ukuthi yadlwengulwa. Ithi udadewabo womfana wayefunda esikoleni esisendaweni futhi nguyena owayicela ukuba ifike kubo izovakasha.
Ugogo uthe ngemuva kokuhlengwa komzukulu wakhe, wafonela umfana.
OLUNYE UDABA: Kudutshulwe kwabulawa owesifazane kugqekezwa endlini
“Ngesikhathi ngimbuza ocingweni ukuthi walala yini nengane, wathi wayelala nayo njalo ngaphandle kwekhondomu,” kusho ugogo.
Ngemuva kwalokho, intombazane yaqala ukuzwa izinhlungu, iphalaza, ugogo wayihambisa emtholampilo.
Onesi bayihlola igazi bathola ukuthi intombazane ikhulelwe futhi ine-HIV.
ULieutenant-Colonel Mzukisi Fatyela uthe sekukhishwe incwadi egunyaza ukuboshwa kukamsolwa nodadewabo.


text:
Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, Isitatimende Somshuwalense Wendlu ku South Africa kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Imoto Yomshuwalense Wemoto Esho I-south Africa umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Ukucaphuna Umshuwalense Webhizinisi kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.
Uma kuqhathaniswa nezinkampani
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.
Isitatimende Somshuwalense Wendlu ku South Africa ?
Iyini Umshuwalense We-Auto? p>
Umshuwalense wokuzenzekelayo ungumkhiqizo owathengiwe futhi ongakhokhela umonakalo wemoto yakho noma izimoto zabanye uma kwenzeka umonakalo wemoto noma umonakalo ohlobene nengozi . Umbuso ngamunye unemithetho yawo ngokuphathelene nomshuwalense wemoto ukuthi umuntu ngamunye kufanele akwazi ukushayela ngokomthetho. Izici eziningi ezihlukahlukene zithinta amazinga omshwalense wemoto, futhi. Ayisho ngisho nasezinkampanini ezihlukahlukene; kufike embonini yomshuwalense ukunquma ukuthi yimuphi umshuwalense wemoto nokuthi umuntu ngamunye uzokhokhela kanjani ukukhokhelwa ngokuzenzakalela. p>
Iyini umshuwalense wemoto? Kubonakala sengathi umbuzo oyisisekelo. Kodwa-ke, kunezici eziningi nezakhi ezihlukahlukene okufanele zicabange ngomshuwalense wemoto ukuthi ungaba nzima kakhulu uma ungekho olungiselelwe lokho okungena kuwo. Udinga ukwazi ukuthi amanani akholwa kangakanani ukuthi yiziphi izinhlobo zokubheka itholakale, kungakanani okudingekayo noma ungathola, nokuthi yiziphi izinkampani ezinikeza umshwalense wezimoto ezihamba phambili ngezidingo zakho. p>
Ngabe I-Auto Insurance Cover? p>
Umshwalense wokusebenzisa umshini usetshenziselwa ukukuvikela umuntu noma ibhizinisi noma inhlangano ekulahlekelweni kwezimali mayelana nemoto. Ukulahlekelwa ngokwezimali kungenzeke ngenxa yezizathu eziningi, futhi ukuba nomshuwalense wezimoto kungakufihla ukulahleka kwakho ngezindlela ezihlukahlukene. p>
Ukubangela Ukulimala Kwempahla b> p>
Umsebenzi umonakalo wendawo uhloswe ngokumelene nomonakalo wena noma umuntu oshayela imoto yakho ngemvume yakho kwenzalo yomunye umuntu. Izindleko zingabandakanya enye imoto, izingodo zomsebenzi, izicingo, izakhiwo, amakhaya, amabhizinisi, noma cishe noma yiluphi uhlobo lwesakhiwo semoto yakho ethinta. p>
Ukuhlangana b> p>
UKUFAKA UKUHLELA E-USA p>
Umshuwalense we-Auto kuyadingeka, futhi lokhu kubonakala ngokucacile ukuthi wonke amazwe athi wase-USA uye wenza ukuba kube nomshuwalense wemoto kuzo zonke izimoto. Esikhathini esiningi, lokhu kubonakala sengathi kuyisivivinyo sokukhathazeka, kodwa kungani ulinde uze uhlanganyele engozini ukuthola ukuthi ukuthatha ikhava yemoto kunakekela kanjani izimpahla zakho nawe. Izindleko eziphezulu zezokwelapha nezokugwetshwa kwezigwegwe ekukhuphukeni kwenza kube kuhle ukuzivikela wena nemoto yakho eyigugu ngemoto yomshuwalense. Ngaphezu kwalokho, zonke iziphathimandla zenze kube nzima ukuba nezinhlelo ezimbili zemishuwalense yemoto - uhlelo olungekho-iphutha , kanye nesistimu ye-Tort. Uhlobo lwangaphambili lomshuwalense ohlonishwayo emazweni amaningi lusho ukuthi umshuwalense wakho uyokhokhela izicelo zokulimala kungakhathaliseki ukuthi ubani obangela ingozi empeleni. Inani elikhokhwa lifike kumkhawulo ocacisiwe, futhi uma uhilelekile engozini, umphathiswa wakho unecala lokukhokha ukulimala. Ngokumelene nalokhu, uhlelo lweTort kulindeleke ukuthi iqembu elimele lizinakekele izindleko zezokwelapha kusuka epaketheni labo bese libiza kumuntu ophethe umshuwalense othintekayo njengempindiselo. p>
Inani lezingozi kanye nokweba kwenzeka ikakhulukazi e-USA, kubalulekile ukuba wonke umnikazi wemoto athenge leyo nzuzo yomshwalense ukuze aqinisekise kokubili imoto kanye nomnikazi wayo ngezikhathi zokudinga. p>
E-USA uma ufuna ukuba nemoto emgwaqweni kufanele ube nomshuwalense wezimoto. Abanye bathi ngisho banomkhawulo wokubheka lapho kufanele ube nesamba esithile sama dollar; ngokuvamile, lokhu kubizwa ngokuthi ukuqala kokuqala. p>
Indlela Yokuthola Umshwalense Wezithuthi Omusha E-USA p>
Umshuwalense we-Auto ubeka ingozi emotweni. Inkampani yomshuwalense ikhokhela ukulahlekelwa kwezimali kumnikazi ngokubuyisela imali encane ekhokhwa ngezikhathi ezithile. Inani elikhokhwa minyaka yonke libizwa ngokuthi i-premium, futhi inkontileka oyikhiphayo nenkampani yomshuwalense iyayaziwa njengenqubomgomo yomshuwalense. Inkampani yomshuwalense ikuvumela ukuba ubambe inkontileka, futhi ube ngumnikazi wezinqubomgomo. p>
Umshuwalense wemoto angeke ushibhe. Kodwa-ke, ngaphansi kwezimo ezingalindelekile zokulahleka noma ukulimala imoto yakho, isinxephezelo sizobonakala sinjengo-godsend. Ukuzikhandla ngezikhathi zemikhosi yemali ukuvikela imoto yakho noma izimoto eziphethwe ibhizinisi lakho, kungase kubonakale kubi. Kukhona ukuthambekela kokuzama nokusika imigqa ngokusebenzisa amaphakheji amancane omshwalense wemoto. Noma kunjalo, ngisho nokulimala kwemoto encane kuyabiza ngokweqile; ngakho-ke, iphakheji encane angeke ikunikeze ukufakwa okubanzi ngenkathi uyidinga kakhulu. p>
Izinhlobo Zomshuwalense Wama-Auto E-USA p>
Izinhlobo ezivame kakhulu zomshuwalense wezimoto ezikhona e-US yi-Insability Assurance, Auto Collision and Comprehensive Insurance, Izinkokhelo Zezokwelapha kanye Nokuvikelwa Kwabantu Bokuzilimaza, nabakwa-Uninsured Motorists kanye nabakwa-Underinsured Motoring. Izinkampani eziningi zanamuhla zinikeza lezi zindawo. p>
Inkokhelo yomshuwalense wemfanelo ikhokhela umonakalo obangela abanye nompahla wabo. Ikhokhela izindleko zomthetho ezihilelekile kanye nezindleko zomuntu ohlukunyezwayo ozoya enkantolo ebiza umonakalo, ngaphakathi kwemingcele yakho yemfanelo. Endabeni yengozi, izindleko zokulungisa imoto yakho zihlanganiswa yomshuwalense we-collision. Umshuwalense ophelele uhlanganisa ukulimala okubangelwa izigameko ngaphandle kwezingozi zemoto, njengezinhlekelele zemvelo, ukweba, umlilo, ukulimaza, nokushaya isilwane. P>
Uma kwenzeka umuntu obanjwe inshuwalense kanye nomgibeli ogulayo abadinga ukwelashwa ukwelashwa ngokulimala komzimba ngenxa yengozi, lokhu kuhlanganiswa nokuhlinzekwa kweziNkokhelo zezokwelapha. Ukuvikelwa komuntu siqu kuzokukhokhela izindleko zezokwelapha kanye nomholo olahlekelwe nguwe kanye nomgibeli ohamba nabo uma belimale engozini. p>
Kungani Udinga Umshwalense We-Auto p>
Inhloso eyinhloko yimuphi umshuwalense ukuvikela umnikazi wezinqubomgomo nomndeni wakhe ngokumelene nemiphumela ephumela ekulimaleni okungalindelekile noma ekufeni kanye nemithwalo yemali uma kwenzeka lezi zinhlekelele. Kuyinto inkontileka phakathi kwenkhampani yomshuwalense ohlobene nawe, lapho uvuma ukukhokhisa imali ekhokhelwa yilapho inkampani yomshuwalense izodinga ukumboza uma kwenzeka izingozi. p>
Umshuwalense wezimoto uhlanganisa lezi zintathu eziyinhloko izindawo: p>
Ukuthengwa kwempahla - kubhekisela emonakalweni noma ukwebiwa kwemoto yakho p>
Ukutholakala kwemfanelo - kuhlobene nemithwalo yemfanelo yakho yomthetho kwabanye abangase babangele ukulahlekelwa kwempahla ukulahlekelwa ukukhubazeka p>
Ukuhlinzeka ngezokwelapha - kubhekisela ekunakekeleni kwezokwelapha, izindleko zokwelashwa, ukuvuselelwa, ukulahlekelwa amandla okusebenza, noma ngisho nezindleko zokungcwaba lapho kunezinkampani. p>
Umsebenzi Womshwalense Wezithuthi p>
Umshwalense we-auto uvikela futhi kumshayeli ongaqinisekisiwe noma abashayeli. Kulesi simo, abashayeli abasha noma abashayeli abangaqinisekisiwe abanakho inkampani yomshuwalense ukukukhokhela umonakalo okwenzekile, kodwa ngenhlanhla usenayo inkampani yakho yomshuwalense ukuba ithwale ukulahlekelwa. p>
Vikela ibhange elinikeze ukubolekisa imoto ukukhokhela imoto yakho. Ngoba uma kukhona inhlekelele eyenzekayo emotweni yakho, akekho ozokwazi ukubolekisa noma ukunikeza imali eyengeziwe kuwe ukulungisa imoto ngaphandle kwekampani yomshuwalense wezimoto. Uma kungenjalo, kuzodingeka ulungise umonakalo owenziwe emotweni ngokwakho, futhi lokhu kuzokuvimbela ukuba ukhokhele inkokhelo yenyanga mboleko yenyanga ngesikhatsi. Umphumela wukuthi ibhange ngeke likubole imali eminye esikhathini esizayo, nekhredithi emibi okwamanje okuyiyo okungenani isikhathi esiningi. p>
Umshwalense Wokuzivocavoca Pump
Imishanguzo yomshuwalense ibalwa ngokwezinto eziningana zobungozi. Lezi yizici ezikhonjiswe yinkampani yomshuwalense njengoba cishe kunomthelela kulabo abathintekayo ababhekele ingozi. Umshuwalense uyindleko ebalulekile ehlotshaniswa nento eqinisekisiwe futhi akufanele igijimele. Kuhlale kungumqondo omuhle ukuthenga nxazonke ukuze uthole intengo engcono kakhulu. Imishanguzo yomshuwalense izohluka kakhulu kusuka kumshuwalense kuya kumshuwalense ukwenza umsebenzi wesikole sakho.
Shop Around b> p>
Bheka izinkampanini ezahlukene zomshuwalense oyithandayo futhi uzibuze for quote. Bangakwazi ukukunikeza ukulinganisa okubi kakhulu futhi izingcaphuno eziqondile nakakhulu kufanele futhi zenzeke uma unikeza imininingwane eyengeziwe futhi ulinde. Kufanele futhi ubheke ama-insurers ku-intanethi futhi uthole izingcaphuno ezisheshayo kusuka kuwebhusayithi yazo. Lena indlela esheshayo futhi ephumelelayo yokuthenga ezungeze. Uzothola umbono omuhle walokho amanani okufanele alindele. Ungase futhi uhlole amawebhusayithi wekhothethi ukuze ubone ukuthi yithinta kanjani inani lakho lentengo uma ukhetha izinketho ezahlukene. Ngayo yonke imigomo yomshuwalense uzoba nenani lezinketho ezithinta intengo yenqubomgomo.
Ngakho-ke kufanele ucabange ngalokhu okukhethwa kukho futhi uma kukhona izingozi ongafisi ukumboza bese uvumela umshuwalense azi njengoba i-premium yakho kufanele ishibhile. p>
Kufanele uzame futhi ukuqinisekisa ukuthi awuqinisekisi kabili. Kuyisimiso somshuwalense ongeke uzuze kulokho okwenzeka kumcimbi we-insured. Ngakho awukwazi ukukhokhelwa kabili ngisho noma unezinqubomgomo zomshwalense ezimbili. Ngakho-ke uma ngabe ingozi isivele ihlanganiswe inqubomgomo eyodwa, iphinda uvumele umshwalense wakho azi ukuthi angasusa ekubalweni kwawo.
Izinto b> p>
Imali yomshuwalense wezimoto ngokuvamile kuxhomeke ezintweni ezifana nokuthi yiluhlobo luni lwemoto oshayela ngayo, ingakanani ubudala, ukuthi injini inkulu kangakanani, yenzani futhi imodeli? Uhlobo luni lomshuwalense oludinga futhi ludlala indima, udinga kuphela umthwalo wemfanelo, noma ophelele? Ngabe uzosebenzisa kanjani imoto, isibonelo uzobe uhamba uye emsebenzini nokuthi uhlela amamitha amangaki ukushayela?
Umlando wakho wokushayela uzoba isici esiqinile ekunqumeni ingozi yakho b>, futhi okuxhunyaniswe nalokhu kuyoba yinkathi yomshayeli, kanti abashayeli abasha bebesengozini yokubandakanya engozini. Uma usemusha, ubulili bakho buzoba yingozi ebalulekile, kodwa uma ubulili obudala ngokuvamile buba bubi kakhulu.
https://garybailey.co.za/johannesburg/


text:
Luyini Uthando Lweqiniso?
Okulotshwa kumanoveli mayelana lothando kakusilo qiniso njalo abakulandelayo baphetha ngokuzwa ubuhlungu. Kodwa uthando lweqiniso lona lusekelwe ezimisweni zeBhayibhili.
Luyini Uthando Lweqiniso?—Isethulo
Lanxa amasiko etshiyene ezindabeni zokuthandana lokutshada, ividiyo le ilezimiso ezingakunceda.
Luyini Uthando Lweqiniso?
IBhayibhili liyabasiza abasakhulayo ukuthi bakhethe kuhle umuntu abazatshada laye futhi libanceda lokuthi baqhubeke bethandana langesikhathi sebetshadile.


text:
Ngangibuka iningi yesigodi ezombusazwe Kulamaviki amabili okugcina. Isikhulumi zomphakathi kimi akakwazanga ukumsiza kodwa phezu-hlaziya imiyalezo kanye namakhono ubugagu abazobhapathizwa kanye nabasekeli babo. Wonke umuntu esiteji wazama yini zikuqinisekisa kanye izindaba siqu kanye / noma izithembiso ezinkulu.
Mina ngizoba ngivume, ezinye izifiso zabo zazizinhle, kodwa iningi izinkulumo Azizwa ibalwa, ezingenalutho, futhi luyingxenye ezombusazwe- kimi okungenani. Amanye amaphuzu ekhuluma ayeqondile up engalungile. Kodwa siphikisana ezisekelweni akuyona iphuzu lalo post.
Enye yezinto Ngaqaphela kwaba ukuthi ngenkathi amaqembu babezama ekudayisela abazobamela, nawo ngizama ukudayisa wena yomhlaba zabo. Ngokusho kwabo, propserity oyifundayo ezweni lesethembiso, futhi party yabo ofuna ukuba uMose wakho. Ngokombono wabo, ukuphila okuhle kuwukuthola ocebile lapho nisebenza kanzima, futhi ukhetho lwabo unguMsindisi ngubani kungathatha nawe khona.
Manje kukhona lutho abanesono mayelana nengcebo. Futhi kokuba umvuzo ngomsebenzi onzima kuyinto enhle, kodwa ukuthi angeke kube yilapho ithemba lethu amanga. Umcebo akufanele kube sekupheleni wethu umgomo, kufanele kube yindlela uphele mkhulu. Siphinde Angeke kulunge ukwethemba umuntu nje ukusindisa usuku.
Candidate kungenza ukuphila kube lula kithi kulomhlaba (lapho imibono yabo empeleni ukusebenza), kodwa abakwazi ithemba lethu ultimate. Abakwazi balahle izwe lethu konke ukuhlupheka, noma alethe ukuthula okuphelele. Kuphela uJesu wenza lokho. Futhi Yena uqobo uzoqhubeka.
Sicela musa bangaqondi kahle me. Lena akuyona isikhuthazo ngawe ukuzishaya indiva kwezombusazwe. Personally, Ngihlela ukulalelisisa kulo mncintiswano kamongameli, futhi Ngizozama ukwenza isinqumo unolwazi mayelana ngubani ukuvotela i-in November. Ngikhuthaza ukuba benze okufanayo. Angikho bethi bengavoti, Engikushoyo ungathengi singene amanga.
Ukuphila okuhle akuyona ukuchuma ngokwezinto ezibonakalayo, futhi abaholi bezombusazwe akuzona esitebeleni ngokwanele ukuthi wakhe impilo yakho phezu. Ukuphila okuhle ophila ngokukholwa uNkulunkulu omuhle futhi ekwakheni impilo yakho kuye.


text:
Ungathanda ukubala indaba le ngesi%%?
10 Bafowethu, engikufisayo enhliziyweni yami njalo engihlezi ngibancengela khona kuNkulunkulu yikuthi basindiswe.
2 Ngiyabafakazela ukuthi bakhuthalele ukukhonza uNkulunkulu kodwa lokhu bakwenza bengelalo ulwazi oluqondileyo.
3 Babengakwazi ukulunga kukaNkulunkulu kodwa babefuna ukuzenzela lokho bona ababekubona kulungile, yikho bengazange bakulandele ukulunga kukaNkulunkulu.
4 UMthetho waphela ngoKhristu ukuze wonke umuntu otshengisa ukuthi ulokholo kuthiwe ulungile.
5 UMosi ubhala ngezinto uMthetho othi zilungile esithi: “Umuntu ozenzayo izinto lezi uzaphila ngazo.”
6 Lanxa kunjalo, ukulunga okuza ngokukholwa kuthi: “Ungakhulumi enhliziyweni yakho usithi, ‘Ngubani ozakuya ezulwini?’ okutsho ukuthi ngubani ozakuya ezulwini esiyakwehlisa uKhristu.
7 Ungakhulumi lokuthi, ‘Ngubani ozakwehlela emgodini ongelamkhawulo?’ okutsho ukuthi ngubani ozakuyavusa uKhristu kwabafileyo.”
8 Kodwa uMbhalo uphinda uthi: “Ilizwi liseduze kwakho, lisemlonyeni wakho lasenhliziyweni yakho.” Lapha kutshiwo “ilizwi” lokholo esilitshumayelayo.
9 Wena uzasindiswa nxa uvuma ebantwini ngomlomo wakho ukuthi uJesu uyiNkosi njalo utshengisa ukuthi uyakholwa enhliziyweni yakho ukuthi uNkulunkulu wamvusa kwabafileyo.
10 Phela ngenhliziyo umuntu utshengisa ukuthi ulokholo athole ukulunga, kodwa ngomlomo ukhuluma ngokholo lolu ebantwini, athole insindiso.
11 Umbhalo uthi: “Kakho obeka ukholo kuye ozadana.”
12 Akulamehluko phakathi komJuda lomGrikhi. Bonke baleNkosi yinye ephanayo kubo bonke abayibizayo,
13 ngoba “wonke umuntu obiza ibizo likaJehova uzasindiswa.”
14 Kodwa bazambiza njani bengazange bakholwe kuye? Bazakholwa njani kuye bona bengazwanga ngaye? Bazakuzwa njani ngaye kungela otshumayelayo?
15 Bazatshumayela njani bengathunywanga? Angithi vele kubhaliwe ukuthi: “Zinhle kakhulu inyawo zalabo abatshumayela izindaba ezinhle ezimayelana lezinto ezinhle!”
16 Lanxa kunjalo, kayisibo bonke ababezamukela izindaba ezinhle. Yikho u-Isaya esithi: “Jehova, ngubani osekukholiwe lokho abakuzwe ngathi?”
17 Ngakho ukholo luba khona ngemva kokuzwa ilizwi, besekusithi ilizwi lizwakale nxa umuntu ekhuluma ngoKhristu.
18 Kodwa ngicela ukubuza, kabehlulekanga ukuzwa yini? “Umsindo wabo wezwakala kuwo wonke umhlaba, lababekukhuluma kwezwakala emaphethelweni omhlaba.”
19 Ngiphinde ngibuze futhi, abako-Israyeli kabazange behluleke ukwazi angithi? Okokuqala, uMosi uthi: “Ngizalenza libe lobukhwele ngisebenzisa abantu bezinye izizwe njalo ngizalenza libe lolaka olukhulu ngisebenzisa isizwe esingelangqondo.”
20 Kodwa u-Isaya uqunga isibindi athi: “Ngatholwa yilabo ababengangidingi. Labo ababengabuzi ngami bangazi.”
21 Loba kunjalo, nxa ekhuluma ngabako-Israyeli uthi: “Ilanga lonke ngelulele izandla zami ebantwini abangalaleliyo labayiziqholo.”
Thumeza
INGUQULO YOMHLABA OMUTSHA YEMIBHALO ENGCWELE
KwabaseRoma 10
Ndebele (Zimbabwe)
Bala IBhayibhili ku-Inthanethi
https://assetsnffrgf-a.akamaihd.net/assets/m/1011208/univ/wpub/1011208_univ_sqr_xl.jpg


text:
A BANTU abaningi bahlezi bezibuza ukuthi ngabe iyiphi indlela esetshenziswa eNdlunkulu kaZulu ukuqokwa kweNkosazane ekha nephatha umhlanga wokuqala owamukelwa yiSILO Samabandla. Akungatshazwa futhi akubuzwa ukubaluleka kwalo Mkhosi esizweni samaZulu ngoba phela uthinta izintombi ezingumhlahlandlela wekusasa nesiqiniseko ngesimo isizwe esizoba ngaphansi kwaso.
INdlunkulu kaZulu yahlukaniseke ngezigodlo eziyisikhombisa, zonke ezisenyakatho yesifundazwe. Kulabo abebengazi, oNgangezwe Lakhe nguye oqoka iNkosazane ezokha iphinde iphathe umhlanga wokuqala omukelwa yiZulu’ eliphezulu ngosuku lomcimbi. Kunezinto ezithile ezibhekwayo ngaphambi kokuthi iSilo simemezele ukuthi kuqokwe yiphi iNkosazane ngalowo nyaka. Njengoba lo Mkhosi uqeda iminyaka engama-29 wavuselelwa woNgangezwe lakhe, maningi amakhosazane aseNdlunkulu aseke akha aphinde aphatha umhlanga wokuqala. Okubalulekile ngokuqokwa kweNkosazane ezophatha umhlanga ngalowo nyaka wukuthi kumele kube yileyo esuke ingene ebuntombini ngaphambi kokukufika komcimbi woMkhosi woMhlanga. Njengoba kwenzeke kuyo yonke imizi ukuthi izintombi zibikele onina uma zingena ebuntombini, naseNdlunkulu amaKhosazane enze njalo. Kuba semahlombe kaNdlunkulu ukudlulisela umbiko eSilweni ukuthi iNkosazane ethile isikhulile.
Lokho kusiza ukuthi uma sekumele iMbube iqoke ozokha aphathe umhlanga wokuqala, kubhekwa iNkosazane ekhule kuqala noma engene kuqala ebuntombini ngalowo nyaka. Uma kwenzekile amaKhosazane aseNdlunkulu angena kanyekanye ebuntombini noma akhula ngonyaka owodwa, kubhekwa ongene kuqala bese kuqokwa yena. Leyo Nkosazane esuke iphathe umhlanga wokuqala yiyo futhi ewudlulisela koNgangezwe lakhe, ngosuku lomcimbi omkhulu sekukhona nezimenywa eziqavile kuyo yonke imikhakha. Akukhethwa ngokuthi yiyiphi iNkosazane endala ngokweminyaka kodwa kugxilwa kakhulu esikhathini ekhule ngaso yangena ebuntombini. Kuyenzeka kuqokwe iNkosazane encane ekhona amadala, inqobo nje uma ikhule kuqala kunawo. Iningi lamaKhosazane aseNdlunkulu aseke awuphatha umhlanga awunika iSILO. Ngesikhathi iMbube iwuvuselala lo Mkhosi owacishe washabalala ngezikhathi zezepolitiki, iNkosazane yokuqala ukuwuphatha kwaba nguMntwana uSibusile wasesigodlweni kwaDlamahlahla ozalwa nguNdlunkulu uKaMathe. UMntwana uSibusile okunguye omdala emakhosazaneni eSilo waphatha umhlanga esemncane. Ngaleso sikhathi wawusabanjelwa oSuthu iminyaka emibili ilandelana ngaphambi kokuthuthelwa eNyokeni okuyisigodlo esavuswa oNgangezwe lakhe.
UMntwana uSibusile walandelwa ngudadewabo uMntwana uNombuso, uMntwana uSinethemba, noMntwana uNtombizosuthu bobabili basesigodlweni kwaKhethomthandayo nguNdlunkulu uMaDlamini. Iminyaka abalandelana ngayo ayilandelanisiwe ngendlela kodwa bahlukaniswe ngokwezigodlo. Lawa maKhosazane omabili ake ashintshana isikhathi eside ngokuphatha umhlanga kwazise abanye abantwana babesebencane. KuNdlunkulu uKaMathe amakhosazane aseke akha, aphatha umhlanga kubalwa uMntwana uNandi, uMntwana uKhonzinkosi noMntwana uThandeka. Esigodlweni Kwakhangelamankengane kuNdlunkulu uMntanenkosi khona kubalwa umNtwana uBukhosibemvelo, uMntwana uNomkhosi, noMntwana uNtandoyesizwe. KuNdlunkulu uNdlovu kwaLinduzulu kubalwa uMntwana uMukelile.
Esigodlweni eNyokeni, lapho kubanjelwa khona lo mkhosi, kuNdlunkulu uMaMchiza, uMntwana uNqobangothando useke wawuhambisa umhlanga eSilweni. Akukho mgomo ovimbela abaNtwana ukuba baphinde bakhe baphathe umhlanga wokuqala futhi kuyenzeka baphinde uma kungekho kodadewabo osengene esigabeni sokukhula.


text:
Durban
– Amaphoyisa athungatha umndeni wendoda oshonele emwaqeni ePinetown kade igijima
ngoLwesine ebusuku.
ULieutenant
Colonel Thulani Zwane ngoLwesihlanu uthe umufi ungowesilisa womlungu, ophakathi
kweminyaka engu-25 nengu-30 ubudala, unezinwele zincane ezimnyama.
“Ubegqoke isikhindi esiluhlaza sasibhakabhaka,
isikibha esiluhlaza satshani kanye namateki e- Asics,” kusho uZwane.
OLUNYE UDABA: Kuhlengwe ebebenziwa izigqila zocansi
Umufi kuqinisekiswe ngabosizo lokuqala
ukuthi ushonile ngezithuba zabo-19:30 eParadise Valley lapho equlekele khona
kade egijima.
Kuzohlolwa isidumbu sakhe ukuthola ukuthi
ubulawe yini, kusho uZwane.


text:
Genesis 50
Ukungcwatshwa kukaJakobe1 UJosefa wasewela phezu kobuso bukayise a , wakhala inyembezi phezu kwakhe, wamanga. 2UJosefa waselaya inceku zakhe abelaphi ukuthi baqhole uyise ngomuthi; labelaphi bamqhola uIsrayeli ngomuthi b . 3Zagcwaliseka kuye insuku ezingamatshumi amane, ngoba ngokunjalo zazigcwaliseka insuku zabaqholwe ngomuthi. LamaGibhithe amlilela insuku ezingamatshumi ayisikhombisa c .
4Kwathi sezidlulile insuku zokumkhalela, uJosefa wakhuluma lendlu kaFaro esithi: Uba-ke ngithole umusa emehlweni enu d , ake likhulume endlebeni zikaFaro, lisithi: 5Ubaba wangifungisa esithi: Khangela, ngiyafa; engcwabeni engazigebhela lona e elizweni leKhanani, lapho ungingcwabe. Khathesi-ke, ake ngenyuke ngiyengcwaba ubaba, besengibuya. 6UFaro wasesithi: Yenyuka uyengcwaba uyihlo njengokukufungisa kwakhe.
7UJosefa wasesenyuka ukuyangcwaba uyise, kwenyuka kanye laye zonke izinceku zikaFaro, abadala bendlu yakhe, labo bonke abadala belizwe leGibhithe, 8lendlu yonke kaJosefa, labafowabo, lendlu kayise; kuphela abantwana babo abancinyane lezimvu zabo lenkomo zabo bakutshiya elizweni leGosheni f . 9Kwasekusenyuka kanye laye konke izinqola labagadi bamabhiza, kwaba liviyo elinzima kakhulu. 10Kwathi sebefike esizeni seAtadi, eliphetsheya kweJordani, balila khona, isililo esikhulu lesinzima kakhulu, bamenzela uyise isililo insuku eziyisikhombisa. 11Kwathi abakhileyo belizwe, amaKhanani, bebona ukulila esizeni seAtadi, bathi: Lesi yisililo esinzima samaGibhithe. Ngakho basebesitha ibizo laso iAbeli-Mizirayimi ▼
14UJosefa wasebuyela eGibhithe, yena labafowabo labo bonke abenyuka laye ukuyangcwaba uyise, esemngcwabile uyise.
15Kwathi abafowabo bakaJosefa sebebonile ukuthi uyise usefile bathi: Mhlawumbe uJosefa uzasizonda j , ngoqotho asiphindisele ububi bonke esabenza kuye. 16Basebenika isilayezelo kuJosefa besithi: Uyihlo walaya engakafi, esithi: 17Lizakutsho kanje kuJosefa lithi: Ngiyakucela, akuxolele isiphambeko sabafowenu lesono sabo, ngoba bakwenzela okubi; khathesi-ke ake uxolele isiphambeko sezinceku zikaNkulunkulu kayihlo k . UJosefa wasekhala inyembezi nxa bekhuluma kuye. 18Labafowabo labo beza, bawa phansi phambi kwakhe, bathi: Khangela, siyizinceku zakho. 19Kodwa uJosefa wathi kibo: Lingesabi, ngoba kanti ngisendaweni kaNkulunkulu yini l ? 20Kodwa lina laceba okubi kimi, uNkulunkulu waceba ngokuhle m , ukuze enze njengalamuhla, ukuze alondoloze abantu abanengi bephila. 21Khathesi-ke lingesabi; mina ngizalondla lina labantwanyana benu n . Wasebaduduza, wakhuluma labo ngomusa ▼
Ukufa kukaJosefa22UJosefa wasehlala eGibhithe, yena lendlu kayise. Njalo uJosefa waphila iminyaka elikhulu letshumi. 23UJosefa wasebona abantwana bakaEfrayimi abesizukulwana sesithathu; labantwana bakaMakiri p indodana kaManase bazalelwa emadolweni kaJosefa. 24UJosefa wasesithi kubafowabo: Ngiyafa, kodwa uNkulunkulu uzalihambela isibili q , alenyuse kulelilizwe alise elizweni alifungela oAbrahama, uIsaka loJakobe r . 25UJosefa wafungisa amadodana kaIsrayeli esithi: UNkulunkulu uzalihambela isibili, njalo lizakwenyusa amathambo ami asuke lapha s . 26UJosefa wasesifa, eleminyaka elikhulu letshumi; basebemqhola ngomuthi t , wafakwa ebhokisini eGibhithe.
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text:
UBUYILE uzime wedolobha uMgungundlovu nowaziwa ngokuthi u-Miss and Mr KZN Capital City nozobe wenzeka okwesibili kulo nyaka.
Uhlelo lokuzama inhlanhla (auditions) kulabo abazobe bebanga isicoco luzobanjelwa emtapweni wolwazi i-Bessie Head mhlaka-2 kuLwezi (November) ngehora leshumi ekuseni (10 am).
Umcimbi omkhulu wona uzoba mhlaka-7 kuZibandlela (December) eCity Hall.
Imali yokungenela lo mncintiswano u-R100 izingane, bese kuba u-R150 kubantu abadala.
Lo zime uzobe unemikhakha emithathu izingane (6-10 iminyaka), izingane eziphakathi kweminyaka 11-16(teenagers) kanye nabantu abadala (17-24 iminyaka).
Umncintiswano wakulo nyaka uzobe unesiqubulo sokulwisana nokuhlukunyezwa kwabantu besifazane kanye nezingane.
Umhleli walo zime uMnu Thandokuhle Dlamini weNtsha YoMzansi Modelling Agency uthe inhloso yalo zime ukuzama ukuvala isikhala phakathi kwabantu basezindaweni zasemakhaya kanye nabasemadolobheni.
“Siyabahlanganisa bonke ndawonye ukuthi benze into abayithandayo.
Enye inhloso ukuthi sifuna ukuqhakambisa idolobha lethu,” echaza.
Abadle umhlanganiso kulo mncintiswano bazoba sethubeli lokuba yingxenye yohambo lwezinsuku ezimbili lokuyongcebeleka ehhotela elizokhethwa yibona eThekwini.
Abamodelayo bayanxuswa ukuba baphathe izikibha ezimhlophe kanye nama-jean aluhlaza kanye namateku abafana, amantombazane wona aphathe izicathulo eziphakeme.


text:
Scops Owl
ISikhova
Isingeniso
Iinkhovezi zaziwa nangokuthi ngilezo zobuso obumhlophe (White-faced Owls). Ngebanga lokungafani kweenkhova zalomhobo abosolwazi baphe isikhovesi umhlobaso obizwa nge-Ptilopsis. Umhlobo lo wesikhova simhlali ojayeleke khulu eendaweni zoke ze-Afrika esewula ye-Sahara.
Ukuvela nokwakheka kwayo
Amehlwazo anombala osarulana. Umhlobo lo uneendlebe ezivulekileko ezikulu. Ubukhulu bazo bubalelwa emasenthimitheni alisumi nethoba ukuya emasumini amabili nane (19-24cm) nofana (7.5-9.5'). Zineendlebe ezinesiphetho eside kanye nobuso obundungulelwe mumuda orondo wombala onzima.
Ukudla
Njengezinye iinkhova ezincani, umhlobo lo wesikhova umhlobo ojayeleke ngokuphila ngokudla iinunwana, nanyana kesinye isikhathi zidla iinyonyana ezincani, amakhondlwana, kanye nezinye iinlwanyana ezincani zomhlobo omunyisako. Iinwani ezibanjwako zivamise ukuba zikulu ukudlula lezo ezibanjwa ngeminye imihlobo yeenkhovesi. Zizuma ngokuhlala eendaweni eziphezulu bese zehlele phasi nazibona lokho ezifuna ukukubamba. Zidla khulu iinunwana, iinyonyana ezincani, amakhondlwana kanye neenlwanyana ezincani zomhlobo omunyisako.
Ukuhlangana neduna nokubekelisana
Isikhathi sazo zokubekelisana nokuhlangana neduna siyahlukahluka. Enarheni ye-Zimbabwe, kwenzeka ngenyanga kaRhoboyi ukuya kuSinyikhaba. Kanti-ke ukuyela phakathi eSewula, kwenzeka phakathi kwenyanga kaVelabahlinze kanye noMhlolanja. Zivamise ukuhlala eendlekeni ezitjhiywe ziinyoni ezinye, ukusuka enyonini yezuba ukuya emakhozini (Pigeons to Eagles). Kesinye isikhathi zisebenzisa imigodi yemithi kanye neendleke eziphasi ehlabathini. Ziba namaqanda wombala omhlophe okurhanyazelako, abamabili ukuya kamane, begodu abekelwa esikhathini esimalanga alamanako, ukufukamela kwenzeka msinya ngemva kokubekela. Ukusuka ngelanga lokubekela, ukufukamela kuthatha amalanga amasumi amathathu. Amadzinyanazo aphuma esidlekeni aye egatjeni eliseduze ngemva kweemveke ezine, bese athoma ukuphapha ngemva kwamalangana ukusuka lapho.
Ukuziphatha kwayo
Umhlobo lo wesikhova kuyinyoni etjhagala khulu ngomnyama begodu iphila nangokudla iinunwana. Iyinyoni yehlathini kanye neenkhothini lapho zakha isifunda sazo lapho, begodu zisebenzisa iindleke eziphasi ehlabathini ukubekelisana. Umhlobo lo wesikhova uhlukaniseke ngemihlobo emibili yeenkhova, kunaleyo ebizwa nge- Screech Owls ze-New World, kanye naleyo yomhlobo we-Old World. Kunjalo nje kunemihlobo emasumi amane ehlukahlukeneko yeenkhova asabalele umhlaba woke. Inengi lomhlobo wesikhova esibizwa nge-Otus owls zitholakala e-Tropical regions. Iinyonezi nazithikamezekileko emini, zikghona ukulula umzimbazo ziwenze ube mude ukuyela emahlangothini, begodu lokho kuzenza zitshwaye nofana zifane nencenye yegatja lalapho zihlezi khona.
Indawo yokuhlala
Zihlala emahlathini neenkhothi, eendaweni ezimahlathi. Emahlathini we-Acacia kanye newe-Savanna.
Lapho zitholakala khona
Zibahlali eendaweni ezinengi ze-Afrika esewula ye-Sahara.
Igama lesi-Latin
Otus leucotis.


text:
Umshuwalense wemoto uyinto ebaluleke kakhulu kubo bonke abanikazi bemoto, kungakhathaliseki ukuthi bangaphi. Wonke amagesi kahulumeni anezidingo zawo siqu. Kunezinye izidingo ezidingekayo abashayeli ukuze bakwazi ukuthenga umshwalense futhi bakwazi ukushayela ngaphandle kokungena enkingeni. Futhi, umshuwalense wemoto ungase ube yinto ebiza kakhulu futhi eyinkimbinkimbi. Abashayeli abaningi bazithola besebenza futhi abaziqondi izimo eziphuthumayo ezihlanganisiwe. Kubalulekile ukukhuluma nochwepheshe mayelana neminye yomshuwalense, Inqubomgomo Yomshuwalense Wesikhashana ku Sandton kodwa kukhona okuyisisekelo ukuthi wonke umuntu ofuna umshuwalense wemoto kufanele aqonde.
Impahla kanye nemfanelo
Ngomshwalense wemoto yomshuwalense, ngokuvamile kunezinhlobo ezimbili zezicelo ongayithola futhi ziyimpahla kanye nemfanelo. Ngokuvamile, Umshuwalense Wesikhashana umthwalo wemfanelo uzokufihla umnikazi wemoto ngazo zonke izizathu ezinjengezinhloso zokulimaza noma ukunganaki. Umshuwalense womhlaba, ngakolunye uhlangothi uhlanganisa noma yimuphi umonakalo owenzelwa emotweni yakho noma umonakalo owenziwe kwenye imoto.
Kubantu abacebile, banomshuwalense omkhulu wemfanelo ngoba kunamathuba amaningi angase athole isinqumo. Isikhathi esiningi, laba bantu bayakwazi ukulungisa izimoto zabo uma kwenzeka kwenzeka ingozi.
Imingcele kanye nemingcele yokunciphisa
ingachazwa njengesikhulu inani lemali ukuthi inkampani yomshuwalense ingakhokha zonke izicelo zenqubomgomo. Ezinkontileka eziningi, uzothola ukuthi kukhona ukubekwa kwemingcele kokubili kokuphela. Ngezinye izikhathi imikhawulo yempahla kanye nemfanelo ingasethwa. Uma imingcele iphansi, ama-premium aphansi futhi ngokuphambene.
Ngakolunye uhlangothi, ukukhishwa imali kungukuthi uzodinga ukuzixazulula ngaphambi kokuba inkampani ithathe isimangalo. Esimweni esinjalo, Inkampani Yomshuwalense Wesikhashana kunesidakamizwa kuzo zonke izenzakalo kanye nayo yonke inqubomgomo. Uma i-deductible iphakanyiswa, ama-premium ahla.
Imigqa yokugqoka
Ezimweni eziningi, umuntu oqinisekisiwe uyadingeka ukuba abe nemigqa yokugcizelela. Kunezinketho eziningi ongakhetha kuzo. Ungakhetha ukukhetha ukubekwa uma kwenzeka ushayela enye imoto. Kukhona futhi inketho yokwengeza abanye kwinqubomgomo. Ukufakwa kwezenhlalakahle kungakhethwa futhi ngenxa yokweba izingxenye zemoto noma imoto.
Ukutholakala kwezimoto ezingekho emshwaleni kuvamile kakhulu. Yilapho abashayeli abangaqinisekisiwe bahlanganiswa khona. Lokhu kusebenza kahle uma kwenzeka ingozi kanti enye inhlobo ayinayo umshuwalense odingekayo.
Uma kuqhathaniswa nezinkampani
Eziningi zezivumelwano Kuhlobene nemoto kunemininingwane efana kakhulu. Futhi, izinkampani zomshuwalense wemoto zingahluka kakhulu komunye nomunye. Uma ukhetha inkampani enkulu, izinsizakalo zizobe zihle kakhulu. Uzosebenzisa amazinga angcono nokubhalwa.
Ukubuyekezwa kungasiza kakhulu ekwenzeni izinqumo. Ungacela umndeni wakho nabangane noma uhlole amabhizinisi ebhizinisi lendawo. Ungenza ukufanisa ngokusekelwe kokulinganisa abakujabulela. Kunezinhlelo ezahlukene ezibekiwe ukuze kuqhathaniswe nezinkampani ezahlukene. Uma ukulinganiswa kuhle, khona-ke uzokwazi ukuthi inkampani izwakala ngokwezimali.
Inqubomgomo Yomshuwalense Wesikhashana ku Sandton ?
Umshuwalense wezimoto nge-SR22 noma u-FR44 ukuthunyelwa kuyadingeka emazweni amaningi abashayeli be-DWI noma i-DUI. Lolu hlobo lwenqubomgomo yomshuwalense wemoto lulungele ukuhlangabezana nokukhishwa kanye nezinye izidingo eziqondene nombuso ngamunye. I-SR22 ne-FR44 ngamagama amafomu asetshenziselwa ukubhala phansi futhi athumele (ifayela) ubufakazi bokulandela umshwalense. Lokhu ngokuvamile kuyisinyathelo sokugcina ngaphambi kokuba abashayeli abanecala bavuselele ilayisense yabo. Le nqubo ifana nomaphi lapho kukhona ukungezwani okuhlukile emazweni ambalwa.
Isinye isishayamthetho sesifunda sinquma izidingo, futhi uMnyango wezimoto eziqondene nawo uqondisa inqubo. Ngo-2007 no-2008 iFlorida neVirginia baqala ukwehlukanisa izinkolelo ze-DUI ngokusebenzisa i-Form FR44 kuphela, kuyilapho begcina ifomu le-SR22 kubo bonke abanye abashayeli bezingozi eziphezulu. Inqubomgomo ehambisana ne-FR44 ihlanganisa imingcele engu-$ 300,000 yemingcele eFlorida ngenkathi i-SR22 yayo idinga i-$ 30,000. EVirginia kuyi-$ 100,000 ye-FR44 ne-$ 50,000 ye-SR22. I-Texas yandisa imithwalo yemfanelo yabo yabashayeli be-DWI ngo-2011. Kusukela ngo-1980 abaamaMama ababhekene noDrunk Drivers (MADD) baye baletha lolu daba phambili futhi bathi basabela ngokwenza njalo ukuze banqande ukuphuza nokushayela.
ukujwayela ukuvimbela kuye kwavela ngenxa yomnotho onesizotha ngenxa yokuphoqelela ukusebenza. Abomasipala basekhaya futhi bathi ngemali eyanciphayo bafuna ngamandla abaqhubi ukuba baqoqe izinkokhelo nemali. Izidingo ezengeziwe zokuphatha nokubhala phansi (ukuqinisekiswa), ukuqinisa ukuvinjelwa, cishe kuzoqhubeka yizizwe eziningi. Ukungafani okwamanje okuphakathi kwamanye amazwe amakhulu kubandakanya iKalifornia neFlorida benenkathi yokulandela iminyaka engu-3 neTexas 2. INew York, North Carolina, iDelaware, Kentucky, Minnesota, New Mexico, Oklahoma nasePennsylvania ayidingi ngokuphelele i-FR44 noma i-SR22. Ukuthola izidingo eziqondile lapho uhlala khona kubaluleke kakhulu ekuqinisekisweni kwenqubomgomo yokubuyisela ilayisense. I-Florida neVirginia, yiziqu ezimbili kuphela ezidinga inshuwalense ye-FR44 kubaqhubi babo be-DUI baye bazuza kakhulu kuloluhlelo. Ngenxa yezizathu eziningi ukuthi umshuwalense wemoto ka-FR44 uyinzuzo kubo bonke abantu, kuhlanganise nomnikazi wezinqubomgomo. Zonke zinezibalo ezingu-0.08 ze-blood alcohol njengemikhawulo ejwayelekile yomthetho. Ngokufanayo, umshuwalense we-FR44 we-DUI abashayeli bangaba yisimiso kuzo zonke izifunda ngenxa yokuphumelela kwawo eFlorida naseVirginia. P>
Izinqubomgomo zomshuwalense wemoto kusuka nomaphi lapho uhlala khona ne-DUI, DWI, FR44 noma i-SR22 yizo zonke okufanayo. Kodwa-ke, umehluko kubalulekile ekutholeni ilayisense yakho iphinde ivuselelwe nokuthi ukhokhela kangakanani. Gcina izidingo ezingqondweni ziguqula njalo abashayeli abanecala. I-agent yomshuwalense ozimele ozimele, onikezwe ilayisense kumbuso wakho, angachaza izidingo ezifanele ezidingekayo nokuthi uzobiza kangakanani. I-ejenti efanayo ingaqala inqubo ngokuqedela, ukubopha, nokuhambisa isicelo kwinkampani yomshuwalense. Ifomu le-SR22 noma le-FR44 livame ukukhiqizwa endaweni yokudayiswa, futhi ithunyelwe ngekhompiyutha njengoba kudingeka eFlorida. Ikhophi ephindwe kabili inganikezwa umfakisicelo futhi ihanjiswe ku-DMV ukuze ivuselele ukuvuselelwa kwelayisense.
I-Car Car Insurance
Imishanguzo yomshuwalense ibalwa ngokwezinto eziningana zobungozi. Lezi yizici ezikhonjiswe yinkampani yomshuwalense njengoba cishe kunomthelela kulabo abathintekayo ababhekele ingozi. Umshuwalense uyindleko ebalulekile ehlotshaniswa nento eqinisekisiwe futhi akufanele igijimele. Kuhlale kungumqondo omuhle ukuthenga nxazonke ukuze uthole intengo engcono kakhulu. Imishanguzo yomshuwalense izohluka kakhulu kusuka kumshuwalense kuya kumshuwalense ukwenza umsebenzi wesikole sakho.
Shop Around b> p>
Bheka izinkampanini ezahlukene zomshuwalense oyithandayo futhi uzibuze for quote. Bangakwazi ukukunikeza ukulinganisa okubi kakhulu futhi izingcaphuno eziqondile nakakhulu kufanele futhi zenzeke uma unikeza imininingwane eyengeziwe futhi ulinde. Kufanele futhi ubheke ama-insurers ku-intanethi futhi uthole izingcaphuno ezisheshayo kusuka kuwebhusayithi yazo. Lena indlela esheshayo futhi ephumelelayo yokuthenga ezungeze. Uzothola umbono omuhle walokho amanani okufanele alindele. Ungase futhi uhlole amawebhusayithi wekhothethi ukuze ubone ukuthi yithinta kanjani inani lakho lentengo uma ukhetha izinketho ezahlukene. Ngayo yonke imigomo yomshuwalense uzoba nenani lezinketho ezithinta intengo yenqubomgomo.
Ngakho-ke kufanele ucabange ngalokhu okukhethwa kukho futhi uma kukhona izingozi ongafisi ukumboza bese uvumela umshuwalense azi njengoba i-premium yakho kufanele ishibhile. p>
Kufanele uzame futhi ukuqinisekisa ukuthi awuqinisekisi kabili. Kuyisimiso somshuwalense ongeke uzuze kulokho okwenzeka kumcimbi we-insured. Ngakho awukwazi ukukhokhelwa kabili ngisho noma unezinqubomgomo zomshwalense ezimbili. Ngakho-ke uma ngabe ingozi isivele ihlanganiswe inqubomgomo eyodwa, iphinda uvumele umshwalense wakho azi ukuthi angasusa ekubalweni kwawo.
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Imali yomshuwalense wezimoto ngokuvamile kuxhomeke ezintweni ezifana nokuthi yiluhlobo luni lwemoto oshayela ngayo, ingakanani ubudala, ukuthi injini inkulu kangakanani, yenzani futhi imodeli? Uhlobo luni lomshuwalense oludinga futhi ludlala indima, udinga kuphela umthwalo wemfanelo, noma ophelele? Ngabe uzosebenzisa kanjani imoto, isibonelo uzobe uhamba uye emsebenzini nokuthi uhlela amamitha amangaki ukushayela?
Umlando wakho wokushayela uzoba isici esiqinile ekunqumeni ingozi yakho b>, futhi okuxhunyaniswe nalokhu kuyoba yinkathi yomshayeli, kanti abashayeli abasha bebesengozini yokubandakanya engozini. Uma usemusha, ubulili bakho buzoba yingozi ebalulekile, kodwa uma ubulili obudala ngokuvamile buba bubi kakhulu.
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